Chapter 52: The Money Law

Xue Chongxun, as a powerful prince, wants to spread out the field to manage his own one-third of an acre of land, in fact, it is not a difficult thing, it is not easy to find anti-heaven talents, and ordinary people who can read and break sentences and understand human feelings are still easy to collect.

In ancient times, the productivity of society was low, and many people had difficulties in food and clothing, even if the society of the Tang Dynasty was prosperous and developed, the life of the common people was not so easy...... Farmers who cultivate the following fields, because there are no modern equipment and materials such as machinery, pesticides, fertilizers, etc., can only rely on human and animal labor, and can only mix food and clothing in the wind and sun, which is undoubtedly very hard. If there is something to do sitting in the room and writing calculations to support the family with money and rice, it is really very good, so there is a saying that everything is inferior and only studying is the most comfortable thing to be an official.

Moreover, Xue Chongxun trusts the institutional team more, which is much more reliable than trusting a few capable people.

It was a simple matter for him to set up various institutions, but the biggest problem now was "maintenance", that is, the problem of funding. The establishment allowed by the Tang Dynasty's code system, such as Ling, Danong, Wei, Cheng, Xueguan, Food Official, Stable Shepherd, Dianfu Chief, and other pro-kingdom official positions were all based on grades, and received the state's finances, which did not need Xue Chongxun to worry about himself...... But the people who work under his inner factory, undercover agents, secret agents, eyeliner, etc., can't apply for funds from the household department? It's just that those things that are black and white are the most expensive, and those people take a lot of risks to do things, and if there are not enough benefits, it will be difficult to get them.

Xue Chongxun seems to be powerful as a prince, but in fact, his income is not high, and the regular officials in the official office of the palace are all supported by the imperial court, and his little income is impossible to support so many people. It has been a hundred years since the founding of the Tang Dynasty, and many systems have been reformed, such as the princes and princes who have not divided the population territory, but converted it into a profit to pay benefits...... For example, a county king who seals 5,000 households does not allocate 5,000 households to govern him, but converts the taxes of 5,000 households into material money and is directly allocated by the household department (of course, there is also shrinkage). This greatly weakened the power of the princes in order to strengthen the centralization of power.

These system reforms are obviously very useful, and now Xue Chongxun wants to develop his power, so he doesn't have the most basic things...... Economy is the foundation of a qiē building.

The staff members made suggestions to help Xue Chongxun find a way to get money, and the first way that everyone thought of was to use existing resources to transform them into actual benefits, of course, was to sell officials.

Princess Taiping used to sell her official position when she was short of money in order to support her luxurious life and buy talents. But it is undoubtedly very effective, Princess Taiping has always been rich.

A staff member from the shopkeeper spat and said: "The queen and the prince are the ones who stand on one side, and when the time comes, the prince will send the list of appointments to the palace and send it to the queen. A group of people in the court can make people officials, and there is no deception at the real price......"

Xue Chongxun looked at him in amazement: "Do you think that the public institution ...... Is it that the imperial court is doing business, and the real price is clear? ”

The man said: "Her Royal Highness Princess Taiping used this as a clever strategy to gather wealth, and with the experience of predecessors, the prince painted the scoop in the same way, why worry about money?" In addition to taking the path of the queen, it is also possible to find the ministers in the political hall, Xue Lang has a good relationship with the ministers, and it is always not a big problem to appoint some officials from time to time. This will definitely work. ”

Xue Chongxun shook his head slightly, feeling that the trick of selling officials was really inferior. At this time, Wang Changling also objected: "It's not a question of whether the method works or not, but the adverse effects of selling officials are very strict." Let's plan for the Lord, just like Lang Zhong prescribes medicine, not a prescription that can cure diseases. Quack doctors prescribe tiger and wolf medicine, the effect is fast, but it is very harmful to the body, how to calculate a good prescription? ”

Wang Changling persuaded Xue Chongxun again: "The lord can't give up his roots and chase the end!" Although the human heart cannot be seen or touched, it is the most fearful thing. Throughout the ages, everyone was afraid of those who had a bad reputation when they were in power, and once there was a slight setback, they would become a wall and everyone pushed it. Taking history as a mirror to know the rise and fall, the lord must not ignore it! ”

Xue Chongxun thought it was true after hearing it, and agreed: "What the young uncle said won my heart, reputation and public opinion are very important soft power, if the image is demonized, who in the world wants to watch such a person become a country?" Well, it's also good to find a painter to draw a few kind portraits of children and write a few articles for the country and the people......"

Wang Changling said: "That's not necessary, the three law divisions have been trying Yao Chong's crimes recently, and the lord has no grievances with him anyway, so it's better to buy a favor and say a few good words for Yao Chong's family, who has a high reputation, and the people of the world will definitely look at the lord differently." ”

The two talked about their reputation and said a few words, Xue Chongxun finally remembered the business of gathering the staff today, and asked: "Selling officials affects the reputation too much, I don't think it's available, you think about it again, what other ways to make money?" ”

Everyone looked at each other and was speechless. It's not so easy to make money, not to mention that you have to make a lot of money in a short period of time, it's really so easy for everyone to plant something?

