In the early morning, when the Bank of Korea in Seoul opened the door of the Western-style steel bar, North Korean merchants began to enter and exit to exchange huàn silver dollars or huàn bank bills, although the Bank of Korea was established only three months ago, but for North Koreans, especially businessmen and officials, they fully appreciated the convenience of modern banks, and of course, more often the convenience of ten copper dollars and silver dollars, which were once accused of being "cheaters".

A banknote, a silver dollar, may not be a lot for people who are accustomed to paper money and silver taels, but for the North Koreans, it is no less than a "revolution", before the North Korean bank issued silver dollars and copper dollars, 60 taels of silver for copper coins needed six men to carry, at this time the North Korean money system was only very low quality money.

Under the impetus of the Unified Supervision Office, the 10 copper dollars and silver dollars made by recycling old money in Tong Guò were quickly recognized by the Koreans for their convenience, novelty, and beautiful appearance, and were quickly circulated in large cities such as Seoul and Kaesong, as well as in treaty ports such as Incheon and Busan, and circulated to the hinterland of Korea to replace the old style of money. Two months ago, with a loan of 500,000 yuan from the Bank of Korea to the DPRK government, the silver dollar coupons issued by the Bank of Korea also entered the market on a large scale for the first time.

While the Bank of North Korea is slowly exerting its financial influence over North Korea, Tang Rongjun, as a bank manager, is planning how to expand the influence of the Bank of Korea in China in the manager's office on the second floor of the Bank of Korea. To be exact. How to "issue" the North Korean copper dollar to China.

"After the new plant is put into operation. 3,000,000,000 copper dollars a day......"

Looking at the mint in his hand, Tang Rongjun's brows frowned, once the mint costing millions of yuan is put into operation, the amount of money produced will be several times that of the current one, and it will far exceed the number accepted by North Korea, but the establishment of this mint is to issue the "copper dollar" without the word "North Korea" in China, and then obtain huge profits.

If the mint is running at full capacity. In addition, according to the daily output plan of the old factory of 3.6 million, the daily minting will exceed 36,000 silver dollars, and according to the calculation of 70% of the money, the bank can get more than 20,000 yuan of profit per day, of course, this money and interest need to be handed over to the unified supervision office. However, as the issuer of copper dollars, banks need to promote these copper dollars and promote them to China.

"Shanghai, Shandong, Hebei and Kanto!"

Standing up and walking to the map, Tang Rongjun said to Wu Zixian in front of him, the shopkeeper who had dug up from the Tianjin ticket number.

"These locations are our breakthroughs. How about it, Brother Yulin, what do you think? ”

Walking to the map and staring at several locations on the map, Wu Zixian nodded slightly in agreement.

"Manager, Shanghai is the center of the Yangtze River trade, if the copper yuan can enter Shanghai, it will definitely help our bank to open the domestic money market, but Shanghai is different from Shandong, Hebei and Northeast China!"

Looking at the manager with a frowning brow, Wu Zixian continued.

"In Shandong, Hebei, the copper dollar is paid together with the silver dollar by recruiting workers, and now the Shandong coastal trade port and private port have begun to get used to and accept our copper dollar, as for the Kanto, it depends on the payment of the carpenter for mining the woodworkers along the Yalu River, and the three places are used to paying for it, and in Shanghai, how do we pay the copper dollar, this is the biggest problem!"

Whether it is the wages of workers in the Special Administrative Region or the purchase of materials from North Korea, it is to pay silver dollars or copper dollars, of course, to pay copper dollars as much as possible, and the credibility of North Korean banks is built by "payment".

In Shandong, Hebei and Kanto, the Bank of Korea set up offices in Guò to ensure that the copper dollar could be exchanged for silver dollars at any time, so as to ensure the credibility of payments, and gradually establish the credibility of the copper dollar, so that the copper dollar was gradually accepted by the local people and money banks.

However, it is different in Shanghai, not only does the unified supervision government have no "payment business" in Shanghai, but the company also does not have "payment business" in Shanghai, how to issue copper dollars with Shanghai without this business, and then make copper dollars circulate along the Yangtze River from Shanghai, which is the most urgent problem faced by banks now, especially after the new plant is put into operation, the contradiction between the expanded production capacity and the market has been formed.

"But didn't China suffer from a shortage of money more than ten years ago?"

Tang Rongjun asked rhetorically, he didn't know much about the money market, but Wu Zixian was an expert in this regard.

