The owners of several money banks who did not get the merger contract could only transfer the money to Xiao Zhenlei with a sigh of sorrow, together with the employees, men and account offices in the money bank, although Xiao Zhenlei took over their money bank, he would not bear the debts for them, and those citizens saved the money of their money and repaid it by themselves.

After signing the merger and acquisition contracts with the banks, Xiao Zhenlei immediately asked Chen Huizu to send someone to take over their banks and take over the management rights, because Zhenhua Commercial Bank could not transfer enough manpower, they could only transfer some financial personnel from the finance department of Zhenhua Company to take over the management rights of the banks, and at the same time invited some accountants from local accounting firms to evaluate the assets of these banks and check the accounts.

In fact, before this, Chen Huizu had already sent people under the hint of Xiao Zhenlei to woo some people such as the manager or Xiangli of each bank, these people saw that the citizens were so strict with the run, they were worried that the money bank could not survive, so they had long planned to change jobs, and now these money banks were taken over by Zhenhua Commercial Bank, of course they are happy, they don't have to change jobs, they can continue to stay in the job, and they can get a higher salary, why not? Therefore, when Chen Huizu sent people to take over the management rights and send people to check the accounts and conduct asset evaluation, these people were very active and cooperative, and the whole process was extremely smooth without the slightest problem.

Because he did not want to let the Qing court know that these money houses were acquired too early, Xiao Zhenlei asked Chen Huizu to order that the staff of each money house still control the speed of withdrawal, so as to reduce the loss of depositors, of course, when the tide passes, after the new bank is established, as long as the reputation is good, so that the citizens can rest assured, the citizens will definitely deposit money in the new bank, because by that time the bank opened by the Chinese on the beach is only Xiao Zhenlei, and the citizens cannot find other banks even if they want to save money, Unless you go to a foreign bank, but after all, foreign banks are opened by foreigners, will those foreign devils donate money and run away? Where are they going to catch them? It is still the banks opened by the Chinese that are reassuring, and the common people are thinking this way.

Xiao Zhenlei has already acquired various money houses in Shanghai, and Daotai Cai Naihuang, Yan Yibin and Li Jingchu of Yuan Fengrun, Yishanyuan and others have not been kept in the dark, and the management rights of each money village have been quietly taken over by Chen Huizu's people.

On July 27, the Qing court's will finally came down, agreeing to be guaranteed by Shanghai Dao, and Cai Naihuang to borrow money from foreign banks to stabilize the market. Zhang Renjun, the governor of Liangjiang, telegraphed to Cai Naihuang, asking him to carefully plan the aftermath and guard against malpractice, so as to maintain the market and determine the hearts of the people.

At this time, under the frantic run of the citizens, the two largest ticket numbers of Yuan Fengrun and Yishanyuan have been crumbling and may fall down at any time, Yan Yibin and Li Jingchu have to come to Daotai Mansion again, hoping that Cai Naihuang will find a way to stabilize the market.

Cai Naihuang also happened to receive the will of the imperial court and Zhang Renjun's telegram at this time, but if you want to borrow money from foreign banks, you must have asset collateral, otherwise foreign banks will not pay attention to it at all, Cai Naihuang and Yan Yibin, Liu Ansheng, Li Jingchu and others discussed, and received Yan Yibin and Liu Ansheng's land deeds and stocks worth 3 million taels.

On August 4, Cai Naihuang came forward to sign a "contract to maintain the Shanghai Municipal Loan" with nine foreign banks, including HSBC, the Netherlands, and Citigroup, and borrowed 3.5 million taels, including 800,000 taels from HSBC, 500,000 taels from Macquarie Bank, 500,000 taels from Deutsch-Hua Bank, 400,000 taels from Hua-Russia Daosheng Bank, 300,000 taels from Yokohama Zhengjin Bank, 300,000 taels from Crédit Agricole CIB, 300,000 taels from Citibank, 250,000 taels from ABN AMRO, and 150,000 taels from Warby Bank. In addition, 3 million taels of official silver were borrowed by the Daoku and stored in the source of abundance and righteousness, which finally stabilized the market temporarily.

On August 5, before the run on the citizens had passed, and the market had only begun to calm down temporarily, Xiao Zhenlei immediately sent Chen Huizu to hold a press conference, and reporters from major newspapers in Shanghai were invited.

The press conference was held at the entrance of Zhenhua Commercial Bank, and the atmosphere was lively, with gongs, drums, firecrackers, and a lion dance team performed live.

At 9 o'clock in the morning, the press conference officially began, and Xiao Zhenlei, Chen Huizu and the bosses of more than 40 money banks in Shanghai who signed the merger and acquisition contract appeared on the stage together, which made the reporters and onlookers extremely puzzled and puzzled.

Chen Huizu walked to the front and waved his hands to everyone in the audience, and then said loudly: "Everyone, the contemptible person is Chen Huizu, president and general manager of Zhenhua Commercial Bank, today we Zhenhua Commercial Bank held a press conference here, there is an extremely important thing to announce, and will have a huge impact on the financial of Shanghai and even the whole country, what is this matter?" Next, I would like to invite Xiao Zhenlei, the president of Zhenhua Commercial Bank, the president of Zhenhua Company, and the 23rd Mixed Association of the Suzhou New Army, to announce this matter, everyone is welcome! ”

The reporters in the audience, the Shanghai Chamber of Commerce who was invited, the local tyrants in the industrial and commercial circles, and the onlookers all applauded after a short period of stunnedness, and most of these people still heard for the first time that Xiao Zhenlei was already the 23rd Mixed Association of the New Army, which was a person who held the actual military power, and with the support of Zhenhua Company and Zhenhua Commercial Bank, Xiao Zhenlei would definitely not lack military spending, so the combat effectiveness of this army can be imagined.

