No matter what happens, as long as Yue Su can persuade Zhang Yan, get Zhang Yan's approval, and the two join forces, there is nothing in this world that cannot be done.

First of all, the holy decree was sent to Luoyang, and King Fu received the decree, and when he heard that he would not give the fief and give it to silver, he was somewhat reluctant in his heart. However, what was given to him was a holy decree, and as a courtier, he could never resist the decree and disrespect it. Anyway, if you don't give land, you won't give land, it's okay to give silver, now the family is in difficulty, all the family property has been robbed by Li Zicheng, and with this fifteen million taels of silver, you can do a lot of things. When it comes to land, if you have money, are you afraid that you won't be able to buy land?

King Fu then went to the Tao and said that he accepted the advice of the will, and that it would be okay if there was no land, but when would the silver be allocated. In this way, Yue Su immediately replied to him, 15 million yuan, which will be paid in two years, and now 5 million yuan will be allocated to you first.

Five million yuan was raised from the household department, sent to Luoyang by water, and handed over to King Fu. To tell the truth, five million yuan, if it was changed in the past, Zhu Youxiang really wouldn't think it was much, but now, he is an empty shelf, and five million yuan has solved a lot of problems. The remaining 10 million, give it for two years, give it for two years, anyway, there is a holy purpose, and it is impossible for the court to repay the debt. After all, he is still the emperor's uncle.

The matter of King Fu has come to an end for the time being, and then we will talk about the Li family and the imperial court jointly establishing the Anmin Bank. The Li family said that it was really not enough to be able to pay 13 million yuan, and a sufficient amount of gold and silver was proposed from the Li Mansion, and they first went to the bank to exchange silver dollars, not to mention anything else, and the imperial court directly made a sum of money from it.

The National Bank of Wuchang is a first-class branch, and all have the right to mint money, and Yue Su sent it there with a will, and he raised seven million yuan from the bank. Although the Li family had the right to operate, the right of supervision was in the hands of the imperial court, Yue Su sent officials and imperial historians, and the inner palace sent eunuchs to intervene, and the Anmin Bank was also launched.

The headquarters of Anmin Bank is located in Wuchang, and the first-class branches are established in Hanyang, Huangzhou, Chengtian, Chenzhou, De'an, Yuezhou, Jingzhou, Xiangyang, Baoqing, Yunyang, Changsha, Changde, Hengzhou, Yongzhou and Baoqing in Huguang Prefecture. The Li family's business is not much worse than all over the world, especially after Hun Sen's death. Soon, Anmin Bank was established in Beizhili, Nanzhili, Shandong, Shanxi, Henan, Shaanxi, Jiangxi, Zhejiang, Fujian, Guangdong, Guangxi, Yunnan and Guizhou.

However, the Li family did things in a step-by-step manner, and in the northern provinces, the investment was not large, but banks were opened in the cities of Zhisu and a few metropolises, and his focus was to invest funds in the south of the Yangtze River. In the two provinces of Nanzhili and Zhejiang, the Li family invested tens of millions of taels of silver to ensure that there would be an Anmin Bank in each county.

The business of banks is mainly deposits, withdrawals, loans, and investments.

Deposits are very simple, private deposits, the interest is 2% a year, if it is a fixed deposit, it can reach 3%. However, in order to prevent some people from making fakes, the passbook made by the Li family is very high-end, which is also the result of discussions with Yue Su, and the hard cover used in the fold is used, and the paper used for the deposit receipt inside is also the best. People who make a deposit must leave their autograph, as well as a password, the so-called password, that is, you have to leave six numbers, or the answer to a question, to use when withdrawing money. Another point is that the money you have deposited does not need to be withdrawn in other places in the future, if not, then your account will not be transferred to other places, that is, it is impossible to withdraw your money in other places. Of course, if the person who saved the money dies and the family needs to inherit it, this is easier, as long as there is a death certificate issued by the government, as well as the identity certificate of the relative, then it is fine.

