Tongzhou!

This is a city southeast of Beijing, and it is also a thriving commercial city, with a large number of merchants who rely on the canal for food settled here.

Most of the merchants' mansions in the city are very luxurious, but the most magnificent in the city is Li Sancai's house, which invited Suzhou craftsmen to design the forest garden, and walked into the house, pavilions and water pavilions, winding paths and secluded paths, and every grass and tree is carefully planted.

In the evening, the Li family's mansion was full of guests and friends, and they were staggered.

Today, a large number of merchants gathered in Li's house, Li Sancai, the governor of the canal, is actually the 'general leader' of the merchants of Tongzhou, because the emperor levies mining taxes (there are also various other commercial taxes), so these merchants also have policies and countermeasures, and they have spent money under the names of these officials. At that time, Li Sancai, the governor of Caoyun, these Tongzhou businessmen, as well as many foreign businessmen, were named under Li Sancai's name, forming an interest group.

"Good wine, good wine, it's still the wine on Gong Li's mansion!" A merchant dressed in bright silk took a glass of wine and clapped his hands in admiration.

It's just that the interest of other businessmen is not so high, and a few of them even look like they are going to die. Li Sancai looked at the merchants, smiled lightly on his face, then picked up the small wine glass with both hands, looked around and said, "Come, you and the old man have a drink together, and if you don't get drunk today, you won't return." ”

"Drink, drink." The businessmen raised their glasses one after another, even if Li Sancai was stripped of his official position at this time, he could only be regarded as a grass citizen, but he was still their general leader. Li Sancai's influence in the DPRK is naturally not to be underestimated.

Between the staggered plans, the atmosphere became warm step by step.

When he was drunk, a businessman complained to Li Sancai: "Li Gong, you have to think of a way!" Now that the emperor is collecting taxes everywhere in the capital, and he has extended his hand to the prefectures of Beizhili, how can we survive like this! ”

"This bullshit emperor is even more greedy than Wanli, I was charged 2,300 taels of taxes in a month in Taibai Building in the capital, and this business is still doing this? Now it's going to be a loss in a month. ”

"Holy damn, my salt shop in the capital has been sealed."

"My grain store is out of business now."

"My antique shop was levied 5,000 taels by the tax bureau a year, and this fucking fart."

"This dog emperor will reign for a day, and this business will not be able to be done."

After drinking some wine and going west, the merchants began to speak freely. Li Sancai didn't care at all, what was it to just scold the emperor behind his back? There are all scolding in front of you!

And Li San is a typical guy who likes to make rumors out of nothing to slander the emperor and win a good reputation for direct advice, he once repeatedly spread rumors that Emperor Wanli does not fulfill the red tape of sacrificing heaven and earth every time a disaster occurs, because the emperor is busy every day, and the pretense is that he has a leg disease. Later archaeological discoveries found that Wanli did have a leg disease, and Emperor Wanli was simply hacked out of this guy.

"Gong Li, you say something, what do you have to do now? If this faint gentleman is allowed to continue like this, no one will be able to do business. ”

"Yes! The emperor not only collected taxes, but also began to operate on a large scale, as long as he did the same business as the emperor, he would suffer! ”

A group of businessmen looked at Li Sancai with burning eyes, all wanting him to come up with an idea.

Li Sancai touched his beard, shook his head and said, "He is the emperor, and he is determined to rely on collecting taxes to hit your industry, so there must be no way to do it." ”

Everyone's hearts were cold, Li Sancai groaned for a while, and then changed his words: "But...... There are still ways to do this. ”

Hearing this, a group of businessmen concentrated on this and hurriedly asked.

"The method is also simple, the emperor is going to do business now, and he has set up a royal bank, I believe you have all heard of it, and even deposited money in the royal bank!" Li Sancai smiled slightly, his expression extremely calm.

"That's right, that's right."

"I have three hundred thousand taels in the Royal Bank."

"I saved 100,000 taels, and the interest is not bad, and I can make money by putting it in it."

A group of businessmen said one after another, and the financial resources of this group of businessmen are naturally very considerable. In this era, China, as the most productive country in the world, is also a non-industrialization era where there is not much construction investment, and the industries that can be invested have long been invested with the development of the Ming Dynasty in the past two hundred years. Therefore, today's Ming Dynasty has seen the phenomenon of 'capital surplus'.

