Chapter 23 Leading Private Enterprises

For hundreds of years, China has possessed a number of major factors of production compared to Western countries, although these factors of production have been artificially suppressed by the colonizers, and after the establishment of the empire, it was necessary to make full use of these factors and develop others.

And China has

The richest labor force, the most obedient laborer, the large agricultural population, the transfer of a large part of the population to the industrial sector, the abundance of natural resources, and most importantly, the possession

is the largest market in China, with as many as 440 million consumers.

But what China lacks is technology and entrepreneurs.

The shortcomings in science and technology, including machinery and technology, were quickly remedied in a short period of time, mostly by importing foreign equipment, employing many European and American technical consultants, and sending students to study abroad.

Because of the ignorance and ignorance of the Manchu colonial rule, China failed to catch up with industry, which was the fundamental reason why China lagged behind other countries. On the other hand, China has benefited from its late industrial development, allowing China to take advantage of the latest technologies developed by other countries after a century or so of costly trial and error. And the most significant feature in this process is that China has just grasped the industrial ** with electricity as the core, and has quickly established a large number of them

First-class factory.

As for entrepreneurial talent, it is obviously impossible to rely on foreign me, and it should be at least the Chinese themselves who build and own the main modern industry. Although it is well known that no work is strong after the Gengzi Revolution, traditional Chinese merchants are usually reluctant to invest large amounts of money in heavy industry because they think it is too risky and the payback cycle is too long.

When traditional businessmen turn into industrialists, they are more inclined to "get rich without business", and they are more willing to invest in alternative industries such as textile mills, flour mills, and match factories to replace imports, and in fact they do just that.

The two most famous entrepreneurs in the early days of the empire, Zhang Jian, the chairman of the Dasheng Group, and Zhou Xuexi of the Qixin Company, to some extent, both had a common background - Confucianism. The former was born as a champion, and the latter was born as a person, and both the south and the north are representatives of independent enterprises.

And both of them are quite taken care of by the government, and they also have one thing in common, they both believe that the purpose of business success is for the benefit of the country and individuals, which is also what the government wants to hear. Their philanthropic activities, such as private investment in schools, hospitals, and nursing homes, have also made them popular among the people.

The two are also reluctant to invest in heavy industry enterprises with large investment and long returns, compared with textile mills and flour mills, they prefer the former rather than steel mills and machinery factories, and the latter also invests in coal mines and iron mines.

Zhang Jian only has a yarn factory.

It is precisely because of the resistance of the private business community to heavy industry projects that the government is disappointed with private entrepreneurs, and this disappointment and the needs of the state make it necessary for the government to set up many enterprises on its own. The government hopes that the success of these companies will serve as a model for private enterprises to follow, but in reality, in the end, the government is obsessed with the miraculous development brought about by the planned economy. Interfere constructively in the economy and keep the economy at the mercy of the market

in order to direct and develop the economy in a manner suited to the national interest, which is undoubtedly effective and successful.

In the beginning, the government mainly invested in steel, military, shipbuilding, and chemical factories, which were urgently needed by the state, but in the face of the success of the planned economy model, the government quickly acquired private mines, shipyards, and machinery factories. In order to expand the financing channels of government enterprises, new banking regulations were promulgated, money banks were banned, and bank capital was raised, which led to the merger of small private banks and money banks by the Imperial Central Bank, the Bank of Communications, the Commerce Bank, the Imperial Trust Bank, and the Jianghuai Bank.

In the past nine years in China, the state has intervened in the economy far more than outsiders can imagine, and under this intervention, China's industry and commerce have become a machine, operating in full accordance with the operating mechanism set by the government, and it is this coercive, planned economic model that has promoted the development of Chinese industry.

In this process, private enterprises are struggling to support, the first four plan, the government investment concentrated on heavy industry projects, in the government investment gap, with the help of tariff protection, private enterprises in the light industry profits, and during the second four plan, as the government increased investment in light industry projects, private enterprises that have just been developed, almost fell into the situation of hard support, in just four years, more than 13,000 private enterprises or bankrupt, or choose to cooperate with the government, with the help of the government

In order to survive, only some large-scale and technologically strong private enterprises are struggling to support themselves in the process of national advancement and retreat. ,

Doing business in China is hard

Almost every Chinese businessman will say so, as long as the head of the enterprise does not have the word "country", it is not even possible to survive in the cruel market, but not all, perhaps because of the "black light", in Jiangsu, Anhui, Zhejiang private enterprises, but very active, perhaps because there are a large number of "imperial property" in the three places, of course, what is the real reason?

