This time, Li Xiehe came to the capital and brought a total of 600,000 taels of silver, which was made up from Hangzhou and Jinling and used as the working capital of the Beijing branch. It can be said that now the entire Hongyuan Commercial Bank, whether it is the head office or the branch, has no extra money, and it can not withstand any wind and waves. Otherwise, if you are not careful, you may fall into a catastrophe from which the entire Hongyuan Commercial Bank will be plunged. And the culprit of this situation is Wei Hong, if it weren't for the last business war and the Horsehair Mountain party, which spent too much money, the current situation of Hongyuan Commercial Bank is absolutely unshakable.

Wan Niang doesn't understand the business, except for Wan Niang, all the family members know that it is caused by Wei Hong, but no one is entangled in it. After all, spending all this money in exchange for the big tree of Comrade Lao Li is definitely worth it! But others don't say it, Wei Hong himself is a little guilty, and when he was eating, Wei Hong mentioned it: "Father-in-law, last time I went to war with Tianzihao and Hongda Commercial Bank, and the money spent on Horsehair Mountain this time." The son-in-law calculated the accounts, totaling more than 1.5 million taels of silver. This money is almost all the belongings of Hongyuan Commercial Bank, don't you have anything to say, father-in-law? ”

Li Xiehe took a sip of wine and shrugged his shoulders indifferently: "If you spend it, you will spend it, and you will earn it again." Moreover, this year, because of the sewing machine, Hangzhou and Jinling have gained a lot, which can make up for the money invested in the capital. Besides, your money has not been spent in vain, and now the world does not know the relationship between our Hongyuan Commercial Bank and the Shengshang. With this relationship, it can be said that doing business in the future is invincible! It may not be possible to earn it back in a short period of time, but in time, it will not be difficult to earn it back. ”

After speaking, Li Xiehe filled the wine glass again and said: "We do business, we shouldn't spend a penny!" The money that should be spent, must not be soft! One and a half million taels of silver is not a large amount, and there are countless wealthy merchants in the Tang Dynasty, and there are not a few people who can come up with this money. If they could, they would also take out the money without hesitation in order to have a good relationship with the saint. For us businessmen, relationships and opportunities are the two most important factors. Without these two factors, the business will not be done, and even if it is done, it will be a small fight after all, and it will not be a climate! ”

Talking to Li Xiehe is like taking a class, and you can always learn knowledge. Wei Hong nodded and said, "Since my father-in-law said so, then the son-in-law won't say much." This glass of wine should be the son-in-law to wash the dust for his father-in-law. After speaking, Wei Hong drank all the wine in front of him.

Seeing that Wei Hong finished drinking, Li Xiehe also drank the wine glass in his hand, and after drinking, he said with a smile: "That's right, we are a family, why do we need to talk about two families?" ”

After drinking, Wei Hong suddenly remembered something: "Father-in-law, son-in-law has an idea. ”

"Oh? Let's hear it. As soon as he heard Wei Hong's thoughts, Li Xiehe suddenly showed a smile of joy. In the past, Li Xiehe often said to Li Ye that Wei Hong's ideas are hard to buy, as long as Wei Hong can come up with ideas, there is nothing that is not profitable, and they are all huge profits!

Seeing that Li Xiehe was so interested, Wei Hong said without scruples: "Nowadays, the three most profitable businesses are cloth, tea and porcelain. Nowadays, in the entire Datang cloth industry, there is no one bigger than our Hongyuan Commercial Bank. But if we only rely on the cloth industry, we are only the leader in a single area of the cloth industry after all. And the ambition of the son-in-law is far from it! Nowadays, we have also dabbled in the two industries of tea and porcelain. But now it is monopolized by a few large commercial banks, although the profits are huge, but if we want to develop a scale, it will take more than ten years or even decades of hard work. It's too long, and it's not a hegemony that our generation can complete at all! Therefore, the son-in-law simply abandoned the two industries of tea and porcelain, and prepared to develop a new business opportunity. ”

"What business opportunity?" Li Xiehe didn't care about eating, drank wine, and listened carefully to Wei Hong.

Wei Hong said: "Agriculture! The so-called people take food as the sky, and the entire Datang and even the world are inseparable from food. Nowadays, millet is the main crop in the north, and the yield is not half that of rice in the south. If we want to change this situation, we must vigorously develop wheat cultivation. The son-in-law found that although there are not many wheat growers in the north, there is no lack of momentum in this direction, as long as we seize the opportunity, we can definitely become the leader in agriculture, and the interests should not be underestimated! ”

Li Xiehe stroked his beard and thought for a while: "Yes, the yield of wheat is high, and if it is planted in a large area, the grain output in the north can indeed be the same as that in the south." But what are your thoughts? Simply selling grain? ”

Wei Hong smiled mysteriously, holding a chopstick in his hand and playing: "It's not just about selling grain. First of all, planting wheat can increase the grain output in the north, and only when the people are rich can the country be strong, as long as the people have food and money in their hands, they can have the ability to consume. In addition, after the wheat is ground into flour, it can be cooked in a variety of ways, as long as the wheat can rise, we can harvest wheat and sell flour, and we can also earn high profits. ”

At first, Li Xiehe was very interested, but after hearing this, Li Xiehe's brows couldn't help frowning: "Selling flour? If we can sell it, why can't anyone else? When others find it profitable and vigorously develop, we will face unprecedented competition. After all, grinding flour is not a difficult task. ”

Hearing this, Wei Hong chuckled lightly and asked rhetorically: "Father-in-law, what do you think is the most proficient in the skills of the little son-in-law?" ”

Li Xiehe said thoughtfully: "Business acumen? Sketch? Speaking of this, Li Xiehe paused, and then his eyes lit up: "You mean invention and creation?" ”

"Not bad!" Wei Hong said confidently: "Grinding flour, as long as you use stone grinding, you can grind it for everyone." It's like making clothes, as long as you have a needle and thread, you can do it. But since we have a sewing machine, under the premise of high efficiency and high quality, the entire cloth industry is still in our pocket? The same is true for this flour mill, as long as the son-in-law invents a high-efficiency mill. If others grind out ten catties, we can grind out one hundred catties! Under the premise of high efficiency, labor costs will be reduced, as long as a reasonable profit is added in the case of capital preservation. You can build a huge advantage that other merchants can't match! ”

Li Xiehe believes in Wei Hong's ability, but he is still a little reluctant to sell grain, after all, the profit of this thing is too small.

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PS: Smash the ticket in your hand.

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