Chapter 309: Good idea

On this day, it was not the day of the dynasty, and Yang Reform's mouth sores gradually healed, and he was no longer so anxious in his heart, and he already had an idea in his heart.

In the Qianqing Palace, Yang Reform was summoning people, and the object of the summoning was Bi Ziyan.

Yang Gengai thought about it and thought, it was better to get the banknotes out first, test the water, and then say, okay, that's good; No, find a way to remedy it, this banknote is always hanging in my heart, not up or down, it is always tormenting, if it works, then thank God, if it doesn't work, don't waste your feelings, what to do.

"Bi Aiqing, what's going on with the banknotes?" Yang Gengai asked first.

"Banknotes? Is Your Majesty talking about treasure money? Bi Ziyan looked at the emperor in amazement.

"Yes, treasure banknotes, oh no, it's just the paper bill that I told you about some time ago, ......, I want to issue some paper notes now." Yang Reform has now decided to push out the banknotes, whether it works or not, you have to try.

"Your Majesty......, this ...... The time does not seem to be ripe, Your Majesty issued treasure banknotes at this time, it is really anxious, now, the minister is trying to dock with Li Ruolian's bank, the bills issued by him, my household department can admit, now, has just made a little progress, Your Majesty, this matter must not be rushed, to pay the two taxes in the summer and autumn with bills several times, the people and merchants believe in the bank's reputation, and then issue paper money is not too late...... "In Bi Ziyan's view, this banknote is treasure money, this Ming treasure banknote is a harmful term, the emperor wants to play treasure money, Although there are many preparations and countermeasures, Bi Ziyan still feels that the time is not yet ripe.

"Well, the time is not yet ripe? And where are the immature? I can't wait," Yang asked.

"Your Majesty, this treasure banknote was issued rotten in the early years of our dynasty, in the eyes of the people, this is a useless piece of paper, if Your Majesty has no money, you can think of other ways, you must not make a fuss about this matter, otherwise Your Majesty's reputation will be paid for this ......, the minister is now gradually changing this view, this will take time, Your Majesty, not in a hurry" Bi Ziyan impatiently begged the emperor not to do this, he finally made a little achievement, if the emperor suddenly wants to issue treasure money, his efforts, But it was all in vain.

"If I say that I didn't get this because I was short of money, but just issued banknotes to facilitate the lives of the people, Bi Aiqing, do you think you believe it? Or, how credible do you think this kind of thing is? "The difficulties of issuing banknotes, the setbacks that must be faced, Yang Reform has anticipated some, has been prepared, and the first step in the issuance of banknotes, you have to persuade a person who can carry out his intentions, it is best to manage the Ministry of Households, it is best to be familiar with silver money, numbers, Yang Reform counts and counts, and Bi Ziyan is suitable for this, although he has discussed the matter of paper money with Bi Ziyan before, but at that time, the discussion is to get bills, and the gap between bills and banknotes is far away. The silver ticket belongs to the bill, and the silver ticket is recognized by everyone, but this treasure ......, it is completely different. The banknotes that Yang Reform wants to get now are not bills and other things, and they used to be just blowing the wind for Bi Ziyan, but now, it's going to be real.

Hearing that the emperor was not just issuing banknotes for the convenience of the people, Bi Ziyan felt that he wanted to laugh on the one hand, but he didn't dare to laugh, and felt that the emperor was too naïve, and the emperor was either too naïve, or, a great sage.

"In short, Your Majesty, if Your Majesty insists on doing this, the minister believes in Your Majesty, but I am afraid that the majority of the people in the world are skeptical. Bi Ziyan thought about it and felt that he could only answer the emperor like this.

"Well, I also expected this situation, and I am now a little prestigious, but if you want to say that the issuance of banknotes is not to make money, hehe, I'm afraid there will not be too many people who believe in me." Yang Gai said self-deprecatingly, this Ming Dynasty is really a fairly advanced country, and it has done such things as issuing paper money, and it has been done for nearly a hundred years, of course, the successor is too bad for these things, and it is not interesting to say more.

