"Boom!"

With a thunderous explosion, bean-sized raindrops poured down from the dark clouds rolling in the sky, drowning the entire Shanghai Beach in a cloud of rain and fog in an instant.

Chen Guangfu walked to the window of the office and looked down, and the door of the Shanghai Commercial and Savings Bank at No. 9 Ningbo Road was still as calm as ever. There are no bustling crowds queuing up here, only customers come in and out in twos and threes, and most of them are small customers, who come here to make deposits with a piece or two of the ocean.

By this time, the heavy rain had already poured down, and the pedestrians on the road were fleeing, and Chen Guangfu gently closed the glass window to prevent the rain from drifting into his office. Then I went back to my seat in the office and drank coffee while reading the bank statements and the reports typed in by the loan officer.

His Shanghai Commercial and Savings Bank, which grew rapidly from a capital of 70,000 yuan, claims to be the best-run bank in China. Because the foundation is weak and there is no backstage, the lucrative business of printing money is destined to be impossible. As the name suggests, his bank is engaged in commercial credit and savings, that is, it collects a small piece of money of two yuan in the hands of ordinary people and lends it to those industrial and commercial enterprises to earn interest rate differentials. So this run on banknotes basically has nothing to do with the Shanghai Commercial and Savings Bank, although he also participated in the boycott of fiat currency by the Association of Banks, but it was just following the crowd to avoid getting the tycoons in the crime.

Taking a sip of fragrant coffee, Chen Guangfu continued to look at the report, his eyebrows were relaxed. It's not that he's gloating, it's that the bank's statements are really comforting. In the past few months, with the establishment of the Kuomintang's dominance in the south and the establishment of the southern reading customs area, the prosperity of Shanghai's industry and commerce seems to have improved significantly. Far more factories open each month than close down, and almost all commercial and industrial enterprises are able to repay their loans on time. At the same time, a large number of loan applications were sent to Chen Guangfu's desk, all of them asking for loans to expand production.

At the same time as the industrial and commercial boom, bank savings deposits have also increased, and the number of small deposits has increased at the fastest rate in recent years. Those small deposits, which were two, three, and five, were like a trickle of streams flowing into a great river, gathered in his bank into a mighty river, and then flowed into the industrial and commercial enterprises in need of capital turnover and expansion of production. Obviously, now workers' wages are also rising, and jobs are becoming easier to find.

Picking up another report on the exchange of funds with a certain money bank in Jiangsu, Chen Guangfu's brow frowned slightly, the only thing that made him unhappy in the past few months was that the money seemed to be slowly flowing out of Shanghai and back to the small cities and villages in Chinese mainland. This is the opposite of what has happened in recent years. Perhaps because after the consolidation of the rule of the Kuomintang rightists, public order in the rural areas has been greatly improved, and the small and medium-sized cities have become relatively stable, so those rich landlords have returned to their comfort homes from the big cities, and the corresponding funds have also returned to the money banks and pawnshops in the countryside.

What Chen Guangfu didn't know was that the returns on agriculture in South China had now improved significantly. Due to the protection of high tariffs, foreign agricultural products cannot hit the fragile traditional agricultural economy in China as they did in the past, and at the same time, the abolition of the tax card and the levy on apportionment in various localities has greatly lightened the burden on the rural areas, and the life of those landlords and old wealth is now very tight.

"It seems that the rule of the right wing of the Kuomintang is going to be more stable." After drinking the coffee in the cup in one gulp, Chen Guangfu said to himself: "It's time to meet Zhang Jingjiang." ”

Chen Guangfu's bank was Zhang Jingjiang's main target, and the Kuomintang right-wing bigwig wanted to find a breakthrough from the Shanghai Commercial and Savings Bank, thus opening the door for fiat currency to enter Shanghai. In Zhang Jingjiang's view, this "small bank" did not issue banknotes, nor did it focus on the traditional banking and money industry, but took the road of savings and credit. Such a unified fiat currency policy is only good for them, not harmful, not to mention that Mayor Zhang still has such a big cake as supporting the chaebol in his pocket. With Chen Guangfu's talents, if the bank receives a large amount of capital injection and support from the national government, it should not be difficult for the bank to quickly grow into one of the largest banks in China.