Datong Square is a large street square on Guangfu Avenue leading to the inner city of Nanjing, different from the inner city of Nanjing, Xiaguan District is scattered around Datong Square as the center, Datong Square outer diameter of 300 meters, the diameter of the central island is 220 meters, the area is more than 70,000 square meters, it is the largest street square in Xiaguan District, and on the four sides of the square are five landmark buildings, which are regarded as the financial side in the I Ching in the northwest of the building with the style of a European palace, the architectural design adopts the main entrance of the Greek classical style, With the European and American modern style of the main building, it is unique. At the main entrance, there are ten "Doric" columns carved from monolithic granite, and the huge columns support the heavy piercing cornice. The exterior of the whole building is made of granite veneer, which is simple and majestic in the overall effect.

In fact, the design and planning of the landmark building in Xiaguan District is completely different from the architectural style of the European Renaissance in the inner city of Nanjing, in the planning of Xiaguan District, a large number of young Chinese designers are involved in it, although the same Western-style steel and concrete building is used, but in the architectural style, it is a mixture of Eastern and Western architectural styles in the main structure and carving, that is, the structure of Western modern architecture, and the overall style is very similar to the Oriental palace-style building. That is, the oriental-style roof and shaking arch are the main features.

In the history of modern Chinese architecture, Pudong is at most an attempt, but the real modern Chinese architecture originated in Xiaguan, Nanjing, which is in contrast to a large number of Western buildings in Nanjing, and in the heart of Xiaguan District, Datong Square, and is a "wealth" on the Western-style building, which is really conspicuous.

Ten years ago, Qinhuai Bank was just a small private bank, but now in Jiangsu, Zhejiang, and Anhui provinces, Qinhuai Bank's influence is not even inferior to the Imperial Central Bank, and the scale is inferior to that of the Industrial Bank, but its influence is more than that of the Industrial Bank.

As for the two-storey underground and four-storey Qinhuai Bank headquarters, it was only put into use two years ago, which lasted four years, used as much as 5,000 tons of steel bars, and cost 6 million Chinese yuan.

Anyone who stepped into the bank hall with 28 natural marble pillars and looked magnificent would be amazed, and when a **-year-old child walked into the bank, looking at the huge marble pillars and luxurious hall, his face also showed surprise, and his eyes widened.

This was his first time at the bank, and when he finally put away his curious eyes, Liu Zinian walked straight to the desk of the lobby manager.

"Excuse me, how do you go to the service class?"

The lobby manager looked at the child in a white shirt and black pants in front of him, and thought to himself that maybe the child of that family had come to find the parent for something.

"Little Kids......"

As soon as he heard the children, Liu Zinian's brows suddenly wrinkled, in their eyes, was he just a child?

"Turn left from the second floor of the stairs and you'll see the house number."

"Thank you......"

In thanks, he glanced at the man's badge again.

"Manager Fang"

This little kid really doesn't have a tutor. The lobby manager muttered in his heart, watching the child who had no "tutor" go upstairs.

"Hello, I'm Liu Zinian, this is my school's ...... for guaranteeing credit"

As soon as he entered the service class, Liu Zinian took out his own letter of guarantee to the person behind the desk.

"Huh? How old are you? ”

Li Xinqi looked at the child in front of him, how old is this child? At most, he is ten years old, and many minors in China will use the holidays to do handymen, but most of them are middle school students, and he ...... Spread out the letter, and sure enough, it was a letter issued by a primary school as a guarantee.

"Section Chief Li, my father died early, and life at home is difficult......

In mentioning that his father died early, Liu Zinian did not have any burden in his heart, from childhood to adulthood, he didn't know who his father was at all, and his mother never talked about him, even if he asked, anyway, for Liu Zinian, this is a head, this time it was not easy to persuade his mother to agree to come to the bank as a small worker, but he couldn't let his mother underestimate himself. ,

"Oh, that's it......"

Glancing at the child, Li Xin hesitated for a moment and flipped through the documents on the table.

"Is it okay for the men's restroom attendant on the third floor? Half a shift a day, one day off a week, ten dollars a month. ”

When Liu Zinian was led into the men's bathroom on the third floor to be the "director", in the manager's room on the fourth floor of the bank, Chen Huide, the general manager of Qinhuai Bank, was reporting to the chairman in front of him.

