Chapter 53 Internal Issuance of Banknotes
Datang's commercial activities are constantly expanding, but the old system is a shackle to prosperous commercial activities, restricting the wider trade in bulk goods.
Xujiazhuang's industry is all over the industry, not only roasted tea, glass, hardware, but also now is also operating grain and duck down business, Chang'an Business Club shares Xu Yang has been given to Cheng Chumo and Wei Chi Baolin them, the reason is that the shares are too scattered, the money is not easy to divide, simply give them all, and they don't care about the money. Nowadays, just a supermarket chain in Chang'an is enough for the bookkeepers of Xujiazhuang to have a headache, and tens of thousands of goods are bought and sold every day, not only to calculate profits, but also to calculate taxes.
Datang's money transactions are getting bigger and bigger, and in the past, it was a few pennies to buy things, but now even the lowest price of rice has risen to tens of cents a catty. The streets are full of people and merchants carrying baskets of money to buy goods.
Inflation is gradually emerging, and the gold and silver plundered by the Tang Dynasty from overseas not only increases the overall reserves of gold and silver, but the household department cannot understand the situation in a timely manner, and still issues the currency sold by Li Er when he ascended the throne to trade.
At this time, paper money has inevitably appeared on the stage of history, about two hundred years earlier than the Jiaozi of the Song Dynasty, and this kind of paper money also flowed out of Xujiazhuang at the beginning.
Coincidentally, Xu Yang saw Lao Gao, who was pouting at the door of the tent at home, counting the copper coins in the storage room, so he laughed and laughed at why not use a large denomination of paper money instead of these cumbersome silver coins, anyway, this kind of paper money only circulates in Xujiazhuang, and it is guaranteed by himself, and no one must be worried that a county marquis will repay his debts.
After hearing this inspiration, those tent offices felt that it was feasible, and went to Nanshan Academy to find a few arithmetic gentlemen, carefully discussed the feasibility, and actually submitted the plan for issuing banknotes to Xu Yang.
Xu Yang was also shocked when he saw the thick plan, he didn't expect that these people would really take the time to prepare this.
What Xu Yang doesn't know is that the daily large-scale transactions, the most cumbersome is the link of counting money, the copper coins of a penny greatly hinder the work efficiency, and the accounts are even more suffering, counting the money every day to hand cramps, but unfortunately the money is not his own, and now he hears a mention that can greatly facilitate his own work, and he is naturally very attentive.
For the issuance of banknotes, Xu Yang did not hesitate, the social experience of later generations has proved that when the social materials began to be greatly enriched, paper money will inevitably appear, thus replacing precious metals to become the mainstream currency, and it seems that with the development of the times and technology, the evolution of money is becoming more and more virtualized, and the network bank is becoming more and more popular.
"The paper money plan is very well written." Xu Yang flipped through the plan and nodded in praise. "It's very much to my taste, and the person who wrote the proposal seems to have a deep understanding of some of the things I've come up with."
He Shufang smiled flatteringly: "The county master doesn't know, it is the Nanshan Academy that wrote this plan, and now Mr. Ma Zhou, the editor-in-chief of the "Datang News", is also. ”
"Oh~ it turned out to be him." Xu Yang nodded, since this guy entered the academy and became the news editor-in-chief, he heard that his small life was prosperous, he married an aunt, and was summoned by Li Er once, and was given the false position of an academician doctor, and now he often soaks in the library of the academy, studying all kinds of strange skills found by ghosts, but he didn't expect to see him for more than a month, and he actually has a deeper insight and understanding, and even paper money can finally replace gold and silver.
"Yes, this plan is very well written, and now the only place that needs to be paid attention to is the anti-counterfeiting thing, the issuance of paper money, the anti-counterfeiting work must be done well, if once the authenticity is not distinguished, then it will cause a huge riot." Xu Yang said earnestly.
The tent surnamed He said with a peach blossom face: "Please rest assured at this point, we invited the top painter in the Tang Dynasty, Mr. Yan Liben, to make the drawings in person, and then use the stamping machine of the academy to print, and there will be no difference cuò."
