Bi Ziyan was a little ashamed, and said in his heart: My majesty, do you still know that I am a squire, and I am in the household department, and there is a book on it? Although you don't take Shangshu seriously, you are also the top boss below! You ask about the household department, don't ask Shangshu, and ask me if this squire can handle it, it's really a bit difficult for a strong man! Bi Ziyan had a very hurt and embarrassed expression.

Yang Gengai saw Bi Ziyan's uncomfortable look, and realized that he was taking it for granted, and it was not the turn of a squire to be in charge of this household! Shangshu is the head of the household department, not to mention, above this household department, there is also a cabinet.

"This, big companion, give an edict to the household department to cooperate with this pilot work, and Bi Aiqing will be personally responsible for this matter."

"The slave obeys." Wang Chengen agreed. This matter is simple, as long as a little eunuch is sent to the household department to pass the decree, Bi Ziyan can be specifically responsible for this matter.

"Since this matter, the two masters and Bi Aiqing have advised me not to be in a hurry, so let's observe this matter for a while. Today, I am looking for a few people, and there is one more important matter, and I will discuss with a few people, and how many of them are trustworthy people......" Yang Gengyou said.

I heard that there were still important things, and several of them became nervous, although this emperor was sometimes naughty and nonsense, but once there was something serious, it was also a big event.

Several people respectfully waited for the emperor to speak.

Yang Reform said: "A few people, let's take a look at these small tickets first, and then talk about it." Yang Reform asked Wang Chengen to bring some paper tickets to the three people, these colorful paper tickets, after Yang Reform learned about the matter of Guozijian a few days ago, he specially let his master of making banknotes rush to make it, although it was made by a master, but it was really not good, although it was green, but it still could not meet the water, and it could not be folded many times.

Sun Chengzong frowned, looked at the paper ticket he took from Wang Chengen's hand, and fell into deep thought.

Xu Guangqi looked puzzled and anxious.

Bi Ziyan looked at the ticket in surprise, and then looked at the emperor.

"Some of them are trustworthy people, and I told you that this is called banknotes, which are used instead of small copper coins as proof of payment. A few people take a look and give their opinions. "Yang Reform is almost poor and crazy, thinking about making money all the time, the central bank was forced to be born in advance, this paper bill, also forced to appear in advance, originally, Yang Reform was ready to let his master of making money make a more reliable banknote and then take it slowly, now it seems that it has to be accelerated.

Xu Guangqi was about to die, and hurriedly said: "Your Majesty, but you are going to issue treasure money?" Xu Guangqi roughly understood what the emperor meant, that is, to use paper instead of silver.

Bi Ziyan looked at the emperor a little dementedly, the emperor's move is not a good trick, it is a faint move! Isn't the emperor quite smart? How did you get to this juncture and make such a stupid move! The credibility of this Daming treasure banknote has long been thrown into the dung pit!

"Hehe, indeed, what I think is similar to the treasure money that Master Xu said, that is, paper instead of silver." Yang explained.

Xu Guangqi was very anxious and said, "Your Majesty, I'm afraid this can't be done!" The credibility of this Da Ming treasure banknote is really not very good! It's not much better than waste paper, if His Majesty is short of money, he hurriedly launched this Ming treasure banknote, I'm afraid it's not good...... "Xu Guangqi is very anxious, this is joking with the emperor's reputation, joking with the reputation of the imperial court, the common people are not fools, they were saddened and tearful by the previous indiscriminate treasure banknotes, and they are still doing it? Unless you put a knife on someone's neck for someone else to use.

"Hehe, Master Xu, don't worry, I also know the Da Ming treasure banknote you said, doesn't it just can't be exchanged for silver? Can't I exchange money? It is crudely made, the printing is blurred, there is no limit to the issuance, and there is no recycling of old banknotes, I know this. Yang Reform has not consulted this information, the Ming Dynasty history issued banknotes, Ming Bao banknotes have not been less studied, know the situation is also detailed, Yang Reform believes that he can avoid these problems.

Xu Guangqi looked at the emperor with a little puzzlement, since the emperor knew the disadvantages of this Ming treasure banknote, why did he still do it?

"Dare to ask Your Majesty, this ,...... Since Your Majesty knows about the Daming Treasure Bank, why do you want to do this? To put it mildly, this Ming treasure banknote has really ruined the reputation of the imperial court in this regard, and now it is difficult to reissue it! ...... "Issuing treasure banknotes that are similar to waste paper, even fools know not to accept it!"

