Chapter 83 Bank of China

September 17, 1923

Today, the front page of the China Daily reads: After a week of fighting, the Gui family connected the four provinces, defeated the Yunnan, Guizhou, and Hunan coalition forces, and swept through Shu with a victory. Zhao Hengti of the Hunan family wanted to take advantage of the fire to rob, but he was also wiped out by the Gui family, and so far the Gui department took the entire territory of the Hunan system.

The following are photos of the Gui army on the march, because the Gui department did not allow reporters to follow the interview, these photos were taken when the Gui army was marching.

From the perspective of the photo, it seems that it was taken down the mountain, and the KPA inside was sitting on trucks, and there were several trucks with artillery behind them, but the angle of the angle was not very clear about the style of the artillery. One is a photo of an airplane flying in the sky, and there are only a few dots in the photo that indicate that it is an airplane. Several of the photos were taken from a distance, and nothing of value could be seen at all, and as for things like trucks, it was already known to everyone. Many warlords in the country now have airplanes, which does not explain anything at all.

At the same time as the newspaper reported it, a news story was also broadcast on the radio.

According to the latest news, just this morning, the government of the Liangguang Autonomous Region headed by Chen Shao announced that in order to better benefit the people of the seven provinces, the government of Liangguang was expanded to the Southwest People's Government, and Chen Shao served as the chairman of the Southwest People's Government. At today's meeting on the development of seven provinces, Chairman Chen Shao stressed that all the policies of the Southwest Government are the same as those of the two provinces, and efforts should be made to improve people's livelihood. At the same time, in order to better serve the people, Chen Shao, chairman of the southwest government, specially announced that he would never participate in the so-called democratic elections, because it would be better to serve the people better because he would waste his time on arguing. At the same time, Chen Shao, chairman of the Southwest People's Army, also signed a plan to suppress bandits in various parts of the southwest, and the Southwest People's Army will spend three months to eradicate all bandits in the southwest. At the same time, the southwest government also warned those who wanted to make trouble to be careful of Zhao Hengti's fate. ”

Wu Peifu, who originally wanted to take the opportunity to make some benefits, didn't care about arguing with Chen Shao at this time. Now that he is busy, Wu Peifu plans to help his old boss Cao Kun become a "bribe president". Originally, Wu Peifu did not think much of Cao Kun's "presidential dream", and Wu Peifu's prestige and strength could completely replace Cao Kun. However, Wu Peifu, who was born in Xiucai, was deeply bound by feudal morality such as "upper and lower", "respectful and inferior", and "master and slave", and finally obeyed his mediocre boss. Chen Shao saw this in his eyes, and Chen Shao's appeal was very high at this time, coupled with the momentum of the big victory just now, if he came out to run, it was likely to become Cao Kun's main resistance. He was still a little happy that Chen Shao's proposal did not come out to run, but when he thought that people did not look down on the position of president, and he was still fighting for his boss, let alone that kind of aggrieved heart.

Moreover, in last year's battle with Sichuan and Hubei, the direct family did not take advantage, and could only negotiate peace with the Sichuan army, and now the whole of Sichuan is in the hands of others, Liu Xiong is finished, and can only order Sun Chuanfang and all the direct troops to stop acting.

At present, there are powerful warlords in the land of China, such as the southwest, the direct line, the Feng line, the Anhui line, and Nanjing, and the others are just average, and they can't become a climate at all. Now apart from the direct line and the southwest, the southwest and the other three warlord factions do not have much interest.

The warlords in the northwest can only stare at the southwest now, and they don't dare to mess around at all, while the Nanjing, Anhui, and Feng factions are targeting the direct lineage, which is also a good opportunity for Chen Shao's great development at this time.

November 17, 1923

After two months of development, Chen Shao basically arranged everything, various regional government departments were also set up, a large number of graduates devoted themselves to practical work, and many old officials in the region went through layers of investigations, and qualified old officials also began to work normally.

In the office, he exercised his body and sat down for a morning, and picked up the phone: "Wang Jie, what else is there to arrange later." ”

"Chairman, in the afternoon I will go to the southwest government headquarters to attend a meeting on the establishment of a bank."

"Well, got it, come and pick me up in the afternoon."

After hanging up the phone, looking at his watch, and finding that it was almost twelve o'clock, he left the office directly and had lunch with Xie Yuxin's mother and daughter. After Wang Jie arrived, he immediately set off to the southwest government headquarters.

The headquarters of the Southwest Government was the headquarters of the former Liangguang Government, which was originally going to be expanded, but was directly denied by Chen Shao.

When the two of them entered the conference room, in addition to the high-level officials of the southwest government, there was also Wu Jintang. Wu Jintang was specially notified by Chen Shao that Wu Jintang would preside over the establishment of a government bank in the southwest, and he was also appointed by Chen Shao as the minister of finance in the southwest.

Chen Shao announced the opening of the meeting, did not sit down, and said directly:

"Before talking about matters related to the establishment of banks, the articles of association stipulated in the Commercial Banking Law and the Company Law are now in force.