"Insufficient money is a reality, but the problem is that this copper dollar is issued by the Unified Supervisory Office, not by the domestic governor's office, that is to say, our copper dollar, now in Shandong, Hebei, Kanto and other places, to put it bluntly, is foreign money, this foreign money is widely circulated in Guangdong, in my opinion, we might as well transport the copper dollar to Guangdong, after all, Guangdong people have used Hong Kong copper dollars for more than ten years, and the market transactions are convenient for foreign money, compared with Hong Kong copper dollars, our ten copper dollars are more suitable for domestic use, and Guangdong and Shanghai are very closely connected, After the circulation in Guangdong, the Shanghai market will be able to open if you want to come. ”

Tang Rongjun didn't know that what Wu Zixian said was the truth, although this unified supervision office was also appointed by the imperial court, but it was not like in China, with the authority of the government, at least in the eyes of the people, there is still the word North Korea in front of this unified supervision office, and naturally there is no way to order the passage of copper dollars in China, without the general order of the government, this copper yuan cannot be taxed, cannot be redeemed, and how can the people accept copper yuan?

There is only Guangdong, which is close to Hong Kong, with a large number of foreign banks and the circulation of Hong Kong copper dollars, so that the copper dollars are quickly accepted by the Cantonese people, but after all, Guangdong already has Hong Kong copper dollars, even if it goes in, this market is not much bigger for a while, Tang Rongjun, who frowned and thought deeply, still remained silent, thinking of other ways in his heart.

Seeing that the manager was silent, Wu Zixian said softly.

"If not, you have to let the money benefit the money and borrow the hand of the money to promote the copper dollar, after all, the money bank is engaged in the business of exchanging silver money!"

"Let the money benefit the bank? Tell me about it? ”

Tang Rongjun looked at Wu Zixian in surprise.

"When ten copper dollars are 100 coins for one yuan, that is, 1,000 yuan for one yuan, if we can make 50 to 100 yuan in the bank, think of the money that has been suffering from the lack of money, naturally willing to implement the copper dollar, as long as the money is willing to redeem the copper dollar, this matter is naturally simple, after all, the people in China recognize the money is far more important than the bank. After the money is exchanged for copper dollars, when the time comes, the bank will implement copper dollars, so as to avoid unnecessary troubles, but ......"

"It's just half to 10% of the money......"

In the midst of the deep groan, Tang Rongjun's brows suddenly furrowed, as if he had made some difficult decision, and instructed Wu Zixian.

"Brother Yulin, you have been in the money village for a long time, and you have a lot of contacts in the money village, this time when you go to Shanghai to talk to them about the exchange of silver dollar coupons, you can also talk about this matter, see if they are interested, if they are interested, you might as well give it a try."

"Manager, it's easy to handle the money village, but it's ...... in the house."

"I'll figure it out over there, my lord can understand our painstaking efforts!"

As a high-level employee of the company, he came to the Unified Supervision Office as a subordinate of the company to report to his superiors, and for Tang Rongjun, he would come to the Unified Supervision Office every two or three days, after all, now the Bank of North Korea has just been established, whether it is the implementation of the new money system, or the issuance of paper money, many things need Tang Haoran to make the final decision.

Just like today, Tang Rongjun came to report that he hoped to use silver dollar coupons to pay the salaries of the company and the unified supervision office, since the issuance of silver dollar coupons imitating Western-style banknotes, they were first used for the official expenses of the unified supervision office and the company, and for the government and the company's employees, it still issued silver dollars.

Tang Haoran did not object to the use of silver dollar coupons to pay wages, after all, he had been in the habit of spending on official affairs for more than a month, and just as Tang Rongjun said, the staff in the government did not reject paper money, and the Ministry of Workers and Police had also initially become accustomed to using paper money as a fund for official expenditure.

"You can take your time, for example, when you withdraw money, you can ask whether you want paper money, or silver dollars, after all, this silver dollar coupon is clearly written "with the coupon to huàn", and when the big guys are used to it, this paper money will naturally be accepted, as for the mandatory use of paper money, I don't think this is necessary for the time being! ”

There is a process of acceptance of everything, although there is no objection to paper money replacing silver dollars, but in view of the fact that it took decades for paper money to replace silver dollars in history, Tang Haoran still felt that he should be cautious.

"What the adults said is extremely true, it is a poor consideration of the job!"

"It's not that you're not thoughtful, it's that I, the supervisor, spend too much money,"

Tang Haoran didn't know that the most fundamental reason why the banks were now advocating the implementation of silver dollar bills was that the banks did not have enough cash, and most of the bank's deposits were lent to the Unified Supervision Office and companies, and the current North Korean Bank was not so much a bank as a financing institution and cashier of the Unified Supervision Office; in fact, this was also the main motivation for the establishment of the Bank of Korea, and as for the establishment of modern financial institutions, it took a back seat.

Since its establishment, the Bank of Korea has indeed given full play to its function of financing, using its deposits to lend huge sums of money to the unified supervision government, and not only that, but it has even begun to issue corporate bonds and stocks in Shanghai and Tianjin, although it has just been issued, and the issuance is not large, but at least this is a good start.

Thinking of the "errand" he was about to assign to Tang Rongjun, Tang Haoran said with a smile.

"Tell me the truth, how much cash is there in the industry now?" (To be continued......)