Chapter 153: Financial Industry Layout

H2> Guo Yu walked to the microphone, coughed lightly and said: "Everyone, from today the Bank of Communications has been renamed Huafu Bank, first of all, thank you to the consuls and banking friends from all over the world to participate in this ceremony, Bank of Communications was established at the end of the Qing Dynasty, for various reasons, Guo Yu took over the Bank of Communications, and now it is a new beginning to change its name to Huafu Bank. Originally, Bank of Communications had a lot of business dealings with various banks, and Guo hoped that in the future, he would deepen this kind of business cooperation and make a fortune together. ”

"Here I announce several new regulations of Huafu Bank, first, Guo will inject 50 million US dollars into the Bank of Washington as a deposit, and the currency issued by Huafu Bank is 'Huayuan'. Second, Huafu Bank recognized all the business and currency of the former Bank of Communications, ensured the liquidity of the Bank's currency, and gradually recovered the banknotes of the Bank of Communications. Thirdly, all industries and factories in Huafu shopping malls and Huafu Club only recognize the purchasing power of Huayuan, and other currencies can be exchanged at the Bank of Communications. ”

"In terms of business, Huafu Bank carries out deposits, loans, foreign exchange, savings and other businesses. At the same time, the investment department is also engaged in securities issuance, underwriting, trading, corporate restructuring, mergers and acquisitions, investment analysis, venture capital, financial management and other projects. Speaking of this, Guo Yu said with some spirit: "Here I want to focus on two projects, which will be related to thousands of families in the Republic of China, that is, loans and financial management business. ”

Guo Yu's words made the people below confused, and there are many financial professionals among these people, and they don't think that these two projects need to be highlighted. And Guo Yu did point it out here, it seems that there must be something different in it.

"Let's talk about loans first, I am talking mainly about small loans, this loan will face the vast number of ordinary people, we also know that if there is a disaster year, many people either flee or borrow from local landlords or even money banks, and these loans are often usury, some loans will be like mountains on the heads of ordinary people, and even generations have spent time in non-stop borrowing and repayment. We, Huafu Bank, promise here that we will carry out small loan business, lend a sum of money to those ordinary people at an interest rate far lower than the normal borrowing rate, and even provide them with seeds and farm tools and other items to help them resume production and life, so as to solve the problem that ordinary people have difficulty in borrowing and repaying loans. ”

In addition to providing small loans to the public, Huafu Bank also carries out loan business to help people of insight build factories. In order to encourage the Republic of China to speed up the process of industrialization and encourage the rapid development of private capital, Huafu Bank will lend to entrepreneurs and even workshop owners who are ready to set up factories in the Jiangsu Special Economic Zone, so that they can expand reproduction to solve the problem that they cannot expand their scale due to lack of funds. ”

Hearing this, many people below, especially the local Chinese, have raised their spirits, which is also a rare opportunity, which can really solve the urgent needs of many people. At this time, someone began to discuss the topic thrown by Guo Yu.

"Ladies and gentlemen, the next thing I want to talk about is the financial management project. I believe that many people have experienced the rubber stock incident in 1910, whether you participated in it or not, you should be able to feel the financial disaster that affected the whole of China at that time, the stock market crash also destroyed the national industry that had just developed, and the people affected by the disaster were no less than hundreds of thousands, and the Huangpu River in Shanghai was full of corpses at that time, all of them were homeless people because of the stock market crash. The financial management project launched by Huafu Bank is to help you take care of those who have surplus wealth in their hands but do not know how to invest. The surplus money in your hands will only depreciate continuously at home, but if you put it in Huafu Bank, the bank will help you operate and manage your finances, and you will get no less than 2% of the income every year, and you can get rich sitting at home, so why not. Guo Yu said, stopping here and looking at the already chaotic crowd below.

At this time, someone shouted loudly: "Guo Dujun, won't this financial investment lose money?" This is also the voice of many people, after this person asked, many people waited for Guo Yu to answer.

"Investment and financial management naturally have losses and gains, but Huafu Bank dares to make this promise, losing money is Huafu Bank, no less than 2% of the annual profit, if you earn more, everyone can share more money." Guo Yu said with an oath.

Others may not dare to make such a guarantee, but Guo Yu does dare to boast of such a Haikou, if Guo Yu does not make money in the time and space of the Republic of China, it will be too unreasonable, or jump directly into the Huangpu River.

"Even two percent is not a lot, and you have to pay money when you deposit money in other banks."

"Haven't you heard that the minimum guarantee is two percent, you can earn more points if you earn more, this investment is already very cost-effective."

"It looks like I'm going to transfer the money I deposited in another bank to Huafu Bank."

No one below is listening to Guo Yu's speech intently, and they are all talking about investment and financial management there, and it seems that many people have been tempted.

And this is exactly the move taken by Guo Yu, using people's hearts to make money, absorbing funds as much as possible, and achieving the purpose of expanding Huafu Bank. What does the bank rely on, the registered capital is only the starting capital, or it still depends on the depositors to store the money in the zài bank to operate, and make money by making money, only if the amount of savings is large enough, it will become a giant in the financial world.

