In the three months before and after, Zhang Ke successively put 1 million silver dollars into the market, and with the large-scale circulation of silver dollars, the bank also developed rapidly.

Nowadays, there are two major banks in Liaodong, one is the Daming Royal Bank, which originally handled gold and silver arbitrage, and the other is Guangfu Bank, and both banks enjoy the privilege of minting coinage.

Compared with the traditional money bank ticket number, the bank adopts the principle of interest on deposits, and you must know that the bill number is charged for keeping the silver, and the gap is reflected between the back and forth.

Of course, the bank also has a problem, that is, the silver deposited can only be silver dollars when it is withdrawn. Fortunately, after a few months, the silver dollar has built up enough credit. In particular, ordinary people liked the convenience of silver dollars, so a large amount of silver was pooled into the bank.

Banks let go of coinage, and at the same time, banks quietly began to issue a bank note. Although the silver dollar is convenient, it is not convenient to carry and calculate when it comes to thousands of transactions. At this time, a kind of bill is needed, a thin piece of paper, which can be redeemed at the bank, which is similar to the role of a silver bill.

More and more businessmen like convenient bank bills, Zhang Ke started from the single-handed plan to abolish the two yuan, the moment he issued the bank bills, it was definitely his most nervous time, life and death victory or defeat in an instant!

Whether it's a silver dollar or silver, at least there is something that has real value. And the bank bill is a colorful piece of paper to put it bluntly, if no one admits it, even if you wipe your buttocks, it will be too hard.

But this is the most critical step of credit currency, once it passes, Zhang Ke has the ability to turn stones into gold, not only the rapid development of Liaodong's industry, but also the army has a steady stream of financial resources, to put it mildly, the battle of currency is more important than the battle of ten camps.

……

"Second brother. Good news! Deng Wentong found Zhang Ke with a smile, and said as soon as they met: "This month, we issued a total of 130,000 bank bills. Merchants found it inconvenient to keep the silver dollar in their own hands, and when they traded, they had to take it to the bank to exchange it for bank bills. As a result, more and more people are no longer cashing huàn, and they directly hold bank bills and trade with each other. ”

"Young-jeong. We made it! Deng Wentong's voice suddenly rose an octave, and he had arrived on the Qinghai-Tibet Plateau, and he couldn't hold back his joy any longer.

"Everyone accepted the bank note, what does it mean, it means that we only need to take out a piece of paper and it can be used as silver! Since then, we have held mountains of gold and silver in our hands, what is the wealth of the country. What does it mean to have power in the world! The issued bank notes will not be exchanged on the same day, in fact, as long as one percent of the silver dollar is prepared to be exchanged for huàn, ninety percent more bank notes can be printed. ”

Deng Wentong originally had some financial talent, and during this time, Zhang Ke told his brother-in-law what he knew without reservation. The two of them kept discussing and exploring, and it can be said that Deng Wentong's financial vision far surpassed this era. He had already grasped the essence of credit money, and as long as he could keep it at any time, the merchants would treat the pieces of paper in their hands as real money. Banks can be sneaky. A large number of bank bills were printed, and the wealth quietly increased exponentially.

The so-called 30 percent seigniorage is more profitable than paper money. It's a difference between sesame and watermelon.

"The Jin merchants have worked hard for one or two hundred years, they only rely on the privileges of the imperial court, monopolize the salt profits, in order to accumulate great wealth, if our bank can develop rapidly, with the ability to turn stones into gold, within twenty years, or even faster, we can overpower the Jin merchants!"

Deng Wentong is definitely not lying, since the abolition of the two yuan reform, the huge profits from coinage, plus the absorption of deposited silver, the disposable currency has exceeded 5 million yuan, which is more than the military expenditure of Liaodong in a year.

And according to the current speed, more than 10 million is not far away, that is to say, the wealth at the disposal of a bank exceeds that of the Ming Dynasty, and Deng Wentong has more money in his hands than the Ministry of Shangshu!!

If you are any person, I am afraid that if you do this step, you will be full of confidence and your blood will be bursting.

"Brother-in-law, let's not be too anxious!"

Zhang Ke said with a smile: "The territory of Liaodong is small, and what can be done is only wool spinning, and the background is too poor. And the foundation of the bank is not strong enough, we must be steady! ”

"First of all, bank bills must not be printed more, one percent of the reserve is too small, and three percent must be guaranteed."

"Thirty percent? Yongzhen, you're too conservative, aren't you? ”

"No!" Zhang Ke shook his head firmly: "Brother-in-law, don't forget, whether it is Jin merchants, Hui merchants, Fujian and Zhejiang maritime merchants, they have much more absolute wealth in their hands than us, and they must guard against open guns and hidden arrows." ”

Deng Wentong's face suddenly fell, and he said in disappointment: "It's good to be steady, but those woolen factories are expanding every day. If you want a factory, a machine, and a worker, if you can't keep up with the loan, there will be problems. There are so many cities to build on the grassland, and it's all money! ”

"Brother-in-law, don't worry, can we absorb more deposits?"

"Deposit? Joke! ”

I have taken out all the silver of the tartars, and where is the silver!

"Brother-in-law, let the little brother sell it, and in another month or two, you will be able to see the difference." Zhang Ke smiled mysteriously.

