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The Tokugawa shogunate wanted to send the former original Edo to Zheng Kezang, which is a joke in itself, and it is important to know that the so-called "mailing" does not mean a change in ownership, but only a nominal owner, who pays a symbolic annual tribute every year according to the amount of production. Therefore, although the Edo region is one of the most economically prosperous regions in Japan, and the tax revenue can be as high as hundreds of thousands of taels a year, it is good to be able to pay one-tenth of the annual tribute to Zheng Kezang. So. Is Zheng Kezhang short of this, 20,000 taels of silver? The answer, of course, is no.

Zheng Kezang did not know how much money he had, and according to the figures reported by the manager of the inner court at the end of the twelfth year of Wucheng, the inner court occupied about 4,265,120 (Huaxia) A land alone, which was almost equivalent to the area of the whole province of Jiangnan??????

It is impossible to calculate the value of the land price of these imperial villages, and even the output of the imperial villages is as high as one million yuan every year, but this is only a small part of Zheng Kezang's wealth. In fact, because the business scope of the Inner Court Manager's Office includes transportation, maritime trade, manufacturing, mining, pawnbroking, money industry, wine inns, private mail, jewelry and silver buildings, antique sales and many other aspects, Zheng Kezhang has a huge empire, and at the same time, he has enough economic power to shape another empire.

Of course, Zheng Kezhang was wise, he had long anticipated that the wealth owned by the imperial family would grow to an incalculable level, so he stipulated early on that the imperial village should pay the land taxes normally in various places, and the imperial store should not monopolize and operate with power, so as to avoid the imperial economic problems that had occurred in the Ming and Qing dynasties, which led the country's finances to bankruptcy; And Zheng Kezhang pulled out the internal treasury from the inner court from time to time to fill the shortage of the treasury, and even the annual rewards to the old ministers, courtiers, Beijing officials, and feudal officials were also taken from the inner court accounts, and they did not need to be paid by the state finance.

It stands to reason that Zheng Kezang's actions have surpassed most of the kings who have been unable to give up their money, but there are still people who are worried and dissatisfied with the accumulation of huge wealth in the inner court.

At the beginning of the thirteenth year of Wucheng, Duzhi and Yantie jointly asked for the two major money houses of Sihai and Tonghai to be state-owned.

When the book arrived in front of Zheng Kezang, Zheng Kezhang was furious and retorted: "The operation of the money village is based on profit-making first, and if it is transferred to the government, it will not give people a handle, and let people say that the country will take the benefits of the people." ”

Zhang Riyao, Minister of the Cabinet and Minister of the Duzhi Yamen Association, reported back: "The inner court runs a money bank, and it is also suspected of competing with the people for profit. ”

Zheng Kezhang smiled angrily, and immediately announced angrily that he would sell the share capital of the two banks, and only the shares of the eleventh would be retained in the inner court in the future.

Yu Ping, the minister of the Yantie Yamen Association, therefore asked: "Can the planning department take over the shares?" ”

Zheng Kezhang gave instructions of "no permit" at the beginning, but immediately in view of the fact that the state treasury has been tight, he changed it to allow the National Treasury Department to buy one-tenth of the shares, and in addition, the provinces were allowed to raise funds to jointly buy one-tenth of the shares, and the rest were all sold to the private market.

The news that the two major money banks in Sihai and Tonghai were selling stocks to the private sector detonated the entire market, and those with a little financial resources in various localities were gearing up to seize the next share, but on the contrary, it was made clear that the three yamen and the provinces that could buy one-tenth of the shares had no movement. There is nothing strange about this matter, Ji Si actually wants to empty the gloves and the white wolf to take a big golden doll from the hands of the royal family, but it is not possible to let them spend money to buy shares, you know, the treasury has more or less saved over the years, but it is definitely not enough to buy shares of the two major money banks, as for the provinces, the same is true, the financial wealth is good, and those who count on the central financial subsidy have no money to spare this golden doll to take home.

Seeing that the advertisement for the public offering had gone out, and people from all over the country who wanted to buy stocks had also rushed to Wuchang, the planning department finally couldn't sit still, so the three ministers of the conference office discussed, and found the prime minister Ke Dingkai to make the matter clear.

In the face of the trickery of the Ji Division, Ke Dingkai, who had just received the title of Prince and Young Master, was also quite tricky. You must know that the emperor has taken two steps back in a row with reason, and he doesn't necessarily have to force it anymore, besides, although Zheng Kezhang has been a little restrained in his political skills for so many years, the prestige of the founding emperor is still there, and he will really turn his face when the time comes, and the unlucky thing is the civil service system.

It's just that there are indeed difficulties in the planning department, and the provinces can't afford to pay this money, so Ke Dingkai has no choice but to tell Zheng Kezhang the truth. Zheng Kezhang is also quite dissatisfied with the inches of the division, but the family is his own, the country is also his own, and a bowl of water must be leveled.

Therefore, after thinking about it for a long time, Zheng Kezhang made the decision to offset the stock price with the dividends of the two major banks, and stipulated that if the shares of the two major banks on the market are at a premium, the accounting department and the provinces must make up the difference in order to obtain future dividends, which is equivalent to drawing a big pie for the planning department and the provinces to only see but not eat.

