The North Island is Sakhalin Island, the Ming Dynasty is still familiar with this island, before Sakhalin Island was under the jurisdiction of Nuer Gandusi, after the fall of the Yuan Dynasty, the Ming Dynasty conquered the Kuwu people on the island, and built the Yongning Temple on the island.

Because of the previous defeat in Liaodong, the Ming Dynasty also lost control of the Kuwu people on the island.

When the first battalion of marines landed on Sakhalin, the Kugu people on the island learned of the return of the Ming army, and immediately became agitated and launched an attack on the Ming army, trying to drive the Ming army away.

The information on the island is relatively closed, and the news of the defeat of the Ming Dynasty after the defeat of the Houjin has not yet reached the island, otherwise how would these bitter people have the courage to launch an attack on the Ming army.

Soon the Kuvuls suffered greatly, and the marines who landed in the southern part of Sakhalin cut them down as if they were chopping melons and vegetables.

Now is not the time of the Song Dynasty, Sakhalin Island in the Song Dynasty has Jin people coming and going, and the natives on the island still have some military strength. But now the natives on the island are very backward, their weapons and equipment are very rubbish, and even iron tools are very scarce. Against these heavily armed Ming troops, it is naturally the material for chopping melons and vegetables.

A battalion of less than 500 Ming troops defeated thousands of natives. Battalion commander Li Jiansong simply didn't explore, and he was still exploring! Directly hit the natives on the island, and catch while fighting. Catch one and take them all back to be trained as a wrapper.

When the indigenous people on the island are wiped out, the immigration can be carried out well, and there is no need to beware of any conflicts with the indigenous people.

Tens of thousands of natives on the island were wiped out by the battalion led by Li Jiansong in less than two months. The remaining half was driven north.

Thousands of indigenous men and women were also arrested. They were all transferred to concentration camps in the South Island.

Li Jiansong was quickly rewarded. Every soldier under his command took credit for his military exploits.

Sakhalin Island is very rich in resources, such as water resources, forest resources, and fishery resources, and the cultivated land is not bad, and there are coastal plains in the south and center, and it is not a problem to reclaim five or six million mu of cultivated land.

There are more than 6,000 lakes and rivers on the island, so water resources and fishery resources are very rich. Needless to say, forest resources are full of trees.

The northern part of the country is relatively cold, so there is no intention of development for the time being. However, the southern and central regions are very easy to develop.

The most important resource of the island. It's still oil and gas, but it's not very easy to develop at the moment.

Since the beginning of spring, Zhu Youxiao has been constantly immigrating to Zhendong Province, and the biggest advantage of immigrating to Zhendong Province is that there is no big surrounding threat.

It was obviously impossible for the Mongols to harass Zhendong Province, after all, the Mongols did not have boats, and their sheepskin rafts could not cross the sea. The biggest threat is still small Japan, who knows if little Japan will see a large number of immigrants from the Ming Dynasty to Zhendong Province and start to blush.

However, little Japan is very easy to deal with, and little Japan's navigation skills are relatively poor. The army is even less afraid, they do not have the mobility of nomads, and they are street goods in front of the firearms troops of the Ming Dynasty. So as long as the indigenous people above Zhendong Province are solved. Migration can go smoothly.

Moreover, it is convenient to transport by sea, and it is not difficult to immigrate.

The people of the Ming Dynasty added another province to the imperial court. They all feel more excited, and since Zhu Youxiao ascended the throne, his prestige has become higher and higher.

After all, after destroying Houjin, Taiwan Province and Zhendong Province were also opened up.

However, it also offended the traditional interest class more and more, but fortunately, Zhu Youxiao had military power in his hands and could still control the scene.

Although the migration to Zhendong Province is ongoing, the migration to Liaodong is the main event. It's just that immigrants to Liaodong don't divide land.

The land on the Liaodong Plain has basically been turned into an agricultural company, which requires a large number of workers.

The advantage of this agricultural company model is that the risk is transferred to the enterprise, and the treatment of workers is guaranteed under official regulations, so that the people in the provinces who are living in difficulty can get a stable income and can survive.

