It is not the lofty morality that determines people's behavior, nor the edification of saints, but the instinct of survival, in a word, to pursue advantages and avoid disadvantages, and pursue interests!

The success of Tang Studies is due to the fact that the foundation of Tang Studies is based on correct interest analysis. Pen, fun, and www.biquge.info

The confrontation on the Golden Palace clearly shows that even Gao Gong and Zhang Juzheng, who claim to be practical and learned, still can't get rid of the romantic feelings of scholars, they may be very good officials, but let them assist the king and rule the world, they still owe some heat.

This is Longqing's most direct comprehension, in terms of feelings, Longqing still attaches importance to high arches, but as an emperor, if he wants to make a contribution to Zhongxing Sheji, at least to make his world better, he must count on Tang Yi and his Tang Xue!

"Master Tang, how are you going to perfect a whip technique?" Longqing humbly asks for advice.

Tang Yi was confident, "Your Majesty, it's ridiculous that the minister thinks that it is not wrong to clear the acres of land, and the main thing in the family is that he can't even figure out how many family backgrounds." Moreover, in the past few decades, the royal family, the gentry and the big households, frantically annexed land, and the real land in the hands of ordinary people is likely to be less than 30% of the world's acres, in recent years, disasters in the north have been frequent, the weather is getting colder and colder day by day, if there is a large-scale reduction in production, or even no harvest, the landlords in order to maintain profits, must be crazy to squeeze tenant farmers. At the moment, it seems that the tenant farmers can still survive, but in fact they have been driven to the edge of the precipice, and the slightest change is an abyss, and bankruptcy is imminent. At present, a large number of people in Beizhili have fled, which is the reason. ”

The threat of the Xiaoice River period is getting closer and closer, floods and droughts are constantly occurring in various places, Long Qing has a personal experience, he nodded happily, "Sir, since Qingzhang Tianmu is right, then the problem is to collect silver two?" ”

"That's right, gold and silver themselves are not wealth, but only symbols of wealth, if you ignore this point and mistakenly pile up silver in the treasury of the household department, it will be regarded as a successful change, which is putting the cart before the horse, and it is a big mistake."

Long Qing nodded happily, "Wu Tiancheng mentioned the lack of silver in the countryside and the lack of food in the north, these two items can be said to be to the point." ”

"Your Majesty, Wu Tiancheng has presided over the Suncheon Bank for many years, mainly providing low-interest loans to ordinary people, small and medium-sized traders, and helping them tide over difficulties, it is not surprising that he can have this insight."

No one's ability comes out of thin air, just by sitting in the Hanlin Courtyard and talking, the things that come out look very good, but if they are really implemented, they are guaranteed to be full of holes.

To put it mildly, there are few imperial elites who came out of the Hanlin Academy, and when it comes to administrative ability, there are few who can surpass Han Dewang.

"This is the unity of knowledge and action advocated by Mr." Long Qing's eyes suddenly lit up, "Sir, if you follow the example of Suncheon Bank in various places and provide low-interest loans to the people, wouldn't it prevent the profiteers from exploiting the people by means of a whip law?" ”

Tang Yi bowed his head and said approvingly: "Your Majesty is really keen, the model of Suncheon Bank can indeed be implemented, but any bank must seek profit from this, the capital is full of crowns, trade is prosperous, currency is concentrated, and it is natural to make money by running a bank, but some Central Plains provinces, as well as remote places, cannot be done." ”

The orange is orange in the south of Huai, and the orange is orange in the north of Huai.

This is a well-known truth, and it is also the biggest loophole in a whip law.

"Relying on banks does not cover the world, and the minister thinks that it is necessary to establish a protective price and levy grain."

Long Qing's eyes lit up, "Sir, please speak." ”

"This is the case, suppose that the income from the field in a given year is 10 million taels, of which 60 percent is collected for silver and 40 percent for grain. The imperial court can use half of the market price to levy grain at a low price to offset the land endowment, and the people can freely choose whether to pay silver or grain, so that the way for profiteers to exploit the people is blocked. In addition, the imperial court also has a large amount of food in its hands, which can be used to pay for the military and stabilize prices, which can be described as killing two birds with one stone. ”

After hearing this, Long Qing suddenly shouted: "Teng Xiang, Li Fang, Feng Bao, you all come over to me." ”

A few eunuchs ran over, and they didn't know what was going on, so they hurriedly lay on the ground. Long Qing turned around twice on the ground, pointed at Teng Xiang and said, "You are the shopkeeper of the bank, Li Fang, you are a farmer, Feng Bao, you, you are a local official." ”

When the three big eunuchs heard this, they were all stunned, Li Fang snorted and cried, "Emperor, the slave and maid have not made any mistakes, you can't drive the slave and maid away, the slave and maid are not as good as a dog if they leave the emperor!" ”

Feng Bao was also frightened, and kept peeking at Tang Yi, saying in his heart that this person had entered into some slander, right?

It was Teng Xiang, who was half scared, but quickly reacted and tried to ask: "Emperor, do you want to deduce the sand and sand table like the Golden Palace?" ”

Long Qing nodded, and the three big eunuchs breathed a sigh of relief, and their hearts fell from their throats to their stomachs.

After Tang Yi introduced his idea, the deduction began. First of all, Long Qing gave the order, assuming that all the taxes and servitudes added up to one hundred taels would come from Li Fang, and he could only take out twenty taels of silver, and the remaining eighty taels had to think of other ways. If he was in a relatively developed place, he would directly ask Teng Xiang to borrow money, with an annual interest rate of two cents, and he would need to repay ninety-six taels at that time, and the price of grain in spring would be three to forty percent higher than that in autumn.

