In the capital, a crackling firecracker sounded on the street, and a high-end restaurant opened, and the restaurant launched the palace imperial meal on the same day, causing a sensation in the capital.

Many nobles and wealthy businessmen have gone to the restaurant to consume.

At the same time, pawn shops, hotels, and transport fleets, several of these things appeared within a month, and behind these commercial activities, all of them were the result of the investment of the Daming Royal Bank.

Daming Royal Bank chose to operate in partnership with private businessmen to get involved in these industries.

The owner of the restaurant who cooperated with the Daming Royal Bank to open a restaurant obtained more than a dozen palace recipes, and at the same time used the best location, decoration, and the best chef, and the business was booming.

Pawn shops and hotels are relatively general industries, and the former is actually more profitable, and things worth ten taels of silver are mortgaged to five taels of silver, and they sell them if they can't pay back the money, and they charge interest if they can afford to pay the money. The pawn shop is equivalent to a lending supplement to the Daming Royal Bank, and it is relatively easy to issue small mortgages.

Hotels are not so profitable, but banks are expanding into all walks of life. Moreover, the hotel invested by the Royal Bank of Daming does not have to worry about no business. It is the business circle formed by the emperor that the internal personnel go on business trips and the like, and there is a lot of personnel flowing.

It is equivalent to an official guest house, even if it doesn't make money, you can use it internally.

Transports were formed in a number of joint-stock units, which used horse-drawn carriages manufactured by the Royal Military Factories and invested in the construction of their own ships to be responsible for the transport operations. Business is not worried, grain stores, official salt, are bulk goods that need to be transported. Several transport teams form a healthy competition with each other, after all, they are all the same behind-the-scenes bosses, and it is naturally impossible to form vicious competition.

Behind these industries there is an escort deposit zài - the tax bureau!

This department soon became the capital's 'notorious' cunzài, a tax agency jointly established by Dongchang and Jinyiwei, which was in fact a thug who achieved a monopoly on the royal industry.

On the one hand, the tax bureau collected the commercial tax on entering the city, on the other hand, it blocked other salt from entering the capital, and also began to collect business tax and personal income tax on high-end restaurants, pawn shops, money banks, and grain stores in the capital.

The tax items are one after another, and the purpose is only one, that is, to compress the profit margins of competitors, once these competitors raise prices and charges, then they will gradually lose the market.

As the so-called drunkard does not mean alcohol, the tax bureau does not fully collect commercial tax, but stares at the industries involved in the royal capital, purely to crack down on opponents, and collect some money by the way.

The business activities controlled by Royal Capital are also taxed, but Daming Royal Bank has a subsidy policy, which is the same as not paying taxes.

Because of the mutual supervision and restraint of the personnel of the Jinyi Wei Dongchang Factory, and the supervision and reporting system formulated by Zhu Youxiao, the power was still restricted, and there was no problem of crossing the line.

The Royal Capital and the Inland Revenue Department are completely examples of collusion between officials and businessmen.

In addition, the pilot operation in the capital has quickly accumulated enough experience in cooperation, the activities of collusion between officials and businessmen have become more and more proficient, and the coordination ability of various companies and tax bureaus is constantly strengthening.

Many businessmen in the capital directly poured blood mold, and one by one, Jinyiwei and Dongchang spies came to the door to 'extort' taxes, and this business could not be done.

Suddenly there was another mourning, and rumors spread in the market for a while.

The emperor's reputation for being cruel and greedy for money began to circulate in the market, and at the same time, Li Jinzhong also became famous. Li Jinzhong was an important minion of the emperor at this time, and the mastermind behind the spread of rumors was obviously the Donglin Party, and Li Jinzhong was a thorn in the side of the Donglin Party, and they all hoped to get rid of it quickly.

Soon after, rumors of Hakka having an affair with the emperor also began to circulate.