"Hmm......" Xu Yang nodded, "Don't print this thing in large quantities in the first batch, as long as it can be used on a small scale in the village." ”
He tent said excitedly: "The villain understands, the villain will prepare!" ~”……
In just five days, the first batch of paper money was freshly baked, I have to say that Yan Liben's painting is really not covered, after all, it is a masterpiece that has painted "Step Drawing", a landmark building of Xujiazhuang: the archway at the entrance of the village, is engraved on a piece of high-quality wood pulp paper, which looks lifelike, very three-dimensional, and on one side of the paper, with traditional Chinese characters written 'one hundred taels of silver' five big characters, which also has a lot of subtle anti-counterfeiting, it can be seen that Yan Liben also spent a lot of effort on this time.
Xu Yang was very satisfied with this thing, and immediately agreed to use this currency to circulate shares in Xujiazhuang.
The market always carries out a series of commercial activities according to the laws of the market, it does not transfer due to human will, nor does it change due to the change of regime, it will only follow the laws of the market and develop in the direction that is most beneficial and free.
As soon as paper money appeared in Xujiazhuang, it immediately caused an uproar, on weekdays, one hundred taels of silver can be exchanged for one hundred yuan, sometimes a little more, one hundred yuan, that is a big pocket of copper money, even if the use of silver is several catties of weight, extremely inconvenient, but now, only a piece of paper is needed, these can be all offset.
The common people don't like this kind of thing, after all, there is no real money in their hands and there is a sense of security, but on the contrary, the merchants are eager for this thing.
First of all, security, businessmen every time they go out to transport goods, purchase, need to carry a large amount of gold and silver, not only easy to steal, but also very eye-catching, have to hire the dart board of the dart master to escort, and the transaction is also extremely inconvenient, but if you can carry this kind of banknotes out of the transaction, only need to hide in the arms, no one knows, the transaction is more convenient.
Therefore, the banknotes circulating in Xujiazhuang were swept away after only one day of sale, and there were only a few that were really used in Xujiazhuang, and the rest were all collected by those merchants who bought and sold bulk goods.
When Xu Yang heard the news at that time, he was taken aback, and hurriedly ordered to stop printing paper money, I rely on, the internal paper money was actually used as money, this is not his own family to open a money printing factory, Li Er knew that he had to strangle me.
In fact, Xu Yang also thought that outside businessmen would not choose to buy this kind of banknote in the village, after all, a hundred taels of silver with white flowers, just exchange for that light piece of paper, no one will be so stupid, right?
However, Xu Yangyan's estimation misled the trust of the merchants of Chang'an in him.
Xu Yang, who is it? Xu Caishen is also, this name is called in vain? At the beginning, Xu Yang wanted to open a business club in Chang'an, the Cheng family, the Wei Chi family, and the two Li families, which were not full of money, and then several famous merchants in Chang'an, Xuyang River, joined forces to open a supermarket chain in Chang'an, which made people blush, plus Xujiazhuang's own various industries, fried tea, glass, and papermaking, it can be said that the name of Guiguzi can be equated with the God of Wealth in the minds of Chang'an businessmen.
Therefore, as soon as Xu Yang launched the banknote this time, he was robbed by the Chang'an merchants, and actually fried a banknote of one hundred taels to one hundred and fifty yuan, Xu Yang was really drunk, so he hurriedly stopped continuing to sell Xujiazhuang's internal banknotes, or quickly told Li Ercai about it, after all, the world is still opened by his family, if he does not object, then he must be waiting for his own banknote printing factory......
"Oh, that's interesting." Hearing Xu Yang's story about the cause and effect, Li Er leaned out with great interest, every time he heard Xu Yang come to discuss with himself, it was much more interesting than discussing with those old ministers, and this time the issuance of banknotes was the same, it sounded very novel. "Then in Aiqing's opinion, what should I do?" Li Er asked with interest.
"Gree......" Xu Yang shrugged his shoulders, "The minister thinks, Your Majesty, you can sell paper money by yourself, called the national currency ............ R1152