Of course, if you want them to share the land dividends, and the imperial court does not open welfare homes, for those people who can work, it is naturally impossible to give them too much return without paying. And the productivity is so high these days, it is impossible for the court to slap a swollen face and become fat. After all, there is no risk in immigrating to Liaodong, everything is arranged, and the natural return is relatively low, but it can allow the people to live with peace of mind.

It is actually very simple to obtain land, and the Songnen Plain and the Sanjiang Plain north of Liaodong have not yet been developed. If these people who immigrated to Liaodong wanted land, they could go to the north to reclaim the land by themselves, but the cost and risk were borne by themselves, and the imperial court only provided military protection and divided the areas that could be reclaimed. And provide some loan support so that they can reclaim the land and cultivate it. If the land is reclaimed and the money cannot be repaid, the bank will take the land. If you don't reclaim the land when you get the loan, and you misappropriate the money to gamble or something, then go to a lawsuit!

Each household can reclaim up to 500 acres of land, because the dimension is relatively northern, and the Xiaoice era is colder, so these northern lands can grow crops in a relatively short period of the year, can only grow some soybeans and other crops, so 500 acres of arable land is enough for a family's income is relatively good.

In general, the greater the risk of immigration, the greater the reward. Even if you immigrate to Liaodong, where the return is not too great, you can still make those people who are struggling with food and clothing to achieve food and clothing. If you want to have a bigger career and make a profit, you can do some business on your own, or go to the more northern areas to open up wasteland.

Zhu Youxiao plans to relocate at least 3 million rural people to Liaodong within this year, and workers who need infrastructure construction can directly recruit workers to work without immigration, and return to Guannai after the construction period is over.

The agricultural population of 3 million can roughly meet the labor needs of agricultural production in eastern Liaodong. Once agriculture took off, commerce, industry, and so on naturally appeared.

Zhu Youxiao regarded the Liaohe Plain as an important commercial grain production base, so the speed of immigration should be fast and the agricultural production of the Liaohe Plain should be restored as soon as possible. In order to alleviate the problem of agricultural production caused by the frequent occurrence of natural disasters that are becoming more and more serious.

More is not always better. Once there are too many people. With fewer resources per capita, disaster resilience is poor. Who knows if there will be any agricultural disasters in Liaodong next.

At this time, most of the land in eastern Liaoning was produced by agricultural companies, and entrepreneurs naturally could use fewer people, so as to reduce production costs, so as not to lead to an overpopulation of agriculture, greatly enhance the ability to resist disasters while maximizing the output of more commercial grain.

And the risk is on the heads of those agricultural companies, and the agricultural population who immigrated to the past only took their wages to do things, even if they encountered some natural disasters. It also has little impact on these agricultural populations. After all, they have wages, as long as they do a good job in the allocation of grain in the market and do not let food prices skyrocket, there will be no problem.

The traditional small-scale peasant economy is different, the risks are basically borne by themselves, and the amount of money in the rural economy is not much, and in the event of a natural disaster, it is likely to sell children and daughters.

When these workers have earned some money and have a certain ability to resist disasters, they can consider opening up land in the further north on their own.

And now the people who have just immigrated over are basically struggling with food and clothing, and it is obviously not reliable to let them go to the wasteland at this time.

Mass migration took place after the beginning of spring. Local governments have recruited many displaced people who are willing to emigrate. In the northern provinces, states and counties began to carry out a large-scale household registration check in accordance with the instructions of the Cabinet. Finding the displaced people is two options. Either go to the household registration to pay taxes, or immigrate to Liaodong.

Those who have a household registration and have a bad life can also participate in immigration.

Families who are willing to emigrate, the cost of carriage and horses, and the food along the way are borne by the imperial court. This is definitely a big expense, but in order to restore agricultural production in Liaodong as soon as possible, Zhu Youxiao also worked hard, and also asked the cabinet to set up a special immigration team to be responsible for these things.

