151: Monetary protection
The procurement tide in the mountain village years ago is underway, and compared with the busy staff, Deng Shifeng and Qin Er and their high-level officials don't seem to have much to do, just sitting in a small conference room, and a group of high-level bigwigs in the mountain village are listening to some of the latest statistics here with some nervousness.
"The above data is the distribution of the new version of the work points as of 6 p.m., and the recovery amount of the old version of the work coupons...... The distribution of RMB and the amount of funds returned to the material trading office, the number on the commercial street is still being counted, but according to the current reaction, the new version of the corner ticket is very popular, and there is no unacceptable situation, which is due to the fact that we have been circulating in the form of paper money in the past, everyone has gradually become accustomed to the use of paper money, and there is no problem that the commander-in-chief is worried about similar treasure money......"
The second chief executive, Wang Ya, that is, the former Wang Ya, with a self-confidence and general direction that is difficult for girls of the same age to see, reported the current situation of currency distribution and recycling to all the bigwigs present, and many people finally breathed a sigh of relief when they heard the six words of smooth and excessive handover.
The use of the new version of the currency to replace the old version of the voucher is not a momentary brain fever move, the old version of the voucher in the mountain village and the territory under the rule has been circulating for several years, although the role of the internal economy of the mountain village has played an indispensable role, but the material, printing, distribution and circulation of the voucher in the process of such and such problems because of the characteristics of its predecessor, its main disadvantage is that the material is easy to damage, difficult to print, not easy to collect and preserve, easy to fade and fade in the process of circulation. Moreover, there are two biggest potential dangers of the old version of the voucher:
One is that the old version of the voucher is issued by the number submitted by the production unit from the service cooperative, the report is based on the account book of each unit, in the past only one or two factories and a few account books can be reviewed at any time, but now the village itself has been divided into more than 20 factories, and there are some private units like the wood factory, plus the factory in the mountain village has begun to expand outward...... If you use this method again, it is easy for some people to take advantage of loopholes......
There is also a hidden hazard is that the paper used in the old version of the labor voucher is traded from the outside of the raw materials, the paper of this era is limited by the production technology, the ink capacity of the paper and the impurities on the surface are a lot, in addition to the ink printing technology currently used in the mountain village has not completely led the era of a technology generation, so it is easy to be used by people with a heart, the production of a large number of counterfeit money to impact the commercial economic system that has just formed in the mountain village......
If it is said that among the two hidden hazards, the former can also be controlled by increasing supervision and auditing, but the hidden harm of the latter is that it can completely destroy the fragile commercial and economic system that has just been formed in the entire mountain village, which can even be said to be a financial war that kills people without seeing blood and destroys without knives and guns! Therefore, in order to prevent this situation, while closely monitoring the circulation of coupons in the market, the form of frequent change of reissuance of material coupons was adopted to minimize the flow of a large number of labor coupons in the market, which is why the cloth stamps and iron stamps of the planned economy in later generations were still used.
However, this form wastes a lot of manpower and material resources, and it is not conducive to the healthy development of the market, especially if the mountain village wants to expand, it is necessary to solve the problem of substitution of labor vouchers.
As for how to solve this problem, some people's opinions are to directly use the silver and copper coins that are in line with the outside world to make currency, which is also conducive to the direct economic exchange with the outside world after future expansion, but this idea was killed by Deng Shifeng at the beginning.
The economic model of the mountain village itself is still in the embryonic state, if it is described in a more vivid way, that is, it is still in its infancy, and the outside has been more mature and huge compared with the capital monster, if the same silver standard currency is used, then as long as the outside world is like the mountain village to import a large amount of free silver two capital, a large number of silver two quickly cause inflation, the current economic situation of the mountain village itself belongs to the semi-controlled planned economy, once this situation occurs, then it will only be their own ......
Moreover, if mountain villages want to become bigger and stronger, in addition to mastering military force and industrial production, there are two important factors that are the right to speak and independent economic control.
The right to speak is currently very good in the mountain village, the life under the rule of the mountain village and the changes in the previous life can be experienced by the common people, in their hearts they understand that their good words are brought by the new boss of the mountain village and these flower skins, whether to listen to the previous official and listen to the problems of these flower skins, from the mountain village can be more implemented in the implementation of various orders has explained a lot of problems.
At the same time, with the emergence and development of newspapers, we don't dare to say it outside, but on the territory under the rule of the mountain village, it basically belongs to the mountain village......
