Chapter 244: Planning the Money Village (2)
When Li Chengqian heard this, his eyes rolled, and he nodded again and again: "I made the eldest cousin laugh just now, and the younger brother was rude, and it's not impossible to lend." But the younger brother still has one thing to worry about, we can guarantee that the person who deposited the money can mention the money, but how can we ensure that the person who borrowed our money will repay the money on time? "If they can't recover the principal and interest, then they want to die.
The eldest grandson said with a smile: "It's very simple, anyone who receives has to mortgage things, such as house deeds and land deeds, or some gold and silver jewelry and other previous things. The value of the pledged thing must be the same as the amount borrowed. If the interest and principal can be repaid in time, we will return the collateral to them; If the principal and interest cannot be received in a timely manner, we will dispose of their collateral at our discretion so that we can recover the principal and interest. ”
"Isn't this going to force people to go bankrupt?" Li Chengqian was a little worried, it seemed a little inappropriate, after all, their identity and status, if they forced people to go bankrupt, it would affect the reputation of the imperial court.
"Hehe, they need to be cautious when investing, and before they borrow, they have to know the consequences. But in business, we all know that there are profits and losses, and it is not that we forced them to go bankrupt, after all, when they came to mortgage, they were willing to do it, not forced by us. Changsun Chong explained, if you are willing to do so, naturally you can't talk about coercion, so you don't have to worry too much about this.
Li Chengqian nodded this time, and immediately thought of a big question and asked, "Big cousin, I have one last question." Just like the kind of silver bills you just said, how can you guarantee that they are real? Can't someone else fake it? ”
This kid asked the point, and his suggestion was not in vain, and the eldest grandson nodded and said, "Hehe, good question!" This technology. You don't have to worry about it, when the time comes, only we can do it ourselves, and others can't imitate it at all. ”
Li Chengqian was relieved, and said gratefully: "Then please ask the eldest cousin, and the younger brother will go back and write an excerpt, hoping that my father can agree to our proposal." "Li Chengqian is not stupid, now that the eldest cousin is so solemn and tells him, it must be very important, and it is a very good thing for Datang. If he does a good job, not only will his father look at him differently, but the courtiers will also have a very good impression of him, which will be very beneficial for him to participate in politics and discuss politics in the future. As for whether he could do it or not, he didn't care at all. There is a big cousin in the back, and it will never let him end badly.
"Don't be busy, boy. Call Brother Ke. He may be able to give you some good advice to make your excerpts more comprehensive, and your father is fond of your brotherly friendship. "Eldest Sun Chong reminded him that he pulled Li Ke from time to time and let him show his face in front of Li Er, so that he could not only exercise Li Chengqian. can also get Li Ke's gratitude.
The reason why he brought Li Ke was for Li Er to see, he killed his brother and killed his brother, which was a scar in his heart. So he doesn't want his son to follow him, that's a sarcasm for him.
When Li Chengqian heard this, he understood the kindness of his eldest cousin, and saluted again and again and said, "What my cousin said is that the younger brother must remember it." "Li Ke is about the same age as him, and he has had a good relationship since he was a child, and Li Chengqian is not exclusive to Li Ke with him.
Three days later, people came one after another with the money for the car to sign a formal contract, and when they saw two rooms full of silver and copper coins, the eldest grandson Chong was relieved that he had money to pay his salary.
The purchase of cotton, the plan spent all the money brought by Changsun Chong, Li Er did not allocate money, he could only rely on himself, fortunately, the result was not too bad. Nowadays, the people are relatively easy to manage, the cohesion of officers and men is very strong, and the execution ability of the top and bottom is very high, so there will be such good results in doing things.
Seeing that cotton cloth was so popular, Changsun Chong hurriedly explained that the weaving mills, spinning mills, and dyeing factories near Youzhou must speed up the progress and strive to earn a vote before the year.
The stewards of the major commercial houses left their men here to wait for the next batch of goods to be freshly baked, so they personally pressed the freshly baked fabrics and rushed to the families to be safe. Several of them are old and sophisticated, so they naturally know the business opportunities inside. When they arrive in Chang'an, these goods will be snapped up, and they will also be like Qi Zhang, customers can order first, and wait until the goods arrive to get the goods, and the funds will come up.
Li Er witnessed the whole process, and naturally knew that Changsun Chong and others had earned nearly 300,000 taels of silver, so when he got Li Chengqian's fold, he was so excited that he didn't sleep all night, and the next morning, he called Xiao Yu to come over to discuss the details.
Cheng Biting Jin, Qin Qiong, and Duan Zhixuan are good at fighting and training, but if it involves government affairs, it will be numb. Li Gang is okay as a teacher, but the others are not, as for the eldest grandson Chong, this is what a few of their boys have come up with, so they have to find Xiao Yu.
Since Xiao Yu was dismissed, he has always retained the identity of the prince's teacher, Li Er now thinks about it, the fight with Zhao Ruihui in the court, and feels that this Xiao Yu is really a talent, and a little cute.
"Xiao Aiqing, look at this excerpt." Li Er didn't say much to each other, he trusted Xiao Yu, and after working together for so long, he understood the other party's temper, so there was no need to detour.