"Your Majesty can understand, the issuance of treasure notes, this matter, Your Majesty or less to rely on the good, if it is some bills, silver bills or something, it is feasible, wait for Li Ruolian to make silver bills, bills up, make credibility, and then let Li Ruolian issue some small, deposit, exchange, general bills, in order to act as the role of treasure money, so that people will not feel that Your Majesty is reissuing treasure money, this is the feasible way, Your Majesty" Bi Ziyan is also a helpless look, The reputation of the treasure banknote is really not very good, this thing has existed in history for decades, too many people have lived his hardships, and it is difficult to change everyone's mind for a while, according to Bi Ziyan's idea, let Li Ruolian's bank first make the bills based on silver bills, and so on with enough credit, and gradually issue some small bills that can be exchanged for the pass, that is, the treasure money in disguise, only in this way can it be successful, there is like the emperor, as soon as he comes up, he will get paper money, and he will do treasure money, and he will rush the name of treasure banknote, The emperor is bound to fail, and he will be nailed to the pillar of shame in history, and voila: this is another emperor who has hollowed out his mind in order to cheat the people out of their money. ,

"Hehe, I listened to Bi Aiqing's words, and I have studied this treasure banknote very much" Yang Reform is not in a hurry, today, he has prepared a lot of things, this banknote, is determined to play, and began to patiently persuade Bi Ziyan.

"Back to Your Majesty, since your Majesty's orders, the minister has also studied the treasure banknote, the weakness and strength of the treasure banknote, the minister can be said to be well understood, if Your Majesty wants to listen to the minister's opinion, the minister knows everything." Bi Ziyan saw that the emperor wanted to reissue the treasure money, and he seemed to be quite determined, and he was ready to say something heart-wrenching, as for the result, he couldn't do anything, and he didn't have the ability to do what the emperor wanted to do.

"Okay" Yang Reform was about to fool Bi Ziyan into issuing banknotes for himself. Seeing that Bi Ziyan is still willing to communicate with himself about this treasure banknote, he is also in his arms, some things, the plan can't catch up with the changes, according to the previous discussion, step by step, it is indeed a good way, but unfortunately, now, Yang Reform is ready to take a risk.

"Your Majesty, in fact, the treasure banknote is also a good thing, although there are many shortcomings, but there are also many advantages, if Your Majesty can make up for the weakness of the treasure banknote, this treasure banknote may not be able to be issued." Bi Ziyan has the tone that I am an expert.

"Well, tell me about it." Yang Gai felt that Bi Ziyan seemed to know more about the issuance of treasure banknotes than himself, and it seemed that Bi Ziyan had indeed put in a lot of effort.

"Your Majesty, the first harm of this treasure banknote is that the court was only responsible for the issuance of the previous banknote, not responsible for recycling, even if it is recycled, there are many problems, among them, is the problem of the money pouring method, the court said to recycle the old banknote that is rotten, in fact, when the court uses the treasure money to offset taxes, only new banknotes are collected, and the old banknotes are often not wanted, so the old banknotes can only rot in the hands of the people, but there are some people who have a relationship with them, through the relationship, the use of low prices to buy the old banknotes, and then colluded with the government to fully offset the tax with the old banknotes, the difference in price is also hugeThis is one of the ......, if Your Majesty wants to issue banknotes, you have to solve this problem, of course, if Your Majesty uses Li Ruolian's bank to issue and recycle treasure money, strip off the government and operate alone, this can avoid the local government from changing hands and profiting...... "Bi Ziyan said that this treasure banknote, that is transparent, as the imperial party, an official who has a certain study of the economy, he is naturally very attentive to this aspect.

"Well, yes, yes, go on." Yang Reform nodded, I didn't expect that there was so much attention to this treasure banknote, and it was the first time I heard that this was simply a business without capital, the front desk did not let people use old banknotes to deduct taxes, and the background used low prices to collect other people's old banknotes.