Although Wang An was killed by Zhu Youxiao, the Donglin Party had no way to take the emperor for a while. However, the small poke of the Donglin Party is actively looking for a breakthrough.

The Hakka family, who was responsible for serving the emperor's daily life, was undoubtedly the breakthrough that the Donglin Party was aiming at. Drive the Hakka clan away from the emperor first, there is nothing that cannot be done with money, as long as it penetrates slowly, it will be able to infiltrate the emperor one day.

These rumors naturally entered the palace, and in the face of such rumors, Zhu Youxiao immediately understood that this must be the Donglin Party spreading rumors behind his back.

The best thing to do is to ignore it.

"The biggest problem at the moment is finance, and stabilizing the north." Zhu Youxiao pondered carefully in the palace all night and found that the current situation could only be based on the north.

The south has become an autonomous kingdom, and the people's lives are not a big problem, after all, the south is rich in natural resources, even if it is affected by disasters, it will not starve to death if it eats grass roots. Moreover, the commodity economy in the south is extremely rampant, and if agriculture is not good, people can still work, and in general they will not die of hunger. There is also a local welfare system in the south, and there is a resettlement method for the bankrupt. Therefore, although the people in the south are also in dire straits in the environment of the huge gap between the rich and the poor, at least they can live a good life, Zhu Youxiao does not have to worry too much about the people in the south for the time being, and the situation of the people in the north has reached the point where they cannot survive.

The north is already in a very dangerous state due to water conservancy disrepair, frequent natural disasters, and growing population.

"The biggest problem is that the north is too poor, and there are not as many industries as the south. The loss of wealth to the south made it impossible to buy food from the south to adjust the problems caused by population growth. In the past, relying on the central tax revenue, it was still possible to adjust it, but the loss of central tax revenue was strict, and the imbalance of adjustment would be a problem. Zhu Youxiao quickly found the fundamental problem, that is, the lack of profitable industries in the north, so that it became poorer and poorer.

Zhu Youxiao is currently reforming the salt administration in the north, and once he succeeds, military spending will naturally not be a problem. However, the problem is that many ordinary people in the north do not have enough purchasing power, and blindly collecting taxes is not the solution, even if the salt tax is levied, if the industry is not developed, it will still not be able to fundamentally solve the problem.

The Daming Royal Bank, as well as the salt tax, are relatively virtual industries, and they cannot fundamentally solve the economic problems of the north.

To put it bluntly, it is to develop industry, and then sell the goods to the south, or export them overseas, exchange them for enough silver, and then buy grain from Huguang and other grain-producing areas.

Of course, drying salt is also an industry, but there is also salt production in the south. It is also a relatively virtual industry, and the common people do not have enough consumption power and cannot afford to eat official salt.

Another way is to levy a commercial tax on the South, so as to carry out a certain amount of wealth redistribution.

If the commercial tax is fully levied in the south, then it will be necessary to completely tear the face with the Donglin Party, Zhu Youxiao does not have this confidence for the time being, and it will take at least one or two years for the Beijing camp to form a strong enough combat effectiveness.

Then for the time being, we can only start with the development of the industry.

Throughout history, we will find that the economic development capacity of northern China is indeed inferior to that of southern China, and it is far inferior. The only advantage is heavy industry.

The situation is even worse, the economy of the north of the Ming Dynasty was already poor, but it did not have an advantage in heavy industry. After all, the heavy industry in this year is very low-level, that is, the steel industry, although the south of the heavy industry resources are lacking, but not nothing, at this stage it is difficult to highlight the resource advantages of the north in the development of heavy industry. The South has a developed economy, a greater demand for steel, and an export advantage, and the scale of heavy industry has far surpassed that of the North.

The north is at a disadvantage in light industry and heavy industry, and it is close to agriculture for support, and in the environment of growing population, crazy rise in land pressure, and continuous natural disasters, it is no wonder that the economy is not out of balance!

"Heavy industry must be developed!" Zhu Youxiao made up his mind.