Although these businessmen are still on the fence about opening a bank, they are very concerned about the scope of opening a bank.

As far as the current scope of opening is concerned, it will be limited to Denglai, Handan, Yingzhou, as well as Jinan, Yangzhou, Fengyang, Lianghuai, Beizhili, and Nanzhili within one year.

Yangzhou Mansion, Fengyang Mansion, and Lianghuai are the places where Zhu Dadian patrolled, and Zhu Dadian took care of them, so they are also on the list.

Elsewhere, it is necessary to wait for the bankers to be trained enough before they can expand, and at the same time, it is not easy to enter until the authority they feel is obtained.

Being able to open a bank in these areas within a year has already made those businessmen feel very good, so they have opened an account in the bank one by one, which can be regarded as a welcome.

…… At noon, five thousand tables were set up, and all the soldiers participating in the battle were seated, in addition to the scribes of Denglai, etc., which cost no less than 50,000 taels of silver, but most of this money was put together by officers and soldiers, and 10,000 taels was spent at public expense. The celebration banquet of the Denglai army has always been like this, and the officers and soldiers who received the silver reward cobbled together and added a small part of the public expense.

Take this celebration banquet as an example, although more than 50,000 taels of silver were spent, each soldier gave less than one tael of silver, which was only a drop in the bucket for a generous salary.

All this money is spent locally, and there is almost no outflow of funds, which will only stimulate the production of Denglai, just like fighting a war to stimulate the economy, anyway, it is throwing money.

Such a huge scale of the banquet also made the guests who participated in the banquet dumbfounded.

The soldiers wore their medals and hung their swords to the banquet, and all the soldiers received medals in this battle of King Qin.

However, the medal is divided into three classes, the third class medal represents participation in the battle, and the first two class medals are awarded for meritorious service.

Zhongzheng Swords are relatively rare, but almost all the high-ranking generals who participated in this battle have been awarded Zhongzheng Swords, and several scouts with a high number of kills have also been awarded.

The banquet was larger, but there was nothing surprising about it, but the atmosphere was more lively, and the soldiers drank fine wine and talked loudly.

Governor Yan Jizu was relatively silent during the banquet, but other officials chatted happily with Zhao Yan, and the newly appointed governor of Laizhou, Zhou Fenglin, obviously also saw that the governor was out of power, and expressed his resolute support for Shandong's reform to Zhao Yan during the banquet.

"Lord Junmen, you have to help me more about the reform of Shandong, and the lower officials will give you a drink." Zhao Yan saw that the general trend had been decided, so he nodded from the imperial court, so he began to convey goodwill to Yan Jizu, after all, now that the reform of Shandong is still a variable like Yan Jizu.

There is no problem with those senior officials in the DPRK and China, after all, the Shandong Taoist and several prefects jointly demanded reform, and the Shandong officials in the DPRK and China cooperated with them, so they still have a great grasp.

"How dare General Lao toast." Yan Jizu said in a hard voice, obviously resentful, and then picked up the wine glass and raised his head and drank it.

"The military lord will definitely think about the people, and this reform will benefit the country and the people, and it will help." Wang Zhenyi said with a smile.

"The reform plan is acceptable, but can the taxes be paid truthfully?" Yan Jizu asked Zhao Yan, if the reform is implemented, this land will be in Zhao Yan's hands.

"The matter of measuring the acres of land can be carried out by the lower officials and the chief secretary together, and when the land is paid, the official will be handed over to the governor's yamen in a unified manner, so that the intermediate officials can be exempted from deduction." Zhao Yan saw that Yan Jizu's attitude was loose, and his heart was settled.

"Then how do the big and small officials in Shandong get there?" Yan Jizu frowned and asked, Zhao Yan's way of paying taxes has cut off almost all the ways of corruption for officials, ordinary officials collect land endowments, and then most of their own corruption is handed over to the imperial court, and in poorer states and counties, taxes are even embezzled to zero.

"The lower official is willing to give 500,000 taels of silver for the purpose of maintaining integrity." Zhao Yan had already figured out a way in this regard, and according to the reform plan, all the personnel under the yamen were cut down, leaving only the big officials such as the prefect and the prefect, as well as the minor officials such as the canon history and the main book.

500,000 taels of silver, obviously not enough, but this news was not revealed to those petty officials, and when the reform was launched, they couldn't help it.

But now they can't reveal the details to those petty officials, only those few Taoists know the details.

"So, look at it! This Fu will cooperate. Although Yan Jizu felt uncomfortable, Zhao Yan was already so righteous and public, and he was not good at getting in the way.

Since then, the upper-level officials in Shandong have unified their opinions, and they have agreed with Zhao Yan's reforms. After the banquet, Zhao Yan took out a passbook containing 50,000 taels of silver and stuffed it into Yan Jizu's hand, and said with a smile: "Lord Junmen, this is a little bit of caution on the part of the lower officials, it can be regarded as a thank you for the contribution of Lord Junmen to the people of Shandong, and the password is ......."

Yan Jizu glanced at the passbook, hummed lightly, quietly put it into his sleeve, and then got into the carriage and left Zhaojiabao.

Zhao Yan watched Yan Jizu go away, and smiled bitterly twice, this is the end of the Ming Dynasty! Even if it is an official with a relatively upright style, accepting bribes is a very common thing, and even if it is Lu Xiangsheng, it cannot be said that he is absolutely honest.

Of course, this phenomenon cannot be taken to the extreme, and they cannot be devalued as worthless, but it can only be said that it is a common phenomenon in officialdom, and if you do not follow this model, you will inevitably be ostracized by other officials, because those officials will instinctively see honest officials as a threat.

