The Ming Dynasty issued treasure banknotes from the year of Hongwu, one foot high, six inches wide, made of mulberry paper, is the largest banknote in the world. At first, the treasure banknote was quite strong, with the indiscriminate issuance of banknotes, the banknote law collapsed, and the Ming treasure banknote became a waste worse than the butt paper, and in the Zhengde period, the Ming Dynasty stopped issuing it.

There is no doubt that the Daming treasure banknote is not a successful banknote, but from the issuance of the Daming treasure banknote, some smart people still get a glimpse of the benefits of the banknote. Especially in recent years, with Zhang Ke's abolition of the two yuan in Liaodong and the opening of the sea in the southeast, commerce and trade have been unprecedentedly prosperous, and trade has been frequently traded, which has given rise to a strong demand for finance.

Fan Yongdou has also been thinking about this problem, when Zhang Ke said that he wanted to establish a national bank, and also let each yamen set up special accounts in the bank, he suddenly became enlightened, and the problem that he had been thinking about for many years finally had an answer.

The door to unprecedented wealth was opening, and Fan Yongdou trembled with excitement, even forgetting about hunger.

He even regretted it a little, if Zhang Ke had said it earlier, would he have taken the risk of doing it right with Zhang Ke, maybe the two sides would have shook hands and joined hands to do this big thing that is comparable to opening the world!

Looking at Fan Yongdou's excited expression, Zhang Ke sneered secretly, Fan Yongdou must be able to understand his plan, but unfortunately, Zhang Ke wants to use the power of Jin Shang, but he will never be held hostage by Jin Shang. Not to mention that they must be held accountable for the sins they have done!

"Fan Yongdou, what do you think of this king's vision?"

"The heavens are wise and incomparable!" Fan Yongdou said excitedly: "The villain thinks that this matter can be divided into three steps, the first is to establish a bank, open branches in two capitals and thirteen provinces, replace the money bank ticket number, and widely absorb deposits. Then, let the various yamen deposit all the expenses in the bank, build up confidence, and gradually implement the silver dollar to replace the silver taels. As a result, invisibly, thirty percent of the profits fell into the hands of banks. In the end, it is even possible to issue silver tickets instead of silver dollars, and at that time, a piece of paper will change hands for ten taels, one hundred taels, or even a thousand taels, ten thousand taels! It's nothing more than turning a stone into gold! ”

Bang Bang Bang!

Zhang Ke couldn't help but applaud, Fan Yongdou is really a genius. More long-term than I thought, I actually outlined the modern financial system. At this moment, Zhang Ke was even a little shaken, it was a pity that such a talent was killed......

"That's right, but once the expenses of the yamen are put into the bank, it is equivalent to making the officials of the world lose the opportunity to get up and down, and the fire and silver will also fall from their hands to the bank, I am afraid that these people will strongly oppose it."

Fan Yongdou was still excited, and said with a smile: "It doesn't matter. Almost all the yamen in the world, from Beijing to prefectures and counties, are in arrears. Again. might as well tell the prince a secret, how can we businessmen control hundreds of officials? ”

"I want to hear the high opinions."

"Hehe, it's easy to say, three words: burn the cold stove. When they were poor scholars. Take the money to subsidize them, let them be admitted to the imperial examination, and achieve fame. After entering the officialdom. If they are assigned to the Qingshui Yamen, they still have to rely on loans to get by, so we will lend a helping hand, send silver, send food, and even send women, and send charcoal in the snow to solve the urgent need. There are also some officials who are already in important positions or in charge of local areas, and they will also be in trouble, so we will give them money to help them settle the situation and get promoted and make a fortune. In these three steps, from the lowest level of the last officials, to the six ministries and nine secretaries, and the cabinet bachelors, they all have the handle in their hands, and they are not obedient. Naturally, we can travel the world freely, and we can look at the ...... wherever we want."

Speaking of this, Fan Yongdou's old face turned red, it stands to reason that their methods have reached the level of sitting on the fishing boat regardless of the wind and waves. Who knew that there was such a monster as Zhang Ke!

Not to mention being young and in a high position, he is invincible in his hands, and he also has amazing financial resources, not even worse than them Jin Shang. The army, government, and finance are all in one, and they only occupy the two things of finance and government.

Zhang Ke looked at Fan Yongdou, who was dejected, and suddenly smiled: "I didn't expect you to have so many official handles in your hands, plus debts, these two are at the top, don't worry about them not complying!" ”

"Lord Wangming!"

Fan Yongdou was panting like a cow, his face was damp, and the green tendons on his forehead were exposed, looking extremely excited.

But Zhang Ke sat there, not sad or happy, still not moved. Fan Yongdou knew that his last value was here, if Zhang Ke was not moved, he would really be dead.

Fight!

"Lord Wang, the villain knows that he has sinned deeply and his sins are unforgivable. But if the prince wants to build a bank and hold the wealth of the world in his hands, I dare say that no one can do it except for the villain. If the prince wants to achieve great things, he should be tolerant of all rivers, and there is no suspicion of being desperate, and the lord has no difficulty in surrendering. Duke Qi Huan reuses Guan Zhong to dominate the princes and the world......"

Fan Yongdou roared desperately, but suddenly found that Zhang Ke had already stood up and walked outside. He was like a man in the water, trying to grasp the straw in front of him.

"Lord Wang, the villain not only has the evidence of the crimes of hundreds of officials in his hands, but also the news of the White Lotus Sect, although these people can't do anything, it is enough to disturb the Ming Dynasty, the prince is a very human minister, and there is no way to rise, so he can only fight hard and change the day. Sinners are willing to do their best for the king's grand cause, O lord, give sinners a chance......"

Zhang Ke walked to the door and suddenly stopped, Fan Yongdou ignited hope and watched eagerly, as long as he opened his mouth, he would be able to live, and maybe he could usher in an unprecedented peak......

"Hey, let's keep the whole corpse!"

After saying a few words, Zhang Ke turned around and left, disappearing in front of Fan Yongdou's eyes, and Fan Yongdou seemed to be drained of his spirit all of a sudden, his eyes were dilated, his pupils had lost focus, and he tilted his head and passed out.

Zhang Ke returned to the study and immediately gave two orders, asking people to send a letter to Jiangnan's brother-in-law Deng Wentong, and repair another book, asking Fang Yunqing to come over.

They are the ones under Zhang Ke who know the most about finance, and if they want to achieve the goal of mastering Daming Finance, they are absolutely inseparable from their cronies. As for the remaining four Jin merchant families, Zhang Ke couldn't fully trust them.

From Shanxi to Jiangnan, it will take two months at the earliest, and Zhang Ke is only rebuilding the border defense and cleaning up the industries of Fan, Wang, Zhai and other families.

The time has entered autumn, which should have been the time for harvest, but since August, there has been a continuous influx of refugees into Datong and Xuanfu, and the number has increased, from a few thousand to tens of thousands.

……

"Lord Wang, the thieves in Shaanxi crossed the Yellow River eastward, entered Shanxi, mainly Wang Ziyong and Gao Yingxiang and others, a total of 36 battalions, gathered more than 200,000 people, the military situation is like fire, the general soldier Cao Wenzhao sent an emergency document, asking the prince to send troops to rescue." (To be continued......)