“…… In fact, it is also a problem of recycling, Your Majesty has also seen the previous treasure banknotes, the paper that printed and distributed the treasure banknotes, it is really quite poor, the handwriting is blurred, it is not easy to read this, this paper is easy to faint, can not see the tide, let alone see the water, and is not durable, this is determined, the treasure banknotes issued by the imperial court, it is easy to be damaged, and the treasure banknotes sent out, or not long after, they have to be all recovered and reissued, among which there are special collection of old banknotes, colluding with the middlemen of the government to deduct taxes with old banknotes, the problem of depreciation of treasure banknotes is becoming more and more apparent, As soon as the treasure money came into the hands of the people, the price immediately fell by more than 10%, you say, how can the people like this kind of money? Therefore, Your Majesty must prepare paper that is durable, not afraid of moisture, and not easy to be damaged......" Bi Ziyan said all kinds of difficulties, just to prevent the emperor from issuing treasure money.

“…… There is also the problem of indiscriminate issuance, in fact, the first few problems, are still small problems, uncontrolled indiscriminate issuance, is the reason why the treasure money can not be issued, this treasure money is not like gold and silver, gold and silver are always limited, this paper, as much as you want to print, the court has no money, as soon as there is something to print, rotten hair, and recycling is extremely limited, so, this long day, who dares to want this waste paper? The common people work hard all year round, and the court casually takes away other people's year's harvest with a piece of rotten paper, Your Majesty, do you say, are the people fools? Of course, if Your Majesty operates this matter alone with a bank, and there is enough reserve silver for the people to exchange, even if the local government collects taxes and does not collect paper money, there is no problem, and the people can go to the bank to exchange and then pay taxes, but the number of banks is quite large, and there must be enough reserve silver to deal with the exchange of the people,...... So many banks, Your Majesty, and so many people? Therefore, it is impossible to spread it on a large scale now, at most it is to try it out in a few limited places,......" Bi Ziyan said a lot, that is, to persuade the emperor not to be reckless, take his time, and talk about all practical problems. ,

"Well, this is a problem, I know this problem, I don't plan to spread it all over the country now, and I'm going to try to issue some in Beijing, and then I'm only going to issue one or two million taels of silver banknotes, and one silver is twice as many banknotes......" Of course, Yang Gai knew about this problem, so he didn't want to eat a fat man in one bite, and was ready to change one or two million taels of silver out for emergency purposes first.

Seeing the emperor say this, Bi Ziyan breathed a sigh of relief again, at least, the emperor's idea is somewhat reliable, there is no such idea of becoming a fat man in one go, if that is the case, he Bi Ziyan will have no way out except to resign.

Bi Ziyan is concerned about this matter, and usually makes all kinds of assumptions and possibilities, and when he heard the emperor's request was just like this, he referred to the countermeasures he had thought of before, and said: "Your Majesty, if it is just like this, the minister has a strategy, and I don't know if it is feasible or not." ”

"Well, you name it." Yang Reform said it now, just waiting for Bi Ziyan to turn one money into two for him, and he was very happy to hear that Bi Ziyan had an idea.

"Your Majesty, since Your Majesty's circulation is only one or two million taels, it is not difficult to operate this matter, Your Majesty has ever thought about issuing military tickets in the army?" Bi Ziyan thought for a while and said.

"Military tickets?" Yang asked rhetorically.

"Yes, Your Majesty, military tickets, now, you can never associate paper money with treasure money, and paper money, you can only associate it with silver tickets, bills, so that people will not feel that Your Majesty is cheating them of their money, and only by relying on things with more reliable reputations such as silver tickets, the odds of winning are great." Bi Ziyan explained.

"Well, okay, you go on." Yang Reform began to feel a little dramatic, and sure enough, this Bi Ziyan is a good hand in the economy, and he will think about it by himself if he gives him a topic.

"Your Majesty, the military expenses that Your Majesty needs to spend every month are probably a lot of money every month." Bi Ziyan asked, as an imperial party, he knows some things about the emperor.

"This is true, the military expenses everywhere plus the extra from Master Xu, I can't get out of it every month, without a million taels." Yang Reform told the truth. If I hadn't been so short of money, I wouldn't have rushed to get banknotes. According to his previous practice, it is very stable.

