"You don't want to ask Yan Juzheng, Chu Xuan and others to speak, and you don't want to take money from Splendid Villa and Wangjiang Tower, and don't go to loan sharks, is there any other way?" Liu Yuanyuan pouted and said: "Besides, the statement of usury is not quite correct, Qianzhuang also opens the door to do business, I think you Mr. Qin Da is famous in Jiangling, and it is not impossible for Qianzhuang not to charge you interest." ”

"Don't say that I haven't dealt with Qian Zhuang, even if I am their own father, it is impossible for them to open the back door for me when it comes to the issue of silver." Qin Baichuan scratched his head vigorously, he didn't think about the method of going to the money bank to borrow usury, Da Song This place, the loan interest is too high! For example, if you borrow 100 taels of silver from the bank, the interest will be 10 taels for one month, and 11 taels for the next month.

"In the past, Huitong Bank really wouldn't open the back door for you, but now it's different." Liu Yuanyuan snickered: "Let me tell you the truth, this time it is not us who go to Huitong Bank, but Huitong Bank took the initiative to find Yu Qingwu and asked her to match you and meet you." ”

"What's the situation?" The more Qin Baichuan listened, the more confused he became, in his cognition, Huitong Qianzhuang has been around for a long time, probably existed for at least fifty or sixty years, which shows its great origin. Don't look at Qin Baichuan's recent prosperity in Jiangling, but compared to Huitong, it is really a small thing. Qin Baichuan really couldn't think of a suitable reason, what did a behemoth like Huitong Qianzhuang do to him?

"Huitong Qianzhuang has existed as early as the previous dynasty, and I don't know how big the power behind it is, I only know that the Da Song land compensation was paid back then, and every time Huitong Qianzhuang came forward, even if it was the emperor, he had to give them some face. In recent years, the emperor's wings have gradually sharpened, and Huitong Qianzhuang has been somewhat restrained, but it is no exaggeration to say that Huitong Qianzhuang still holds the lifeblood of Da Song. ”

"I was surprised at first that they took the initiative to find you this time, but it makes sense when you think about it." Liu Yuanyuan explained: "Didn't you give some advice to Lord Lu? Let Lord Lu set up a business alliance, collect the deposit, and then gather the deposit to open a bank? Lord Lu seems to have reported this suggestion to the emperor, although the emperor has not made a decision for a long time, but he is afraid that Huitong Qianzhuang has already received the news. I think they're just talking to you about it. ”

"What's negotiable? One is a state-owned bank and the other is a commercial bank, and there is no conflict. Qin Baichuan breathed a sigh of relief.

I haven't heard of any state-owned and commercial business, but Liu Yuanyuan can probably guess what Qin Baichuan means, shook her head slightly, and said: "It's not that you said that, since ancient times, peers have been enemies, and Huitong Money Village has monopolized the entire Dasong Money Village business, and the imperial court intervened like this, thinking that they were aware of the crisis, and maybe they wanted to find you to understand the situation." ”

"That Huitong Qianzhuang thinks too highly of me, I am only responsible for giving opinions, as for whether to implement it is a matter for Lord Lu and the emperor." Qin Baichuan shrugged his shoulders irresponsibly: "By the way, you just said that the people from Huitong Money Bank found Yu Qingwu?" Second, does the girl have anything to do with Huitong Bank? ”

"You don't know." Liu Yuanyuan said unhurriedly: "Actually, Yu Qingwu's father was also a general of the previous dynasty, although he was not all the way with the Yue family's army, he was also famous. When the previous dynasty was turbulent, General Yu had a good relationship with Tang Yuanwai of Huitong Qianzhuang, and later General Yu died on the battlefield, but Tang Yuanwai recommended it, and Yu Qingwu found an official position as a bloody guard. ”

"It's kind of interesting." Qin Baichuan didn't dwell on the question of light dance, but frowned and said: "Yuanyuan, if according to what you said, every move of Huitong Qianzhuang involves the lifeblood of Da Song, then it seems that such a giant force has not received the attention of others?" For example, the emperor, the king of martial arts, and the king of righteousness, do not plan to pull Huitong Qianzhuang into their camp? ”

"They should all covet this piece of fat, but I guess no one dares to do it, right?" Liu Yuanyuan's voice was also a little uncertain: "According to my guess, Huitong Qianzhuang not only has a certain background in the Dasong Dynasty, but is likely to have connections with the Great True Kingdom and the Great Silver Kingdom. Anyway, Huitong Qianzhuang has not done anything to harm the interests of Dasong over the years, and the emperor can only let it go, as for whether King Wu and King Yi have contacted Huitong Qianzhuang in private, I don't know, and I can't guess. ”

Qin Baichuan rubbed his temples, Huitong Qianzhuang only had a semicolon in Jiangling, so Qin Baichuan didn't pay too much attention to it before, and it was only after Liu Yuanyuan said this that it attracted his attention. Liu Yuanyuan saw that Qin Baichuan was silent, and said with a smile: "Actually, you don't have to worry about the relationship between Huitong Qianzhuang and the royal family, our purpose is also very simple, it is nothing more than borrowing 100,000 taels of silver, it shouldn't be too difficult." ”

"One hundred thousand taels...... Pretty much. Qin Baichuan sighed: "First pay back what is owed as strict as jade, and then save the remaining 50,000 taels of flowers, which should be enough to run away." ”

"By the way, if you don't say Yan Ruyu, I forgot." Liu Yuanyuan suddenly said: "In fact, the operation mode of Huitong Money Village is similar to our Wangjiang Tower, and it was jointly funded by several people at the earliest, and Master Yan is one of them. ”

"Master Yan of Anyang?" Qin Baichuan was a little surprised.