Guo Yu's Huafu Bank has advantages, first he is Guo Yu's industry, now Guo Yu's reputation in China can be described as in the sky, whether it is reputation or strength in the Republic of China are the top few, and then there is Guo Yu's strong capital, Huafu shopping mall alone is a money-making opportunity, others know that Guo Yu can make money, and will naturally be willing to invest money.

"Ladies and gentlemen, there is one more thing to explain that the current domestic financial chaos is very common, and the issue of currencies is very common, but Huafu Bank does not have business dealings with all banks and banks, so Huafu Bank stipulates that all deposits are mainly gold, silver and precious metals, and the original Bank of Communications banknotes and newly issued Chinese currencies are not considered."

Saying this, Guo Yu didn't wait for others to ask, so he stepped off the podium and walked to the area where the consuls of various countries gathered.

Fu Desheng, the manager of Huafu Bank, followed up to the podium, pressed the noisy crowd below with his hand, and said into the microphone: "This is the end of the Huafu Bank ceremony, if you have any questions, whether it is investment and financial management or loans, handling various businesses, you can approach Huafu Bank, consult the business personnel, and we have also printed a lot of investment and financial brochures, which can be consulted by you, thank you again for attending today's ceremony." After saying that, he also ran off the stage.

Hearing this, the crowd began to pour into Huafu Bank, there are still a few who handle other businesses, mainly thinking about consulting and investing, after all, everyone has a heart to make money.

Guo Yu's words at the opening ceremony of Huafu Bank were spread throughout the country through the Huafu Daily, and those who had some surplus wealth in their hands were very tempted. At present, there are not many industries that really make money in China, and there are even fewer people who really know how to manage money. Even the so-called Jin merchants, Hui merchants and other merchant families still use the traditional method of digging cellars to store gold and silver. Not to mention the landlords and wealthy who have some surplus wealth.

In the following period of time, Huafu Bank to help you invest in financial management spread all over the country, many people buried deep in the ground, the original deposit of gold and silver in the bank, transferred to Huafu Bank, so as to get greater returns. Even some big money banks also deposit the gold and silver in the Huafu Bank, so that they can not only be insured but also be able to get an extra interest, which is really a double win, the amount of gold and silver stored in these big money banks makes Guo Yu feel smacked, and they all say that the Republic of China is poor, but in a short time, Guo Yu actually received 420 tons of silver and 55 tons of gold, which is calculated in tons. Moreover, there is a steady stream of people coming, and the precious metal reserves of Huafu Bank are still increasing.

However, the banker explained to Guo Yu, and Guo Yu was able to accept that at the end of the Qing Dynasty, the annual gold output was about 50 tons, and the gold reserves of the Qing Dynasty should be about 800 tons, and the silver was even larger. What Guo Yu received was only a year's output, and there was not much more.

Guo Yu saw the mountains of gold and silver bricks in the vault, the feeling of the effect of gold and silver really made people adrenaline rush secretion, and Andorphin released a large amount, making him tremble with excitement, it was not that Guo Yu had not seen money, but his inherent thinking affected his body, so it should be a natural reaction.

Guo Yu did one thing, that is, to put all the gold and silver into his own space, into the bag for safety, only in his own hands can it be regarded as peace of mind, as for what to say with the bank, Guo Yu's explanation is that it was transported to a special vault for safe preservation, and it is really safe enough.

Of course, these are all afterthoughts, and we will continue to talk about it from the Huafu Bank ceremony.

After Guo Yu finished speaking on the podium, he walked to the consuls of various countries, because Guo Yu has a lot of business in the United States, so he is more familiar with the American consul Alder, and the British consul Jensen was also introduced to Guo Yu by Alder, so Guo Yu invited the two of them to participate in the ribbon cutting, as for the other consuls, it was just a courtesy invitation.

"Guo Dujun, your industry has increased again, and the financial industry is the most profitable industry." Alder greeted Guo Yu and said.

"Now there are more than 20 foreign banks in this public concession, HSBC and Macquarie Bank in the United Kingdom, Citibank and Chase Bank in the United States, as well as banks in Germany, Russia, the Netherlands, Japan and many other countries here. Guo Yu said.

"If you have Huafu shopping mall, it will be much more convenient to develop, and if your industry is settled through Guò Huafu Bank, this is already a lot of business." British Consul Jensen said.

"I also have no choice, the domestic financial industry is simply too chaotic, I can only concentrate my own industry management, through the operation of Huafu Bank, or save all the money in an uninsured bank, one day the bank fails, my loss will be too great." Guo Yu said.

"Can you also consider our foreign banks?" The two said in unison, and they really cooperated tacitly.

"I still think it's more solid in my own hands." Guo Yu made a joke with the two.

At this time, the Japanese consul in Shanghai, Harada Takeshi, walked up to Guo Yu and said to Guo Yu, "Guo Dujun, I have something to say to you. ”R1152