As the saying goes, there are countermeasures and policies, and the planning department and the provinces quickly responded to Zheng Kezang's decision. Some of the rich provinces decided to take as much of the shares allocated to them as they could, and tried to get the poor provinces to transfer their shares at the cost of a part of the aid; The planning department decided to take out all the old bottoms, eat as much as you can, and then repay it year by year, so as to get the maximum benefit in the shortest time.

There was a lot of chaos below, and Zheng Kezhang not only didn't ask, but also added fuel to the fire. In the middle of June of the thirteenth year of Wu Cheng, one month before the sale of the shares of the two major banks, Zheng Kezhang issued an order to grant the two major banks to carry out small denominations such as one, five, and ten yuan, and stipulated that such banknotes could be used to offset taxes.

As soon as the edict was issued, the market was in an uproar, everyone remembered the treasure money of the Yuan and Ming dynasties, and there was also a wave of opposition in the Supervision Yuan, and the opposition of local officials at all levels was piled up in the courtyard of the General Administration Yuan.

In order to redeem the impact, the inner treasury was ordered to lend gold and silver worth 10 million yuan to the two major money banks for public display, and in the days when the display was displayed, the gate of the two major money houses in Wuchang was crowded, and everyone was shocked by the huge financial resources of the two big money banks.

At this time, Zheng Kezang struck while the iron was hot and instructed the Yamen Mint Department to announce that the Huaxia Imperial Court would recover small copper coins at an annual rate of 100,000 guan in the future, and paper money would replace copper coins as the main means of small payment in the future, but in order to avoid market chaos, the Huaxia government would expand the number of semi-guan and consistent silver coins year by year, and ensure that a certain number of five-guan and ten-guan gold coins would be put on the market every year, so as to gradually transition the silver-copper composite standard system to the gold-silver composite standard system.

The good news thrown out by the Chinese court once again detonated the market, and everyone could see that the two major money banks would get huge profits because of the small amount of paper money, so the competition for the shares of the two big money banks became fierce again.

On the third day of July in the thirteenth year of Wucheng, the valuation list of the two major money houses appeared in the Di newspaper and was publicly posted in various parts of Wuchang. According to this list, after the divestment of the relevant pawn and pledge businesses, Sihai Qianzhuang is valued at 11.4 million yuan for its business premises and business network, operating personnel and franchise projects, and the valuation of Tonghai Qianzhuang is slightly lower for its business in terms of sea trade, with a price of only 9.65 million yuan.

However, this is not the final valuation, on July 15, the thirteenth year of Wucheng, the Yantie Yamen established the Money Industry Division, and publicly announced the relaxation of the restrictions on the establishment of Qian Zhuang, and all individuals or groups applying for the establishment of Qian Zhuang can be allowed to set up as long as they declare to the Qian Industry Department and provide a place of business, and issue a deposit note for their deposit in Sihai Qian Zhuang or Tonghai Qian Zhuang, and Tonghai and Sihai Qian Zhuang are not directly engaged in the ticket number business, but only as the money and banknote of the money bank. The final estimate of Sihai Qianzhuang was set at 6.5 million guan, and the price of Tonghai Qianzhuang was 4.8 million guan, and the inner court, the imperial court, and the provinces kept 30% of the shares, and the rest of the shares were sold to the public at the price of 500 guan and 400 guan shares respectively.

Sihai and Tonghai Money Zhuang are no longer directly operating naturally reducing the interest of investors, but the newly established money banks need to use real money and real silver to buy paper money from Sihai and Tonghai Money Bank, but these people have changed their minds, and the purchase book of the two major money banks has also been fried to 50 yuan, which has risen tenfold.

On July 25, Sihai Qianzhuang accepted subscriptions at the Wuchang General Account, and received 10,000 subscription books on the same day, far more than the 9,100 shares that could be sold, and as of July 28, the subscription was over, and the subscription books had already exceeded 20,000 shares.

It was precisely in view of the huge profit lost by Sihai Qian Zhuang when it sold its shares, that Tonghai Qian Zhuang changed its stock sales method and sold out all 8,400 shares at an average price of 600 taels in one day by means of a Dutch-style reduced auction??????

Zheng Kezhang smiled, he made a huge profit from it, and broke it into zero, and inherited most of the business of the two major money banks with a number of new banks; Ji Si also smiled, the imperial court received a lot of taxes from the huge sales, and there were foreseeable future dividends; As for those who bought stocks, they also laughed, their investment was successful, and their property was appreciated and preserved; Those who didn't buy the shares of the two big money banks also laughed, these people obviously saw the huge money scene of investing in the bank, so they decided to start their own bank.

In order to prevent a sharp rise and fall similar to the Dutch tulip transaction, under the instructions of Zheng Kezang, the inner court soon set up the first stock exchange in Wuchang to facilitate equity trading, but there were only two stocks at first, which looked very primitive??????

To say a word more, a year later, the two major banks distributed dividends to shareholders from short-term lending income, guarantee income, banknote income, loan income and other income, with 150 taels and 90 taels per share respectively, which immediately caused the stock prices of the two stocks to rise again??????