readx; Su Dao didn't want foreign countries to have too many national debts of the Chinese Empire, and for an imperial country, it was completely different from the Western constitutional monarchy, with the emperor as the center, and a lot of power in his hands. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ.

In other words, in such a country, as long as there are no huge changes, such as military d'état, large-scale coups, etc., there will be basically no problem.

Because many of the people of this country believe in their emperor, and the emperor has supreme power in this country, and no one will oppose it.

It is reasonable to say that there may be some various problems in later generations of emperors, but here in Su Dao, it is absolutely impossible, because it was Su Dao who single-handedly established the Chinese Empire and pushed the status of the Chinese to the top of the world.

It can even be said that as long as Su Dao is willing, as long as he says a word, there will be countless people across the country who are willing to take out their own money to help the country tide over the difficulties.

Although this method is similar to the national debt, the surname is different, the national debt is a subscription type, but this is a donation type, one is used to repay, and the other does not need to be repaid.

However, there is a contradiction in Su Dao's heart, that is, he would rather rob the money of other countries, even if it is the money of a poor person abroad, rather than steal a penny of his own people's money.

This can be seen from the beginning of the country's three-year tax exemption policy, if Su Dao wants to make money in the country, it can be completely from the second year, or from the beginning of the founding of the country.

After all, taxes are the foundation of a country, and how much money will be lost if you don't collect it in a year? Many countries are supported by taxes, or even all, and a country that can support three years without taxes can be said to be a miracle in the world.

And it was also in the war years, an era when money needed to be spent everywhere, according to intelligence, Britain at this time had raised tax points, and even the British, who had colonies all over the world, could not hold on, let alone the Chinese Empire, which was blooming everywhere in the world?

There is money in the bank, there are public assets belonging to the state, and there are also private personal deposits, if it is embezzled, it is not impossible, but once this opening is opened, there will be countless such things in the future, and for a long time, there is also a certain harm to the development of the country.

The Imperial Bank, the largest and only state-owned bank in the Chinese Empire, has been in operation for two years, and there are hundreds of millions of funds passing through the accounts of the Imperial Bank every day, and the deposits have reached more than 10 billion.

In later generations, more than 10 billion yuan is less than the total assets of a large enterprise, but now, this more than 100 billion yuan can fully support the basic development of a medium-sized country for several years.

If all this money is brought over, the Chinese Empire will not have to worry about financial problems for at least two years, and with the tax revenue starting next year, if it goes well, this gap can be filled in a year or two.

You must know that the three-year tax exemption policy has not played a small role, which has given many private enterprises in China a lot of room for development, because there is no tax restriction, they can use more funds for investment.

At present, there are hundreds of enterprises with assets of more than 100 million, and there are thousands of enterprises with assets of more than 10 million. And this number is also growing rapidly over time.

If it is operated properly and the policies are appropriate, the government can get at least 5 billion yuan in tax revenue every year just from hundreds of enterprises with assets of more than 100 million yuan.

This is not a heavy tax, now the Chinese Empire is developing everywhere, if a company has a working capital of 100 million in its hands, as long as it is operated properly, it can definitely obtain more than 200 million yuan in income within a year.

And now the commercial competition in the Chinese Empire is not too fierce, many industries are in high demand, and there are few suppliers, and the orders of factories are all postponed for a few months, or even longer.

"Comrade, I have a five-year fixed term."

A man of about forty or fifty years of age and a woman of about the same age sat on a chair in front of the counter of the Imperial Bank and stuffed 20,000 yuan in his hand.

20,000 yuan, for an ordinary family, this is undoubtedly a huge amount of money, 20,000 yuan, what can you do in the Chinese Empire?

The answer is very simple, if you have 10,000 yuan, you can buy 100,000 catties of wheat, if it is white flour, it is about more than 70,000 catties, and if a person is counted as two catties of white flour a day, then this 10,000 yuan can guarantee him two catties of white flour a day in the next 95 years.

It can allow a five-person family not to worry about food for nearly twenty years, and in the Chinese Empire, 10,000 households are similar to those in later generations of China, and they all belong to the ranks of the rich.

However, there is a very strange phenomenon here: In addition to businessmen, there must be one person among the more than 90 percent of the 10,000-yuan households who are 10,000 percent of the 10,000-yuan households, and once these military families become 10,000-yuan households, there are only two possibilities.

