Chapter 177 Finance Company
"I'm not mistaken, you want to help a businessman in the Ming Dynasty apply for a loan, the mortgage asset is actually land, you know the history, and those lands are of no use to us."
Hu Xijing took the loan application agreement and pushed it back in front of Zhao Shijie, she believed that Zhao Shijie, a person who knows history well, should not make such a mistake, although he was very interested in lending to the businessmen of the Ming Dynasty, but the premise is that Australia and the Ming government establish an equal relationship, that is, the Ming government supported by Australia in the future.
"Well, of course, I know, you should look at the future development environment of Hong Kong, and the impact of this agreement if it succeeds."
Zhao Shijie's good idea is to hope that through this agreement, the local capital flow of Daming to Hong Kong, in order to develop Hong Kong's economy, once the funds in the hands of these rich businessmen and gentry are mobilized, it will also bring a lot of foreign trade income to Australia.
In order to develop the industries provided by Australia, it is necessary to order machinery and raw materials from domestic manufacturers, which will inevitably drive Australia's export industry.
It's just that there are risks, and the current situation of Daming is absolutely well understood, and if there is no interference from Australia in the future, it will definitely develop according to the trajectory of history.
Exporting more industrial machinery can indeed bring a large number of orders to domestic manufacturers, and Australia's export products will not be too single, but the premise is that this risk can be minimized.
At present, although Australia has obtained a concession agreement in Hong Kong, which is not formal, and a company of soldiers is stationed on it, if the Ming government or later the Nanming Dynasty is not controlled by Australia, those investment loans will be wasted.
As the top head of Manchester City Bank, although Hu Xijing hopes that Manchester City's capital can be expanded, she needs to consider whether the existence of risks will directly plunge Manchester City Bank into a crisis.
You must know that Manchester City Bank has lent a number of huge loans in order to support domestic enterprises, and if you add Daming's loans, then it is difficult to say whether it will bear the master.
Now that Zhao Shijie handed such a loan agreement to him, Hu Xijing would certainly not agree easily.
Even if you agree, but in the future, more Ming businessmen will need to take out loans how to solve, they use the same mortgage method, when you don't agree, how to explain, it will inevitably leave people with special treatment.
So she didn't want to sign this agreement, and she didn't want to agree to it, at least for now, the risk of lending to Daming businessmen was too high.
"If the other party can take out some gold, silver, jewelry or antiques to pledge, I may be able to consider it." Hu Xijing may not want her boyfriend to be too sad, so she said so.
"Antiques, gold, silver and jewelry," Zhao Shijie thought for a moment that might be a solution, but with the cautious character of a Ming businessman, I am afraid that there will also be concerns, and if a branch of the Manchester City Bank is established in Hong Kong, it may be able to dispel many of their concerns.
"Well, maybe you should consider developing a branch business in Hong Kong, as our export business to Daming is getting bigger and bigger, the exchange of silver and silver is already a big business." Zhao Shijie proposed: "Is this agreement really not feasible, and I can't guarantee it." ”
"You guarantee, you have to think clearly, if you don't pay the money, then your share dividends will be confiscated by the bank for mortgage, and you and the Ming businessman are not very familiar with each other, is it necessary to do this?" Hu Xijing persuaded that she didn't want her boyfriend to take such a big risk.
"Actually, I have a suggestion, I don't know if you want to hear it." Hu Xijing raised her eyebrows and asked with a seductive look.
"Well, you say, I listen, your suggestions are very good."
"There must be some idle funds in so many of us who have no place to invest, you can invite these people to form a financial company, which can be specifically aimed at Daming's business or Southeast Asia, and you can buy some antiques and antique calligraphy and paintings as collateral."
"Finance companies, loan sharks, is there a market for this? You can be sure. Zhao Shijie looked at Hu Xijing in disbelief.
"Of course there is, your good friend Tang Wei is now a big tyrant, his mercenary company is very profitable, you can send a telegram to talk to you, maybe you will get a lot of results."
For Hu Xijing, who controls the financial power of the entire Australia, he knows best who has money and who is not rich in the crowd now, not to mention that the current population base is so small, and the bank will count a list of high-quality customers, and he can't do it if he doesn't want to know.
Now the Blackwater Mercenary Company has been upgraded to a two-star high-quality user, which is very envied by many enterprises in the early stage of entrepreneurship, and the improper increase in star rating means that the reputation is improved, and the interest rate on the loan will be relatively small.
So a lot of companies are trying to get themselves to two stars, or even higher, but their revenues are not yet up to Manchester City's requirements.
"It seems that the old friend is indeed having a good time, and he should find a chance to go to Batavia to meet him, eh, the financial company you are talking about, do you have any ideas." Knowing that her girlfriend has always been a shrewd person, she suddenly mentioned that she must have her own ideas for letting herself open a finance company.
"Yes, yes, I just have some ideas, but I'm a Manchester City executive and it's not the right thing to do on my own, so I want you to go. Let's build a company that is in the business of financial lending, and when the capital expands to a certain percentage, we will form an investment group. ”
Sure enough, as Zhao Shijie guessed, Hu Xijing took a fancy to the gap in the loan market and Manchester City Bank was a little more than willing to do it, so she moved her mind, and today's conversation with Zhao Shijie made her see a breakthrough.
Although I can't, I can let my boyfriend Zhao Shijie go, so that I can not only avoid attracting tongues, but also fulfill my heart's wishes, wouldn't it be very good.
"Can the Executive Committee pass? And those deputies to the parliament. "After all, after the official founding of the People's Republic of China, the government institutions will be more perfect, the executive committee will be reorganized into a parliament, and the number of members will increase accordingly.
"I don't think it's a big problem, as long as you can get the existing members to agree, and the new councillors you can try to convince them, after all, it's a good thing for everyone, and they can also get involved."
"Okay, I can try this suggestion, maybe it's really a good way, it can not only solve the current problem in Daming, but also make good use of internal idle funds."