No one mentioned letting Xue Chongxun use the privilege in his hand to do business, because the fact that a prince went to mix with the merchants was too cheap, and the business operation cycle at this time was relatively long, and the money was not fast. Xue Chongxun himself thought of this, but he also felt that there was no need to do that kind of thing. His energy and time are in power, and he really has little interest in pure money.

At this time, someone mentioned: "In fact, the money comes very quickly when the money is minted, and the money is minted as money." Ordinary businessmen want to be convicted of coining their own coins, even if they have connections with the government, they have to deal with it in many ways, and the cost is high. Isn't the prince still hanging on the official title of the household servant and not revoked? If you open a Zhuangzi to mint coins on behalf of the imperial court, it is reasonable. ”

Another staff member sneered: "You haven't been in the money bank, do you think it's a big deal to make money?" To mint 10,000 yuan, it is necessary to make 10 million copper coins, and if the copper material is not good, it can only be used as one for two in the market, or simply the people do not want it. Among them, how much effort does it take to consume labor, materials, and fire? How big can the scene be? ”

Unexpectedly, at this time, Xue Chongxun slapped the table and said, "This is a good idea!" ”

When everyone gathered their eyes, he smiled and said, "It is naturally laborious to cast copper coins alone, but you can mint silver coins and print paper money at the same time!" ”

…… After Xue Chongxun got the inspiration, he thought about it carefully, and the more he thought about it, the more feasible he felt, especially the paper money was the most interesting, and it needed national authority and credit. And it can be put on the name of righteousness that is convenient for the people.

He first wrote an article mentioning this matter, and borrowed his previous successful capital in reforming the "Three Rivers Law" to mention that he wanted to reform the "Money Law".

The circulation of currency in the Tang Dynasty was extremely irregular, with copper coins in circulation, gold and silver, and even textiles that were not the most popular. Silk, silk and other textiles at this time were almost the same as general equivalents, and the most collected by the imperial court in addition to grain was silk, and it was used to pay for the expenses of various yamen.

And people generally use copper coins for daily spending, and copper coins are divided into new and old colors, some of which are equivalent to 1,000 pieces, and some of which are not good to 1,500. Moreover, copper coins are inconvenient to carry, and gold and silver are not easy to quantify (the whole ingots are stored in the zài treasury, and there is no reason to use them), which is very unfavorable to commercial circulation.

Xue Chongxun's idea was to establish a household department similar to the central bank, and he came forward to propose the restructuring and set it up single-handedly. Isn't it convenient to withdraw money from the "bank" reasonably? After discussing with Wang Changling and others, he wrote a piece called "Money Law" and prepared to hand it over to the political affairs hall.

The argument is to "measure money accurately", and then ask the aides to cite scriptures to support the correctness of their arguments. Those literati also made it complicated, and even the matter of Qin Shi Huang's unification of writing weights and measures was involved.

Minting silver coins and copper coins was not a problem in circulation, because it was hard currency, which was valuable in itself, and the problem that required the most effort to convince the courtiers was paper money. Why do people all over the world recognize the price of a piece of paper?

Paper money and the silver ticket issued by the private bank are two concepts, the silver ticket is equivalent to the stub, is the person first deposited the gold and silver silk into the bank to get the voucher, can be put forward at any time; Xue Chongxun's paper money is obviously a modern economic concept, and I am afraid it is difficult for people to accept.

His idea is to first make paper money into something like a silver ticket, which can be exchanged for gold, silver and copper at any time in the household money bank, and at the same time, the state tax only collects gold, silver and paper money, so as to make a foundation for the credit of paper money.

In this way, the issue of the treasury is involved, and the issuance of banknotes is circulated through the financial expenses of the imperial court, and others must have inventory if they want to go to the household money store to exchange gold and silver silk. Xue Chongxun's method, of course, is to "borrow" from the state treasury...... The paper money printed by himself was exchanged for gold and silver silk to the treasury, and then the treasury used paper money for expenses.

Some staff members suggested that there might be business difficulties, and at first people could not trust a piece of paper, and when they got the paper, they would definitely exchange money, and the money bank would enter gold and silver from the treasury with his left hand and exchange it with his right hand, and with the cost of operation, he might not be able to make ends meet.

Of course, there is a way to think about the problem, and soon someone proposed a solution: fire consumption. In order to redeem huàn in the money bank, you need to pay a certain percentage of fire consumption to support the previous operation.

There are also staff members who have worked as shopkeepers in the money bank, and they can operate the business of mortgage lending, which is equivalent to legal usury, and with the backing of the state's compulsory machine, the profits are very high.

…… After tinkering like this for a long time, the ministers of the court didn't understand what Xue Chongxun wanted to do, their thoughts were: King Jin is poor and crazy and wants to open a bank. Those ministers who read the books of sages or were born in the aristocracy, and they had a set of rules for governing the country, and they were really not very proficient in the way of merchants, and even if there were knowledgeable scribes under them, their opinions only said that it was a very profitable thing.

Since Xue Chongxun said that he could exchange paper money for huàn gold and silver silk at his place, there would be little resistance in the imperial court...... Everyone understands that the king of Jin is short of money, and it is better to open a money bank to make fire than to sell officials and corrupt officials. G