After Zhu Youxiao inspected the glass shop, he continued to walk on the street. Walking and walking, Zhu Youxiao unconsciously walked to Nancheng.

"Childe, the liveliest market is in the west of the city, where the poor live." Tian Ergeng said to Zhu Youxiao.

"Let's take a look!" Zhu Youxiao didn't care, these prosperous scenes have long been seen in the 21 st century. He is more concerned about the lives of ordinary people.

At this time, Zhu Youxiao saw a homeless man who was starving to death on the side of the street, and couldn't help sighing. Tian Ergeng asked, "Are there many people who are starving to death this winter?" ”

"Your Majesty, there are still not many people starving to death in the capital, and there are porridge sheds at each city gate, and it is estimated that they were frozen to death." Tian Ergeng replied.

Zhu Youxiao only felt powerless when he looked at it, the taxes of the Ming Dynasty were too low, so that the imperial court did not have much money to do something to benefit the people.

Walking in the slums in the south of the city, Zhu Youxiao saw a lot of ragged people.

"These are some homeless people who have come to Beijing to beg." Tian Ergeng saw that the Son of Heaven paid special attention to these displaced people, and immediately explained on the side.

"Aren't there a lot of displaced people in the north now?" Zhu Youxiao asked, Tian Ergeng nodded, "There are some disasters in the northern provinces every year, and the peasants can't afford to pay the tenant rent, so there are many abandonments. Coupled with the multiplication of the population, everyone has less and less land, and as long as they encounter disasters, they are basically fleeing a large area. ”

In the previous Wanli years, people lived a very good life, and it was normal for the population to reproduce in large numbers. It's just that when the land is diluted, the individual's ability to resist disasters is even weaker.

Walking and walking, I came to Chongwen Gate again, and it was an extremely lively scene. Because this is the only passage of the canal into the city, merchants from the north and south sell goods to the capital, and many of them enter the city through the Chongwen Gate.

"You say, if you set up a checkpoint here to collect commercial taxes, wouldn't it be a daily gold fight?" Zhu Youxiao's eyes suddenly lit up, and Tian Ergeng said: "When Emperor Shenzong was still there, Chongwenmen could collect 150,000 taels of commercial taxes every year, ranking first among all the sects. ”

"So much?" Zhu Youxiao was stunned, this temptation is a bit irresistible!

"It's mainly the past businessmen who have to pay a fee of 30%, so those businessmen are miserable." Tian Ergeng said, Zhu Youxiao smiled, this is inevitable.

Although the income from collecting tolls in Chongwenmen is very attractive, it is a pity that Zhu Youxiao is still in Taoguang at this time, and this matter cannot be too urgent.

Take your time!

If you train Tengxiang Siwei first, you can confront the Donglin Party. Once he and the Donglin Party tear their faces, they must also consider the end first.

The Donglin Party is the first to poison him in the palace, even if the poison is not dead, he will definitely splash dirty water on him in the people, all kinds of absurd rumors of the Wanli Emperor, basically most of them are the masterpieces of the Donglin Party. The Emperor of the Apocalypse in history was also promoted by the Donglin Party as the carpenter emperor, and he also had sex with the nurse, messy or something, all kinds of faint king's basins will be deducted on his head, and then what natural disasters will be encountered**, and the responsibility will also be deducted from the emperor's head.

The imperial system in the 21st century has completely declined, because the emperor is the target of the public, the higher the status, the greater the responsibility, once something goes wrong with the country, it will be inexplicably attacked. Therefore, the rulers of later generations are basically invisible capitalists.

Zhu Youxiao is now the emperor, capitalism sprouted at the end of the Ming Dynasty, and those businessmen are his rivals! Judging from the law of historical development, once capitalism sprouts, it will try its best to gain dominance, and the emperor is the first obstacle in front of them.

The demise of the Ming Dynasty was entirely the result of this group of businessmen frantically digging into the corners of the country. As a result, the house was dug down, and the capitalists in Jiangnan were also crushed to death.

For the time being, let's look for some profitable deals! The tax collection thing is two more years away.

But what is the most profitable business?

Zhu Youxiao didn't know much about the economy of this era, so he decided to take a second look, so Zhu Youxiao began to wander around the bustling commercial streets of Beijing.

Suddenly, Zhu Youxiao saw a Shanxi ticket number on the side of the street, and his eyes suddenly lit up.

"Pig head! I didn't expect that, of course, the most profitable bank is! Zhu Youxiao slapped his brain, what industry is the most profitable in the world? That, of course, is the financial industry.

Finance requires banks, which can not only raise funds, but also lend and invest, and print money, which is definitely a super weapon.

There's no money to raise!

Thinking of this, Zhu Youxiao waved his hand excitedly: "Go back to the palace immediately." ”

Zhu Youxiao returned to the palace and immediately asked Dongchang to investigate the business of Shanxi ticket number. While planning the feasibility of establishing a bank, Zhu Youxiao soon discovered that he would inevitably need a bank if he wanted to invest in various industries.

As long as there are banks, banks can control various industries. At the same time, banks can also raise funds, and the financial pressure on investment is less.

The difficulty of setting up a bank is also very small, and the core of the bank is credit.

In Daming, the royal family should be trustworthy enough, right? With the royal credit as a guarantee, plus the deposit can get interest, it should be able to absorb a lot of idle funds from the private sector.

Once you have the money, it's time to invest.

Dongchang investigated outside for two days, gradually found out the business of Shanxi ticket numbers, and returned to the palace to report to the emperor. Zhu Youxiao took the Shanxi ticket number business recorded by the East Factory and looked at it.

Shanxi ticket number This is the largest ticket number in the country, these Shanxi ticket numbers are naturally not all one, Daming has a total of more than a dozen Shanxi ticket numbers.

The business of these Shanxi ticket numbers is mainly for long-distance trafficking business activities, people can deposit money into the Shanxi ticket number, and then get a silver ticket, which can be taken to other places. This avoids the embarrassing problem of having to carry large amounts of silver.

Zhu Youxiao found that although these Shanxi ticket numbers are only traditional money banks, their functions are not so mature compared to banks. However, a large enough network has been formed, and it is obviously unrealistic to compete with these Shanxi ticket numbers on large commercial deposits.

So to open a bank, you must first target those idle funds.

Zhu Youxiao suddenly thought of the deeds of Chen Guangfu, a famous banker in modern times, who made money in modern times, coupled with the Lin family of a foreign-funded bank, in such a strong competitive environment, Chen Guangfu created a banking system of 'opening an account with one yuan', and absorbed a large amount of private funds, so that his bank continued to grow.

It is not necessary to have too strong technological conditions to open a bank, and there are no electronic devices in modern times, so banks can also be opened in the Ming Dynasty. PS: Let's collect another wave! It would be nice to have some referral votes.