Chapter 381: Reaching an Agreement
Whether they were willing or not, everyone finally agreed, but the big pile of silver tickets on the table was still their heart disease, the key was to concentrate on Wang Feng's hands, which became a rope hanging around their necks, as long as Wang Feng was unhappy, he could strangle him at any time, and even strangle his head to death, and Wang Feng obviously couldn't return the silver tickets for free. ⊥ Top Novel, www.
Hu Xueyan asked cautiously: "Commander Wang, how do you plan to use these silver tickets?" ”
In an instant, everyone's hearts and ears were pricked up!
"Hey~~" Wang Feng sighed along the way: "It's really troublesome, in the past, I thought about money when I didn't have money, but now, I have a headache when I have more money, according to Boss Hu's meaning, how to deal with it?" ”
"Flutter!" Zhou Xiuying covered her mouth and chuckled, and rolled her eyes.
Hu Xueyan secretly scolded his mother, this shows that he is a poor person, and he will come over too much, but he didn't dare to show it on the surface, so he immediately patted his chest and said: "Our money bank, the reputation is all over the world, Commander Wang can spend as much as he wants, and no one will refuse to accept it." ”
In Hu Xueyan's view, this is the only way to solve the problem, only by dispersing the huge amount of silver tickets from Wang Feng's hands in a short period of time, can the bosses of the money bank, including himself, breathe a sigh of relief, and all kinds of guarantees came one after another.
Wang Feng laughed and said, "Boss Hu is joking? Our Democratic Alliance does not have any economic exchanges with the north or even the middle and upper reaches of the Yangtze River, and if it is to be spent, it can only be spent in Jiangsu and Zhejiang provinces, not to mention spending all the silver tickets on hand, even if it is only half used, can Boss Hu think about the consequences? It is bound to be a surge in prices. And then the currency is malignantly inflated, and the people are going to point at my backbone and scold my mother. Boss Hu is hurting me! ”
Hu Xueyan immediately sweated profusely, and reached out to wipe the sweat from the corner of his forehead. He said, "It's a contemptible person's inconsiderate consideration, please forgive Commander Wang." ”
Wang Feng waved his hand indifferently, but Hu Xueyan still looked at the pile of silver tickets, staring at it and thinking hard, Wang Feng held it in his hand and refused to spend it, didn't this cost people's lives? Not only him, everyone was racking their brains to help Wang Feng get the idea, but the silver ticket was either kept. Either spend it or redeem it, there is no fourth use!
After a while, seeing that everyone had no better opinions, Wang Feng sighed again: "Hey, I know, it's always difficult for you to feel at ease when you hold the silver ticket in my hand, isn't it?" It seems that you still have to go out with huàn! ”
As soon as these words came out, the bosses in the audience were full. The face turned green, and some people even had the urge to kneel and kowtow!
"Don't be nervous!" Wang Feng shook his head: "This silver ticket, if you exchange it, you will definitely have to exchange it, but I will not exchange it with you." At present, the international gold and silver ratio is 1:15.2, and in our country it is 1:12 to 13. The price difference is not small, and I don't care what price you exchange it for gold. I will settle with you at 1:15.2, which is limited to two years. The extra difference is considered to be your earnings, how? ”
The bosses are in the spirit again, in fact, the money bank lends money to the outside, and the profit rate of a single transaction is not high, it is nothing more than money to make money, non-stop turnover, relying on the total amount of funds and turnover rate to obtain profits, and Wang Feng's head, this is equivalent to an average of ten points of profit, isn't it just sprinkling silver in disguise? Is Wang Feng really so generous?
Ye Mingming couldn't help but ask: "Commander Wang, please forgive the contemptible question, what do you want so much gold for?" ”
Wang Feng pointed to the pound sterling placed in the corner of the table: "Any holder of the pound can exchange huàn gold to the Bank of England without a business, this face value of twenty pounds sterling, about one hundred and forty-seven grams of gold, that is, worth about four taels, I plan to follow the example of the United Kingdom, with gold as a reserve to issue banknotes, so I need a lot of gold, please rest assured, the future central bank issued banknotes, by no means Xianfeng issued waste paper, but with national credit endorsement, Holders can exchange huàn gold with the central bank at any time!
At present, Britain, France, the Netherlands, the United States and other Western powers, have fully used paper money, you think about it, in the future to do business with foreigners, you pay real money, what you receive is paper money, can you be willing? Therefore, we in China must also issue paper money to offset the outflow of gold and silver, you think about it, but this is the truth?
I reiterate once again that our Democratic Alliance will never issue paper money indiscriminately like the Song Dynasty in history, let alone issue a pile of waste paper to cheat money like the Qing Dynasty, and each of our banknotes corresponds to gold reserves, and we can exchange them with the central bank for a corresponding amount of gold, and this is to make a law in the future, and our Democratic Alliance Army is by no means Li Zicheng and Hong Xiuquan and his ilk, but has a long-term plan, which is to make China embark on the road of legalization, and even if I break the law, I must be tried by law. Please don't hesitate, paper money is by no means a tool for our Democratic Alliance to collect money, please fully support the banknotes we issue!