Xiao Zhenlei walked to the front in the fierce applause, stretched out his hand to try the microphone, and said: "Welcome to the press conference held by our bank today, since it is a press conference, it must be to break the news, now I will announce this heavy news, in order to resist the impact of the storm brought by rubber stocks, in order to save the financial market in Shanghai, just a week ago, our Zhenhua Commercial Bank has reached an agreement with Yuanfeng, Huida and other forty money banks in Shanghai to jointly carry out asset restructuring. Merge into a new bank, the previous Zhenhua Commercial Bank, Yuanfeng, Huida and other names are all cancelled and no longer used! ”

As soon as Xiao Zhenlei's words were finished, a reporter raised his hand in the audience, Xiao Zhenlei pointed to the first reporter who raised his hand, "What does this reporter friend have to ask?" ”

The reporter pushed the thick lenses on the bridge of his nose and asked: "Lord Xiao, I am Ta Kung Pao reporter Liang Haitao, the news you just announced is definitely a big news, what is the name of the newly established bank?" After the establishment of the new bank, how to calculate the deposits of Shanghai citizens in various banks and Zhenhua Commercial Bank? Will it all be taken over by the new bank? ”

Xiao Zhenlei listened to it and said: "Okay, I will now answer the question raised by this reporter friend just now, after the merger of Zhenhua Commercial Bank and these forty Shanghai Tang banks, the name of the newly established bank is Zhenhua Bank, to revitalize China, the deposits deposited by the depositors in the various banks and Zhenhua Commercial Bank are fully taken over by Zhenhua Bank, and the depositors can take the deposit notes and items that can prove their identity, such as seals and household registrations to the place where they deposited money before to withdraw money, if it is a bill of exchange, You can rely on the identity of the household registration in any of our new bank business outlets to exchange foreign exchange, our newly established Zhenhua Bank and foreign banks are the same, not only deposit and withdraw freely, but also handle foreign currency exchange business, at the same time there is a remote deposit and withdrawal business, in the next time, we Zhenhua Bank will strive to shorten the shortest collection period of free deposit and withdrawal business in one year within three days! ”

At this time, another reporter raised his hand, Xiao Zhenlei looked at it, and was stunned for a moment, this reporter is not someone else, officially his confidante Wang Yanan, Wang Yanan and Cheng Baguio both graduated this summer, some time ago both entered the Shumin Daily to work, Cheng Biyao chose to sit in the office to do editorial work, and Wang Yanan chose to work as a reporter more hard, in this era, female reporters are still extremely rare, after all, the reporter's life and rest time is extremely unstable, maybe sometimes the rain outside has to go out to interview, Wang Yanan chose to engage in the journalist profession because he made a great determination.

Xiao Zhenlei smiled: "This female reporter, what do you have to ask?" ”

Wang Yanan's face turned red, but he quickly entered the state, and hurriedly said: "I am Wang Yanan, a reporter from the People's Daily, may I ask Lord Xiao, we all know that in fact, many ticket numbers and money banks have this so-called remote access business, that is, access in this city, take the bill of exchange and then go to the same bank number in another city to withdraw money, so that it is convenient for businessmen to carry large amounts of money, and also to conduct large-scale transactions, and at the same time, it also brings convenience to many people, so you don't have to worry about being robbed on the road with a large amount of money. What do you mean by the shortest payment period being shortened within three days within one year? Do I have to wait another three days to withdraw my money after I get to my destination with my money order? This is not as convenient as other ticket numbers and silver numbers! ”

The reporters in the audience, the bigwigs in the business circles and the onlookers all nodded when they heard this: "Yes, yes, isn't it as convenient as before?" ”

The audience immediately discussed, Xiao Zhenlei pressed his hand and smiled: "This reporter's miss misunderstood, I just said that the remote free deposit and withdrawal business does not mean this, let's put it this way, let me give an example, for example, this young lady works in Shanghai, and your family is in the capital, you have to send money back to your family every month, but it takes more than ten days or even a month to take the postal service, but it doesn't take so long to handle the remote free deposit and withdrawal business in our bank, you just need to open an account in our bank, After opening an account, you have your own account and passbook, you will put the passbook at home in Beijing, every month in Shanghai on this side of our bank deposit money in this account, your family can withdraw money in our branch in Beijing after three days, you don't need to ask someone to take it back, and you don't have to go to the post to delay more than ten days, if we open the branch abroad, the relatives on the other side of the ocean only need three days to withdraw money, this is not a great convenience for depositors? If it is a business money exchange, for example, this young lady is in Shanghai, you bought 100,000 taels of silver from your business partner, and your business partner is in the capital, of course you can't send the passbook there, for this reason, our bank has opened up a commercial remittance business, you only need to know the name of the other party's business or company here, and write the other party's name, position, company, address or business name and the other party's account number in our branch when remitting money. Your business partner will receive your money within 3 days! ”R1152