"Your Majesty, the minister also thinks that Lord Xu is right, this Ming treasure banknote, the reputation is stinky, if Your Majesty wants to reissue it, I am afraid it will not be accepted! I'm afraid that no one will ask for Daming treasure money! The scourge of this Ming treasure banknote will only fall on the people in the end, which will only deepen the pain of the people! Your Majesty...... Think twice...... "Bi Ziyan knows this money very well, and seeing that the emperor actually thought of issuing the Ming treasure banknote, he had to persuade the emperor that the history of the Ming treasure banknote is really smelly, and now I want to take this thing out again and use it, if I don't wash it, it will be a big fecal smell!" It stinks from afar! I also want to use the issuance of Daming treasure banknotes to cheat money, it is estimated that it is impossible.

"Hehe, don't worry, I know this matter very well, and I understand it very well, and I know how to deal with it......" Yang Gai looked very confident.

As a matter of fact, this treasure banknote, he is a good thing, even if he stands up, he is also a representative of the advanced productive forces, but the person in charge of the work did not do a good job, did not manage well, so that the advanced productive forces did not give full play to the effect of their application, and this banknote, he represents the direction of the development of the advanced productive forces. Otherwise, paper money will be used in the future?

"Dare to ask Your Majesty what tricks you have?" Xu Guangqi looked at the emperor in a daze, and he couldn't understand the emperor more and more, this emperor knew more things than these dozens of years old, and the emperor actually studied this Ming treasure banknote.

"Hehe, in fact, there is no magic trick, this banknote instead of silver to pay, well, that is, treasure money, now so rotten, no one is willing to use it The reason is that it does not have the corresponding physical silver as a reserve, nor does it give people cash, nor is it responsible for maintaining value, let alone replacing the old one? Am I right? ”

"Back to Your Majesty, Your Majesty is basically right, this treasure banknote is a good thing, but unfortunately, the disadvantages are the same, as Your Majesty said, there is no corresponding silver to pay, and there is not enough exchange, let alone recycle the old treasure banknote, how can others want this thing? Therefore, this treasure money is useless now! Xu Guangqi knew a lot about the money, and he also affirmed what the emperor said.

"Hehe, therefore, my plan is to issue a silver banknote, reserve a silver in the bank, redeem it in full and instantly, and recycle the old banknote from time to time, so that the credibility of this banknote should be guaranteed, and this banknote will become a currency that replaces silver and copper coins......"

"Back to Your Majesty, this is easier said than done! This silver banknote, just a silver reserve? This, Your Majesty, has not made any money at all! In this way, you have to make paper money, and you have to be responsible for recycling old paper money, which will be a loss! Moreover, the money used by the Ming Dynasty every day should be calculated in large quantities, if they all switch to paper money, Your Majesty, how much silver do you have to reserve? This ...... "Issuing currency is not profitable, and you are completely a good person, and this will be ridiculed." There is one more sentence that Xu Guangqi didn't say, how much silver is still in this palace that can be used as a reserve? This sentence was a bit hurtful, so I didn't say it.

"This, a banknote for a silver, in fact, a reserve of silver, you can produce a half to two copies of the banknote, because this involves a problem of circulation, once the banknote is circulated, it is impossible for everyone to take the banknote to the bank all the time to exchange, isn't it? So, this reserve can issue twice as much banknotes, hehe, that is, one or two pieces of silver, can be used as two flowers, do you understand what I mean? Yang Gai explained that he was afraid that people in ancient times did not understand the benefits of issuing paper money.

In fact, the ancients have long understood the benefits of issuing banknotes, otherwise, the Ming Dynasty would not have issued Ming treasure banknotes in history. Xu Guangqi understands what paper money is all about, and of course he also understands that there is a difference between the actual reserve of silver and the amount of circulation, and the ancestors of the Ming Dynasty walked in front. Here's how it works: if you don't have a penny in reserve, you can use it as a dead stamp, but not just a penny of silver as two flowers, this is a business without capital. [It seems that this is what the United States is doing now, but it is a nuclear bomb and an aircraft carrier as a certificate of credit, this Ming Dynasty, in fact, also has the opportunity to use the army and artillery to endorse the treasure banknote, but unfortunately, it is not done thoroughly enough, and let the silver circulate, if the silver is not allowed to circulate, all the Ming Dynasty will use the Ming treasure banknote, this Ming Dynasty has passed, I am afraid that there is no difference from the current United States. Hehe, of course, it's a joke. 】

"Back to Your Majesty, what Your Majesty said, the minister also knows, is Your Majesty really sure that only two votes are printed on this piece of silver? In this way, it is also possible to reissue treasure money. Xu Guangqi heard that the emperor was going to issue two bills with one silver, if this ratio is this, this treasure banknote can be fully redeemed, can be fully circulated, there is no payment problem, and the ancestors of the Ming Dynasty that "Ming treasure banknote" is two concepts.

"Hehe, at present, what I am thinking about is this, one silver, temporarily issue two tickets, and also reduce the scope of this trial to a very small extent, for the time being, it will be set in the Gyeonggi area, gradually expanded, how about a few people?" Yang Gai said what he meant.

