Chapter 280: Financial Turmoil (2)
Chen Yiqing and other money village bosses saw Xiao Zhenlei shouting to send off the guests, and they were immediately anxious, and they cried one after another: "Boss Xiao, we have no eyes, you forgive us this time, borrow some money to help us get through this difficulty, as long as we can survive this pass, you can let us do anything, okay!" ”
Xiao Zhenlei never thought that the big bosses of these money banks, who usually have five people and six people, would beg like beggars at this time, he suddenly moved in his heart, and pondered in his heart, secretly saying that this is not the best time to integrate the financial industry of Shanghai Tang, the largest financial center in the Far East!
You must know that at this time Shanghai Tang is the richest city in China, but also China's largest city in line with international standards, its rise and fall of honor and disgrace directly affect the course of China's history, a large part of the reason for the fall of the Qing Dynasty is because the rubber stock trend dragged down the financial industry in Shanghai, resulting in the Qing Dynasty has no money available, the Qing Dynasty's finances have been bankrupt, the imperial court naturally has to find a way to more scrape the people, which has the later imperial court to take back the railway trunk line to nationalize the decree promulgated, This directly led to the movement of road protection in various places. △↗ Top Novel,www.
Therefore, after thinking for a while, Xiao Zhenlei decided to integrate these money banks in Shanghai and save the economic development achievements of late Qing China, but it is absolutely impossible to let these money banks continue to transfuse blood to the Qing Dynasty, which has already begun to die. Almost half of all the funds that entered the rubber stock market were earned by Xiao Zhenlei, some by foreigners, and a small part by clever investors, with the myth of getting rich overnight, and some disappeared in the stock market. The money banks and ticket numbers in Shanghai have now been frantically run by the citizens. If this phenomenon continues, it is only a matter of time before the banks go out of business. These are all small things, and the point is that the consequence is that the market is bound to be chaotic. The economy is in recession, and the citizens want to make money to make ends meet, and I am afraid that soon all the streets of Shanghai will be full of beggars, and Shanghai, the financial capital, will inevitably regress economically by twenty or thirty years.
Therefore, Xiao Zhenlei thought about it, and still thought that the market could not be chaotic, the economy could not be allowed to regress, and the market must be stabilized, but the Qing Dynasty could not be allowed to get a respite under this rubber stock boom. At the same time, the bosses of these money banks are a bit conservative in their thinking. However, these people are all leaders in China's financial industry in modern times, and if all these people can be brought under its umbrella, then once the financial industry is integrated, the resulting force is bound to bring a new round of great development to China's economy.
After thinking about it for a long time, Xiao Zhenlei made a decision in his heart, he looked at these poor money bank owners in Shanghai and asked: "Everyone, it's okay if you want me to lend you money, but I don't know if you agree to my conditions!" ”
Chen Yiqing hurriedly said: "Boss Xiao, please say, as long as you can help us get through this crisis." Let's do anything! ”
The bosses of other money banks also said, "Yes, yes!"
"Then let's sit down and talk, please be seated!" Xiao Zhenlei smiled and pressed his hand.
One by one, the bosses of the various money banks sat down and looked at Xiao Zhenlei with anxiety, lest he say anything that they couldn't do.
Xiao Zhenlei took a sip of tea and said, "You should know very well. Now there is basically no money available in Shanghai except for my Zhenhua Commercial Bank, except for those foreign banks, of course. But in this situation, will their vampires lend you money? Obviously impossible. Without the government's guarantee, foreign banks will never lend to you. But can the government come forward to vouch for it? Without the permission of the imperial court, Cai Naihuang would never dare to come forward to borrow from a foreign bank to stabilize the market! I'm not wrong about this, am I? ”
The bosses of the money village couldn't help but smile bitterly when they heard this, Xiao Zhenlei said the truth, if they weren't forced to have no choice, they wouldn't have pulled down their faces and came to Xiao Zhenlei to borrow money, because only Xiao Zhenlei still had a little hope to borrow money.
Xiao Zhenlei saw that these money bank bosses did not speak, and continued: "Of course, I Xiao don't want to see the money bank in Shanghai also collapse, after all, you are also the elite of our Chinese financial field, if you fail to go bankrupt, it will inevitably cause the collapse of China's economy, now I propose a plan, whether you can accept it depends on your meaning, this plan is to ask professional accountants to evaluate the current value of your money bank, and then your money bank and my Zhenhua Commercial Bank asset restructuring and merger, Of course, your shares in the merger of the new bank is based on the proportion of the market value of your bank, the advantages of this are, first, to solve your current crisis, second, to save the achievements of China's economic development in recent years, to stabilize the financial market, and third, to retain talents in the financial industry, which can be described as killing three birds with one stone, what do you think? ”
After listening to Xiao Zhenlei's proposal, the bosses of the money bank changed color one by one, they didn't expect Xiao Zhenlei's appetite to be so big, and he wanted to swallow up all the money houses in Shanghai Tang Qian Zhuang in one bite, which made them unable to accept it no matter what.