The withdrawal business is mainly based on inter-bank withdrawals, charging a handling fee of 5%, signing when withdrawing, checking the retained handwriting, and saying the password to confirm. On top of your passbook, there will be a bank account to record it. …,

The loan business is basically a mortgage, the house deed, the title deed, and the loan interest is set at 7% a year by the Li family. The introduction of this business greatly stimulated the development of capitalism in the south, and many owners of handicrafts went to the bank for loans when they lacked funds. And it also gave some cash-strapped businessmen almost a chance to turn over, and they could use the store as collateral, or the jewelry at home to the bank as collateral, in exchange for funds. The interest on bank loans is much more cost-effective than private loan sharks or pawnshops, and it is quickly recognized by most people.

Investment business is generally divided into two ways. The first is that if the private sector has a good business, and the owner can't get enough funds and doesn't have enough collateral, then he can find a bank partnership. The Li family personally evaluates your business and thinks it is profitable, and will make a contribution. In this case, the profit distribution is relatively large, at least accounting for 50% of the total profit. The second is that the bank invests its own business, and the Li family does not really have countless silver, although An Min Rice Shop makes money, it also presses funds, and the bank presses money, and at first it is just investing money, and there is not much return, the Li family throws all the silver into it, and then looks at any project, and will not be able to take out so much money for a while. As a result, the Li family simply used the bank's money to do business, at most they made money and shared it equally with the imperial court.

In addition to investing heavily in the south, the bank has also made great investments in Rizhao County and its surrounding prefectures. Rizhao County has opened three banks, which is a port distribution center, and there must be no shortage of people who deposit, withdraw money, and take loans. The prefectures and counties around Rizhao also have to open banks.

Opening a bank in Rizhao County can be described as the finishing touch, and the bank here has gained huge benefits after half a year.

The imperial court opened the sea, but only limited to one port, which was Rizhao. The status of Rizhao County immediately rose. When the news came out, the merchants were ready to move, but the officials in the court and China did not seem to be cold, and planned to see Lord Yue's jokes. As the saying goes, it's good if you don't do it, and if you do more, you'll be wrong, and even if you are cautious, you may have smashed it in some places.

The Ming Dynasty has banned the sea for many years, and this time the reopening of the sea is an attempt. No one in Yue Su's lineage understands this business, even Yue Su himself, he doesn't understand it very well. Originally, for such a thing, it was enough to send an official and a few tax supervisors, but Yue Su did not treat this matter as a trivial matter, and decided to go in person.

Before leaving Beijing, Yue Su had to arrange things at home. At noon on this day, the family gathered together for dinner, and for several days he was busy with the affairs of Kaihai, the bank, and the court, and Yue Su went out early and returned late, and he didn't have a few meals with his family. Today is still a time specially set out.

There are a lot of dishes in this meal, and Yue Su personally arranged the kitchen to prepare it. Lord Yue eats on weekdays, and he is not a master who does not eat meat, but compared to other officials, it is still much simpler. Usually there are four dishes and one soup a day, with eggs, fish, meat, and vegetables, which has a rich impact, and it is already very good for children from poor families.

Today's dishes are even better, there are a total of eight dishes, what braised hooves, Dongpo meat and other good dishes, all of them. The family sat down, Yue Su was the head of the family, he didn't move the chopsticks, naturally no one dared to move the chopsticks. However, his son Yue Sen grabbed a piece of fish in his head.

Mu Tianjiao sat next to her son, and when she saw her son like this, she quickly turned her elbow.

"What are you doing?" Yue Sen looked very displeased when he saw his mother pushing himself, and glanced at Mu Tianjiao.

"The child is still young, and he is hungry when he thinks about it, so everyone moves chopsticks together." Yue Su didn't have a seizure, and while talking, he picked up chopsticks and also took a piece of fish.

At this time, Yue Sen had already put the fish meat into his mouth. didn't chew two bites, but spit it out, "Phew, this fish is not delicious at all, it is far worse than the Wuchang fish we eat at home." After speaking, he took a piece of Dongpo meat back in his hand, put it in his mouth, and then spit it out again, "The Dongpo meat made by this chef is too bad." Mother, let the chef we brought remake a few dishes, these dishes are not to my liking. ”…,

There is more than one child on the table, but also her daughter Yue Meng and her son Zheng Chenggong. The two children didn't react, as if this matter had become commonplace, Yue Meng ate in small bites, and Zheng Chenggong sandwiched the dishes into the rice bowl and gobbled them up. Looking at Zheng Chenggong's way of eating, the taste of the dish should be good.