Xiao Yu was not polite, took it, sat on the chair next to her, looked at it carefully, and said, "Okay, good, it's really good." In a word, I expressed my admiration in my heart.
"Do you think so?" Li Er asked.
"I didn't expect the prince, King Wu, and junior brother to think of opening a royal bank. When the money is spread all over the country, then the business will be all in the hands of the imperial court. Not only can we have a more comprehensive understanding of people's livelihood, but also can promote the development of commerce in various places, and can also increase the revenue of the treasury, benefit the country and the people, why not! ”
When Li Er heard this, he also agreed, and said, "But I'm afraid that someone will take advantage of the royal background to make a fortune." ”
"You can still choke on eating, can you still skip eating?" Xiao Yu disagreed with Li Er's statement, "This is simple, from the selection of personnel, strict screening, and also to send people to check the accounts and secretly collect the situation, I believe that these people will not have no brains to commit crimes against the wind." In the early stage, we can set up money banks in major large cities, pilot it, and if it works well, then we will continue to promote it. If it doesn't work, then it's closed, and the impact is not great. ”
Li Ershen thought so, and agreed: "Xiao Aiqing said well, then get a few pilots." As for the anti-counterfeiting of bills, I have to find Chong'er and ask him to think of a comprehensive excerpt. ”
"Your Majesty is wise." Xiao Yu stood up and echoed.
After talking about business, Li Er thought of Xiao Yufu being idle at home during this time, and asked, "Does Xiao Aiqing resent me?" ”
Xiao Yu smiled calmly and said: "Wechen has never resented Your Majesty, and there was nothing wrong with beating Zhao Ruihui that time, the mistake was that he fought in front of so many people in the court, Your Majesty punished justly, and Wechen had no complaints." ”
Li Er smiled: "It's good that you can understand my hard work, and when you follow me back this time, I will immediately reinstate you as an official." The prince has made great progress in the past six months, and it is all the credit of Aiqing and Li Lao Aiqing, I know it in my heart. ”
"This is what Weichen should do, and he should not be praised by His Majesty. Besides, when the prince came out this time, he was indeed much more confident than before, and he broadened his horizons. Sometimes, with a bowl in hand, he eats in the field with the old farmer and works together. can do this, he knows who knows that Chinese food is hard work, and he will care about the people in the future. Xiao Yu said with emotion, he didn't expect the prince to grow up so fast.
"The prince's progress is obvious to all, and Ke'er is also good, it seems that they will have to come out often to see in the future." Li Er agreed.
"Your Majesty said yes." Xiao Yu nodded.
"To get back to the point, I will hand over the matter of this money village to Aiqing to operate, although Cheng Qian has already mentioned the main points, but the details will still need to be night. Xiao Aiqing, you will help Cheng Qian sort it out again. Li Er felt that it was feasible, so he started to do it.
"Yes, Your Majesty, Weichen is ordered!" Xiao Yu should go down.
After Xiao Yu left, Li Er called Changsun Chong and asked directly: "How do you do the anti-counterfeiting of silver tickets?" ”
"Of course, it was a special potion that was put in the paint, and others imitated the cloth; The second is the paper of the silver ticket, which is different from the multiple papers we use on weekdays, which is tough and not easy to break; Moreover, it is the candidate who prints the silver ticket, and can use those death row prisoners, eat and drink, but must be imprisoned for the rest of their lives and lose their freedom. In this three-pronged approach, the authenticity of the silver ticket is guaranteed, and together with various seals, it can ensure that nothing goes wrong. The eldest grandson said with a smile.
Li Er listened, nodded and said, "Well, that's good, I'll leave this matter to you, and you have to handle it for me." ”
The eldest grandson nodded and said, "Your Majesty, you can rest assured that it will be done properly." But Your Majesty, I don't have time to do this for the time being, and I will wait until I come back from Liaodong next year. ”
"No, before I leave, give me all the recipes for this potion and the recipe for silver ticket paper, and as for the matter of Qian Zhuang, I will let other Aiqing operate it." Li Er knew that Changsun Chong was doing too much now, and there were too many trivial things in Qianzhuang, so he didn't let Changsun Chong distract himself.
When the eldest grandson heard and thought about it, he really didn't have the energy to do these things, and said, "In two days, it will be time for me to go to the master, and I will ask the master for it then." ”
Li Er nodded and said, "Okay, very good." You can rest assured, Liu Muxiang is there, I will take care of it for you. ”
The eldest grandson Chong smiled bitterly, and asked the old man to give him Zhang Luona's concubine, thinking about it, his scalp was numb, and he made a pitiful appearance: "Your Majesty, if you are angry and beat Chong'er, don't be embarrassed Mu Xiang!" ”
"If you think about it too much, just because Liu Muxiang was born and died for our Tang Dynasty, I won't embarrass him. As for you, I also know that I have repented, and I will not beat you, but if you neglect Changle in the future, I will not show mercy. Li Er said in a deep voice, "I just want to see who Liu Muxiang is who defeated the invincible opponent in the army?" ”
The eldest grandson Chong was slightly relieved, nodded and said, "Thank you, Your Majesty." (To be continued......)