Chapter 224: Scraping together money

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In the end, Yang An really let the Qin family's father and son stay until the unitary hour.

And before that, he also specially introduced the layout of the house for the Qin family father and son.

As for the specific handover time of the house, it will naturally not be in these two days.

Although it was that Yang An, he really wanted to leave this mansion as soon as possible and return to that Shangshu Mansion to be his big butler. But it was very helpless, it would take time for the Qin family's father and son to raise this fund.

However, he can also understand this, after all, it is as high as 50,000 taels of silver, and it would be too unrealistic if you said who carried it with him.

However, although it is not realistic to carry it with you, if you want to raise it in three or two days, there is still a way. The main reason is that in this era, there has been an institution similar to the bank of later generations, that is, the money bank.

Of course, this money bank is completely private and has nothing to do with the Great Zhou court. Moreover, it also copied tickets, which is the "silver ticket" of this era.

However, this "silver ticket" is generally regional and time-sensitive, and is not within the scope of government recognition.

If this were in peacetime, it would be fine.

Because, the silver banks that carry out "silver tickets" in various places are relatively credible. That is to say, its strength is very strong, and everyone believes that it will not fall, so it is naturally willing to accept the "silver ticket" it does on a small scale, and this kind of "silver ticket" can still be obtained in the local area and re-exchanged into silver taels.

However, if the distance from the money bank is too far, or if it is a period of war and chaos, the "money ticket" made by a certain money bank is not universal. At this time. Or real money gold, silver is more trustworthy.

In addition to a small range of "silver bills", another function of the bank, similar to that of the bank in later generations, is that it can also provide deposit and loan services. It's just that there are a few things about this deposit and loan service that are far inferior to later generations, for example, its deposit service. In fact, it is necessary to pay a part of the storage fee to the bank.

There is no interest on the deposit, and I have to pay a storage fee?

If this is placed in the society of later generations, it will definitely cause criticism. But in this day and age, that's a normal thing.

And one consequence of this is that people in this era, if not the circumstances of necessity. No one was willing to hand over the silver taels to the bank for safekeeping. They would rather dig a large cellar in their own house than hand it over to the bank. After all, keep it at home, and you don't have to pay that expensive storage fee!

Of course, in addition to the deposit service, there is also the loan service.

It's just that. The terms of this loan were also extremely harsh compared to later generations. First of all, in terms of this collateral, its value must not be less than the amount of the loan, or even more than twice the amount of the loan, and in addition to being collateral. The interest rate is also extremely staggering.

Under such conditions, it is best for you to pay it off in full within half a year, otherwise, the interest will be so high that you don't want to repay!

However, despite the many disadvantages of this kind of bank, there are also good aspects. The best part is that it can be "cashed out". In other words, if you don't want to borrow money from the bank, and you need a certain amount of money urgently. The money bank can immediately help you turn the items into silver taels. Of course, in terms of this price, it is at least one or two percent lower than the market price. However, this is a good way to meet the needs of some people and businessmen who are in urgent need of cash. And Butcher Qin is thinking of such a path now.

"Daddy. The cash you brought this time is about 3,000 taels of gold, right? That is, the industry that still needs to be exchanged for more than 2,000 taels of gold? ”

When Qin Yongci came to this conclusion, he couldn't help but be a little dumbfounded. Because, if this is really calculated, the industry of more than two thousand taels of gold is really huge enough. Moreover, those money banks are generally only inclined to accept those real estate that are relatively easy to value, such as houses, fields, etc., and if their Qin family wants to really exchange these two thousand taels of gold and silver, then the deeds, land deeds, etc., of their various properties in Yangzhou City will be gone.

"Hmm. Almost! You don't have to worry, though. I have thought about it for my father, the fields, and I will change the situation directly, as for the houses, commercial banks and the like everywhere, or use the mortgage method, there is a one-month buffer period, and I think for my father, how can I get this money. You don't know, the liquor you made in Yangzhou City at the beginning is selling very well, and the payment has not yet been fully received, if it is all received, I believe it will be able to fill this big hole......"

Butcher Qin also knew what Qin Yong was worried about, so he said.

Naturally, he would not really give away all the properties in Yangzhou City. After all, it was the foundation of their Qin family. However, it is okay to use it as collateral and lend some money from the money bank in Bianliang City. Because, if he really decides, he can repay the money at any time, the only difference is whether the loss is big or small.

"Uh, well! Then no problem! ”

Qin Yong really didn't know how much money the distilled liquor he had made in the first place was for their Qin family, he just knew that it was sold very well. didn't expect that he would be able to reach Cheng DΓΉ, which was used to fill the hole, and in that case, he would have nothing to worry about.

"Hmm. Yong'er, then we won't go out of the city tonight, let's find an inn in the city first! ”

By this time, it was already completely dark. Therefore, if you want to go out of the city and go back at this time, it is naturally unrealistic.

Therefore, they could only live in Bianliang City first. However, for this point, Butcher Qin was not unprepared, because when he had already sent someone to inform Qin Yong to come over, that is, at the same time, he had sent another servant out of the city to inform the convoy outside the city that the goods would enter the city early tomorrow morning.

Inside those goods were as much as three thousand taels of gold. It's just that this money was hidden by the Qin Butcher on ten different carriages, and when it was dispersed like this, the weight was extremely light, so those maid servants basically didn't know, besides, the Qin Butcher was in the convoy, and there were several trustworthy butlers who were left to lead the entire convoy. Several people supervise each other, so no one will think about any tricks.