Ruan Aoyue and Li Qiongying didn't speak, looking at Yue Su intentionally or unintentionally. They know about their husband's temper, how dare they speak out. Mu Tianjiao said dotingly: "Then wait a while, my mother instructed the kitchen to cook you a few dishes you like to eat." Now, here the father eats and talks. ”

Yue Su didn't say much, he put the fish in his mouth first, chewed it twice, and swallowed it. The taste of the fish is good, and it is also the taste of eating by yourself, so it is unpalatable. Subsequently, Yue Su added another piece of Dongpo meat and put it in his mouth, the taste was tender and crispy, which was very useful.

Seeing that there was no problem with the two dishes, Yue Sucai said softly: "Sen'er, this fish and Dongpo meat taste very good, why do you vomit and don't eat it?" ”

"It's not tasty." Yue Sen said bluntly.

"And what do you think is delicious?" Yue Su asked again.

"I like to eat steamed fish with cuizhu powder, unicorn mandarin fish, steamed Wuchang fish, Babao sea cucumber is also good, dragon body anchovy shrimp is also very good, Ruyi duck tongue, five-flavor fried crab, Yangcheng Lake hairy crab I also like to eat." Yue Sen reported several names of dishes at once.

To tell the truth, Yue Su is a very popular minister, and he has never eaten two of the dishes his son said.

"You usually eat these dishes at home?" Yue Su said softly again.

"yes, what's so rare about that. Last time I went back to Sanniang's house as a guest, his family's dishes, that is the best, and the Wuchang fish is really fresh. I told my uncle that I liked it, and he asked him to bring fresh fish every few days. There is also the hairy crab, which is fresher than the one at home, and there are many dishes that I have never eaten. His family's dishes are several times better than the last time they ate in the palace......" Yue Sen said openly.

"You kid, it's delicious, it's delicious, what is there to show off, don't talk nonsense in the future. In particular, don't say that other people's dishes are better than the palace, you know? Mu Tianjiao said in a soft tone. She didn't look like she was reprimanding a child at all.

"Oh......" Yue Su's voice sank. He can now be said to be above 10,000 people under one person, but he has never been extravagant, and as long as the food is nutritious, he is satisfied. Eating with Ruan Aoyue in Beijing, that is, a simple four dishes and one soup, how could I have enjoyed what my son said. At this moment, Yue Su's anger had already hit the top door, but he still forcibly suppressed it, and said in a kind tone again: "You are almost six years old now, and ordinary children, when they are four or five years old, they will start reading. When you were at home, could your mother ask her husband to teach you how to read and write? ”

"I found it, the child reads well, and is often praised by Mr." This time, it was Mu Tianjiao who hurriedly said.

"That's good." Yue Su nodded, and said: "Sen'er, when my father was young, my family was poor, when you were so old, you started to help your grandfather do carpentry, and later, the family took out the hard-earned money they had saved for my father to study." You are much luckier than your father, and now the family is rich, and you are an official for your father, and your mother is still the lord of the county, which will be the envy of many children. In two days, my father will go out again, and my studies must not be wasted, and your mother has not brought my husband over, so I will help you find a gentleman tomorrow. Now, you can recite the three-character scripture for your father. ”

"Husband, I'm having dinner now, let's talk about the endorsement after eating." Mu Tianjiao hurriedly said.

He doesn't like the food on the table, so why not endorse it. Sen'er, carry it. Yue Su said softly. …,

"I don't endorse the book, what is there to memorize the book." Yue Sen pouted and said.

"What do you say? Did you talk to your father like that? As soon as Yue Su heard his son's words, the anger that had been suppressed before suddenly rose. raised his voice and slapped the table heavily. "Smack!"

He was angry, and the other two children, where did they dare to eat, they sat honestly, and they didn't even dare to move. Ruan Aoyue didn't speak, but Li Qiongying said: "Husband, the children are still young, don't scare them." ”

"Yes, the third sister is right, the child is still young. Endorsement of things...... Don't worry about it first...... "Mu Tianjiao also hurriedly persuaded her.