“…… In short, if the information we get is true, we have to choose whether to lend to companies as we have done in the past, or to make appropriate changes."

When Chen Huide reported, Liu Jingxuan just quietly looked at the document in his hand, which was a confidential internal document of the bank, in which the 600 large enterprises that had business dealings with Qinhuai Bank were divided into credit one by one, and these 600 large enterprises were all well-known private enterprises in China.

All along, Qinhuai Bank's business focus has been to provide loans and risk financing to private enterprises, which is the fundamental reason for Qinhuai Bank's rapid development in the past nine years

Instead of directly operating the industry, they turned to the use of venture financing to obtain shares in private enterprises, and among the 1,000 largest private enterprises in the three provinces, without exception, all have seats on the board of directors of Qinhuai Bank.

But despite this, as the chairman of the bank, Liu Jingxuan has been thinking about transformation, it is not easy to do business in China, and it is even more difficult to be a bank, especially a commercial joint-stock bank like Qin Huai, which is completely private and has no government shares. How can they be like foreign countries, completely hand over everything to the market, the government will still intervene in the market, especially the financial market, the financial market is fundamental, over the years, through the financing of private enterprises, the importance of the financial market, she can be said to be very clear.

"Manager Chen, what do you mean ......?"

"Angang"

Two words came out of Chen Huide's mouth.

"Angang?"

These two words only made Liu Jingxuan's whole person stunned and shocked at first.

"You mean Anshan Iron and Steel Enterprise Consortium"

"Chairman, I mean Angang"

Chen Huide, who was not shocking and swore inappropriately, spit out another sentence.

This is the largest enterprise in China looked at Chen Huide in surprise, Liu Jingxuan even felt that the bank manager she chose was too bold, is it possible for the government to sell Angang?

"Manager Chen, this is the largest enterprise in the country"

reminded her, but Liu Jingxuan summed up in her heart how much money it would cost to acquire Anshan Iron and Steel.

"Not only the largest, but also last year's profit of more than 200 million yuan, net profit of more than 50 million, can be said to be the most profitable heavy industry enterprises in China, no matter who gets Anshan Iron and Steel, will become a well-deserved Chinese industrial leader, become the largest industrial consortium in China."

For the chairman in front of him, who is only twenty-nine years old, although she rarely shows up, Chen Huide knows that she can be said to be one of the richest women in China, and only the queen's assets in the whole of China exceed her, although she has refused the royal award and knighthood for her career achievements, although she lives in a simple house, and in the past seven years, she rarely comes to the bank, but he only knows that the chairman in front of him is very ambitious, or very ambitious.

He had heard the old chairman say more than once that she wanted to leave her son an empire, an industrial and commercial empire, and now was the opportunity.

"How much does it cost to buy Angang?"

Raising his head to look at Chen Huide, Liu Jingxuan asked softly.

"51 shares, at least 200 million yuan is needed"

Chen Huide's answer made Liu Jingxuan silent, maybe Qinhuai Bank has hundreds of millions of yuan in deposits, but those deposits are not the bank's money, the bank can only take out part of it to lend, part of the financing, and part of it to buy state bonds, this is the bank's "responsibility", now let alone take out 200 million yuan, that is, take out 20 million, I'm afraid the bank can't take it out, industrial financing takes up too much capital.

"Is it possible to buy Angang?"

Although she knew that the bank did not have that capital, Liu Jingxuan couldn't help but ask, she couldn't ignore the "largest industrial consortium", deep down in her heart, her greatest wish was to leave her son a huge industrial empire, or the cities and regions he would not inherit this empire like his other brother,

But he can leave him an industrial and commercial empire, an industrial and commercial empire that is not inferior to industrial companies. ,

Maybe only in this way can she balance her heart, after all, compared to Chen Zixuan, Zinian got too little, and this mother can only make up for him within her ability.

"Chairman, if you seize this opportunity, Qin Huai will be able to become the largest industrial and commercial enterprise in China, and now that the war has broken out, the price of steel

up, so to speak......"

"It can be said that at least for now, it is difficult to buy Angang"

Liu Jingxuan smiled bitterly and said a fact, the scale of Anshan Iron and Steel is too big, the reputation is too big, and now the price of steel is rising, according to the current upward trend, I really don't know when it will be a head, if the price of steel falls, the government sells the steel plant, so as not to cause criticism, but if the steel rises, is it possible for the government to sell the steel plant with civil criticism?

"It's hard"

Nodding Chen Huide, he did not deny the difficulty of buying Angang, but he immediately added.