First, he has been promoted in the army, and the official position must be above the rank of major, and the promotion time is more than two years, then in these two years, an officer's normal military salary can almost save seven or eight thousand yuan; The second is the death of soldiers, and the high pension makes the family into the ranks of the rich.

Of course, there are also clear regulations on the pension of the Chinese Empire, which is divided into two aspects, and these two aspects must also be implemented, one is that after the death of a soldier in battle, the surname will be paid according to the regulations, and the other is that if the fallen soldier or officer has children, then before the age of 18, the local government will give these orphans a living allowance of five yuan per month.

On the day of the subsidy is paid until the age of 18, on the one hand, for either parent of the deceased soldier who reaches the age of 55, the political axe will pay a monthly living allowance of 5 yuan.

That is, they are placed in nursing homes, where they are cared for by a unified nurse, and at the same time, the central and provincial finances jointly fund them until they die.

"Uncle, the state has just started to issue treasury bonds today, and the longest time is five years, and the interest rate is nearly one point higher than the five-year fixed period, do you want to consider using this money to buy treasury bonds?"

The bank teller looked at the wad of money handed over by the man, and the teller who greeted the money all year round saw at a glance that it should be 10,000 yuan.

And for this situation, they are also not uncommon, and they all know how the money came from, so when receiving these depositors, the tellers also maintain a respectful attitude, and will not say that because one person is not dressed well, they look down on each other.

"National debt? What is this? Little girl, tell me that the old man has not been to school much, and his education level is not high. ”

The man called himself an old man, and looked at the little girl at the counter with a somewhat gloomy expression on his face.

Although he is rich, but now, he can't be happy, indeed, as the bank teller imagined, he has three sons and two daughters, the eldest son has a family, and has a child, but after immigrating to the Chinese Empire, he thinks that the army has a high salary and can support a family of nine, and the money earned by others can be saved as a deposit.

But a month ago, he received the bad news that his son had died on the battlefield in the Soviet Union, and when the officers of the Ministry of Armed Forces came to his home and asked whether the body was buried in the Soviet Union or transported back to China to be placed in the martyrs' cemetery in China, he could not believe that it was true.

Although he was buried in the martyr's cemetery on the Soviet side, he could get another additional allowance, that is, the cost saved, and the state would give part of the subsidy to the family.

But he still chose to bury his son in the country, not because of the lack of money, but with an attitude of seeing people alive and dead and seeing corpses.

When he saw his son's body, his eyes could no longer hold back, two lines of tears slid down his cheeks, and the grandson, who was less than three years old, the old man did not even dare to tell him that his father was dead.

And 20,000 yuan is the son's pension, for this money, the old couple did not plan to move, and they were afraid that the money would be stolen at home, or the other two sons would be worried, so they decided to store it in the bank, and when the time came, the grandson would be used to marry his daughter-in-law.

"This is a kind of debt issued by the state, to put it bluntly, that is to say, the state does not have enough money, so it issues a batch of treasury bonds, and then after you buy the treasury bonds, the state can use the money, of course, in return, the interest on the treasury bonds issued by the state is higher than the bank's fixed term, so the interest on the five-year treasury bond is six points, which is 0.8 points more than the five-year regular bond.

In other words, if you buy Treasury bonds, you will get nearly 200 yuan more interest per year than you would on a regular basis. ”

The bank teller explained carefully.

"So what's the difference?"

The old man asked a little puzzled, the bank is opened by the state, and the money they deposited in the country is not simple if the country wants to use it, just need to make up for it before the money expires, and whether it moves in the middle, who will know?

"The difference is big, in our country, personal deposits are protected by law, even His Majesty himself, without the authorization of the depositor, does not dare to embezzle the money for other places without the authorization of the depositor, and these fixed deposits are mainly operated by the bank, and the interest given to you is also the profit of the bank after the successful operation.

Of course, if the operation fails, the bank needs to take out the profits from other investments to fill the gap, so if it is a regular term, even if the bank operation fails, it will not affect your principal. ”

The teller continued to explain, although many details were not explained, but the general meaning was still understandable.

It is a complete waste of saliva to talk about the details of an old man with a low culture, and they don't need to know too much, they just need to know where the money is spent, how it is spent, and how their interest comes from.

"Oh, then buy it for five years, anyway, it's my son's life money, and I keep it for my grandson's marriage for more than ten years."

After the old man understood, he directly chose to buy treasury bonds. (To be continued.) )