"Back to Your Majesty, if this is the case, this issuance of treasure money, no, the issuance of paper bills, it is also feasible, but, who is responsible for this? I think this treasure banknote used to be issued and supervised by the household department, once the household department has no money, it will print treasure money, if Your Majesty wants to do this, it is best to ,...... I've got to figure out a way! Xu Guangqi also made some suggestions to the emperor, this matter cannot be handed over to the household department, it is handed over to the household department, as soon as the household department has no money, it will print treasure money, and then this treasure money will become waste paper.

If the Ming Dynasty household is done properly, in fact, it can be a little more ruthless, prohibiting the circulation of silver, all have to use the Ming treasure banknotes, and then use force to endorse, and even use these printed paper money to buy things in foreign countries, if you can do this, the Ming Dynasty's household will become the richest existence in the seventeenth century, and the Ming Dynasty will become the Ming Dynasty's version of the United States, but unfortunately, the Ming Dynasty's household department has not gone far enough and has not done enough.

Yang Reform did not check the information, naturally knew that the reason why this treasure money has such a reputation is completely caused by the Hubu messing around, there is no action plan, there is no action step, there is no system, and I don't know moderation, I only know the seal, I don't know how to manage it well, now naturally I will not hand over such an important thing to the Hubu again, if that, I might as well directly hand over the silver used as a reserve to the Hubu, so as not to let others say that the emperor is the emperor and take the waste paper out to deceive people......

"This, naturally, is handed over to my bank, that is, the money bank opened by Li Ruolian, otherwise, the silver I gave out will be ruined by the indiscriminate printing of the household."

"Back to Your Majesty, if Your Majesty wants to throw away the account opening department to do this, I'm afraid it will ......" Xu Guangqi is worried that the emperor will throw away the account opening department to print treasure money by himself, and he will be constrained by the household department, this courtiers are all staring at the emperor, the emperor eats meat, they must want to drink a mouthful of soup, if they don't share a mouthful, they will make trouble and hinder.

"Master Xu, this matter is to throw away the account opening department, I have to do it myself, take care of it myself, my idea is not to change the existing system, not to change the existing personnel, just to strip out the issuance and management rights of this treasure banknote, and then authorize Li Ruolian's bank is, anyway, it is my money, I can get it as I want. Anyway, now the household department has long stopped issuing treasure money, just take back this right of issuance, in this way, it is relatively simple, and it has nothing to do with the household department, the treasury silver of the household department is still in the hands of the household department, and the household department can withdraw the silver with the ticket in my bank at any time...... "Yang Reform roughly said what he meant.

Xu Guangqi and the others were silent again.

This matter, the emperor seems to be ready to do it, this matter is a bit unpredictable! Although this piece of silver can be used as two flowers, there is a hurdle that cannot be bypassed in this matter, that is, how much silver the emperor can give up for reserves, and the amount of money is the most critical. If you have money, military training, disaster relief, and fighting wars are not problems, the problem is that the emperor has no money, so things will be difficult to do.

Sun Chengzong actually understood in his heart, he didn't speak, and seeing that the other two didn't speak, he said: "Your Majesty, the minister dares to ask, how much silver is Your Majesty going to use to do this?" Once Your Majesty issues treasure money, the reserve that Your Majesty said, although it is placed in the treasury, can be seen and touched, but it must not be moved! "Sun Chengzong is afraid that the emperor is now saying well, a silver issue at most twice as much banknotes, just afraid that the emperor will be short of money, the shortage is terrible, and he can't help but take the silver used as a reserve to spend, then, this time the emperor issued treasure money, it has become the emperor to cheat everyone's money, this matter, for the emperor's reputation, quite bad, but also afraid that the emperor is young, frizzy, lack of money when can't help it, can't hold back.

"This, I naturally know that in the initial stage of this banknote, it is completely supported by reserves, and since I plan to issue banknotes, I will never touch this reserve. This, Master Sun, rest assured, is that I will find a way to make the people of the world understand that my words count. For this basic financial common sense, Yang Reform still understands.

“…… Your Majesty, since this is the case, the minister will not say much, but the minister wants to remind His Majesty that it is difficult to say that it is difficult to reissue treasure money, it is easy to say that it is easy to say, and it is easy to send it before, and now it is reissued, there is a precedent to follow, it is completely feasible, and the difficulty is that it has no reputation in this treasure banknote, it is unreliable, it is similar to waste paper, and it has become a thing that cheats the people of money, this, Your Majesty has to be prepared! Sun Chengzong summed up the issue of banknotes.