And one of the most important representatives of autonomous economic control is money! And the issuance of money is not only a symbol of sovereignty, but also a means to protect one's own economy. Whether it is now or in the future, if a large amount of money from outside wants to enter the land under the rule of the mountain village to do something, then the first thing it has to pass is the exchange pass.
Merchants like Huang Zhangshi and Smiling Li want to trade materials with the mountain village, although they will eventually settle with the outside silver taels and the mountain village, but the settled silver taels will not enter the mountain village's own currency circulation system, the workers and villagers in the mountain village have begun to gradually get used to using the labor vouchers to buy goods and daily life, and the number and total amount of the labor vouchers issued within the mountain village are under the control of the mountain village, and you want to buy a large number of labor vouchers and RMB from the villagers and workers will immediately attract attention. A small amount of acquisition and exchange will not play a role, and it is difficult to make much difference from the source......
Especially in the future, Deng Shifeng is ready to gradually abolish the bank-money and currency transactions of the land under his rule and the emergence of banks, even if people with intentions outside want to buy a large amount of RMB at a loss to impact the economic system of the mountain villages, they must weigh how much principal can be lost!! The large amount of money stored by the workers and peasants in the bank is a natural early warning device, and the bank can respond in time if there is too much or too little money saved.
And the use of paper money has one of the biggest advantages is that the value content of this paper is the final say of the mountain village itself, it is printed with five yuan, it is with the value of five yuan, but this value is only limited to the area under the jurisdiction of the mountain village itself, you get it outside it is a beautifully printed piece of paper!! And how many taels of silver are you going to get in exchange for this piece of paper that represents the value of five dollars? Don't forget, the printing power is in the hands of the mountain village itself, how much has been printed, how much is in circulation, how much is the bank reserved, and even whether the financial counterattack is ready to print more money or the bank controls the circulation...... These core things are all up to the mountain village! To put it in a bad but vivid way, when the mountain village's own monetary system is formed and grows, then you want to play against it like two teams are playing, but you have to face not only a strong opponent, but also the referee - especially the other person!!
After understanding the benefits brought by the monetary value system, as well as the protective and promoting role that can be played in the economic development of mountain villages, there is no voice to question the establishment of new currency and bank financial units, even if they still have a lot of confusion about such things as banks still paying interest to depositors, but considering that this is the method proposed by Deng Shifeng, think that Deng Shifeng's previous whimsical ideas have been realized and are being realized, so everyone has also expressed support for the birth of this new thing in the bank.
In addition to the important role of currency storage, printing, supervision and capital transfer in the territories under its rule, the emergence of banks also has a role of recovering the original right of each unit to deposit and calculate workers' wages by itself, which not only reduces the number of financial settlement personnel and their workload in each unit, but also avoids the immeasurable adverse impact caused by the loss or damage of the ledger.
Moreover, banks can also provide the best economic figures for the economic development and management of the land under the rule of mountain villages, and the amount of bank savings and capital flow in a region can also indicate the development of the local economy.
In order to ensure that the negative impact of the emergence of the new version of the currency is minimized, after consideration and discussion, everyone agreed that the best time to launch the new version of the currency and recycle the old version of the voucher before the Chinese New Year. At the same time, they will not keep a large number of work coupons to take home when they return to their hometowns for the New Year, and at most they will only carry a small amount of work coupons to use when they come back to work in the next year, so they will inevitably consume a large number of work coupons that have been stored outside, and it is also the best stage for the new version of currency to stimulate circulation......
It is precisely such an excellent opportunity that as early as more than a year ago, several units in the mountain village have begun to make preparations, from the research and mass production of this special paper in the paper mill, and the upgrading of more refined and advanced printing technology in the printing plant, to the research and production of auxiliary raw materials for the production of new inks and drifting agents and rubber compounds in the production process of the chemical group, and even the training of bank staff from the original financial personnel of various units...... This series of actions is not something that can be done by one or two units, but gradually emerges a great test of the overall industrial level with fine division of labor, close cooperation and proper coordination!
Even in order to absorb as much of the original work vouchers as possible, Deng Shifeng specially asked the material trading office to release as many quantities and types of material transactions as possible, as long as it does not endanger the strategic reserve list and bottom line of the mountain village, it will be released as much as possible......
PS: Yimu Book Club will be held from 7 p.m. to 9 p.m. on December 30 at a Y channel 92145027, everyone is welcome to participate (to be continued.) )