May 1, 1641

Influenced by the old world, the travelers have become accustomed to the arrival of the May Day holiday, and after more than 20 days of the Qingming Festival, the factories in the entire Manchester City ushered in the first May Day.

In order to celebrate the arrival of May Day, the heads of various factories and government departments are ready to jointly hold a celebration party, so that Xinyi can integrate into the Australian family more quickly.

According to the old world tradition that comes through the public, the May Day holiday must be a good time to travel and travel, in this seven-day holiday, various businesses and travel companies will launch a variety of discount activities, inheriting the tradition of the old world through the merchants, in order to celebrate the arrival of the May Day holiday has also launched a variety of discount promotions.

In addition to the discount promotion of various foods, there are also discount promotions for mirror glassware, a palm-sized mirror, only one hundred yuan, the workers working in the glass factory know that a hundred yuan is definitely not expensive, it is the same style and color, if it is exported to Batavia, at least a few thousand taels of silver is absolutely impossible to buy.

In addition to mirrors, which are expensive items that are exported to earn foreign exchange, are sold cheaply in Australia, there are also various export ironware that is so cheap in Australia that it is surprising, and even some guys think that these things are so cheap in Australia, even if they buy them for zero and then ship them to Batavia to sell, they don't know how much profit they make.

Although some shrewd immigrants have such thoughts, but then they inquired and learned that all exported materials are sold through the Ministry of Foreign Trade's unified pricing, and individuals can leave Australia with a mirror at most, but they must ensure that they are not used for reselling, and they must also be registered at the port and pay a deposit of not less than 10,000 taels of silver.

This system essentially puts an end to the reselling of export materials by individuals, so as to effectively ensure that the price of the mirror has been under the control of the Australian government, and 10,000 taels of silver is definitely a lot of money for the current Australian newcomers, astronomical existence.

Although most of the immigrants live a good life, as long as they go to work every day, they can eat lunch and dinner provided by the old men of the owner, and some subsidies such as shopping coupons will be issued during the holidays, but the surplus money in their hands is definitely not much, although the average monthly salary of each worker is about 30 yuan, but every month the bank will also deduct part of the resettlement expenses from their income.

The standard of deduction depends on each person's situation, the more children in the family, the less the deduction will be, and the longer the number of years, and the more interest to be repaid, although the Australians provide this novel way of borrowing, it seems that everyone can enjoy some material in advance without money, but the careful Ming immigrants quickly calculated an account, assuming that they borrowed 100 yuan, the interest to be repaid every month is 15 yuan, a year is 180 yuan, although it is not much, but ten years is 1800 yuan.

After a preliminary understanding of the exchange of one yuan for one tael of silver in Australia, the immigrants began to try their best to save money to repay their debts, and the repayment period contract for the resettlement fee issued by the Bank of Manchester City was ten years, and now the immigrants who understand that they will spend an extra 1,800 taels of silver in the next ten years are distressed.

Closer to the east of Manchester, more than a dozen villas have been built, combining Eastern and Western design styles, and a five-storey residential complex. A few days ago, immigrants who had applied for housing loans in advance had moved into dormitories after leaving their temporary shacks.

A two-bedroom and two-living room is about 100 yuan per square meter, and according to the price of 70 square meters per house, the purchase of a house plus the real estate certificate and tax is about 7,050.

Compared with the current average monthly salary of 30 yuan, such a house worth more than 7,000 yuan is definitely a bit high, and the total amount of a house with principal plus interest is close to 12,000, and ordinary people dare not buy it at all.

Now the people who live in the new house, except for some special skilled workers, are immigrants with additional allowances every month, and for such a house, they only need to upgrade a little and work until retirement, and basically pay off the loan.

Uncle Lao Gen is one of these immigrants with special allowances, not long after the Yumei incident, Uncle Lao Gen because of his high influence among the new immigrants, has been hired by the executive committee as the director of the community neighborhood committee, and the main responsibility is usually to be responsible for collecting all kinds of problems encountered by the new immigrants, and then summarize them to the civil government to be handled by the executive committee, so Uncle Lao Gen is not only a carpenter in the factory, but also a government worker.

On holidays like today, Uncle Lao Gen has to go down to the homes of the new immigrants to greet them according to the rules. Usually on Saturdays and Sundays, Uncle Gen will go to each house to pull some household chores, today is the first day of May Day, and he goes to the house in the resettlement area in the north as usual.

Knocking on the door of an immigrant brought back during the trial voyage of the Mermaid, he greeted the man who opened the door cordially: Xiao Yan, the children are all at home, today is May Day, why don't you take the children to the supermarket and the square to stroll, Uncle Lao Gen saw two five or six-year-old children sitting at a simple table in the room.

"Lord Gen, please come in, the humble house is simple, you sit, I'll go and boil water for you to drink," Xiao Yan's daughter-in-law Yuqiu was much more enthusiastic than him, and immediately let Uncle Gen sit, and said that this would be boiled water.

"Yuqiu, don't call me an old man or anything, I am the director of a community neighborhood committee, but I can't afford to be an adult, this time I came to visit your house because you are new immigrants, so come here to learn some information and see if you need help from the government."

"Lord Gen, you are too polite, I have heard that the residents of our area are in charge of all matters in your hands, you are not an adult, who is an adult." Mrs. Xiao said with a smile.

"Well, let's talk about your situation, Xiao Yan, look at your sad face, what is going on?" Xiao Yan, who didn't talk much, knew anything by looking at his face.

When Xiao Yan and his wife heard Uncle Gen ask, the two looked at each other, and finally Xiao Yan opened his mouth, and he didn't call Uncle Gen but Uncle Gen.

"Uncle Gen, you said that this mother-in-law has just eaten a few days, and she is thinking about taking out a loan to buy a house, how expensive that house is, I only have 20 yuan to work in a factory, which is barely enough for a family to eat, if this is a loan to buy a house, the family will drink the northwest wind."

"Hmph, you are a rigid man, it will be expensive after you don't buy it now, you are saying that your salary will rise every year, and I am afraid that I will not be able to pay it back, I will go to work in the garment factory this month, and I am afraid that the wages of the two will not be able to pay it together."

The conversation between the couple made Uncle Lao Gen understand why Xiao Yan was sad, it turned out that he was buying a house.

"It turned out to be for this, Xiao Yan, it's not Uncle Gen who said you, your daughter-in-law is absolutely right about this, your current salary of 20 yuan a month will rise if you pass the skill test. In addition, your daughter-in-law's salary in the garment factory is not a problem for a house, and your two children are also five or six years old, so it is indeed a little inappropriate for your family to be crammed into this house. ”

"Look, Uncle Gen has said it, you are a rigid man who just doesn't know how to be flexible, and you won't live a good life." Xiao Yan's wife complained at this time.

"Uncle Gen, do you really think this house should be bought," Xiao Yan asked Uncle Gen's opinion again, and he still trusted this Uncle Gen, who was in the same township as him.

"Of course you can buy it, you can also get a part of the subsidy if you buy it now, I heard that the interest rate on the loan will rise next year, and then you will borrow the same amount of money, and the interest will be more than this year, do you say you should buy it." Uncle Lao Gen revealed the news he overheard to Xiao Yan and asked him to buy it with confidence.

"Okay, let's buy this house." Xiao Yan finally made a decision, and his daughter-in-law Yuqiu also showed a smiling face.