744. Government loans
In the next few days, Li Chengqian didn't have the energy to find Jingwen's bad luck at all. And Li Chengqian is now going to hurry up the layout, hoping that after waiting for his two younger brothers to come back, he can make a good deployment of the situation so that he can grasp the huge advantage. Although Li Chengqian was very annoyed with Jingwen who recalled his two younger brothers. But he quickly figured it out that his primary target was not Jingwen, but his two younger brothers, so he immediately gave up the idea of finding Jingwen's bad luck and directly prepared to deal with the idea of the two younger brothers.
And Jingwen began to enjoy a few days of leisure, and then Cui Ying actually came. Cui Ying is now the actual manager of the bank, and now her authority is still relatively large, and she doesn't use it to find Jingwen for general things. And now that she has found Jingwen, An shows that she still has more important things. And Cui Ying is also one of the women in Jingwen's internal designation, so the servants in the house also took the initiative to let Cui Ying in without making the so-called report.
"Miss Cui Ying, do you have something to do?" Jingwen asked.
And Cui Ying immediately said: "According to the news from Luoyang, the county order of Mengjin County in Luoyang wants to take out a loan, and it is in the name of the government. However, because the people in the Luoyang branch had not experienced the loan from the government, they did not dare to make an arbitrary decision, so they sent someone to ask our headquarters. ”
Hearing that the government of Mengjin County asked for a loan, Jingwen was a little hesitant. Because since ancient times, dealing with the government has been a dangerous game. Although it is hot, Jingwen is also an official, and under normal circumstances, he will not be afraid that ordinary low-level officials will not repay the loan. But officialdom is officialdom, business is business, and don't collude with each other. And now that the government is coming to take out loans, this is a very hesitant thing. Not to mention ancient times, even in the era of democratic republics in later generations, many businessmen were very careful about lending money to the government, and even doing business with the government. If the government fails to repay its debts, the loss will be huge.
And the ancient government. The power is even greater, and if they refuse to repay the loan, then I am afraid that the businessman really has nowhere to say. What's more, in ancient times, the government and officials protected each other strictly, and the government had the right to interpret the law, and they could find a legal basis for themselves at any time. When the time comes, who knows if they will repay the loan? Moreover, there is another important question, bank loans are guaranteed by mortgages, but what does the government use as a guarantee in this era? this era. What can the government vouch for?
And if you borrow money without their guarantees, then I am afraid that the next loans from the local government will also come one after another, and then you will not be able to borrow enough. Therefore, even if it is a government loan, it must be secured or guaranteed, otherwise it will not be able to bear the loan needs of these governments. When the time comes, once the debts of the government become bad debts, bad debts, or even dead debts, then I am afraid that ordinary businessmen will still want to go to the government to get back? this era. There is simply no way for ordinary businessmen to oppose the government, at least not yet. In case the government is a scoundrel and directly repays the debt, then you have no good way.
Although when the time comes, Jingwen can let his official status force the following to repay the loan. But that's not good. After all, this is also under pressure from the government, and it is not a normal business code. Therefore, it is no wonder that those people in the Luoyang branch do not dare to lend, this is the official government!
If it's an ordinary businessman. It would have been possible for them to pledge their property and then lend it to them. And ordinary businessmen can't go against the entire behemoth of the bank, so they don't dare not pay it back. But the government also has a background. After all, the state led by the entire government system, even the banks may not be able to resist.
"Jingwen, do you want to lend them money?" Cui Ying asked.
Jingwen thought for a moment and said, "It's a little difficult!" At this time, there is no one to supervise, and the government can pay the bills at any time, do you want me to come forward every time? So, this one should be seriously considered. However, sooner or later, we will have to take this step, and it is worth thinking seriously about how to do it. ”
Jingwen knew that sooner or later he would have to borrow money from the government. In fact, historically, one of the important reasons why foreign consortia have been able to control the government economy is that they have to borrow money from those governments. And when the pressure on the government to borrow is huge, when the pressure on them to repay is too great to repay on time. Inevitably, they have to give some benefits to the businessmen, and the businessmen then get greater benefits through these special interests, and then give loans to the government. Even, in the end, it is possible to control the central bank of the government, and then control the entire economy.
Of course, in the case of China, I'm afraid it's easier to accomplish this step. Because China has lacked financial talent since ancient times, the economy is more likely to be controlled. And those economies have been charged, and I'm afraid those officials can't predict what the consequences will be. So, in fact, in China, it is easier to control the economy in a certain way. And when the government wants to clean up Jingwen, it will not be easy, because at that time they have been completely blended together, and if they insist on cleaning up Jingwen, they are cutting their own flesh and bloodletting.
Jingwen knew that the first step was to borrow money from the government, and then gradually use these debts to let them give more economic rights. But this loan is also exquisite, and now Jingwen's bank is not strong enough, so you must be careful when playing this game. If you accidentally crash, I'm afraid it's very dangerous. It's like boiling a frog in warm water, you can take it slowly, don't overdo it. If the stimulus is overdone, the person will resist immediately, and you will not be able to control their economy.
"How to play? Can you stop playing off-line? Jingwen began to bang on the table, obviously this is also a very brain-intensive thing.
And Cui Ying is a little inexplicable, because either agree or not, is there anything that can't be done? Cui Ying just can't figure it out, if Jingwen thinks that this matter is too risky, then he can not borrow at all! Anyway, if you don't want to borrow, can people blackmail you? But Jingwen's appearance seems to be looking forward and backward, which makes Cui Ying a little puzzled.
Just then, a servant came.
"Master, there is a Ma Zhou who claims to be your old subordinate asking to see you!" A servant said.
"Oh? Ma Zhou, please! Jingwen said.
Jingwen didn't think about it for a while, let's meet this Ma Zhou first. (To be continued......)