"Ahem, ahem, nothing, nothing, I think the weather is good today." Lu Bing's mind was patronizing, and when Meng Xueqing asked him, he couldn't help but be a little flustered, and said to himself, but Meng Xueqing didn't give up: "Is the sky good, or the people are good?" As he spoke, he glanced at Shen Yew on the side.

At this time, not only Lu Bing, but even Shen Yeshan was red-faced, and he couldn't help but say, "Sister, what nonsense are you talking about." ”

"Look, I didn't say anything about you, what are you anxious about." When Meng Xueqing saw Shen Yew being tricked, she laughed deliciously.

Lu Bingzhi said that he couldn't argue with Meng Xueqing, so he hurriedly interrupted the topic and said, "By the way, Miss Shen, what are you going to do on Long Island?" ”

"I'm going to build a transit point at sea." Shen Yeshan said, there was no trace of abnormality on Meng Xueqing's face, Lu Bing could see that Meng Xueqing didn't know about it, but the matter was by no means as simple as Shen Yeli said.

Lu Bing smiled coldly and said, "That's what's wrong with you, Miss Shen." Let's cooperate in good faith, you don't tell the truth to this day, and you deceived me, a simple lady, say it quickly, what is the secret, don't let me find out, don't say that I won't cooperate with you when the time comes. ”

Shen Zishan's eyes flickered for a moment, but he said stiffly: "No, it's a maritime business transfer station." ”

Now even Meng Xueqing saw it, she didn't guess, but she saw a trace of panic in Shen Yeshan's eyes, although it was fleeting, but she couldn't escape Lu Bing and Meng Xueqing, so Meng Xueqing lowered her face and said: "Sister, if you deceive your sister." I can ignore you again. ”

"Okay, okay, I wanted to tell you later, I can't fool you two spirits." Shen Yeshan said: "But Lu Bing, you can tell me how you see it first." ”

Lu Bing recounted the speculations he had seen earlier about the furnace and the population. Shen Yeshan smiled: "You are well-informed, Sister Xueqing is ten times smarter than you, that is, she has less experience in going south and north, so she was deceived by me, let's go back to the Lu Mansion and talk about it, there are many people here." ”

Lu Bing and Meng Xueqing agreed, and the three of them got into the carriage and returned to the Lu Mansion within an hour. Shen Yeshan served tea to Meng Xueqing and said, "My sister had a place to deceive my sister before. I hope my sister won't be angry with me, I don't have bad intentions, but this matter must be done confidentially. ”

"Say it quickly, then. Knowing everything and saying everything, I will spare you this little thing. Meng Xueqing said and hooked Shen Yew's nose, things gather people in groups, and smart people are naturally willing to associate with smart people.

Shen Yeshan nodded and said, "Then I'll make it clear." Before I said that, I would like to ask you if you know the history of our currency? ”

Lu Bing said: "I have read an encyclopedia. As the days go by, I think about the earliest days when I traded rare stones or shells, so I had an extra shellfish on the word related to wealth. Later, human civilization progressed, and the unified government created the circulation of money. At that time, the main material was bronze, but there were slight differences in the appearance of currency from place to place. In the Spring and Autumn Period and the Warring States Period, because the princes and countries were independent and had their own independent political powers, there were differences in both the unit of measurement and the currency, and the difference in currency increased. leads to the inconvenience of using exchanges, which in turn generates exchange rates. It's just that trade was also formed at this time. It is customary for currencies to have different units of conversion between countries, and although there are many contradictions, it also represents a great progress in the flow of assets, and the circulation of money indicates the exchange of commerce, and the history of money has come from this. ”

"Lu Bing, you are really not a martial artist, you are still a learned person. Awesome, you continued. Shen Yeshan praised, although Meng Xueqing also knows a little bit about it, but she prefers to listen to Lu Bing, what Lu Bing said is simple and easy to understand but contains a lot of knowledge, which is a masterpiece. Naturally, Lu Bing read an encyclopedia that summarized thousands of years of civilization and compiled and summarized a little knowledge, how could it not be incisive.

Lu Bing continued: "After Qin Shi Huang unified monetary weights and measures, there were standard and standardized trading rules in the land of China, which were formulated by merchants according to the laws of goods and markets. Then, after the rise and fall of dynasties, the currency has also changed, and all kinds of Tongbao and Dabao currencies have appeared in different forms and appearances. Because it is not easy to wear and tear, and it is also much easier to carry. Leave a hole in the middle to facilitate the copper plate to be worn, which is more conducive to issuance, so the money is also called Brother Fang Kong or Brother Kong Fang. ”

"Yes, what else?" Shen Yeshan said even more approvingly.

In addition, during the prosperous Song Dynasty, there was a period of paper money called Jiaozi, which was also a precedent for paper money. And my Taizu Emperor Gao also issued banknotes, known as the Ming Dynasty Treasure Banknote, but the most uncontrolled issuance, resulting in inflation, that is, the supply exceeds demand, and this kind of banknote has depreciated. Coupled with the distrust of traditional businessmen in paper money, the Ming Dynasty passed the treasure banknotes to the most ruthless and then lost the market, and fell to the point that it was hard to wipe people's buttocks. Lu Bing laughed evilly.

"I just praised you for two sentences, and I didn't speak properly." Meng Xueqing also smiled.

