Chapter 4 Datang National Money Bank

Treasury Supervisor, to put it bluntly, this thing is Li Er's private bank, and the whole bank is his own money, although there are many of them that he can't touch, such as money for building roads and bridges, armaments and materials, but nominally speaking, the money here is still Li Er's alone. 《

Xu Yang's idea of setting up the Treasury Supervisor as a national money bank was a bit ahead of his time, but Li Er carefully reviewed it and found that if an institution was asked to issue the world's currency, only the Treasury Supervisor could put his mind at ease.

After all, the people in the treasury supervisor are all his cronies, and the old men who have followed him all the way from the Qin Wangfu, it is precisely because they are cronies that Li Er will arrange them to the position of the treasury supervisor with a very high personal nature and a very important status.

"Xu Aiqing's construction is quite agreeable, what do you think of a few Aiqing?" Li Er thought about it for a while, and still asked several prime ministers around him.

"The minister thinks that what Guigu said is extremely true, and he can let this treasurer be in charge of the world's currency, so that His Majesty can also be convenient to manage." Needless to say, Fang Xuanling has a very good relationship with Xu Yang now, and Du Ruhui is also among them, and the three of them have the intention of forgetting their friendship, so they naturally raise their hands in favor of Xu Yang's construction.

"The minister thinks that the national seal cannot be changed, if the treasury supervisor is allowed to manage the world's money, once something goes wrong, it will be a major event that shakes the foundation of the country." Feng Deyi was extremely cautious at this time.

When Li Er heard this, his brows furrowed slightly, and he thought about it again, and then slowly said to Xu Yang: "Xu Aiqing, if I set up the Treasury Supervisor as a state-owned rich bank, what will happen to the guide?" ”

"The consequences are not negotiable." Xu Yang shrugged his shoulders and said, "But once you do this, you will find out." You'll have a lot of money to spend......"

"Oh? Why? Li Er's Danfeng eyes were full of caution.

"Because of the money of the people of the world. will be deposited into your bank......"......

In fact, the finance of later generations is very simple. It is that big capital devours small capital, and waits for capital to compete and get along.

The way for banks to make profits is also very simple, that is, through the guò interest differential, of course, there are countless business costs, turnover costs, labor costs, so that the bank has become a gold-absorbing monster, quickly gather a little bit of money into a river and a sea.

Xu Yang did not work in a bank in his later life, but he did deal with banks all his life. Not only the house needs to be loaned, but also the car needs to be loaned, not only the fund must be saved, but also the monthly salary must be saved.

At that time, the bank had already entered the homes of ordinary people, and no one could leave it, even if it collected a lot of your money, you could not complain, because you could not do without it.

In order to prevent monopolies by banks, the state will also issue laws and regulations to support the establishment of new banks.

However, more than 1,300 years ago, there was no need to worry about monopoly. Because the world is monopolized by Li Er's family...... A mere bank is not enough to worry about......

Ultimately. After thinking about it for half a day, Li Er finally agreed, announcing that the Treasury Supervisor would divide the staff and establish the first state-owned bank in Datang: Datang State-owned Moneyhouse.

According to Xuyang's Jianyi, the first batch of Datang money banks would open banking in what is now Chang'an and Luoyang, selling paper money and allowing people to deposit and withdraw money.

The amount of the first batch of banknotes flowing into the people, Li Er finally set at 300,000 yuan, and at the same time took out 300,000 taels of silver from the treasury as a countervail......

Today's Chang'an and Luoyang are very lively, and the people are crazy that Datang is going to change currency.

Originally, changing currency was not a big deal, and the successive dynasties had to change currency, just like Li Yuan quickly abolished the old five-baht coin system after killing Emperor Yang of Sui, recycled the furnace, and finally began to sell Kaiyuan Tongbao, to the reign of Li Er, basically the use of Kaiyuan Tongbao has been popularized throughout the country, and five-baht coin has rarely been seen.

But this time the currency change is big news, because this time the new money is no longer copper, but paper money.

For paper money, the people's response is quite resistant, a while ago Li Er announced the sale of paper money in the household department, not many people exchanged huàn, the reason is very simple, the real copper money, than that piece of paper to the touch of much more worry-free.

