Xu Bangrui, the Duke of Wei, is actually not the real Duke of Wei yet. His father Xu Pengju was born on the third day of the second month of the fourth year of Longqing, and he had to complete the formalities for the attack on the lord before he could be regarded as the Duke of Wei. Relying on Xu Da's prestige, the Xu family's title of Duke of the Kingdom can be described as ironclad, but it is not enough to have a knighthood, you have to have a good position! This is also the reason why he came to Tang Xing to find Xu Yuanzuo, not really having the leisure to play around.

The reason for looking for Xu Yuanzuo is also very simple: ask for money.

No one's money fell from the sky, although there is enough inventory, but if you can save a penny, it is a penny.

"They all think that my family is a two-hundred-year-old father, and the family must be a mountain of gold and silver, but who knows that we are also bright on the surface. Where money is spent, the money flows out like flowing water. Xu Bangrui complained bitterly: "Don't say anything else, my father's posthumous affairs will cost 30,000 taels before and after...... Don't believe me, I even have a book of expenses! ”

Xu Yuanzuo smiled: "Don't show me, I'm not a fool." ”

Xu Bangrui is more than ten or twenty years older than Xu Yuanzuo, and he thought he would be able to calm the scene, but who knew that Xu Yuanzuo did not have the slightest sycophancy because of his age and status, and he was completely divided into courts and on an equal footing.

This is not that Xu Yuanzuo is full of righteousness, but that the dual-track system of the Ming Dynasty determines that the noble family has great power in the system from the Governor's Mansion to the Guard of the Five Armies, and the impact on the local gentry is very small. Maybe the magistrate still needs to find them to fight the autumn wind, but Xu Yuanzuo doesn't have to be afraid of them anyway.

Xu Yuanzuo said with a smile: "It's not that I don't want to have a good relationship with the Guogong family, and three or five thousand taels of silver is not enough." The point is that this kind of thing is no longer possible, and it is not a good choice for you or me. ”

Xu Bangrui's face darkened, and he said, "You are talking to me about the conditions." ”

"Suggestion, a mutually beneficial proposal." Xu Yuanzuo smiled: "You have the right, I have money." When the time comes, it is better to open up a piece of wealth, and the generations will not be able to eat and use it inexhaustibly, than to buy and sell it with a hammer? ”

Xu Bangrui twisted his rather rich body and said, "What source of wealth?" ”

"I've always had an idea, but I haven't been able to put it into practice for a long time. Then it's a big deal! Xu Yuanzuo said: "Among the four people in Jiangnan Shinong, industry and commerce, all of them are doing business, can the prince know?" ”

"All doing? Could it be to buy rice? Xu Bangrui said.

"Of course, buying and selling rice and grain is indeed needed by every family." Xu Yuanzuo said: "But the business I'm talking about is a loan. ”

Xu Bangrui was stunned: "Loan? What kind of deal is this? ”

"Isn't there no interest on the silver lent out by the national government?" Xu Yuanzuo said with a smile.

"Naturally, I will collect it." Xu Bangrui was stunned: "Do you want to specialize in such a business bank and earn interest money?" He immediately shook his head and said, "How much can I earn?" Moreover, the average farmer borrows silver from large local households, who wants to ask someone who is not familiar with it to borrow? Maybe you will go bankrupt! ”

Xu Yuanzuo said: "If it is only lent to agricultural merchants, I am too lazy to do this business." I want to do business in the imperial court and the guard. That's the big head. ”

Xu Bangrui laughed out loud: "The court will ask you to borrow silver?" Stop it. If you really lend it to the imperial court, that is, the meat buns beat the dog, and there is no return! Take 10,000 steps back and say, why does the court ask you to borrow silver? Isn't summer tax and autumn grain enough? ”

Xu Yuanzuo said: "Actually, our Ming court really doesn't have much money, so many things can only be done by mobilizing local gentry." For example, if Hai Rui opened the Huangpu River, the imperial court would not be able to take out the money. There is also the flooding of Huaihuang, why has the matter of water control been delayed? After Pan Jitao took office, didn't he suffer from lack of silver? This time I canonized. Speaking of it, it is the trouble of leveling the north, but what did Chengzu use at that time? What kind of flat is used today? If you let Chengzu know, how can you not be angry! From the point of view of these national events. Not only was the silver of the imperial court insufficient, but it was also very small. ”

Xu Bangrui is a top family of national princes, and he is in charge of the Beijing camp and the Governor's Mansion in turn with other noble families, so he naturally knows these things better than others. He said: "What you said is good, but the court borrowed your money, how should I repay you?" These things are only for nothing. No gains. ”

"Isn't it good to make up for the loss of the embankment and make up for the loss of the embankment, and the imperial court used to open the Chinese law and exchange grain for salt?" Xu Yuanzuo said.

Xu Bangrui nodded slightly: "It's good that you think so." Although the salt industry is very profitable, not everyone can enter it. ”

Xu Yuanzuo shook his head slightly: "I prefer to do some big deals." The court borrowed silver. Use customs duties as collateral. The guards borrowed money and used the land and population as collateral. If you have money, you can pay it back, and if you don't have money, we will take it ourselves. ”

Xu Bangrui is not interested in tariffs. The tariff in his consciousness is still the tariff of the banknote, although there is a lot of interest, but after all, he can't eat alone, but he didn't expect Xu Yuanzuo to say customs tariffs. However, he was very curious about the land and population of the Wei Institute as a mortgage, and said, "How can the land and population of the Wei Institute be given to you?" This is a big taboo. ”

The guard system set up by Taizu is not simply to raise soldiers for the people, it has simply become a country within a country. The land and population of the guard station are not known not only to the household department, but also to the military department. This line is from the Governor's Mansion of the Five Armies to the Emperor, and there is no room for civil officials to interfere at all, let alone private capital.

"Is it true that the land population of the guard is only so much on the register?" Xu Yuanzuo showed a sly smile.

Xu Bangrui also smiled: "It's a pity that even if it's not registered, there are difficulties in various places, and I may not be willing to bet on you." ”

"Grandpa misunderstood." Xu Yuanzuo said lightly: "I mean, the land outside the territory of the Ming Dynasty. ”

"Outside the Territory?"

"Yes, yes. The strength of our Ming army is far from being comparable to that of the previous generation. The land that has been divided since the end of the Tang Dynasty has basically been recovered by the Taizu and Chengzu of the National Dynasty. With such a million heroes, why worry about not having land? Of course, the imperial court is definitely unwilling to see the border generals provoke at the same time, so why can't the guard do some private work? Xu Yuanzuo said with a smile.

Xu Bangrui's index fingers quickly rotated around, and he frowned slightly: "You mean, go to other countries and use the land and population of other countries to pay off debts?" ”

Xu Yuanzuo nodded slightly: "Don't talk about it from afar, can North Korea and Vietnam fight a dozen?" Is it possible for Taiwan's natives to fight a dozen? Can't beat the Tatars, can't you beat them? These places are all treasures for making money, and the ancients said well: there is soil and wealth. ”

Xu Bangrui slapped the handrail suddenly: "There is no tiger talisman to move the army, this is a rebellion!" ”

Xu Yuanzuo leaned back, slightly impatient: "Who said that you want to move the army?" Those military households in the guard station who can't eat have to go to other countries to beg for some livelihood, is this also a rebellion? If you don't let them go out and eat, will they starve to death in the country? ”

Xu Bangrui eased up a little and said slowly: "Then I have to take some dry stocks." ”

"One or two shares, there is no leniency." Xu Yuanzuo cut the railway.

*

*(To be continued.) )