Relying on force to maintain the rule of Huaibei, Shaanxi and Fuzhou and other places, is certainly not a long-term plan, immediately seize the world, can not be able to govern the world on horseback, as a person through the crossing, Zheng Xunrui is more clear is to promote local development by economic and political means, is the real development and growth of the royal road.

But it's all about strength.

Now that he has made up his mind, Zheng Xunrui will begin to work towards the ideal goal step by step, he has economic knowledge that no one can match and a clear understanding of the trend of social development, and his bones are different from the people of this era, his understanding is more advanced and reasonable, the idea of the rule of law is deep in the bone marrow, although it has been more than ten years, he has a clear and clear understanding of the rule of imperial power, and the dynasty in his mind is to be rich and powerful. It is necessary to develop from the rule of man to the rule of law, and only in this way can this dynasty not follow the old road of history and be strong under the leadership of generation after generation.

In this pace, Zheng Xunrui has been thinking about the establishment of a bank, in fact, there are still a lot of things, including the establishment of a newspaper, from the ideological point of view to arm the minds of readers, and then affect the ordinary people, as well as the establishment of a school so that more people can study, enhance the quality of the people, etc., but in comparison, the establishment of a bank is much more important.

Banks must be established, not to mention that in this era want to use banks to stimulate the rapid development of the economy, at least the bank can be used to control a large number of gold and silver treasures, so as to control many businessmen, so that Zheng Xunrui can get more support, once the real role of the bank is played, then the driving role of the economy will be strong and irreversible.

It's not okay to be too far ahead. Zheng Xunrui really wants to say that he wants to set up a bank, including Xu Wanghua and others, they will be surprised and don't understand, I'm afraid that no matter how Zheng Xunrui explains, everyone may not be able to fully understand, relatively speaking. The establishment of a money bank, it will be easy for everyone to understand.

Qian Zhuang is the predecessor of the bank, the concept and the bank is almost the same, but there are certain differences between the two, the biggest difference is the size of the scale and the difference in the means of operation, most of the banks are government-run, engaged in deposit and loan business, and can provide credit for the official issuance of currency, Qian Zhuang is run by private individuals. Smaller banks are only engaged in the business of exchanging money with tickets, while larger banks can lend money, but they are never able to issue currency.

Huaibei's development is very fast, and there is a complete basis for the establishment of a money village, of course, it is not possible for the government to come forward to set up a money bank, once Zheng Xunrui is not the governor of Caoyun, then the established money bank is easy to be controlled by the successor, and the greedy officials control the money bank. was afraid that there would be a big incident, so Zheng Xunrui's eyes were aimed at Hongmen.

Hongmen came forward to set up a money bank. Whether it is in terms of influence or actual effect, it should be very good.

After thinking about it for a few days, Zheng Xunrui officially made a decision to establish Hongmen Qianzhuang.

Feasibility does not need to be discussed, the main role of the bank is to store and lend money. However, it is almost impossible to get the main people who support the money village such as merchants and scholars to take the initiative to take out the gold and silver from their families and deposit them in Hongmen Qian Zhuang through propaganda, from the officials and gentry to the ordinary people, all of whom are accustomed to storing gold and silver at home. And they all find hidden places to hide, and in their opinion, the only way to keep gold and silver at home is the safest.

Hongmen Qianzhuang must take coercive means to push it away.

Xu Wanghua, Zheng Jinhong, Ma Shiying, and others all believed that the current situation in Huaibei was stable, and even if the Hongmen Money Village was established, they should not take coercive measures and demand that the merchants, Jia Shi and others deposit their gold and silver treasures in the bank.

Zheng Xunrui is very clear about such a controversy, because everyone has selfish intentions, even Xu Wanghua and others may not be willing to deposit gold and silver in Hongmen Qianzhuang.

In this regard, Zheng Xunrui insisted on his own view, in the early days of the establishment of Hongmen Qianzhuang, coercive measures must be adopted, and the first to take the lead were Zheng Jiajun and officials at all levels in Huaibei.

Who is in charge of the money village, Zheng Xunrui thought for a long time, it should be said that it is best for an economically minded businessman to be in charge of the affairs of the money village, but there is no such condition at present, and in the early days of the establishment of the money village, many businessmen and scholars also have to see who is the big shopkeeper of the money village, the background of the big shopkeeper is not ordinary, they will rest assured, from this point of view, Xu Wanghua should be more appropriate, but Zheng Xunrui can not do without Xu Wanghua's assistance, it is impossible for Xu Wanghua to put all his thoughts on the money village, and finally after thinking, Zheng Xunrui decided to let Wen Manshan be the chief treasurer of Hongmen Bank.

Zheng Xunrui's move can be described as unprecedented.

Wen Manshan's identity is extremely noble, not to mention her background, but the biggest drawback is that she is not familiar with the business of Qian Zhuang.