"Of course!" Liu Yuanyuan said firmly: "Think about it, Yan Dagongzi spends money like flowing water all day long, Yan Ruyu spends hundreds of thousands of taels at every turn, and Master Yan has been doing charity for many years, if it weren't for the dividends of Huitong Bank, how could they hold on?" I have taken Yan Ruyu's words, and it seems that Master Yan does not have many shares, about 20 percent...... Tsk, about 20% of the silver will be endless, what do you say Tang Yuan has become rich? ”

"I regret it a little." Qin Baichuan was silent for a moment, and suddenly said.

"Regrets? What do you regret? Liu Yuanyuan didn't quite understand.

"I regret that I shouldn't tell Master Lu about the suggestion to open a bank." Qin Baichuan beat his head and said depressedly: "I have heard before that letting money make money is the most time-saving and labor-saving shortcut to making a fortune, but I don't know much about finance, and I don't know how to operate at all, so I chose to do business hard." If I had realized this earlier, I would have pooled all my money and opened my own bank, and I am afraid that I would not have to worry about silver now. ”

"The truth is indeed such a truth, but opening a money bank without hundreds of thousands of taels of silver is untenable. In the past, you couldn't make up all this money, and even if you did, you didn't know Master Lu at that time, and you didn't have any connections in the officialdom, so you couldn't do anything at all. Liu Yuanyuan comforted: "If you really want to do it, it's better to have a good relationship with Huitong Money Village first, and the future will be long!" ”

Qin Baichuan didn't say anything, and seriously thought about the business that modern banks can carry out and the profit model related to finance in his mind. Unfortunately, he Qin Baichuan was born in Chinese and studied crosstalk for two years, except for using ATM to withdraw money and deposit, he really can't think of any fame.

"When we arrived, the Tang family's adviser asked us to meet here." The carriage marched into the main city and stopped at the gate of the drunken Xiao Tower, and Liu Yuanyuan and Qin Baichuan got off the carriage one after another. Qin Baichuan glanced at it, although it was not a meal now, but in the past, there were at least a dozen tables of guests in Zuixiaolou at this time, but today Zuixiaolou was cleaned up, and there was no one in it.

Qin Baichuan realized that Zuixiaolou might have been chartered today. Tsk, Qin Baichuan grinned, the dishes in Zuixiaolou are not cheap, and a single charter will cost at least a thousand taels of silver, isn't it just a meal, as for such a waste? Of course, from the small move of Huitong Bank, it also shows at least one problem, people are not bad at all.

Liu Yuanyuan explained her intention to the shopkeeper, and the shopkeeper suddenly smiled and hugged her fist at Qin Baichuan: "This is Mr. Qin Baichuan Qin, who is famous in Jiangling, right?" Hurry up, hurry up, please, the person in Huitong Money Bank has been waiting for a long time, please ...... here"

Under the beckoning of the shopkeeper, Qin Baichuan and Liu Yuanyuan entered the Zuixiao Tower one after another, and Ding Sanshi handed over the carriage to Xiao Er to settle down, and he also followed. The shopkeeper frowned slightly, and wanted to stop the coachman from following, but neither Qin Baichuan nor Liu Yuanyuan spoke, and he couldn't stop him.

I went up the stairs to the third floor, and stopped at the door of a private room directly opposite the door, and the shopkeeper knocked on the door and said with a smile: "Steward Tang, Miss Liu and Mr. Qin have arrived." ”

"Please." A voice came from inside.

"Huh?" Qin Baichuan was slightly stunned, in his consciousness, the person who can control the behemoth of Huitong Qianzhuang should be at least a man in his forties and fifties, but the voice that came from the private room was clearly a woman's voice, judging from the voice, it seemed that the age was not too old?

Qin Baichuan didn't have time to think about it, the shopkeeper opened the door diligently, and a fragrant fragrance entered his nose, and a woman with outstanding demeanor appeared in front of Qin Baichuan's eyes. This woman is about 1.7 meters tall, with a round face, slightly obese but not bloated, wearing a purple cotton jacket with flowers, her hair is in a high bun, she is wearing a golden hairpin, and she has a rich atmosphere in her gestures.

This woman looks like she is only twenty-seven or eight years old, in the eyes of the Dasong people, she belongs to the older leftover women, but in the eyes of Qin Baichuan, she just happens to be classified as a young woman. Speaking from the heart, whether it is Qu Xi or Liu Yuanyuan, they are all rare beauties, but compared with this young woman, a girl is a girl after all, and she lacks a little charm.

"Is this Mr. Qin Baichuan Qin?" When Qin Baichuan looked at her, she was also looking at Qin Baichuan, and in the end, it was this woman who spoke first, and after Qin Baichuan nodded, she made a fortune and said with a smile: "Tang Wan, the person who talked about Huitong Qianzhuang, has seen Mr. Qin." I had heard Mr. Qin's name as early as when I was in Lin'an, but I didn't expect Mr. to be so young, and he was really a hero. ”