The establishment of the government bank is composed of our existing gold reserves and various private banks controlled by Longteng Group in various places, and after the establishment of the bank, all private banks in each region will be subject to the government. At the same time, the silver dollar was recycled and our own government banknotes were issued, and the Chinese currency was the legal tender in circulation. The issuance of banknotes is carried out by banks, but the printing of banknotes is controlled by the government and must be issued strictly according to our monetary capacity. The denominations of the banknotes issued this time are: one cent, two cents, five cents, one dime, two dimes, five dimes, one yuan, two yuan, five yuan, ten yuan and other denominations.

Paper money refers to a currency symbol that is issued and used by the state in place of metal money. Compared with metal money, paper money is less expensive to make, easier to keep, carry and transport, and avoids the wear and tear of the coinage in circulation. Paper money is not money, but it can perform part of the functions of money: a means of circulation and a means of payment.

At the same time, we do not prohibit private banks from opening banks, but they must follow our rules.

(1) Articles of association in accordance with the provisions of the Commercial Banking Law and the Company Law. The articles of association are the fundamental criteria for stipulating the company's external operation and internal management of various rights and capabilities, and are the basis for the company to demonstrate its rights and capabilities externally and manage internally. Whether the company's behavior is illegal mainly depends on whether the company has violated the provisions of the company's articles of association. After the articles of association of the company are approved by the examination and approval department, it becomes one of the criteria for the management department to judge the legality of the company's behavior. Therefore, the articles of association are of great significance to the establishment and survival of the company.

(2) Registered capital that meets the minimum statutory requirements. This refers to the sum of the amount of its own capital recorded in the articles of association of a commercial bank at the time of its establishment, which is the necessary property basis for its operation and the property guarantee for its external civil liability. The establishment of a commercial bank shall be subject to the approval of the banking supervision authority of the Ministry of Finance, and shall have a minimum paid-in capital amount that meets the requirements (the minimum registered capital of a national commercial bank with branches is 100 million yuan, the minimum registered capital of an urban commercial bank is 10 million yuan, and the minimum registered capital of a rural commercial bank is 5 million yuan). And there must be a certificate issued by a statutory capital verification agency.

(3) Qualifications of the chairman (president), general manager and other senior management personnel with nationality (must be Chinese citizens), professional knowledge (academic qualifications are restricted) and qualifications (banking or other financial work experience restrictions), and the directors and senior managers to be employed.

(4) The register of shareholders and their capital contributions, shares, and the credit certificates and relevant materials of shareholders holding more than 5% of the registered capital.

(5) There is a sound corporate governance structure and a relatively complete internal management system.

(6) Have a business premises, safety equipment and other facilities related to business that meet the requirements.

(7) Other documents and materials prescribed by the banking regulatory authority of the State Council.

(8) Restrictions on investment. The following investments must be approved in advance by the banking regulatory authority of the Ministry of Finance: any unit or individual purchases more than 5% of the total shares of a commercial bank; The surplus funds of the local finance departments are invested in financial institutions.

(9) If a banking financial institution has or may have a credit crisis, seriously affecting the legitimate rights and interests of depositors and other customers, the banking supervision institution of the Ministry of Finance may take over the banking financial institution in accordance with the law or promote the restructuring of the institution, and the takeover and institutional reorganization shall be implemented in accordance with the relevant laws and the provisions of the Ministry of Finance. When a credit crisis has occurred or is likely to occur in a commercial bank, which seriously affects the interests of depositors, the banking supervision authority of the Ministry of Finance may take over the bank. The purpose of the receivership is to take necessary measures against the commercial banks that have been taken over to protect the interests of depositors and restore the normal operating capacity of the commercial banks. The creditor-debtor relationship of the commercial bank that has been taken over will not change as a result of the receivership. ”

Three days later, news about the bank was on the front page of newspapers all over the Southwest. At the same time, Longteng Group began to apply for its own commercial bank, and now only Longteng Group has the strength to apply for a bank.

When the southwest government and other banking institutions began to be able to work, a news came out again, canceling the circulation of the ocean in the southwest, and those who hold the ocean can go to the bank to exchange Chinese currency. Anyone who deposits money in the Bank of China can get a certain amount of interest, and at the same time, the bank has also opened the loan business, and at the same time, all the merchants who originally borrowed money in the Longteng Group have been transferred to the Bank of China.

At the same time, Longteng Group also announced that in the future, all stores and all transactions under Longteng Group will be settled in Chinese currency, and Dayang settlement will not be accepted. Employees are also paid in Chinese currency instead of Ocean.

The southwestern government also announced that all private gold and other precious metals trading is prohibited, and all gold and silver shops must be supervised by the government before they can operate. All gold transactions must be carried out through the official trading platform, and the police and armed police departments will increase the crackdown on illegal trading of precious metals in the jurisdiction, and at the same time, according to the law, once it is found that gold and other precious metals are traded privately, malicious exchange of gold and other precious metals, legal sanctions will be implemented.

On the night of the meeting, Chen Shaolei came to the biochemical nest without moving, and he would come here once every two days, without interruption. The mechanical order of the cyborgs who had just come out went and dressed themselves.

"Report sir, Nikola Tesla reports to you."

Chen Shao, who was just about to leave, was stunned for a moment when he heard the words of this new cyborg, and then immediately reflected: "What is your name?" ”

"Sir, my name is Nikola Tesla."

ps: Officials, Tesla is out, can you give a count of votes to support. If you have bread, you will have milk. Guess who is next, hint: the Soviets. Guess the prize!!