Chapter 349: Weaving a Big Net
In the Governor's Office of Yi Feng in Shangshu Province, Liu Wenjing and Li Mi were accompanying Yi Feng to fight the landlord.
The official document for the procurement bidding has been sent, and now Yi Feng is waiting for those businessmen to come and sign up for the bidding, so he is idle instead. Idle to have nothing to do, just pull Liu Wenjing and Li Mi together to fight the landlord, since Yi Feng took out the cards when he was bored, this kind of card game quickly became popular, simple and fun, and there are a variety of ways to play, card recognition is simple, people who don't know the word can also recognize it a few times, and it is simple to carry, you can take it with you outside the home, two people, three people, four people, five people, you can also play.
Although Li Mi has just been under the Yifeng Gate for a long time, he has quickly learned to play cards, whether it is a three-person landlord or a four-person upgrade or a double buckle, he has already played six.
Yi Feng married Li Liyi, so Li Liyi's cousin Li Mi also became Yi Feng's relative, Li Changya recommended Li Mi to Yi Feng, and Yi Feng recommended Li Mi to the emperor to serve as his subordinate official in the prince's palace. In the imperial court system, many high-ranking officials and nobles had their own shogunate. Before the Sui Dynasty, these ministers who opened the government could recruit their own staff, and these recruited staff were not the same as the masters of the Qing Dynasty, and the masters recruited by Qing officials were private staff members and had no official rank. But the staff of this era are all court officials with good character and rank. However, after Yang Jian received Zen, he immediately carried out centralization, depriving local officials such as Assassin Shi of the right to recruit staff, and all official officials above the ninth rank had to be assessed and appointed by the Ministry of Officials. Correspondingly, the right to open the government of the three divisions is gone, and the right to open the government such as the prince and the chief manager is still there. However, they could not recruit officials on their own, and they kept their staff. But these officials had to be appointed by the imperial court.
Yi Feng's current official position has several sets of subordinate officials. The Youzhou Grand Governor's Mansion has a set of corresponding officials, King Zhao also has a set of Zhao Wangfu officials, and a set of officials of the Zhao Kingdom, in addition to the officials of Sikong Mansion, the officials of Yongzhou Mu, the staff of the Northern Expedition East Road Marshal's Mansion, and even the Shangzhu Kingdom has a set of subordinate officials. However, the imperial court is now controlling this aspect, Yi Feng's state officials, Sikong's government officials, Shangzhu state officials, and Yongzhou Mu's government officials. Basically, the establishment is still there, but it is all vacant. Only the officials of the Zhao Prince's Mansion, the Governor's Mansion and the Marshal of the East Road Mansion were basically complete. The subordinate officials of the Great Governor's Mansion are basically the original Governor's Mansion of Yi Feng in Huaihuang, and the officials of the Marshal Mansion of the East Road are mostly a group of officials newly appointed by the imperial court. Yi Feng's Prince's Mansion also has a complete set of subordinate officials. For these official positions, Yi Feng just recommended a group of people recruited in Beijing. The imperial court has never rejected Yi Feng's recommendation, anyway, the people he recommended were people who were not famous in the first place. In addition, although there are many subordinate officials of the royal palace. But the grade is not high, so no one is embarrassed.
Li Mi was recommended by Yi Feng as the pawn of Zhao Wangfu, and the grade of the pawn was not high. During the Northern and Southern Dynasties, at that time, the prefecture and the state used signatures to discuss affairs. The matters discussed in the previous narrative are signed by a certain official in the later book, and the prefecture is in charge of the pawn. was originally a small official who handled paperwork and had little power. After the middle of the Liu Song Dynasty, most of the young princes served as Fang Zhen, and the monarch used the close left and right of the Han people as pawns, instead of the kings to approve official affairs, and even took care of the kings' diet and daily life. This position is very similar to that of the main bookkeeper. They are all in charge of secrets, which is equivalent to the confidants of the chief officer. However, there are six grades in the main book, and there are only eight grades in the pawn sign. Li Mi was originally a six-rank guard in the personal guard, and he also had the title of a county duke. However, although Yi Feng admired Li Mi in history, after all, it was Li Mi more than ten years later in history, and Li Mi at this time was just a fledgling son. Yi Feng didn't want to give him such an important position as the master bookkeeper as soon as he came, so he first gave him a pawn from the eighth grade, saying that it was important and important.
He originally thought that Li Mi was an arrogant person, maybe he would not be able to accept such a petty official, but he didn't expect Li Mi to be picky, and he happily took over this position. In the current situation, Li Mi, the pawn, has become Yi Feng's secretary, and he likes it very much. Liu Wenjing has already passed the inspection period, and was recommended by Yi Feng to serve as the chief secretary of Zhao Wangfu, although the responsibilities are similar to Li Mi, but Li Mi is the secretary, and Liu Wenjing is the secretary general.
"Rocket liftoff!" Yi Feng threw out two kings, and then threw out the last one of the juniors, laughing very happily.
Although Li Mi and Liu Wenjing did not release the water, they were helpless to defeat Yi Feng and caught two kings and three twos, which was ugly, but Li Mi just sent a bomb, which made Liu Wenjing sigh and pick at the rope for a long time before taking out the money bag.
"Three points and two bombs, twelve silver coins per person, pay for it quickly."
"Oh, I'm not lucky today, I'm following King Zhao to do things, and I haven't received my salary yet, so I've given a month's salary first." Liu Wenjing sighed.