……

At the Bund wharf in the rain and fog, a ship from Guangzhou is slowly approaching. The two great gods of wealth of the national political axe, Song Ziwen and Kong Xiangxi, are on this boat, and these two are ready to come to Shanghai to accept the surrender of the national financial industry.

As soon as the boat docked, Song Ziwen held an umbrella and walked down the suspension ladder with his head held high, and behind him was the white and chubby Haha Kong.

Luo Yaoguo, Chen Cheng, Dai Li, and dozens of plainclothes bodyguards were standing respectfully on the dock. Seeing the two gods of wealth coming down, Luo Yaoguo hurriedly took a step forward: "Mr. Ziwen, Mr. Yongzhi, welcome." ”

"Hehe, what about the auxiliary text, hard work." Song Ziwen glanced at the dense crowd across the road and smiled: "Such a heavy rain has not dispersed these small depositors, it seems that they can't carry it for a few days." ”

Opposite the Bund Wharf is the Bank of China Building, and in the rain and fog, there are still countless citizens queuing up to withdraw cash from the Bank of China.

"That's what Mr. Ziwen said." Luo Yaoguo smiled and said: "Now there is a bank that can't bear it, and we have spent 600,000 yuan yesterday to buy the China Commercial Bank. ”

"Six hundred thousand!" Song Ziwen exclaimed: "Fuwen, you don't have any means to see the light, right?" "Song Ziwen couldn't think of the first Chinese commercial bank in China, which was only worth 600,000 oceans!

Luo Yaoguo's face flushed, and he laughed embarrassedly twice: "Mr. Ziwen is really good at joking, we are all good officials who abide by the law." I'm afraid Mr. Ziwen doesn't know that these big banks are now holding a large amount of Beiyang political axe public bonds, right? These bonds are no different from waste paper. The Commerce Bank had 3 million of these waste papers in its hands, and it had almost eroded all the capital. We paid 600,000 yuan to eat it, and those shareholders are already grateful. ”

"How can public debt become waste paper?" Song Ziwen shook his head in disbelief, and he asked: "Isn't Zhang Zuolin's current central government inheriting Beiyang?" Naturally, he is responsible for these public debts, and how do these public debts become waste paper? ”

Belch! Oh, my God! This is Lao Chiang's Minister of Finance? No wonder Lao Chiang's economy collapsed. Luo Yaoguo was slightly stunned, and then explained to Song Caishen with a smile on his face: "Old General Zhang doesn't have gold and silver mountains at home, what will he pay back?" Not yet taxable? China's wealth has always been in the south, but now it is our territory. ”

"Oh! I remember. Song Ziwen smiled awkwardly: "Well, our national political axe does not prohibit officials from doing business, since you are operating legally, there is naturally no problem." Text, what are you going to do with that bank? Is the door open now? ”

"What's the door?" Luo Yaoguo smiled bitterly: "There are only Beiyang bonds left in the treasury, what are we going to do to open the door?" Now I can wait for the two gods of wealth to save my life. ”

Hehe, in fact, Wan Yanhao and Du Yuesheng are already doing their best to collect the banknotes of the Commerce Bank, and the bid is about two or three percent of the face value. If the $3 million can be recovered, the difficulties of the Commercial Bank will be over. So, now a certain unscrupulous butterfly doesn't want the bank to open at all.

"Hehe, that's naturally to be saved." Kong Xiangxi is cunning, of course he knows Luo Yaoguo's abacus, he said in his heart that you kid is better than a monkey, and the deal you fancy will never be lost, so I want a piece of the pie. So he smiled weirdly on the side: "Now the money of the national political axe will not come down so quickly, or I will personally pay 300,000 yuan to help your bank rescue in the first place?" What about my investment? If I lose it, it will be my contribution to the country. ”

Song Ziwen looked at his chubby brother-in-law and sighed with emotion: "Well, Brother Yong's family is broken for the country, and the younger brother admires it so much, so let's do it, I will also pay 100,000 yuan, Fuwen, you have to let people manage it well." ”

"That's, that's, two gentlemen, please get in the car, we'll talk slowly on the way." At this time, a black car came slowly, and Luo Yaoguo hurriedly stepped forward and pulled the car door to let the two gods of wealth get into the car.