Shen Yew said: "Then let me ask, when did the silver start circulation?" ”

"Hasn't it been circulated for a long time, when I used to watch TV series, there were gold, silver and jewelry in the Qin and Han dynasties." Lu Bing said, but Shen Yeshan shook his head and said, "No, no." At that time, there was gold and silver, but it was only a luxury item used by the royal relatives and nobles, not a currency circulating in the market. At that time, even if the officials were paid, they didn't need money, so what was the reason? Because they couldn't spend the silver, most of the people didn't know the silver, or the value of the silver was too high at that time to buy ordinary things, and the merchants couldn't find it, or they didn't recognize the existence of this currency in their hearts, so they issued copper coins as the main currency. A currency must be recognized by the market and circulated in order to be called a currency. ”

"By the time of the Song and Yuan dynasties, silver was still not something that circulated in a large area. The value is also high. The reason why the value is extremely high is because things are scarce and expensive, and there are very few silver mines in my Daming. It is difficult to meet the needs of the market. Therefore, Taizu established the Ming Dynasty, silver is still not the main currency, our currency is composed of the Ming Tongbao, that is, copper coins and Ming Tongbao banknotes, which later depreciated. Then, when Zheng He went to the West, the silver of the foreign domain slowly flowed into our Ming market, and several silver mines were opened in the Tianshun period, and silver slowly became popular. Generally. The history of spending money is not too long. By the way, what do you mean by inflation? Shen Yeshan asked.

"I won't explain this in detail for the time being, it's too cumbersome to say. Roughly speaking, the money supply is greater than the actual demand for money. In short, it is a good thing to issue paper money, but it should be linked to gold reserves, or replaced by other rare metals, as a counterpoint. Control the number of issuances. Only by carrying out macroeconomic regulation and control of market prices can paper become money under the multi-faceted effect. Of course, the safety issue is also very important, the reason why the businessmen do not agree with this banknote, is also due to security factors, such as your Shen family's money and my Yang family money bank in this point actually do a good job, reputation and capital double protection can make people feel at ease to use. Lu Bing nodded while saying Shen Yew, Lu Bing's inflation theory was very correct. It's also thought-provoking. Although a successful businessman can understand this truth, no one has ever summed it up. With such a theoretical basis. The Shen family and Lu Bing again, once they can issue banknotes, it is equivalent to occupying the dominant power of the market, so the more prosperous Shen family and the magnificent market are not at their fingertips, and they will win the pinnacle of the world, and they will tremble when they stomp their feet

Lu Bing urged: "Then you haven't said what you're going to do?" ”

"Don't worry, don't worry, this is to say, the ban on the sea has led to the inability of foreign currency to circulate, and now the foreign silver mines are far away from our Daming, and the people in Fandi are too timid and afraid, so they dare not come to our Daming. The pirates on the road are also a major aspect of their concern, and the other is that their silver casting skills are not good, they do not meet our standards, they are either too pure or there are too many impurities, so" Shen Yew talked eloquently, but before he finished speaking, Lu Bing exclaimed: "You won't go to Mexico to dig silver mines, I'll wipe it!" ”

"What Mexico?" Shen Yew said strangely, Lu Bing waved his hand and said: "There is nothing to do, there is nothing to do, it is in the extreme west, and now it should be occupied by Spain, which is what we call the Hongfan people." Your Shen family doesn't want to buy silver mines, or exchange goods for their silver dollars, and return to the furnace for refinery, right? ”

"How do you know the way!" Shen Yew was shocked, all this is the secret of the Shen family, this and the Miao Jiang Tea Ceremony, the ancestral treasure, and called the three secrets of the Shen family, I didn't expect it to be broken by Lu Bing, an outsider.

Lu Bing was also stunned for a long time, the shock in his heart was no less than Shen Yew, the Shen family was too bullish, they actually started foreign trade, people pulled goods and things, and the goods of the Shen family were money, if you didn't count the cow fork, you would never be able to find something more bullish. Lu Bing said: "Don't care how I know the Dao, did you just do this or what?" ”

"Our Shen family has been operating this business for fifty years, and at first we didn't do business with the Hongfan people, but our Shen family went through business with Annam in the south and Tatar in the north. It's just that in recent years, it has been found that the silver of the red fan people is more and cheaper, plus the round-trip freight and refining expenses, and there can be three times the huge profit. Besides, the situation at the border is tense, and it may be broken as soon as there is a war, and it is not enough to hide people's eyes and ears, and there are too many dots on the road. Shen Yeshan saw that Lu Bing had heard a little, and thought that Lu Bing must know what Lu said, so he knew everything and said everything, otherwise this cooperation would not be easy to do.

Meng Xueqing was also stunned for a long time before saying: "What does my sister mean is to use Long Island as the processing and production place of these silver taels to avoid the eyes and ears of the imperial court?" ”

"With this idea, after all, if we do this, it will definitely have a great impact on the financial power of the Ming Dynasty, and the imperial court must also treat us as fire and water, so we must act in secret. However, nothing can be hanged on a rope, so Long Island is just a point for us, where we can save a lot of overland costs and maximize profits. It also reduces the unstable factors on the road, and also avoids the imperial eagle dogs on the road, which has a further effect on the market occupation in the north. Therefore, in the future, Dengzhou Mansion and Long Island will be the strategic places of my Shen family. Of course, you also have an obligation, and the obligation is to help us cover up and defend overseas, and it is not far away that those unruly pirates along the coast of Shandong will help us drive us away. Lu Bing, our cooperation has just begun, and we will fight side by side for a long time in the future. Shen Yeshan said with a smile.

Lu Bing pondered for a moment and nodded, then looked up and asked with a wicked smile, "Then how much can I get?" (To be continued......)