Xu Guangqi still has a stomach to say to the emperor, but seeing that Sun Chengzong has already summarized this matter, he choked back the words, Xu Guangqi is worried that the emperor is young and inexperienced, and he will mess up this matter, which will damage the emperor's reputation, which is very serious, Xu Guangqi still hopes that the emperor will be a good emperor who can be remembered for eternity, and this reputation will naturally have to be maintained for the emperor.

"Master Sun is right, I will definitely pay attention to this...... I also summarized the weaknesses and shortcomings of the previous treasure banknotes, and prepared to make some improvements, to make this banknote strong and durable, to make the printing as beautiful as possible, and to try not to be afraid of water, so as not to accidentally scrap the banknote when washing clothes. Yang reformed and explained, planning to get rid of his own people first, and then find a way to get rid of others.

Sun Chengzong, Xu Guangqi, and Bi Ziyan listened to the emperor's words, and they all twisted the banknote with their hands, and found that it was indeed much thicker than the previous treasure banknotes, and the printing was more exquisite than the previous treasure banknotes. Now the "treasure banknote" in my hand, first, is thicker, and second, the printing, as the emperor said, is more exquisite, but a twist on the paper, this pigment will be stained, a little faded.

"Your Majesty, this printing is indeed more exquisite, but I'm afraid that this paint won't work, I'm afraid it can't touch water." Xu Guangqi is still just twisting it with his hands, and he has a lot of paint on his fingers, and if he puts it in the water, he is afraid that it will not work.

Yang Reform has no way to do this, although it has been explained and let people study it, but unfortunately, this matter is not intended to be an achievement, and there must be a considerable research time to make this basically not afraid of water, wear-resistant, and non-fading banknotes. Nowadays, that is, the pattern is printed well, and the pigment problem has not been solved, let alone water.

"Oh, yes! I've already let people study it, but it's only been long since it started, I'm afraid that for the time being, this paper can't see water, this paint, I'm afraid it will still fade! This is a problem......" Yang Reform also sighed, this thing, I can't get it, this can only rely on my own "talent", and constantly find out. Otherwise, if you want to use the kind of banknotes of later generations in the Ming Dynasty, unless you can move the banknote printing factory in the future. Obviously, this is not possible. If it is the kind of banknote that has been printed, there are still many problems to be solved, such as the number of the money, the printing machine, this, have not been solved, and this is still being studied.

When several people heard this, they were silent.

Yang Reform said: "This matter, for the time being, is just to talk to a few people, I want to hear the opinions of a few people, to really issue banknotes, I have to wait for the research and development of this banknote to be completed, before it can be issued!" This time, I'm afraid it's still very early, alas......" Yang Reform sighed, the kind of banknotes that he wants to issue that is close to the future generations, but unfortunately, there is no technology for the time being. The idea is good, but unfortunately, to implement, the technical conditions are not enough!

"Your Majesty, in fact, the minister thinks that Your Majesty's banknotes are already very good, far better than the previous treasure banknotes, Your Majesty, why not just use the previous treasure money mold to print? It's also a little easier, anyway, the amount of this printing is relatively small, and besides, the treasure banknotes issued this time also have reserve silver, and there is no big problem if you want to issue treasure money, Your Majesty doesn't have to worry about this printing of treasure money...... "Bi Ziyan didn't speak for a long time, and when he saw that the two emperors didn't speak, he found a chance to speak, and he could also show his existence, seeing that the emperor was entangled in making high-quality "treasure money", he was very troubled, so he gave the emperor an idea.

In Bi Ziyan's view, the emperor's heart is good, and he is bent on making water-resistant, wear-resistant, and non-fading banknotes, but unfortunately, this is almost impossible to achieve. You don't have to make the bills fancy yet. In the past, there were no reserves issued, but now that there are reserves, what are you afraid of?

With a mold of a previously issued treasure banknote? In Yang Reform's mind, he couldn't help but think that on a thin piece of paper, the "money" printed with the printing level of the God of Wealth that the common people bought during the New Year was used to ,...... Yang Gai felt that it was too cheap. I'm sorry for my identity as a traverser! After archaeology, others look at it, I rely on it, the money that this emperor has been dying for thousands of years is not very good! It's just a blank slate...... However, if you don't use the existing set of treasure money molds and use the banknotes in your mind, I'm afraid that in a few years, I'm afraid that you won't be able to study roughly usable banknotes, Yang Reform's mind moved again. Originally, this matter was just going to be said, but now I give Bi Ziyan the idea of making trouble, but I think that you can give it a try, anyway, this Ming Dynasty has also issued treasure banknotes before, and it is okay to use the previous treasure banknote mold! The key is that he has a reserve fund for this treasure banknote, and this is probably enough! The common people of the Ming Dynasty were afraid that the requirements would not be high...... Yang Gai felt that he could try to issue banknotes, and it should feel very refreshing to issue banknotes and use paper to buy things. Yang was greatly moved. Why don't you give it a try?

(To be continued)