The capital of Beizhili smashed into Liaodong in large quantities in the fourth year of the Apocalypse.

Everyone can see that investing in Liaodong has a good return. Because after the victory in the war, a large number of high-quality resources were obtained.

Royal capital is throwing money, and private capital is also throwing money, which has given rise to a large number of bank loans. Among them, the royal consortium is the main force of loans, and private capital is also lending a large amount.

Some savvy businessmen find it difficult to grow quickly with their limited capital. However, through loans, economies of scale can be directly generated. Although there are risks, the rewards are also relatively large.

Many businessmen who are unwilling to borrow money from banks until they have to, have been slowed down and have been seized by those who are willing to take risks.

There are some industries that are particularly easy to borrow, and that are agricultural companies and maritime companies.

Because the bank supervises the whereabouts of the funds after the loan, it is necessary to determine the use of the funds when issuing the loan. Loans from other industries are not always approved, but loans from agricultural companies and shipping companies are very easy.

Moreover, the amount of land mortgaged by agricultural companies and merchant ships mortgaged by shipping companies reached 80% of their pledged assets, compared with 60% in other industries.

Such a loan model can obviously give birth to the 'ship king model', that is, mortgage some land, real estate and other assets to get the first loan, and then buy a boat. Then the ship is mortgaged to the bank, and the loan is used to buy the second ship, and then the mortgage is used to buy the boat...... In this continuous cycle, a merchant will have more and more ships in his hands.

If the economy is booming, the shipping company is profitable, and the bank is willing to lend money over and over again, the merchant will eventually develop into a ship king with a large number of ships and slowly pay off the loans. When the loan was paid off, the ships became the net worth of the merchant.

There is nothing bad about this ship king model, it just depends on which industry the official wants to guide. Even if these 'ship kings' go bankrupt, it's not a big deal, because the ships are still there. With this guidance, the official gets the desired ship and other things.

Under normal circumstances, even if the shipping company run by these merchants is profitable, it is likely to go bankrupt. Because if the bank suddenly does not lend money, and cannot raise money to repay the loan for a while, then the bank will take away the assets for auction and liquidation.

After liquidation, if you become insolvent, you will leave the house and take all your assets. If the money is able to pay the debt, the bank will return the excess money to the merchant.

But after that, the assets are transferred, and these assets become the assets of the bank.

The Royal Bank is the heart of the Royal Consortium. The acquisition of those assets by the banks is equivalent to the acquisition of those assets by the royal consortium.

This is asset harvesting.

It's like planting crops. Lend out a lot of money first. Let a certain industry develop rapidly, and then harvest after it has developed.

So must a businessman be stupid?

Folk businessmen are naturally not stupid, but if you don't do what others will do, there are always some businessmen who are willing to come out to be the 'king of ships', and there are always some businessmen who are willing to give it a go, and the big deal is to declare bankruptcy in the end. Although these businessmen generally do not have strong capital strength, it does not mean that they are not good at doing business.

At this time, Zhu Youxiao had already fallen out of the bankruptcy system, as long as these businessmen did not embezzle the loans to private squandering. or asset transfer, then there is no need to be held criminally liable after bankruptcy.

Moreover, these businessmen can also shrink before the banks shrink and lend, and sell a large amount of assets to recoup the funds, so that they can naturally survive the crisis.

Therefore, businessmen who can really stand tall must not have a bottom line, do not do illegal things, and avoid being officially liquidated after becoming fat. You also need to have a keen sense of smell, but when the lending policy is loose, it means that the market will boom, and what you need to do at this time is to apply for a large number of loans from banks. Then expand rapidly. When banks want to shrink lending, they immediately shrink and sell off a lot of assets. That's how it stands. And the contraction has been rewarded handsomely.

Banks that lend money to the market are like wolves, and private traders are like sheep. Wolves will only eat sheep that are slow to react and run slowly, but they will not eat sheep that are quick to react and run fast.

The emergence of the Royal Bank has obviously changed the traditional business model. Those businessmen of the Ming Dynasty who can't keep up with the times will be gradually eliminated.