At the same time, I would like to give you a thorough understanding of the future central bank, I intend to follow the example of the Bank of England to set up a council to exercise the power of currency issuance, the Bank of England has sixteen governors, some of whom are royal representatives, another part of the central bank executives, and some of whom are respected people from the financial circles, who jointly formulate the country's monetary policy and financial policy, and have the power to appoint the governor of the central bank!
In other words, the right to issue currency is not in my hands, nor in the hands of the army and the government, but in the hands of the governors of the central bank, and the gold is stored in the warehouses of the central bank, not by the government. ”
In Chinese history, the reputation of paper money is not the general two as bad, but the difference to the point of no return, paper money is synonymous with the court to take waste paper to get real money, the initiator, is the Song Dynasty, after the Yuan, Ming and Qing dynasties have issued paper money, but have been boycotted, and greatly damaged the credibility of the court.
Wang Feng's issuance of paper money, in fact, is a risky move, he first obtained, not the trust of the common people, but the trust of wealthy businessmen, especially money practitioners, only the money bank industry took the lead in using paper money, industry and commerce and the people will follow up, paper money can be circulated smoothly.
The Qing Dynasty's money village industry is known as the north ticket number South Qian Zhuang said, the south money village is the Ningbo money village as the core of Zhejiang's private credit capital, so Wang Feng did not hesitate to throw out the bait of the matter, the big households present and the Democratic Alliance army tied together, to achieve equal interests!
The Council is indeed quite attractive, the banquet immediately heated discussion, in the understanding of the bosses of these money banks, the central bank is equivalent to the Ministry of Household Affairs, can enter the Ministry of Household as an official, especially to grasp the right to issue a country's currency, who does not want to, all the money bank, understand the importance of issuing currency, as long as not indiscriminately issued over-issued, in fact, paper money is indeed much more convenient than the use of silver and copper coins, which is also the fundamental reason why merchants are willing to use silver bills as currency.
Some old fellows who thought they were highly respected, stroked their beards and smiled slightly, and even accepted the congratulations of others in advance, as if he was the governor of the central bank.
Wang Feng and Zhou Xiuying exchanged glances and smiled secretly, how can a director be so good? There will certainly be a lot of restrictions imposed, at least not to be a director or executive of a commercial bank, and at the head of the central bank, there will be dual supervision by the parliament and the Audit Office in the future, but he is not in a hurry to say it now.
"Good!" It didn't take long for Zheng Yongtai to scream: "How can we not worry about Commander Wang's reputation?" In addition, there is gold as a reserve, the old man on behalf of the four Heng to support Commander Wang to issue banknotes, and solemnly promise that once Commander Wang's banknotes are successfully issued, the four Heng and the future reorganized commercial banks will fully use paper money for settlement! ”
The weight of the four Heng is not trivial, with a history of more than 100 years, it is a golden sign in the money industry, and it is the first money village to express its attitude to Wang Feng to accept Zhao'an.
Sure enough, Wang Feng stood up and arched his hand: "Thank you Boss Zheng for sending charcoal in the snow, our Democratic Alliance will remember Boss Zheng's support!" ”
Wang Feng defined Zheng Yongtai's support as sending charcoal in the snow, and immediately pushed the atmosphere to a high point, since ancient times, everyone knows that sending charcoal in the snow is better than icing on the cake, Wang Feng said on behalf of the Democratic Alliance Army, it is equivalent to owing a favor, which is amazing!
"Where, where, this is what the old man should be, Commander Wang is polite." Zheng Yongtai arched his hands and humbly said humblely, and the smile on his face was like a flower.
Dozens of envious eyes looked over, Ye Mingcheng hurriedly raised his hand and said: "If Commander Wang wants to collect money, he only needs to forcibly exchange the silver ticket in his hand with us, why bother?" I can trust Commander Wang, and our Ye family also supports the issuance of banknotes by the Democratic Alliance! ”
"I support it!"
"I support it too!"
As long as the money dealer believes that the borrower has good credit, no matter how big the money is, there is no need for any collateral or guarantee, and only act on credit.
The atmosphere can not be warmer anymore, Wang Feng completely put his heart at ease, with the support of the Ningbo money industry, the establishment of a bank and the issuance of paper money one of the three major problems of the circulation link will no longer be a problem, this is actually a mutual endorsement, the central bank for the commercial banks may deposit zài business risk endorsement, Ningbo money industry in advance for the democratic alliance of the credibility endorsement, is a mutually beneficial relationship.
The other two major problems are gold reserves and the detailed rules for the establishment of a bank, the former, Wang Feng is trying his best to get gold, but how much he can get in the end is not up to him, he can only do his best and obey the destiny of heaven, as for the latter, Wang Feng thinks very clearly, if he can't find the right person to control the overall situation, then he can only exchange interests with Anderson. (To be continued......) R527