"It's not small, I know all about steamed fish with bamboo powder, unicorn mandarin fish and eight-treasure sea cucumber. I remember a lot of the names of the dishes, and I haven't eaten many of the dishes he said. Is such a child still young? Endorsement ......" The last two words Yue Su said became extremely low, and it was impossible to refute.

"Mother...... I don't carry ...... I won't carry ...... back" Yue Sen didn't seem to be very afraid of his father's anger, and plunged into his mother's arms, and said pitifully.

"Husband, don't scare the child, you are so scared, you will scare the child stupidly. Otherwise, tomorrow you will find Mr. to teach him well, and then memorize it then. As soon as Mu Tianjiao heard her son's pitiful voice, she hurriedly helped to intercede.

"Didn't you say that he read well, and even Mr. praised him. Why, I can't recite it now. Yue Su said in a deep voice.

"The husband didn't teach for long, so he quit the museum because of something at home. Therefore, there are not many things to teach children......" Mu Tianjiao saw Yue Su asking, and changed her words.

"Mr. quit the museum and left, do you want to invite Mr. again, it's not that there is no silver at home, a single eight-treasure sea cucumber is enough to invite several gentlemen." Yue Su said in a deep voice.

"This ...... It's not a family affair...... I have to serve my mother-in-law, and I have to visit relatives... So...... It's been delayed when you come and go......" Mu Tianjiao stammered.

"Humph!" Yue Su snorted and said, "Okay, I'll go and ask him for Mr. now, don't wait for tomorrow." Saying that, Yue Su stood up suddenly, and said: "Listen to me, without my instructions in the future, who dares to buy me sea cucumbers, hairy crabs, and these messy vegetables, I will stomp his hand!" ”

With that, Yue Su shook his sleeves and walked out of the hall.

The people in the hall, who couldn't see that Yue Su was really hot, Yue Su went out for a long time, but none of them dared to speak. It was Yue Sen, who still seemed to be afraid, turned his head to look at the door of the hall, saw that Yue Su was not there, and said, "Mother, what's wrong with my father, it's okay to be angry." I don't want to read, I want to fight crickets, I want to fight cocks. Beijing is not interesting, let's go home. ”

"You...... You're not a good thing, you know how to play in a day...... You see your father's angry ......" Mu Tianjiao was also angry when she heard her son say this, and wanted to slap the child, but she was reluctant to do it.

"What's wrong with you all today, it's like you're taking the wrong medicine." Yue Sen stood up, glanced at his mother, and said, "I'll go back to fight crickets, I'm a little hungry now, tell the kitchen, cook two dishes that I like to eat, and bring them to me." ”

After speaking, Yue Sen swaggered out of the flower hall.

At this moment, the four ladies in the hall, you look at me, I look at you, Ruan Aoyue and Fang Cai'er were surprised, but Li Qiongying didn't seem to think it was unusual, it may be that when he was in his hometown before, Yue Sen often did this.

"Mother...... Can I eat now......" Suddenly, Yue Meng said carefully to her mother.

"Eat, it's okay." Li Qiongying said softly.

With her words, Yue Meng and Zheng Chenggong picked up the chopsticks again and continued to eat. …,

Besides, Yue Su, the fire in his chest at this moment has already rushed to the top of the beam. I didn't expect that my son would be like this, if he went on like this for a long time and didn't teach anymore, wouldn't he develop into a gentleman like Pei Yingjie, if it wasn't good, it would be better than Pei Yingjie. I can't ruin my reputation in the hands of my son, I have to find a better gentleman to discipline my son well.

Family affairs, state affairs, and world affairs, Master Yue has too much to manage, and he also wants to educate his son by himself, but how can he have so much time. I'm going to go out in two days, so I'd better find a gentleman for my son to teach first, and I'll talk about it when I come back from Rizhao.

Yue Su went to the front yard and called Jin Chan and asked him to send someone out of the house to find a better gentleman to teach the children in the house.

Jin Chan immediately received the order, took dozens of people, and went to the street to inquire about the gentleman sitting in the restaurant.