After being eliminated again and again, the remaining private businessmen are all groups with a keen sense of smell and decisive investment. These groups are also beneficial to the state, because they are able to organize production very efficiently, which is a guarantee of the rate of economic growth. As long as the country wants to develop any industry, as soon as the policy comes out, they will immediately run to the bank to borrow money, and then quickly rush into the market to organize the development of the industry that the country wants.

Those businessmen who are willing to take out loans, some of them will be swallowed up by the consortium because of their slow reaction and gluttony, and some of them will survive.

And those businessmen who are reluctant to borrow from the banks, as the consortium continues to monopolize various profiteering industries, they will lose the windfall profit growth point of their wealth, and their capital growth will also become very slow, and eventually over time, they will fall from high income to middle income and then from middle income to ordinary income.

Therefore, banks do not need to be afraid that they will not be able to lend money, although there are not so many businessmen who are willing to lend at present, but those smart private businessmen will inevitably quickly recognize the situation, and if they are not smart, they will be eliminated. Finally, bank loans will become very popular, and even begging banks to lend.

Just like in China in later generations, in the early 90s, banks were still asking for personal loans, and people were still reluctant. With the continuous development of capital, on the contrary, individuals beg the bank for loans, and the bank does not necessarily approve it.

Agricultural companies are naturally willing to borrow a large amount of money nowadays, because there is a huge market demand, for example, in the middle and lower reaches of the Yangtze River, as well as in the commercially developed areas of Fujian, Guangdong and other provinces, there are a large number of cities and towns that need to import commercial grain, and the price of grain is not low.

The second is the improvement of the means of transportation, with the rapid development of shipping, as well as the development and large number of applications of heavy carriages, the cost of transportation has been greatly reduced.

The third is the improvement of production tools, the Royal Machinery Factory not only manufactured a hand-cranked harvester, but also made a breakthrough in flour processing and other machinery, and manufactured a number of hydraulic machinery. From sowing to harvesting to grain processing, costs are decreasing with the advent of various tools.

Fourth, the labor cost is relatively low, and the labor cost of 3 to 4 yuan per month is really not high, or even very low. Ordinary people have enough food and clothing, but it can't be counted as a good life.

The wages of Beizhili did not go up, mainly because of a large number of labor imports from other provinces. To a certain extent, this is also in line with Zhu Youxiao's needs, he must first solve the problem of food and clothing for the people, and not only solve the food and clothing of the people in Beizhili.

Under these conditions, the profitability of agricultural companies can be calculated, and even if taxes are paid, they can generate a significant level of profitability.

The return on investment is visible, and many of the agricultural companies formed by private businessmen have begun to borrow heavily from banks.

In addition to buying land in eastern Liaodong, some agricultural companies have already set their sights on land further north. As soon as the production corps passed, they applied to the government for enclosure.

There are agricultural companies willing to go further north to open up wasteland, but the government naturally can't ask for it. However, the agricultural companies have to solve the problem themselves.

Naturally, those agricultural companies also had a solution, because the Ming army was constantly sweeping north, capturing a large number of slaves in the process.

If you don't have enough manpower, you can buy slaves! Put on shackles, raise them as big animals, and recruit some workers to reclaim the wasteland.

The barbarians further north were still well enslaved, and they were not as difficult to control as the Indians. Although the Indians may seem primitive, they actually have a certain culture, and their culture is somewhat similar to the Taoist culture of ancient China. Therefore, the Indians, although primitive, were able to overcome the fear of death and have the courage to use the knife when they were enslaved.

At this time, the barbarian tribes in the northeast, those barbarian natives obviously could not completely defeat the fear of death, and after being caught by the Ming army, most of them still did not dare to resist under the whip, and wearing shackles was naturally to prevent escape. Although the newly caught ones are still a little disobedient and need to use a leather whip, as long as they are domesticated for a few generations, they will be very docile contract workers, and then they will not need to carry shackles every day, nor do they need to carry a leather whip all day long to supervise the work. (To be continued......)