……

At the turn of spring and summer, the wind brings warmth, everything grows, birds and beasts reproduce, and it is a good time for hunting. A young man with a money rat tail on his head, riding on a black horse, galloped quickly.

An object suddenly flashed out of the grass in front of him, and the boy subconsciously let go of the bowstring, and a sika deer fell to the ground in response, with an arrow inserted deep into his neck, and blood gurgled down.

The boy was so proud that he hurried over, tied the deer to the horse's tail, and dragged him out of the bushes.

"Okay, Bei Ziye is amazing, worthy of Dajin's Baturu!" Several minions flatteringly praised.

This young man is the eldest son of Huang Taiji, Haoge, who is only thirteen years old this year, and is still a young man in Daming, but as the grandson of the old slave, Haoge has participated in several battles. With a lot of energy, he has made a lot of meritorious contributions and is deeply loved by Huang Taiji.

The coated minions hurriedly untied the sika deer, and said with a smile: "Master, the deer is really fat, the minions have turned around and roasted it for you, and it is guaranteed to be delicious." ”

Hauge nodded subconsciously, but suddenly, he found a hole in the sleeve, and his face suddenly turned bad.

"Damn. This is the last one, right? ”

The minions came up to take a look, and they were dumbfounded, Haoge's dress was made of the finest makeup and satin, or after the capture of Liaoyang, Huang Taiji found it from the treasury, there were less than a hundred horses, and Haoge only got a few horses.

After making clothes, they are radiant, and Hauge likes them very much. Wear it anytime, it won't be long. There are stained ones, there are damaged ones, and for now this is the last one.

"Master, don't panic, the slave will go back and sew it for you, to ensure that it is seamless, and you can't see it......"

"Fart! If it's broken, it's broken, can it still be sewn well? ”

Another servant hurriedly said, "Master, he is full of feces and wants me to talk about it." Just now, Lord Belle gave you a few more pieces of cloth and made a few more pieces. ”

"Shit!"

Haug flicked his whip and slapped the minion in the mouth, breaking his flesh. His lips were covered with blood. This guy didn't dare to hide, so he could only stand upright.

"The master spares his life, the master spares his life!"

"Hmph, idiot. The materials sent by Ama are all from North Korea, which look bright and look like goods. Like the people in North Korea, it is useless! Damn, can the Han people weave the best cloth in this world! ”

The more Hauge thought about it, the more angry he became, he flew on the war horse, and he didn't even want the prey, and he huffed back to the mansion. With his anger, he entered the house and became even more angry.

When he first entered Shenyang, he chose a courtyard of a wealthy Han merchant, which was beautifully decorated and furnished, which was like a fairyland on earth. But this house is also favored by another person, that is, Hauge's uncle Dorgon!

Relying on the favor of wild boar skins, the mansion was returned to Dolgon.

The furnishings used in Hauge's current mansion were all stolen from another eunuch's house, and many of them were damaged, but even so, they were better than the craftsmen of Daikin. Originally, Huang Taiji promised Haoge to buy him a brand new set of utensils.

But Zhang Ke's power stretched out to the grassland, and the smuggling activities of the Jin merchants almost stopped, and it was useless to hold ten thousand taels of gold in his hand at this moment, so he could only face a dilapidated house!

"Bastard, bastard!"

Hauge was so angry that he drew his saber and slashed at the furnishings in the room, shattering the table of the Eight Immortals, smashing the mahogany chairs, smashing the vases, tearing the calligraphy and paintings, and even the carpet to pieces.

When he had vented enough, Hauge was dumbfounded, the residence was simply a virtue like a kennel, what should I do? He was so anxious that he scratched his ears and cheeks.

"Master, master, slave begging to see!"

As soon as I heard the voice, it was my henchman Deshan who came.

"Come in!"

"Huh!" A man in his thirties ran in, still holding a delicate box in his hand. When I saw the mess all over the ground, I was shocked.

"Master, what's going on?"

Haoge pursed his lips and said angrily: "Why, Lao Tzu was smashed if he didn't like it, do you still want to care about me?" ”

"Don't dare, don't dare, how can a slave have the guts! Smash well, smash well, the old doesn't go, the new doesn't come! ”

Hauge slapped his thigh angrily and said in frustration: "Come? How? Minggou doesn't sell us, can't we raise troops to rob us? ”

Deshan smiled: "Grab it, grab it, the master is Dajin's Baturu, the young man is promising, it's time to show his skills!" ”

"Then, then I'll go find Amma now!"

Hauge was about to get up, but Deshan smiled and said, "Don't be busy, master, look at what rare things the slave has brought you!" ”

As he spoke, Deshan opened the box, and Hauge looked at it with a flash, only to see a small yellow bottle placed inside, and he picked it up with his hand, and Hauge almost screamed.

"This, this is snuff?"

"That's right, fine and pure good!"

Hauge couldn't wait to fall into the palm of his hand, inhale hard, and let out a loud sneeze.

"Okay, that's a good thing, Tokuyama, where did you get it?"

Deshan looked around mysteriously and said in a low voice: "Master, there are a few merchants from the south, they are all good goods, not only snuff, but also furniture and silk, do you want to see it?" ”

"Why don't you want to, quickly lead the way!" Hauge couldn't wait any longer! (To be continued......)

AAA