In other words, Li Fang can wait until the grain price is stable to sell the grain and avoid rushing to sell the grain and hurting the peasants.

In this way, the peasants had almost no loss, the banks could obtain a stable interest income, and as for the imperial court, it was very convenient to collect silver taels.

In another situation, Li Fang is a remote place, there is no bank, only the landlord can borrow "Yinzi money", "donkey rolling", the interest rate is frighteningly high, if the imperial court continues to collect silver taels, he was forced to borrow eighty taels, a few months later, the profit rolls, even if he sells his sons and daughters, he can't repay the loan, either he is forced to die, or he becomes a homeless person...... made Li Fang keep wiping cold sweat.

Long Qing was also shocked, sure enough, according to Zhang Juzheng's proposition, there would definitely be no less poor peasants like Li Fang.

When the time comes, the officials will force the people to rebel and go to Liangshan, which is definitely not the blessing of the imperial court!

Thinking of this, Longqing's evaluation of Zhang Juzheng couldn't help but be three points lower.

What about according to Tang Yi's method?

Li Fang had two choices, he could pay grain or silver, he first paid twenty taels of silver, and the remaining eighty taels were offset with grain, at this time the imperial court needed to choose five different counties in each province according to the situation of each province, and calculate the average grain price as a guide price.

In this way, Feng Bao, a Xu official, has no room to use his hands and feet.

Suppose that the grain in Li Fang's hand is worth 300 taels, he takes out 160 taels of grain and gives it to the imperial court, and the court pays him 80 taels, and the remaining 80 taels is used as a tax.

In this way, Li Fang avoided being exploited by landlords and merchants, and the imperial court got grain at a low price.

After mastering the grain, the second loophole mentioned by Wu Tiancheng was solved, and there was no problem with the supply of military supplies, and if there was a situation in which grain prices skyrocketed, they could also be thrown out to stabilize prices.

Long Qing deduced it three times, and several big eunuchs gradually felt that this method was interesting, just like a game, but it turned the boring government affairs into vividness.

Unconsciously, everyone chooses according to their own interests, and will not be deceived by flowery rhetoric and beautiful words.

Gradually, Longqing showed a happy smile, and his face bloomed with joy.

"Master Tang is really my cousin, wonderful, really wonderful." Long Qing couldn't wait to say: "There are no loopholes in this method, can it be promulgated immediately?" ”

"Slow!"

Tang Yi shook his head, "Your Majesty, there are still many deficiencies in this law, such as warehouses in various places, whether the grain can be stored well, whether it will be greedy by local officials, and there are some places where the roads are rugged and difficult, how to transfer grain, and the part of silver, due to the different colors of silver, involves the problem of fire consumption, and there are many possible problems, which are difficult for the ministers to predict one by one." ”

"This? What does the master think should be done? ”

"The minister thinks that the cabinet should first come up with a draft, submit it to Jiuqing Kedao for public discussion, and after it is perfected, select a few governments as pilots, and then fully implement it after success."

Long Qing hesitated: "Will there be too many people to talk and delay for a long time?" ”

"Probably not." Tang Yi said with a smile: "Within three months, you will be able to get results." ”

In fact, Tang Yi was still conservative, in fact, it only took two and a half months for the new version of the whip law, which attracted the attention of all parties, to be officially promulgated, and four prefectures were selected as pilots, including Tianjin, Suzhou, Yanzhou, and Hanzhong.

This also marks the official start of the Longqing reform led by Tang Yi!

Before, countless people with lofty ideals wanted to promote a whip method, but there were many resistances, but after Tang Yi's plan was thrown out, there was almost no noise, and even if there were, at most, they only made suggestions, and did not dare to deny it entirely. Those mean speakers also find it difficult to find an excuse to attack.

This is not surprising, it is said that three minutes on stage, ten years off the stage.

Tang Yi's success, of course, was not accidental, he made a detailed deduction of all the possible problems, and all the loopholes that should be plugged were blocked.

As for the places that really want to be reformed, they have nothing to say, such as Qingzhang Tianmu, who dares to pat their chests and say that it is right to annex land? And then there are those profiteers who put money in prints and knock out the bones and suck the marrow, who dares to speak out for them?

In the past, everyone grabbed a rough place with a whip method and launched a fierce attack, wanting to break the surface with a point, Tang Yi not only modified the roughness, but also made a pilot project in the four mansions.

This time, even if there is a problem, it is only four prefectures, and it is a big deal to stop and restore the old system, and it will not have too much impact.

It's not better than I don't know, in the past, Gao Gong's conceit was slightly outstanding, and Zhang Juzheng was also a famous official, but he was placed with Tang Yi and made a judgment.

These two are much older than Tang Yi, but they seem frivolous and aggressive, and they are not Zai Fu's talents at all.

Many suppressed Xu Party members jumped out again, attacked Gao Gong, and were not polite to Zhang Juzheng, the anti-bone boy, more than a dozen copies a day, and as few as three or five copies, violently impeached the two of them and demanded that the prime minister be dismissed.

On this day, Tang Yi was on duty to deal with official business, and Gao Gong came in with a black face, took out a copy of "Beggar Osteoporosis" from his sleeve, and put it opposite Tang Yi. (To be continued.) )