Li Mi took out the money very happily, "Master Liu, you are too picky, can you still be poor with only twelve silver coins?" ”
"I'm a poor man, I just deposited that little bit of belongings in Daxing Bank yesterday and waited for interest, but today I lost a few cards." Liu Wenjing sighed, "I'm not like you Li Gongzi, not only do I have a strong family inheritance, but also the monthly income from this title can be my salary for a few years." I quickly deposited hundreds of spare money in the bank to make profits, but you directly threw 100,000 yuan into the bank as a shareholder, can we compare. ”
Li Mi pushed the twelve silver coins in front of Yi Feng, turned his head to Liu Wenjing and said: "Hey, don't talk about Master Liu, I just sent all my net worth to the bank to get some shares, and as a result, King Zhao here made a suggestion to His Majesty, and the imperial court will levy an additional five percent business tax on the bank in the future. ”
Liu Wenjing also sighed, "Hey, you are a shareholder of the bank, and you still make a lot of money by paying 5% business tax." I just deposited 100 yuan in the bank, and I can only have four yuan of interest after saving it for a year, but didn't King Zhao also make a proposal to the imperial court to let the imperial court levy interest tax on bank depositors. Your business tax is only 5 percent, but my interest tax is 20 percent. There is no threshold yet, so you have to pay as much as you want. Four profits in one year. In the end, I had to pay 800 yuan in interest. Just now this card lost twelve silver coins, and 1,200 wen is gone. In the blink of an eye, it was gone. ”
Yi Feng saw that these two guys were singing and harmonizing, and smiled angrily: "Which of you two guys is not the master of the family, but the shouting is loud." Dharma Master, you said that you, 100,000 yuan invested in the bank, this is only a part of the cash in your hand, your Pushan County Mansion grange shops are not young and old, and even if the bank has to pay business tax now, you can still have a lot of income a year if you invest 100,000 yuan in the bank. It's not that you don't know. Now if you want to take a stake in the bank, you have no chance even if you have money, and you can't find a mountain temple with a pig's head. As for Zhaoren, you are embarrassed to say that you have 100 yuan in the bank? It's 10,000, right? This 10,000 yuan a year is 400 yuan just to collect interest, and there are 320 yuan to pay 80 yuan in interest tax, which is 320,000 copper coins. I haven't given advice to His Majesty yet. Let the majesty start to levy personal income tax. ”
Yi Feng said with a smile while shuffling the cards, this is the case in this era, ordinary people run for two meals a day, and three meals a day is a luxury. And those wealthy families have huge fortunes. I usually keep buying land and buying properties. The gold and silver were dug through the cellars and stored in the ground. This time, Daxing Bank was opened in Beijing and raised capital three times before and after. Those big families came to buy shares, and the least was 100,000 yuan. I can't take it if it's less than 100,000. The first two times I raised capital, I easily raised a principal of 5 million. And this time after the Ministry of Civil Affairs signed a loan contract with Daxing Bank, there were more wealthy nobles in Beijing who were vying to come to the shares, pulling a cart of real money to come, Yi Feng had to temporarily convene a general meeting of shareholders, and finally agreed to expand the shares for the third time, just three days, people who came to join the shares were endless, three days, and finally Yi Feng only chose 30 new shareholders to join, but they brought 5 million strong capital, so that the total capital invested by Daxing Bank now reached 10 million. With such a large amount of capital entered, the 5 million loans paid by Daxing Bank to the Ministry of Civil Affairs were directly paid in full to the Ministry of Civil Affairs without even having to be borrowed from the head office and other branches. Li Mi is also one of the 30 new shareholders who joined the company a few days ago, investing 100,000 yuan, but he is the one with the least capital contribution among these new shareholders.
There are so many rich people in Jingshi, and it really opened Yi Feng's eyes, the court has no money to fight, but those big families have thousands of dollars or even millions of dollars.
"Why did you take the initiative to propose this interest tax and business tax to the imperial court?" Li Mi finally couldn't help but ask, in his opinion, Yi Feng is the largest shareholder of the bank, and doing so is obviously not in line with his own interests.
"There is a give-and-take, the emerging industry of banking, the interests are so big, do you really think no one covets it? If we don't take the initiative to hand over a part of the proceeds to the imperial court, do you really think we can do it for a long time? ”
Li Mi nodded again and again: "I understand!" ”
Liu Wenjing said enviously on the side, "I really want to be able to participate in a share, but unfortunately the capital is insufficient." ”
Yi Feng said while holding the cards: "If you really have this idea, it is not without a chance, at present, the bank is expanding to the states, according to the bank's development plan, it is to set up a branch in each state, and even in the future, a branch can be set up in each county, and the bank network will be all over the world." You can invest your money in other branches that are going to be opened, and even if it is 10,000 yuan for a new branch outside of Gyeonggi, it is enough to take a lot of shares. Even if the income is not as good as that of big cities such as Beijing, Luoyang, Yangzhou, etc., it is still a very good investment. ”
When Liu Wenjing heard this, she couldn't sit still, "Yes, why didn't I think of it, I'll go and see when I go back." ”
Li Mi also asked at this time: "Participating in politics, I just invested in Daxing Bank, can I still invest in other newly opened branches?" ”
"Of course, as long as you have money, I don't think that's a problem." Yifeng's banking model is engaged in the form of joining interlocking, although the head office and the branches have business dealings, but also independently calculate the cost and profit, the head office occupies a certain share of the branch, but does not pursue the majority of shares. Yifeng does not mind more shareholders investing in branches, the more people who join the shares, the faster the bank can promote its business to more places, and the ultimate goal is to seize the opportunity to weave a huge banking network. Yi Feng just wants the control of this big net, and as for the shareholders to invest and share benefits, he has no objection at all. Of course, there are still some conditions for wanting to buy shares, in addition to having money, you must also be a local prestige person, and such shareholders are absorbed into it, which is the most helpful for the entire network. Li Mimo, a wealthy family with wealth and status, such a core family of Guanlong Group is willing to join, he naturally welcomes it, the more such people, the better. (To be continued......)