To put it bluntly, there is money and nowhere to spend it.

Therefore, the bank has become a good choice for many businessmen, as for investing to make money! There are not many new investment points, and traditional industries have formed an inherent pattern, and it is generally difficult to reshuffle in addition to the change of power that can bring about greater changes. Therefore, most of the business only needs to maintain the working capital of the operation.

Li Sancai nodded and continued: "The emperor is taking everyone's money to do his own business. He is the emperor, he can use taxes to fight you, and he has enough principal in his hands, so you naturally can't play with him. But what if there is a run on the Royal Bank? ”

"Oops! I didn't think of that! A businessman immediately clapped his hands and shouted.

"It's still Li Gong's unique vision, if this faint gentleman doesn't have money from the bank, his business won't be big."

The businessmen present were not fools, and they naturally knew very well what was going on with the bank. After all, Daming has already had a money bank, and that's what those Jin merchants with invoice numbers did. It's just that the money of the Jin merchants does not give interest on storage, after all, the merchants are more dependent on the money in business in these years, and the Jin merchant ticket number has formed an alliance, which will not form fierce competition, and the buyers and sellers in the market occupy a favorable position, so they are naturally unwilling to give interest. In addition, the investment of the Jin merchants was not so huge, too much silver was given to them, and they had no place to invest, even if only the merchants who did business saved money in their bank, it was enough for them. Therefore, the money bank is not like the Royal Bank of Daming, which is 'frenzied' to launch such a thing as savings interest.

The run on the money bank has also happened in Daming, and these businessmen are no strangers to this concept.

"The Royal Bank took a lot of the silver to clear the wasteland and repair the water conservancy. As soon as a run is formed, the Royal Bank will inevitably fail. Li Sancai said loudly, with great affirmation in his tone. A group of businessmen couldn't help but nod their heads, and one of them, who was fat and looked a little dumbfounded, asked puzzledly: "Then how can we make a run on the Royal Bank?" ”

A businessman on the side sneered, "You're really stupid, isn't it easy?" All we need to do is spread the rumor that the Royal Bank is losing money and that if we don't take out the money, it will be gone. Those mud-legged people fooled around casually, and they would go crazy to the bank to run. As long as the banks can't come up with enough cash, the run will immediately widen. As soon as the funds are cut off, they will naturally go out of business. ”

For a while, this group of merchants was all elated, although the emperor began to collect taxes, but they were still very rich, and they still had capital in their hands. As long as the emperor's bank collapses, the emperor will be in a state of anxiety, and he can only sell the property to repay the money. In this way, the emperor's 'hand of An Lushan' that crossed the border will be directly chopped up by them.

After making up their minds, a group of businessmen and Li Sancai began to drink and eat happily. The table is full of all kinds of delicacies from the mountains and seas, and the house slaves are still bringing all kinds of dishes, melons and fruits, and wine from the back kitchen.

Having money is naturally to be enjoyed, especially by businessmen in the late Ming Dynasty. Eating is undoubtedly one of the eternal themes, and it can be described as extremely luxurious.

With Li Sancai's financial resources, even if he eats like this every day, he can't eat it until he dies. The family is even more fashionable and bought a bunch of royal glass. I bought two sides of the 100,000 taels of the 'Supreme Deluxe Edition' fitting mirror. The houses in the homestead are all replaced with glass windows.

After a full meal, a group of businessmen got up one after another to say goodbye. It was already dark. After Li Sancai's housekeeper saw off a group of merchants, he prepared to close the gate to prevent theft.

But at this moment, a 'fire dragon' appeared in the street, and the butler looked at it strangely and found that it was a group of people holding torches. From the faint light of the fire in the distance, the cold light of the weapons could be faintly seen.

"What the hell is going on this big night?" The shopkeeper muttered, not realizing the problem yet. When the group got closer, the butler suddenly realized that something was wrong. This group of people actually came straight to the Li Mansion, and after getting closer, the housekeeper saw it much more clearly.

"Nishiki ...... Jin Yiwei. When the shopkeeper saw the outfits of those in the procession, he shouted in shock, and hurriedly shouted, "Quick, close the door." Come on! Stupid pig. ”

While shouting, he saw a house slave watching the excitement, so anxious that he slapped and fell over.

PS: The second update is here, in the middle of the list, continue to recommend votes to support! Students, give you some strength!