"But if you don't try, it's not a difficult problem, and there's no possible problem at all."

His voice lifted slightly.

"So, we should try anyway"

“

What about funding? How to solve the funding? Now you know better than me how much money the bank can take out."

"Money can always be solved, as long as you think of a way, it really doesn't work, can't we still get financing from other banks?"

Chen Huide said confidently that as a bank to finance from competitors, it may seem absurd to the outside world, but for Qinhuai Bank, this is a fact, in the past few years, the reason why Qinhuai Bank has been able to develop rapidly, and many times from the central bank, Commerce Bank and other banks financing is not unrelated, it is the many times of financing to help Qinhuai Bank tide over one difficulty after another.

"Financing ......"

Hearing this word, Liu Jingxuan's brows jumped slightly, she knew better than anyone why those banks would finance Qin Huai, and even why her own bank was able to survive in the Chinese environment was because of that person, if it wasn't ...... No, not by his favor again.

In the past, she didn't have a choice, but now she has a choice, and after making a decision in her heart, she changed the subject.

"Let's put this matter aside, Manager Chen, what exactly is the situation of what you said on the phone today?"

The reason why I came here today is only because of that phone call, as a private bank, it must have a good relationship with the government, and maintaining good relations with all parties in the parliament is the most important thing, the lower house can block many government decisions, and the Qinhuai Bank chooses the Constitutional Party and the Democratic Party, perhaps the royalist party is the largest party in the lower house,

The Constitutionalist Party and the Democratic Party together occupy a number of seats but are not inferior to the royalists, compared with the royalists who are all over the government, the manpower of the Constitutionalists and the Democratic Party is very weak, and it is precisely because of this that it is easy to deal with, these parties are simply inseparable from the support of the industrial and commercial circles, they need funds, but most of the industrial and commercial circles are state-owned enterprises, and they naturally will not support the Constitutional Party and the Democratic Party, and the two parties can only turn to private enterprises for help, and the Qinhuai Bank is the largest financier of the two parties.

In the past few years, it was the two parties that have vigorously opposed the proposal for the full nationalization of the banks, which is of course a reward for Qinhuai's support for them, but the most fundamental reason is that Qinhuai Bank's donations account for more than half of the economy of the two parties, and now the banks and the two parties have long formed a close alliance of interests.

Chen Huide said on the phone that he was very vague and understood the importance of the two parties to the bank, so Liu Jingxuan would come to the bank in person.

"Democratic Party leader Wang Chonghui hopes that we can buy 1,000 tickets for this month's Democratic rally, they want to ......"

Lowering his voice, Chen Huide said softly.

"They want to topple with the Constitutionals"

Downfall

Liu Jingxuan's whole person was shocked, the collapse of the cabinet is almost a bloodless coup, are the two parties crazy?

"They, are they looking for death?"

"Chairman, the cabinet's unconstitutional declaration of war is well known to everyone, and it is difficult to hide the fact that it is unconstitutional, and it is always necessary to hold accountable."

Then Chen Huide told the details of the discussion he had with Yang Du of the Constitutional Party, Liang Qichao of the Democratic Party, and others last night.

"This time, the two parties directly pointed the finger at Yuan Shikai, not His Majesty, and in order to appease the dissatisfaction of the people and the dissatisfaction of the two parties in the House of Commons, in the end, His Majesty will definitely authorize Yuan Shikai to resign, so ......"

"In this case, the House of Commons elections will be reopened"

Although she didn't care much about politics, Liu Jingxuan could still sense that the purpose of the two parties was not just to overthrow the cabinet, or that the overthrow of the cabinet and forcing Yuan Shikai to resign was only the first step.

"Chairman, this is the first step, and the most important thing is the second step, if the second step can be achieved, then everything will change, even ......"

After a slight pause, Chen Huide's heart suppressed a little excitement, not because of anything else, but because there was something to do.

"It will change the future of the whole of China"

After pondering for a moment, Liu Jingxuan just asked lightly.

"What are they going to do?"

"In the name of declaring war against the Constitution, launching an attack on the Cabinet, and then inciting the people accordingly, attacking the caretaker Cabinet, and finally forcing His Majesty to make real concessions"

"Real concessions?"

"Political Party Cabinet System"

Spit out this sentence slowly, Chen Huide hurriedly said again.

"The Constitutionals and the Democratic Party will merge after the elections in the lower house, chairman, this is an opportunity".

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