Hearing that the emperor spends more than one million taels a month, Bi Ziyan glared at him and smacked his lips, this emperor is really not an ordinary person, the previous emperor had an internal income of about one million taels a year, and now, this lord uses one million taels of ...... a month, it is unimaginable...... I also understand why the emperor is so persistent in engaging in treasure money and banknotes.

"Your Majesty, in this case, Your Majesty only needs to issue military tickets in the army, and other officers and soldiers may not be able to, but the officials and soldiers in the Beijing camp and His Majesty's internal salaries, such as the new army, such as Mao Wenlong, such as Lord Yuan, are all paid by His Majesty's internal funds, then there is no problem, in the future, all the merchants who supply these official and military materials and consume them can only receive military tickets from the officials and soldiers, and after these merchants receive military tickets, they will return to the big cities, such as Jingshi, such as Datong, In this way, Your Majesty only needs to prepare a bank in a limited number of places, which greatly saves manpower, and can also directly issue military tickets to the officers and soldiers, so that they can buy things with military tickets, or exchange silver in the bank, in this way, Your Majesty, there is a time difference between this in and out, Your Majesty is ready to prepare for one million taels of silver, in fact, you can print two million taels of military tickets, which can completely achieve Your Majesty's purpose, not to mention the issuance of treasure banknotes and banknotes, It is only said that it is a special case in the army, which is convenient for the officers and soldiers, thinking that these places are all supplied by His Majesty with internal funds, even if the officials have opinions on this, it is not easy to say anything, do the officials dare to point fingers at His Majesty's internal funds? Your Majesty can do it directly without consulting with the ministers, and when the people see that this military ticket is guaranteed and can be exchanged for a full amount of silver, presumably the credibility of this military ticket will rise greatly, and it will gradually be accepted by more people and merchants, imperceptibly, Your Majesty can gradually increase the supply of military tickets in the future, and gradually expand the military ticket system to a larger range, completely bypassing the famous halls of treasure money and paper money, which is a good way...... "Bi Ziyan racked his brains and came up with such a method for the emperor. ,

"Good, good, true." Yang Reform listened to it clearly, this is a pretty good idea, play a time difference, give military tickets to his new army, to those who rely on their own internal salaries, this is definitely a good idea, even better, this matter does not need to be discussed with the ministers, those armies, are their own internal money, how to send how they want, as long as those troops do not make trouble, do not rebel, is not just their own self?

Yang Reform almost danced with his hands, his additional military expenditure every month is more than hundreds of thousands of taels, if you add Jingying and Jinyiwei, eunuchs and other hardcore supporters of themselves, if they all issue military tickets, hehe, not to mention, issue one or two million taels, it is really not difficult, the circulation speed of this military ticket is quite fast, the army is a pure consumption unit, it will not be long before the credibility of the military ticket can be established, and it will be easy to do with credibility, which is much stronger than the idea I thought before.

"This method is good, Bi Aiqing, I have already made the kind of paper that is not afraid of water and durable, you give me a check, see if there is any mistake, I will immediately put on the banknotes, no, I have to put on the horse military ticket." Yang Reform can't wait, and he is about to put on the banknotes immediately, no, the military tickets.

“…… Ah, Your Majesty...... This ......" Bi Ziyan looked at the emperor dumbfounded, it turned out that the emperor had already prepared.

"Regarding the problem that Bi Aiqing said that the treasure banknote is easy to fade, the paper money is not good, it is not durable, and it is afraid of water, I have thought of a lot of ways, Bi Aiqing, you come to see this kind of paper, no, this kind of military ticket, see how it is." Yang Reform did not wait for Bi Ziyan to sigh more, and said his own directly.

After speaking, Yang Gengai took out some things from a box, these are some white colored paper, which is very different from the paper commonly used today, this kind of paper is thicker, and it looks like the paper is better.

Yang Gengai asked Bi Ziyan to come to his desk, and at the same time, he took out a piece of paper and threw it into the teacup.

Bi Ziyan also took the paper given by the emperor curiously, and then watched the emperor suspiciously put the paper into the teacup. [Teacup: I'm protesting against the protagonist, this is the first time you've thrown paper at me, and I'm not a trash can here.] 】