Seeing that Lu Shigao and Lu Yuanxing were both puzzled, Qin Baichuan sighed and said: "Old Lu, Brother Lu, whether you admit it or not, with the gradual stabilization of today's holy power, Da Song is still based on agriculture, but it seems that industries such as Lin'an Chengjia and Jinxiu Villa have long been not lost to those landlords who have good land in terms of accumulating money. ”

Lu Shigao and Lu Yuanxing both nodded slightly, and Qin Baichuan said again: "As far as I know, in the past, because of the war reparations, the taxes levied on the landlords were as high as two-fifths at most, and it can be said that the landlord class has made an indelible contribution to the stability of the Dasong regime. Later, with the efforts of the saints, the country's situation improved, and the imperial court took the initiative to reduce the tax, from the original two-fifths to one-tenth, and the proportion of taxes levied on merchants was about one-fourteenth to one-fifteenth. From the proportion of taxes, it can be seen that the imperial court is to stabilize the dominant position of the landlord class and facilitate the implementation of the status hierarchy policy, so it did not swallow the big fat meat of Shangjia. ”

It is worth mentioning that enterprises in modern society have complex minds, and many of them have two accounts in finance, one is the actual income and expenditure, and the other is used to deal with industry and commerce, in order to pay less tax. In Dasong, taxation is a glorious act, the more taxes are naturally the greater the contribution to the imperial court, the higher the status, the more the right to speak, many times in a certain city and a place, the landlord who pays the most taxes is often the most powerful.

The landlord class is the basis of the ruling power of Da Song, so these landlord class will never allow the merchants to pay more taxes than themselves, if so, will the merchants not threaten the dominance of the landlord class? In other words, modern enterprises do not want to pay taxes, and Dasong businessmen have no way to pay taxes, so they have to secretly stuff more money into the magistrates.

"Qin Xiaoyou wants to say what he wants to say." In connection with what Qin Baichuan said earlier, he would impose heavy taxes on the Cheng family and Splendid Villa, and Lu Shigao seemed to realize Qin Baichuan's method of filling the treasury. But in that case, if the status of the businessmen is raised, won't the landlord class want to make a fuss?

"I know what you're thinking, and I know what you're worried about." This question is extremely tricky for anyone, Qin Baichuan can only say tentatively: "I don't think it's as good as this, Lao Lu, you discuss it with Brother Lu, and it doesn't matter if you even report to the imperial court, re-clarify the social status of all classes in Da Song, as well as the rights and obligations that can be enjoyed by identity." After the detailed rules are formulated, they will begin to levy heavy taxes on large businessmen, in general, that is, the taxes taken out by businessmen can be consistent with those of landlords, and even more ruthless for some profiteering industries, but when exercising various rights, the right to speak is only seventy percent of that of the landlord. ”

"What Xiaoyou means is that under the advance of increasing taxes, the status of merchants will be slightly improved, but it will not impact those rich landlords?" Lu Shigao summed up, and when Qin Baichuan nodded, Master Lu smiled bitterly: "Xiaoyou's method is to increase taxes for the imperial court, but also not to cause hierarchical contradictions...... But Qin Xiaoyou, the so-called rights and obligations can't be seen or touched, for businessmen who pursue interests, this is meaningless, how can they willingly take out the silver? ”

"It's okay if you can't see it, if the businessman wants the right, then give it to them." Qin Baichuan put the wine glass aside and gestured on the table: "This matter is more complicated, Jiangling Mansion can set up an industrial and commercial department...... Well, let's just say it's the Ministry of Works. Every merchant must pay a certain amount of collateral in the Ministry of Industry, and the mortgage must be at least ten taels of silver, and there is no upper limit. For example, if the mortgage of Fairview Villa is 10,000 taels of silver, it is a top customer for the Ministry of Industry. ”

"We are in business, and the most feared problems of being a businessman are nothing more than being intercepted in the middle of the delivery of goods, or someone deliberately delaying the payment, and then commercial fraud. In short, once the record is made in the Ministry of Industry, regardless of any problems encountered by the merchants, the government must accept it unconditionally, for example, for the store with a mortgage of ten taels of silver, the government will give the result within 50 days, and for top customers such as Fairview Villa, the matter must be dealt with within five days. Qin Baichuan raised his eyebrows and said: "That is to say, the government is the backing of the various merchant forces." ”

Lu Shigao and Lu Yuanxing both nodded slightly, the problems that Qin Baichuan said must exist for any businessman, and in fact, a large part of Lu Yuanxing's gray income also comes from this. Qin Baichuan's approach is to completely put the originally unsightly things on the table, which may have less income for the magistrate in the future, but it can indeed effectively unify the silver into the treasury.

"There are still many problems in the details, such as the wealth is not exposed, and the businessman may not be willing to pay the mortgage, which requires Lao Lu to spend a little more brains, without too much damage to the interests of the landlord, to maximize the clarity of the rights of the businessman. It is even possible to cooperate with the government and businessmen to set up a chamber of commerce of an official nature, and set up a president and vice president according to the amount of collateral issued, so as to govern business through business, which not only saves the labor cost of the government, but also mobilizes the enthusiasm of the businessmen. ”

Furthermore, the mortgage money is not handed over to the imperial court by the merchants, but only as a kind of voucher to obtain business permits in the government and safeguard the legitimate rights and interests of the merchants. For example, the Cheng family in Lin'an owed a sum of money to Fairview Villa, and the Cheng family refused to pay it back, so the Ministry of Industry paid part of the mortgage money and returned it to Fairview Villa. After these mortgages were gathered, Gangneung Province could set up a money bank in the name of the government to conduct lending business. With the government's golden signboard as a guarantee, I'm afraid that the profits alone will be countless, right? ”

Listening to Qin Baichuan say this, Lu Shigao's tightly knit brows only expanded slightly, it must be admitted that Qin Xiaoyou's methods are certainly a little difficult to operate, but once they are successfully operated, the silver in the Dasong treasury will be endless. The reason why Lu Shigao has such a foresight is because Qin Xiaoyou clearly treats the government as a businessman, and although the government does not sell specific food, it sells it as a guarantee service!

