After the run, the scale of the Daming Royal Bank's deposits suddenly soared, not only did the deposits it absorb quickly exceed 20 million taels, restoring the previous scale of deposits, but also increasing by nearly 20 million taels of silver.

Such a huge amount of funds gathered into the Royal Bank is also inseparable from the collection of deposits in Shanxi ticket numbers. Shanxi ticket numbers are all over the country's land and water terminals, and the ability to absorb deposits is extremely strong.

However, Daming Royal Bank does not need so much silver for the time being, so it has set a deposit absorption quota for the cooperative Shanxi ticket number.

However, for the savings of ordinary people, it is how much they absorb.

The system of the Royal Bank is equivalent to using the people's money to do business, and then giving the people a certain amount of dividends. But Daming's remaining capital is still a lot, and the royal family can't digest so much money for the time being.

After this run, Daming Royal Bank has formed a good reputation. Zhu Youxiao didn't see such a toss happen again, otherwise there was really no way to do business.

This kind of artificial run on the bank naturally requires them to pay a high enough cost.

Zhu Youxiao then issued a notice, which roughly meant that in order to conform to public opinion, he severely punished unscrupulous profiteers who spread rumors. After the notice was posted, it was immediately supported by the majority of depositors.

These rumor-mongers were naturally greeted by the depositors who had suffered losses for eighteen generations.

But who spread the rumors?

None of them had a clear goal, but Zhu Youxiao had already locked in the target, and Jinyiwei and Dongchang soon went around and issued a total fine of 500,000 taels of silver to the Tongzhou merchants and Shanxi ticket numbers who participated in the run, and the reason for the fine was 'disrupting the normal economic order'.

For those Tongzhou merchants and Jin merchants, 500,000 taels is not much, but it just conveys a meaning: I know that you are the ghost!

This fine is just a small warning.

In the face of these fines, the Tongzhou incumbents and Shanxi ticket number owners who participated in this run turned pale with fright, what does this mean?

This means that they have already registered with the factory guard. In the face of the menacing factory guards, these businessmen lost their courage one by one, and obediently paid fines to settle the matter. If they are allowed to participate in any more runs, they will definitely scold the troublemakers to the blood.

In addition to issuing a fine, Zhu Youxiao also asked the factory guard to strengthen the control of rumors to avoid the recurrence of the run.

If the measures continue, it is unlikely that there will be another run. The bank of Daming Royal Bank does not need to be tightened, and it can be lended more easily.

The largest loan recipient is still the Royal Agricultural Company. The Royal Agricultural Company, which has completed the first batch of Huangzhuang investment projects, has entered a period of expansion at this time.

The 700 acres of wasteland that was reclaimed before were basically ownerless wasteland. In Beizhili, it is basically the limit, and there is naturally a lot of remaining wasteland, but all of them have owners. Some landlords rented their land to tenants for farming, but the tenants stopped planting, and no one continued to plant, and the land became barren in a few years.

These lands are in Beizhili, at least tens of millions of acres. Henan, Shandong, Shanxi, and Shaanxi provinces actually have similar situations.

It's not a solution to be barren in these lands, you can't stand in the pit and not!

Immediately, Zhu Youxiao asked the celebrant to draft a decree that all barren cultivated land would be regarded as ownerless land, and whoever could reclaim it would belong to whomever he could.

After the decree was issued, it had no impact.

The land of those landlords and magnates, even if it is deserted, no one dares to open it. Those landlords and magnates didn't care much at first.

But it didn't take long for Huangzhuang to begin to enclose land in Beizhili, Shandong, and Henan.

Whether it was barren ordinary farmland, saline land that needed to be improved to cultivate, or some barren sandy land, the Royal Agricultural Company enclosed the land and then reclaimed it and built it into a royal estate.

The second phase of the reclamation program began.

In this period, the Daming Royal Bank provided a loan of 12 million taels to the Royal Agricultural Company, and planned to reclaim 20 million mu of cultivated land and settle about 650,000 tenant farmers. Among them, because there is some barren land such as sandy land, some tenant farmers will get more land, but it is still 30 acres of land rent.

12 million taels of the main phone fee, or the material fee. The cost of labor is very small, because whether it is repairing water conservancy or clearing land, it is the work of recruited tenant farmers. Food is also included in the material fee. These laborers are involved in the construction of water conservancy and land reclamation, and although they are not paid, they always have enough to eat. It also includes the cost of cattle and seeds after the land has been reclaimed.

Xu Guangqi also participated in the second phase of the Royal Agricultural Company's reclamation project, this time Xu Guangqi not only made some detailed technical expenditures for different cultivated land in different provinces, but also designed waterwheels, water mills and other hydraulic tools for farmers in Huangzhuang.

The people under the management of Huangzhuang also got a preferential treatment this time, that is, the price of iron products was discounted, because the blast furnace of the royal military factory had a high production efficiency, and because the pig iron smelted was not very suitable for military use, it was digested by civilian use. Therefore, in terms of iron products, whether it is farm tools or daily necessities, the farmers in Huangzhuang have received preferential prices, and they are almost sold to them at cost price.

After all, these people have just stabilized and are in the initial stage of accumulation, and at this time, they need to reduce their expenses as much as possible and let them save some money, so that they can gradually live and work in peace and contentment. After a few years, the farmers in Huangzhuang will generally become richer, so there is no need for too many price concessions.

In the second phase of the reclamation project, there are still many tenant farmers from all over Beizhili. At the same time, there are many people who fled from Liaodong to Shandong, and these Liaodong people who dragged their families and mouths were included in the settlement group. At this time, as long as the people who escaped from Liaodong, the imperial court would resettle them.

Those who dragged their families directly settled in the farms to open up wasteland and cultivate, and those who had handicrafts were arranged to work as skilled workers. And those who escaped singlely are likely to be spies sent by Jiannu, so these single Liaodong young men are basically gathered together to arrange work, if they are not satisfied with the job, they can also apply for a change, and the royal family arranges other things for them to do.

Once there is an abnormal escape, it can basically be determined that it is a spy, and Jinyiwei and Dongchang will take people.

The Huangzhuang continued to expand, but the landlords and magnates found that this time the Huangzhuang had enclosed the wasteland on which they had land deeds.

Naturally, I am not satisfied now, and when no one wants these lands, they are naturally like a grass on the side of the road, and I don't bother to look at them. But once someone wants to get up, it becomes a treasure.

Someone came out to make trouble, but where did they fight for the emperor? Some landlords were soon invited to tea by Jinyiwei because they hindered the construction of Huangzhuang, and when they came out, which one was not scared to obey?

Huangzhuang still needs to be prioritized, not only to reassure the people, but also to collect land rent to enrich the interior. This time, 650,000 households were settled, which is equivalent to more than 2 million people. In the future, as long as the wind and rain are smooth, about 6 million stones of grain can be collected a year, which is equivalent to the annual income of the imperial court in the north, and it is only 20 million mu of land. The land in the north is actually calculated in terms of 100 million acres. Of course, the tenant rent of 6 million stone is the ideal state, at this time the northern sky is continuous, although the water conservancy facilities will be more perfect, the ability to resist risks will be relatively high, but it will still be affected. PS: Tonight's village election, I'm so old or the first time I've met in person, so I went to join in the fun, and the election turned into a bidding meeting, it's really embarrassing, the second shift is here, go to sleep.