There are people who teach in Beijing, and it can be said that in addition to Jinshi, there are people who raise people and show talents. However, when people open a museum, they teach adults, and it is impossible to be an enlightenment teacher, and those who are enlightenment teachers are also showmen.

In the education circle of the Ming Dynasty, there was a clear hierarchy, even if it was the son of Shoufu, in the enlightenment stage, there were few people who came to the door, because it was too big and useless. In "Tang Bohu Dots Autumn Fragrance", isn't the teacher invited by Hua Taishi's family also an old showman. In this world, the emperor's son can be an exception, and he can get a bachelor's lecture from the Hanlin Academy.

Of course, with Yue Su's identity, it is very easy to find a good teacher, except that Jinshi can't be found, it's not difficult to find a person, as long as it is defined as a staff, in this way, people who come to the door can be in groups.

After Jin Chan took people out, he suddenly felt very confused, how did he know where to hire a gentleman in the capital. However, he also had a way, and ran to Shuntian Mansion to inquire, who dared to slack off on the affairs of Lord Yue's family, and Lord Yin immediately called the head catcher to do it, and he must find a better one. As the head catcher of Shuntian Mansion, how can there be anyone who doesn't know about the things in the streets and alleys, and the head catcher quickly invited an old pedant.

The old man is a Xiucai who landed in Shuntianfu, and he got the fame of Xiucai at the age of 20, and then he was admitted until he was 45 years old, and he was still a Xiucai. During this period, he was often responsible for children's enlightenment education. Seeing that he had not yet been admitted to the Juren examination at the age of forty-five, he was also discouraged and simply stopped taking the exam, and since then he has been engaged in education work, and has worked as a children's teacher for many large families and eunuchs in Beijing. Some time ago, just in a rich family resignation, because of the reputation, there are still a lot of people hired, don't look at the old man himself can not take the test, teaching students is very good, he taught students, many of them have been admitted to the lifting and jinshi. The old man was thinking about where to go, and the people from Shuntian Mansion came, and as soon as he said that Lord Yue's mansion was open and found him, the old man was very excited, and immediately agreed.

When Jin Chan saw the old man, he was very satisfied, thanked Shuntian Mansion, and returned to Yue Mansion with the old man. Lord Yue's mansion confessed, of course, he couldn't just do it casually, Jin Chan walked through the six doors along the way, and asked people to check the old man's background.

The old guy's name is Wang Xuezheng, and he is indeed famous in the education circle of the capital, so Jin Cicada can rest assured. Brought back to the house, Yue Su personally received him, don't look at Yue Su's officials, but the Ming Dynasty paid attention to respecting teachers. Normally, a showman has to call himself a student when he sees Yue Su, but today he asked his son for a teacher, and Wang Xuezheng's status was raised.

After chatting with Wang Xuezheng for a while, Yue Su thought that this person was indeed some talented, and he had rich experience in education, so he was suitable to be his son's teacher. At that moment, Yue Su called someone to call his son and go to the study to pay homage.

As a result, after waiting for a long time, the subordinates didn't bring Yue Sen, Yue Su was anxious and wondered, it stands to reason that the courtyard where Mu Tianjiao lives is not far from his study, and for such a long time, the two of them are almost over.

In a hurry, the villain came back, but he was the only one.

"Yue Wang, didn't I want you to bring your son over? Why are you the only one here? ”

"Back to the master's words......" The subordinate Yue Wang said with a sad face: "The villain saw the son, but it was said that the lord invited the son to come over to apprentice, but the son did not come, and the villain tried hard to persuade him, but it was useless." The second lady said, let the master wait for a while, and then she will persuade the son. ”

"What?" As soon as he heard this, Yue Su became angry again, and he asked him to apprentice, but he didn't dare to come. Yue Su immediately stood up, arched his hand at Wang Xuezheng, and said, "Mr. Wang, let you laugh, Yue is going to bring the little dog, please sit here." ”

"Children, it's good to supervise often, adults don't have to be angry. The old decay is waiting here. "After all, he is an educator, don't look at it as just a showman, but his self-confidence is still relatively high, and he is neither humble nor arrogant, and he is very gentle.

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