In addition, the imperial court can even learn from the landlord's means of asking tenants to collect taxes, but all employees who work hard in the merchant power can take the initiative to pay personal income tax when their income reaches a certain level, and then the government will issue tax stamps. As long as there are tax stamps, and there are countless businessmen who deduct their salaries privately, the hired workers can take the tax stamps and beat the drum to file a complaint, regardless of whether there is a certificate or not, the Ministry of Industry must accept it, and if it cannot be solved, it will be reported to the government for decision. ”

Qin Baichuan also said more and more: "If these can be successfully implemented, you might as well do more meticulous work, such as clearly stipulating how much money an individual needs to hand over every year, pay it for 15 years, and wait until he retires at the age of 45 to receive a pension in the Ministry of Industry every month...... There is also medical insurance, accident insurance...... In short, as you accumulate experience, there are more articles to be done in this area. ”

Listening to more and more new terms in his mouth, Lu Shigao was busy recording, and Lu Yuanxing smiled bitterly: "Brother Qin is young, but it makes me, an elder brother, feel like listening to your words and reading for ten years." ”

"I'm the next Olympics, I forgot a big thing!" Qin Baichuan patted his head and said anxiously: "Old Lu, there is another way to fill the treasury, and that is to expand overseas trade!" It is estimated that this is not very easy to implement in Gangneung, but if it is placed in Anyang, it will be fine! We greatly encourage the folk handicraft industry and sell those handmade products and Dasong's specialties to Dongying...... Originally, we sold ten pennies for ten cents, and I made money from Dongying people, which is very happy to think about! ”

"Qin Xiaoyou, you speak slowly, speak slowly." Master Lu Shi hurriedly recorded all of Qin Baichuan's strategies, shook his head and said: "Expanding the Dongying market is the way to make money, but the power of the old man is currently only concentrated in Jiangling...... Well, if Xiaoyou goes to Anyang again in the future and wants to get Dongying's silver, the old man can give some support. ”

"Forget it. These are pretty much the same, and it's easy to pull eggs when the steps are too big. Qin Baichuan said with a smoke in his throat.

"Qin Xiaoyou, think about it carefully, but there are still omissions?" Lu Shigao presented what he had recorded to Qin Baichuan and asked nervously.

Qin Baichuan took the piece of paper and glanced at it, and then said after a deep sigh: "In fact, among these conformations, what I am most afraid of is the impact on the interests of the landlord class, and when the time comes, good intentions will do bad things." ”

"It hurts to cut the flesh, but there are abscesses all over the body, and I have to dig it." Lu Shigao said seriously: "The country can be independent, the people can be rich and strong, even if there are all kinds of dangers, the old man can hold on!" ”

"Then you're going to have a hard time." Looking at Lu Shigao's gray hair, Qin Baichuan felt quite distressed. is so old, the old man is still alone for the country and the people to continue to move forward and explore, this feeling makes Qin Baichuan embarrassed.

"It's not early, at this time, every household should be preparing for the Chinese New Year's Eve dinner, Qin Xiaoyou hurry up, what other suggestions do you have for the strong soldiers and strong people entrusted by the emperor, why don't you say them together?" Lu Shigao cherished the few pieces of paper he had written in his arms and said.

"If the government can be eliminated and the treasury can be full, this problem will be solved. As long as they are given enough silver and have enough to eat, whether it is a soldier or a people, whoever wants to take away their happy life will go to fight the enemy with red eyes. "I've talked too much today, and Qin Baichuan's brain hurts a little.

"That's right, but Qin Xiaoyou has already given detailed suggestions before, if you don't say anything about it, I won't be able to explain it to the saint." Lu Shigao shook his head.

"Then let's talk about the strong people first." Qin Baichuan sighed with some emotion and said: "In fact, the common people are the easiest to be satisfied, and the country only needs to give them a little benefit." This benefit can be a little bit of elevation, or a little bit of silver. ”

Lu Shigao shook his head again, he understands the reason, but how to implement it?

"Lao Lu, what is the origin of the Ministry of Industry, or rather, what is the background?" Qin Baichuan asked thoughtlessly.

"Ministry of Works?" Lu Shigao and Qin Baichuan nodded, and then he said: "Generally speaking, all departments in the imperial court, excluding miscellaneous servants, martial artists, and palace maids, ordinary officials must also be from a high background. Most of the people who are usually responsible for the Ministry of Industry are some strange and obscene skills, the most of the six, so the conditions are relatively broad, and those who fail to study in the scientific examination will also have the opportunity to enter the Ministry of Industry if they are willing. ”

"Participated in scientific expeditions...... So even if you don't have a reputation, you need to at least go to a private school or a college? Qin Baichuan asked rhetorically, to participate in various examinations in Dasong, you must have a letter of recommendation from a private school or a college, which is equivalent to the current admission ticket, and it is also a form of proving the identity of the scholar.

"Yes." Lu Shigao nodded and said: "Although the status of the Ministry of Industry is not high, there are also sophisticated things in the strange and obscene skills, if you haven't read a book, unless you have decades of experience, it is useless." Seeing Qin Baichuan nodding, Lu Shigao asked: "Could it be that Xiaoyou's policy of strengthening the people is related to the Ministry of Industry?" ”