Seeing off Dong Yushi, who came to intercede for Western businessmen, Li You lowered his head and pondered for a moment.

In his opinion, if you want to make the silver business bigger quickly, it is a good idea to be able to partner with Western businessmen, and what Dong Yushi said is not wrong. But even the partnership is not such a partnership method, let alone the current opportunity, so he refused Dong Yushi's mediation.

He has created a cause that allows others to take a piece of the pie, but he must occupy the dominant and active position, and the method and timing of cooperation must be his idea. As he said to the eldest princess, only he, Li You, can see the future direction clearly in this era! Thinking of this, Li You couldn't help but straighten his chest, full of pride.

Looking back carefully, it seems that no matter what industry he meddles in, he will always be the enemy of the whole industry. After fighting with salt merchants in Yangzhou for about a year, and fighting with the coal shop alliance in the Beijing coal market for a month, is it the turn of the silver money industry again this time?

I don't know what the silver and money industry will do this time, but it is estimated that it will be through the formation of an industry alliance to suppress his heresy.

"There is a visit from Master Shang from Xuyi." At this time, the family reported in the study and sent in the post, which interrupted Master Li's reverie.

Li You took the post and looked at it, it turned out that when he was fighting floods and rescuing the emperor's mausoleum in Sizhou the year before last, Shangzhi County, Xuyi County, which had a happy cooperation, came to visit. After the post, there is also a gift sheet, a simple look, the weight is not light.

Li You couldn't help but smile dumbly, this old man is still quite particular, I remember that he was very poor when he was in Xuyi, and he didn't know how to move around, so he has always been in charge of the county. Then he commanded: "Since the old man is visiting, please come in and meet him." ”

It turned out that Shangzhi County also entered Beijing for the examination after the expiration of his term of office this time. With his merits, it is not a big problem to be promoted to the next level. In any case, during this peaceful year, there were really few magistrates who participated in the major cases of pacifying the rebellion and rebellion.

He came to visit Li You for another thing. He has a nephew who is famous and will enter Beijing next year to take the exam, but Dabi can't say for sure, so Lord Shang wants to find a way out for his nephew. But he is poorly connected. Otherwise, he would not have been a county magistrate for many years, and among the people he knew in Beijing, only Li You was famous.

Lord Shang thought about what if his nephew didn't pass the Jinshi exam. I don't plan to wait for three more years, and I will directly select officials in the Ministry of Officials in the name of meritorious service. Therefore, I want to ask Li You to help here, first, to elect an official as soon as possible. The second is to find a passable official position.

It is difficult for others to operate a person-level election official, but with Li You's network in the ministry, it is not difficult to do. He didn't beat around the bush, and happily agreed: "When I really want to use it, I'll do my best." ”

Lord Shang thanked him again and again: "The great grace is not grateful, and it is within the fifth sense of the next inscription." ”

He and Li You have only spent a month with Xuyi in Sizhou, and they are both friends of King Su Songdao's participation in politics. This kind of friendship is not necessarily enough to impress others to help elect officials, and it is necessary to know that the election of officials is the most difficult thing in officialdom to ask for help. Therefore, Lord Shang was originally mentally prepared to touch the nail. But I didn't expect Li You to be so easy to speak.

It's really terrifying, and the rumors are not enough to believe, Lord Shang secretly thought.

Li You raised his hand, waved the gift slip in his hand, and showed a few weird smiles, "When I met Lord Shang in Xuyi." You love the people like a son and are as poor as water, so why do you want to leave me with a gift now? ”

Shang Zhixian smiled awkwardly, and replied in a vague tone: "Borrowed a little, borrowed a little." ”

Sure enough, it was borrowed... Li You immediately understood. There is indeed a very prosperous business in Jingshi, which is to borrow money from officials, and Shangzhi County Bacheng borrowed money from this channel.

Most of the officials who borrowed money were people who had just achieved fame and were preparing for election. Or a magistrate in Beijing. The purpose of borrowing money is simple, it is to socialize. …,

When foreign officials or newcomers to officialdom arrive in the capital where officials are densely populated, there is a lot of entertainment under normal circumstances. In the same year, fellow villagers, classmates, old people, etc., can be exchanged one by one, and the corresponding expenses are not small.

If they are officials who have just been elected and have not yet gone to other places to take up their posts, or other officials who are short of money for various reasons, I am afraid that they will not be able to cope with this kind of entertainment. At this time, it is necessary to borrow money from creditors, and this kind of official debt lending industry will naturally come into being.

The process is generally that poor officials borrow money for socializing, elect officials, go to local posts, and use their income to pay off their arrears. The creditor can send one or two people as a long-term entourage to follow the officials to the place until the debt is settled.

Li You could hear from his mouth that Old Man Shang borrowed money from this channel to pull relationships and give gifts, so he could start from here. Thinking of this, he begged: "In that case, please ask Lord Shang for a small favor." ”

Shangzhi County is inexplicable, this Li You's hands and eyes are full of wealth and wealth, what can he ask for? But he still replied: "Master Li has been sent, and I don't dare to resign." ”

Li You whispered a few words, and Lord Shang was surprised after hearing it: "This is not very good, how to make it?" ”

"Lord Shang, at your age, what else do you have to do when you are so hard and tired as an official? It has been promoted to the six-grade scattered level, and it is good to go home to retire, so why bother to continue to rise and fall in the sea. Li You persuaded and said: "Besides, the future of your mansion is all on your nephew, he chooses the official package on me, I dare not say that the future is bright, but I will definitely not treat him badly." ”

This... Shangzhi County bowed his head and considered, Li You was not in a hurry, and slowly drank tea and waited. After a while, Shang Zhixian raised his head again, gritted his teeth and said, "But according to orders!" ”

Two days later, an astonishing piece of news suddenly broke out in the banking and money industry in Beijing -- the proprietors of 21 larger silver banks, money shops, silver shops, and account offices in Beijing announced in the Shanxi Guild Hall that bills would be exchanged among these 21 companies!

As the name suggests, in these 21 silver money shops, any bank ticket and deposit ticket issued to customers can be cashed and used in any other bank.

Although the shock of the 21st exchange is much worse than the non-local exchange envisioned by Li You, it is also a small earthquake for the current Jingshi Bank and money industry.

And to some extent, this is also an act of catering to the needs of the market, which is welcomed. First, the combination of 21 strong companies has increased the overall credit; Second, there can be a real sense of the "Beijing Master Pass Silver Ticket", which is convenient to use.

The layman looks at the bustle, and the insider looks at the doorway. The twenty-one companies united this time are all well-known and well-known shops in the industry in Beijing, but the Huichang Silver Horn, which has gradually emerged since this year, has been excluded, which is worth playing.

Shopkeeper Dai hurriedly went to the Wenxuan Institute to see Li You, and reported truthfully: "Today's situation is not good, many guests want to cash in the silver taels, and it seems that they want to transfer to the twenty-one families. ”

Although Li You predicted that the giants in the industry controlled by Western businessmen would join forces, he did not expect it to come so quickly, and the measures were more advanced than imagined, and in the limitations they were in, they had already reached the limit.

Li You couldn't help but sigh: "It is worthy of being a businessman at the forefront of thinking in these years, and he also knows how to network." (Your support is my biggest motivation.) )