Chen Yiqing immediately shook his head and said: "Boss Xiao, this requirement of yours is too harsh, Zhengyuan Qianzhuang is the property of my ancestors for three generations, wouldn't it be changed to a surname when it was merged into your Zhenhua Commercial Bank?" This won't work anyway! Is there any other way? ”
Other money bank bosses also said: "Yes, Boss Xiao, your conditions are too difficult to accept, think of another way!" ”
As the saying goes, rather than the head of the chicken, not the tail of the ox, this is the idea that people with a little ambition have, not to mention these bosses of the money banks who are used to five people and six people in Shanghai, let them merge the money banks into Zhenhua Commercial Bank, it is equivalent to these money banks have been swallowed up by Zhenhua Commercial Bank, if they can swallow this breath?
Xiao Zhenlei didn't agree to these people, knowing that they were still lucky, he turned his mind and said: "In this case, please go back, I really have no other way, if you have any other ways to think of it, just go back and find a way, I don't want to see your money bank go out of business, dog, send off!" ”
Seeing this, the bosses of the various money banks could only leave the Xiao Mansion gloomily. They did have a little luck, since Xiao Zhenlei couldn't borrow money here. Then go to a foreign foreign bank to borrow money, but this requires the government to come forward to guarantee it. Therefore, they decided to go to see Cai Naihuang of Shanghai Daotai and ask him to come forward to vouch for them.
On the morning of July 17, the bosses of various money banks organized a group to come to the Yamen Mansion of Daotai in Shanghai to ask to see Cai Naihuang, and they were soon received, but to the great disappointment of these money bank bosses, Cai Naihuang immediately shook his head and refused when he heard that they asked him to borrow money from foreign banks, Cai Naihuang said: "If the news of this official is correct, almost every one of you still owes money from other foreign banks, right?" The previous payment has not been repaid, and now you have asked the official to come forward as a guarantee and borrow money from a foreign bank? Are foreigners stupid? This official can't help you in this matter, come on. Drop-off! ”
The bosses of the various money banks left the Daotai Yamen in disappointment, and only then did they feel a little desperate and dazed.
On July 21, Xiao Zhenlei got the news that Zhengyuan Qianzhuang, Zhaokang Qianzhuang, Qianyu Qianzhuang and other three money banks were frantically run by the citizens, and the silver treasury of the money bank had no silver or two.
This situation has made the citizens of Shanghai Tang even more panicked, and they have become more and more strict about the situation of running on other money banks and ticket numbers, and even the two largest ticket numbers in Shanghai, Fengrun and Yishanyuan, are in danger of running out of funds.
Zhengyuan Qianzhuang, Zhaokang Qianzhuang, Qianyu Qianzhuang and other three bankers owed more than 139 taels of banknotes to Shanghai Foreign Bank could not be returned. The foreign banks then threatened to immediately recover the money lent to Shanghai Bank. On the morning of the next day, the "Guofeng Bao" reported: "The capital of Chinese businessmen in the money bank has been completely dried up, and the banks and money industries are completely unable to accommodate each other," and Shanghai's financial industry is in danger of collapsing.
When Zhengyuan Qianzhuang, Zhaokang Qianzhuang, Qianyu Qianzhuang and other three money banks collapsed, Shanghai Daotai Cai Naihuang realized the crisis of the situation. At this time, Zhou Jinzhen, the premier of the Shanghai Chamber of Commerce, also realized that the collapse of these three money banks would inevitably cause a huge panic in the city's banking and money industry, as well as a panic among the citizens, and would cause huge hidden dangers to the public security in the market. So Zhou Jinzhen immediately went to the Daotai Yamen to meet Cai Naihuang to discuss countermeasures.
On July 23, Xiao Zhenlei was busy with the research and production of grenadiers with engineers in the secret artillery factory of Zhenhua Company. Mortars have long been equipped with 46 standards, and now it is easy to engage in grenadiers. The grenadier is actually an ultra-light mortar, the caliber is small, it belongs to the individual carrying, the biggest advantage is that it does not occupy the establishment, any soldier can carry it, basically can be equipped to the squad combat unit, once the squad combat unit is equipped with the grenadier, it will go to a new level in terms of firepower output and support, because it has a large firing angle, a curved trajectory, and a short range. It is mainly used to kill and injure the enemy hiding behind fortifications and concealments or to kill and injure the enemy's living force at a long distance, its killing effect is good, it is easy to operate, and can be accompanied by a single soldier to move with the first-line infantry to support the first-line infantry. It is highly concealed due to its individual portability and the ability to launch behind obstacles. The grenadiers are carried by special ammunition bags, one of which can carry eight grenades, and a two-person grenadier group of 16.