The guests left one after another, but the merchants remained, and Zhao Yan still had to discuss with them about making a fortune. The big and small merchants were in the guild hall, and after Zhao Yan sent the other guests away, he arrived at the guild hall.

"All of us are members of our Shandong Business Gang, and this official has always been rich for everyone to earn together, and this time I want to discuss a few plans to make a fortune with you." Zhao Yan said straight to the point: "Let's talk about sea trade first!" ”

"General, please."

These businessmen looked at Zhao Yan eagerly, and Zhao Yan said: "In our Shandong sea trade, the only balancing power is sea ships, and we don't have enough ships, so we can't carry out more overseas trade." ”

"So I invite you to come today, it is to discuss some shipbuilding matters, if you invest in the shipyard, I will provide the technology, and build sea ships will be purchased at a high price, and you will not be allowed to do loss-making business." Zhao Yan said that the speed of shipbuilding this year is not optimistic, and it is expected that only 20 1,000-ton clippers will be launched by the end of the year.

"There is no wood in Shandong! Shipbuilding is not easy. Zheng Shilian shook his head and said.

"There is no need to worry about this, at the latest at the end of next summer, the Denglai army will capture a place in Liaodong, Liaodong's shipbuilding timber is inexhaustible, and then build a sea ship of 300 materials, at most 10,000 taels, and the official will purchase 12,000 taels, if the capital is not enough, you can go to the bank for a loan, and the monthly interest will be preferential." Before Zhao Yan conquered Liaodong, he had already begun to plan the shipbuilding industry after entering Liaodong.

In this regard, it is indeed planned early.

In terms of shipbuilding, it is obviously not enough to rely on individuals, first of all, a single government-run shipyard may not be much worse in terms of shipbuilding efficiency, but it is obviously not too high in terms of vitality and innovation.

For 100 shipyards, there may be 100 innovations.

"If the general conquers Liaodong, the shipyard is feasible, but in terms of sea trade?" Zheng Shilian asked Zhao Yan that the profits of sea trade were very covetous.

"There are no ships yet, so let's talk about sea trade later! However, the sea trade will definitely be open to everyone in the future. Zhao Yan assured that it was too early to open up sea trade to these merchants.

"In addition to shipbuilding, there are also ways to raise cattle, horses, and mules, and as long as these things are raised, the official will also buy them." Zhao Yan continued.

"The general laughed, how can these things make a fortune!" A businessman sneered.

"Let's go and see with this official." Zhao Yan said.

"Okay, then I'll go with the general to see."

Zhao Yan took them to the Breeding College of Denglai University, which is located not far from Zhaojiabao, and specially set aside more than 2,000 acres of land as school land.

The original Denglai University is relatively rudimentary, and many facilities are still under construction.

Zhao Yan's definition of Denglai University is a university that studies the surname of the university, so there are no disciplines such as art in Denglai University, and these disciplines are in the normal university on the side.

At present, there are fewer students in other subjects at Denglai University, and they are all talented people who learn from scratch, while there are more people in the Department of Agriculture, who specialize in agriculture.

The Department of Agriculture is relatively rapid in research, mainly supported by advanced theories, and there is a clear theory of hybridization, grafting, etc.

At the same time, in terms of breeding and planting, it was carried out relatively early, and Zhao Yan began to sum up this experience soon after crossing this era.

"This college specializes in cultivating talents in breeding, and the students who have been trained are the best breeding experts, using the most reasonable breeding methods at present, and if the students who graduated here are hired, the benefits of raising horses are more than double that of those who are proficient in horse breeding." Zhao Yan introduced them to the things in the academy while taking them on a tour.

After three years of continuous experience absorption and improvement, in terms of breeding technology, it has indeed reached the peak of this era, and it is still developing.

At this time, Zhao Yan led them to a large pond, which was full of whole chopped corn plants, and the students of the academy were carrying them outside.

When these corn stalks and corn shovels come out, they have a strong grassy smell, and they look very moist and a little sour.

"What is this for?"

The businessmen looked at this scene puzzled, Zhao Yan explained: "This is feed silage technology, which can keep the feed for a very long time, after silage feed, livestock not only prefer to eat, but also the nutrients of the feed will increase, that is, the livestock eat and grow faster." ”

"With this technology, there is no need to worry about running out of feed in the winter, and the livestock will still grow fat in the winter. Without this technique, livestock would grow fat in the summer and lose weight in the winter. With this technique, others lose weight, but yours will gain weight, and the benefits of this increase and decrease will be great. Zhao Yan introduced.

The merchants were amazed and exchanged their opinions.

Silage is a kind of feed storage technology that uses microorganisms, which was not adopted until after the liberation of China, and in Egypt, it appeared in B.C., and Westerners also mastered silage technology one or two hundred years ago.

The silage feed has a fragrant, sweet, soft, sour and other tastes, livestock prefer to eat, and the silage feed loses very little in nutrients, and trace elements and crude protein will increase.

"Just talking about raising horses, other people's mares are not well raised, so they can only give birth to seven or eight children, and it is no problem to ask these graduates to raise them, and it is no problem to have more than a dozen children. Moreover, the breeding is strictly controlled, coupled with strict feeding methods, it is easy to raise horses. ”

Raising horses is a technical job, horse breeding is very slow, and only one litter is born, and it takes more than 300 days for a foal to be born. The mares are in heat for only about a month every year, and they become pregnant again almost soon after birth. A mare that is not well raised will have no fertility after giving birth to seven or eight children.

"Hmmm! Not bad. ”

These businessmen couldn't help nodding their heads again and again, they were very excited about opening the farm, they naturally knew Zhao Yan's acquisition of horses, as long as there was a purchase, the better the quality of the horses, the greater the profit.

(To be continued)