However, many businessmen who were not interested in selling banknotes once again became interested in a new round of currency sales, the reason is that there is news that the banknotes on sale this time have five denominations, one hundred taels, fifty taels, ten taels, five taels and one tael, which are many more kinds than before. That is to say, with the bills of the Datang State-owned Qianzhuang, as long as you are in Datang, you can take out the money wherever you go, and this news has an extremely powerful temptation for businessmen.

Just after the New Year, a large group of people gathered in front of a brand-new attic next to Zhuque Street in Chang'an City, looking at their costumes, although they were dressed in brocade clothes, but the decoration was slightly rough, and they were all merchants.

"Oh, this isn't the shopkeeper Liu~ I haven't seen you for a long time, it's rude~"

"Oops, the little brother is clumsy, I didn't see that it was the shopkeeper Cai, I haven't seen him for half a year, the shopkeeper Cai's majesty has not diminished back then, and his body bones are still the same hard~"

"No, no, no, old man, now I can't even run to the Western Regions, Shopkeeper Liu is also here to observe this Datang Money Village today?"

"Yes, now every trip to Youzhou, the copper money is too inconvenient, it used to be very convenient to use the Zhuang ticket issued by Xujiazhuang, but now it's gone, I can't bear to pull a car of copper coins out of the house, I heard that His Majesty Xià is going to sell banknotes, so come and see, Cai's shopkeeper is also looking at this banknote today?"

"I really can't hide it from your eyes, my little brother has been running Lingnan Road recently, and a cart of copper coins can't go at all, and now it's also a more convenient banknote, so let's take a look."

"You've read the emperor's list too."

"After looking at it, His Majesty is really benevolent and righteous to us businessmen today, and thinks about it everywhere." ……

Just as the two merchants were chatting lively, the door of the brand-new attic in front of them suddenly opened, and several big men wearing Jingo and city control uniforms walked out.

"All silent!" The big man's sound was like thunder, and the original chattering scene immediately quieted down. "Your Majesty has a purpose, all those who enter the Datang Qianzhuang are not allowed to make noise, queue up in the order of first come, first served, and those who make trouble and cut the queue are not allowed to enter the Datang Qianzhuang for life, but they all understand!"

I have to say that the soldier's voice is not only imposing, but also has a murderous aura, obviously like a soldier coming down from the battlefield, but it is his momentum that also suppresses many businessmen, a large group of people, not even a loud pant, just nodded honestly.

"Okay, then let's get in in order!" After the soldier finished speaking, he stood at the door of the money village with an iron rod in his hand, and there was a momentum of being a man and a man.

Shopkeeper Liu and Shopkeeper Cai both followed the team to walk in honestly, as soon as they entered the door, they found that there was a hole in the attic, a very spacious room, there were dozens of chairs, with serial numbers written on them, and on the opposite side was a high platform, which was similar to a pawnshop.

"Number one." From the high platform, a middle-aged man with a mustache could be seen shouting. After waiting for a while, seeing that no one answered, the mustache shouted again: "Number one!" ”

Shopkeeper Liu only reacted at this time, hurriedly ran over, lay down next to the high platform, and said a little flattering to the mustache sitting on the high place: "My lord, are you calling me?" ~”

"Were you the first to enter the door and sit in the number one seat?" The mustache asked angrily.

"Yes, yes, the villain was the first to come in." After that, Shopkeeper Liu rubbed his hands excitedly.

"Tell me what you want to do."

"This ......" The shopkeeper Liu was stunned for a moment, and then asked cautiously: "Small, I want to exchange the silver money for some easy-to-carry paper tickets." ”

"Hmm", the mustache does not raise his head, "How much?" ”

Shopkeeper Liu looked embarrassed at this time, but he still mustered up the courage and said to the mustache: "Adult, the villain wants to ask, can this paper ticket really be circulated all the time?" The villain does something small to buy, if there is no guarantee, the villain would rather escort the money car. ”

The mustache raised his head a little playfully at this time, looked behind him and said, "Huh, guaranteed? See for yourself. ”

Shopkeeper Liu followed the mustache's gaze and saw a whole room of gold bricks shining behind the mustache...... (To be continued......) R527