McConaughey, the chief engineer of the artillery factory, took off the pencil and triangular ruler after making the final stroke on the drawing, looked at it again and said to Xiao Zhenlei: "It should be possible now, try to make another one according to this size, if it still doesn't work, then continue to improve it, what do you say?" ”
Xiao Zhenlei nodded and said: "Okay, this thing is simpler than mortars, the key is to be lightweight, preferably lighter than ordinary rifles, and the range is a little larger, the accuracy is higher, and the range must be at least more than five hundred meters to ensure the safety of the shooter, this matter will be left to you!" ”
McConaughey nodded, "Don't worry, I'll do my best to let them make finished products and test them!" ”
At this time, Xiao Zhenlei's secretary Xiao Gao came over and whispered: "President, Cai Naihuang of Shanghai Daotai called and asked you to go to Daotai Yamen!" ”
Xiao Zhenlei was stunned for a moment and asked, "Did he say anything to me?" How do you answer? ”
Xiao Gao shook his head and said, "I asked, but he didn't say, he just said that you should rush over immediately!" I said you're not there".
As soon as Xiao Zhenlei's mind turned, he thought of why Cai Naihuang was looking for him, he must have wanted him to lend money to those money bank bosses to stabilize the market. He smiled slightly and said to Xiao Gao: "You go and call Cai Naihuang, just say that I have returned to the headquarters of the 23rd Mixed Association, and I am not in Zhenhua Company!" ”
"Okay, President!" Xiao Gao promised to leave as soon as he spoke.
"Wait!" Xiao Zhenlei stopped him again and said, "Inform the bosses of the major money banks and let them see me at the Xiao Mansion tomorrow night!" ”
"Hmm!"
Then Xiao Zhenlei called the Mixed Association Headquarters and informed them that if someone was looking for him, he would say that he would go to the 46th Standard to inspect, Xiao Zhenlei estimated that Cai Naihuang would call the Mixed Association Headquarters, or send someone directly to find it, so he arranged a move first.
After arranging this trick, Xiao Zhenlei called Wang Yaqiao again and asked him to send someone to keep an eye on the foreign bosses of the rubber companies in Shanghai, Xiao Zhenlei was worried that they would abscond with the money.
Cai Naihuang, who waited for Xiao Zhenlei for a day, panicked, he had to take a special car to Jiangning on July 24 with Zhou Jinzhen, the premier of the Shanghai Chamber of Commerce, to see Zhang Renjun, the governor of Liangjiang, but before going to see Zhang Renjun, he and Zhou Jinzhen got off at Suzhou Station to meet with Governor Cheng Quande at the governor's yamen, and made a detailed report on the situation, and then went to the headquarters of the mixed association to find Xiao Zhenlei, and was very disappointed when he was told that Xiao Zhenlei had made 46 bids, because it was too late in time, so he had to quickly rush to Jiangning with Zhou Jinzhen to see Zhang Renjun, He was asked to explain the crisis in Shanghai to the imperial court and try to save it.
Cheng Dequan and Cai Naihuang are not in the same camp at all, how can he help Cai Naihuang? He also wished that Cai Naihuang would fall, so he had no intention of trying to save it, but just reported the matter to the imperial court, but Zhang Renjun was different, he telegraphed the imperial court, saying that Shanghai Zhengyuan, Zhaokang, and Qianyu were closed at the same time, and the debt entanglement and the precarious situation in Shanghai caused a huge panic in the huge market, and asked the imperial court to issue an order to allow Shanghai to borrow from foreign banks to stabilize the situation.
The will of the imperial court has not yet come down, and Yan Yibin, the owner of the Yuanfengrun ticket number, and Liu Ansheng came to Cai Naihuang again, hoping that the Shanghai government would take measures to maintain the market. Helplessly, the influence of this trend is too wide and too deep, only Yan Yibin and Liu Ansheng co-opened Deyuan Money, in the speculation on the loss of 2 million taels, the loss has been comparable to the collapse of Zhengyuan Zhuang, only because of the full support of Yuanfengrun, to not fall, but at this time Yuanfengrun and Yishanyuan, the two largest ticket numbers in Shanghai, are also facing the huge pressure of the citizens at this time, if it is not for Yan Yibin and Li Jingchu borrowed a sum of money from the Bank of Communications to save the emergency, I am afraid that it will not be able to support it at this time, This is also because Li Jingchu is the prime minister of the Bank of Communications, and if it were not for this relationship, it would be impossible for them to lend money from the Bank of Communications. (To be continued......) R527