Zheng Xunrui also has no way, Qian Zhuang must be controlled by a trustworthy person, there is really no such talent around him, he can only look for candidates in the process of Qian Zhuang's slow development and growth, and at the same time require Wen Manshan to learn more and gradually become familiar with Qian Zhuang's business, fortunately, in the early stage of development, Zheng Xunrui will personally work out the rules of Qian Zhuang, and will also arrange people who are familiar with Qian Zhuang's business to assist Wen Manshan.

After experiencing Xu Fojia's appointment as the general of the Zheng Jiajun and the director of the Investigation Agency, Zheng Xunrui has realized that some women are very capable, not necessarily worse than men, especially when engaging in some things that require patience, they can often show stronger ability.

Wen Manshan also has a very good knowledge, which has the foundation for training, I believe that after a period of tempering, Wen Manshan will definitely be able to be familiar with the business of Qian Zhuang.

Wen Manshan, Dong Mei and Bian Yujing participated in the discussion for the first time, and they were still a little jerky, and when they walked into the study, everyone stood up and saluted them except Zheng Xunrui.

This time it was not a real discussion, but Zheng Xunrui directly announced when Hongmen Qianzhuang would be established, what preparations needed to be made, and the candidate for the chief treasurer of Hongmen Qianzhuang, etc.

The discussion time is a bit long, especially when it comes to some specific businesses of Hongmen Qianzhuang, there are still some controversies, for example, Zheng Xunrui requires Hongmen Qianzhuang to have a fixed amount of tickets, not representing one tael, two taels, three taels, five taels, ten taels, twenty taels, fifty taels and one hundred taels of silver fixed value denominations, Zheng Jinhong put forward, there should be a smaller denomination of tickets, after all, buying things in the market, sometimes these tickets may also be used, and you can also design one article, two articles, three documents, five documents, In fact, when people buy daily necessities, most of them use Wen money.

Wen Manshan, Dongmei and Bian Yujing listened very carefully, and their expressions were quite serious.

Zheng Xunrui asked her to be the big treasurer of Hongmen Qianzhuang, things were a little sudden, after a general understanding of what Qianzhuang needed to do, Wen Manshan also put forward a request, let Dongmei and Bian Yujing assist her in managing Qianzhuang, that is to say, set up a shopkeeper under the big shopkeeper to help the big shopkeeper take care of all matters of the bank.

Although Zheng Xunrui spent nearly two days carefully explaining the role of Qianzhuang to Wen Manshan, Dongmei and Bian Yujing, as well as the corresponding rules, etc., they still needed time to digest it.

As for the affairs in the house, it is natural that Yuhuan and Yang Aizhen take care of it, starting from the strength of the two of them, Wen Manshan decided to let Yang Aizhen take care of the house, and Yuhuan assisted.

During this period, there was also a small incident.

In terms of personal ability, Wen Manshan, Yang Aizhen, Xu Fojia and Bian Yujing are almost the same, almost all of them are proficient in piano, chess, calligraphy and painting, and they are also very shrewd, with a trace of Qinggao, Wen Manshan, Xu Fojia and Bian Yujing came out to help Zheng Xunrui do things, Yang Aizhen still stays at home, there must be some reluctance, Wen Manshan asks Yang Aizhen to take care of the house and manage everything in the house, Yang Aizhen is a little reluctant, after all, watching Xu Fojia and others are busy every day, and life is also fulfilling, Next, Wen Manshan, Dongmei and Bian Yujing will also start to be busy, and she is uncomfortable in her heart.

Wen Manshan knew Yang Aizhen's thoughts and told Zheng Xunrui in private.

Zheng Xunrui is a little helpless, in fact, he doesn't want all his women to come out to do things, doing things means showing up, which is not in line with the requirements of the era at the end of the Ming Dynasty, but there are not many people around him who can absolutely trust, and some things can only be done by his own women, and there are many women at home, there must be some rights and wrongs, and the gods can't avoid it, if Zheng Xunrui didn't try his best to maneuver around the house, there would have been infighting.

When it comes to managing things at home, Zheng Xunrui thinks that lotus leaves should be more appropriate, after all, lotus leaves are his personal maids, accustomed to living at home, and they have been exposed to trivial things at home since childhood, Yang Aizhen is different, almost grew up in Qinglou, and is more accustomed to socializing outside.

It seems that in the future, it is still necessary to find the right thing, let Yang Aizhen come out to do it, and leave lotus leaves at home, which is the most suitable.

According to Yang Aizhen's request, Wen Manshan finally decided to let the lotus leaf housekeeper.

Zheng Xunrui also made a decision in a short period of time, and after Hongmen Qianzhuang was officially established and on the right track, let Yang Aizhen assist Xu Fo's family and enter the Investigation Bureau to do things. (To be continued......)