"Grandpa Guo, our family is really convinced, these big families in the southeast are unruly, insidious and vicious, and they don't take the court in their eyes at all. Grandpa Li is such a good person, he was so frightened that he went crazy, when our family passed by Nanjing, we deliberately looked at him, not to mention how miserable! ”

Wang Tiqian sighed and said: "On a cold day, I wore a single coat, and ran back and forth in the yard in the middle of the night, and my hands and feet were frostbitten, and pus flowed. These people are really hateful, this time we come to our house, we have to avenge Gong Li. Please also ask Grandpa Guo to help one or two, our family is grateful. ”

"Hehe, Princess, it stands to reason that Benjue shouldn't have peeled your face, but there are more important things."

"What's the matter?"

"Of course, it's a matter of collecting taxes." Zhang Ke said with a smile: "I just talked with the big households, and there are tentatively four taxes, five percent of the business tax, three percent of the transit tax, ten percent of the silk porcelain produced by the factory workshop, and five percent for the export of Western goods." ”

Zhang Ke said, pushing the detailed explanation of tax payment in front of Wang Tiqian.

"Princess, this lord thinks that at present, we should give priority to stabilizing the overall situation, and strive to implement the taxes as much as possible and enrich the treasury. If a big prison is raised casually and makes people panic, I'm afraid it's not appropriate! ”

Wang Tiqian looked at the thin pieces of paper in front of him, and his eyes almost fell off.

There was only one sentence left in his heart, which kept echoing: "He did it!" He did it! He really did it! ”

Commercial tax is a disease that the Ming Dynasty has had since its mother's womb, and Comrade Lao Zhu stipulated a commercial tax of 30 taxes and one tax, and the gentry and bureaucrats did not have to pay taxes. At the beginning of the country, when all industries were withering, it was not a problem, but after two hundred years, industry and commerce had replaced agriculture as the mainstream of the economy.

Countless ministers in the past dynasties, and even the emperor thought about collecting commercial taxes, and they were all defeated in front of two words: ancestral system!

This time, Wei Zhongxian asked Zhang Ke to go south. It's just that I want him to clean up the gentry in Jiangnan, and then implement the commercial tax of thirty taxes and one year, and add one or two million taels of revenue to the imperial court every year, even if it is a perfect realization of the goal.

But Zhang Ke did far beyond his imagination, if it was really implemented according to this tax rate, even if it was discounted, the Ming Dynasty would no longer have to worry about the lack of money.

Wang Tiqian's hands trembled excitedly, and he hurriedly said: "Grandpa Guo, our family will play Long Live Grandpa immediately, and the master will definitely reward Grandpa Guo." ”

"Slow." Zhang Ke smiled: "Princess." Don't worry. The matter of tax collection was widely implicated, and although the representatives of the gentry agreed, there were several things that the court had to do. ”

"I didn't say it, as long as you don't deceive the king, you can do as many as you want!" Wang Tiqian said generously.

"There are thousands of things, and it can be summed up as two, the first is to set up a city shipping department in Songjiang to facilitate the export of Western Oceans."

"This should be fine, the more exports. The more taxes the court collects, isn't it written, there is a tax of five percent! Wang Tiqian said with a smile.

"It's rare for the prince to be so open-minded, and this matter requires you to speak well to Grandpa Wei!"

"Well said. We'll write when we get home. ”

"Well, the second thing is the method of taxation." Zhang Ke said with a smile: "Don't hide it from the prince, if you follow the previous tax collection method, officials at all levels will inevitably be up and down." Wanton greed for ink. The imperial court couldn't collect taxes, and the merchants couldn't operate, but they just fattened a group of moths and rats. Therefore I dare to mention yì. Change the way of taxation, Jiangnan Bank will file taxes on behalf of you, and then the court officials will approve and transfer the tax money to the national treasury! ”

"Grandpa Guo, this Jiangnan Bank, our family has never heard of it."

"Speaking of banks, in fact, they are similar to money banks, and in the future, all the workshops and wealthy businessmen, with an annual turnover of more than 50,000 taels, must all go to the bank to ensure the safety of property, and second, to prevent black market transactions and tax evasion. Every year, Jiangnan Bank declares taxes to the imperial court, which not only ensures the stability of the tax source, but also prevents small officials from exploiting businessmen, killing multiple birds with one stone, benefiting the country and the people! Benjue has already written a charter and asked him to forward it to Grandpa Wei. ”

The city shipping division involved the export of tens of millions of taels of silver, and Zhang Ke and Wang Tiqian also used a tone of discussion. But when it is the turn of the bank, there is no doubt, the importance of the two is obvious!

Wang Tiqian frowned, it stands to reason that this bank looks very good, whether it is good for the imperial court or businessmen, as for the loss of the benefits of some officials, I can't care about it! But why do you faintly feel that something is wrong, afraid that there is some ambush hidden......

"Princess?"

"Huh? Grandpa Guo, please have something to say! ”

"Ben Jue knows that the country is difficult, and he has prepared two million taels of silver as this year's commercial tax, and it will increase by one million taels every year in the future.

Two million!

Wang Tiqian gritted his back molars, and his eyes were green.

That's silver, not stone, and you can take out two million casually, which is worth half of the annual income! How much oil and water is in the commercial tax!

I vaguely heard that this time several big families used tens of millions of taels of silver, it is unimaginable, they are the real rich rival country, the one in the Forbidden City can only boast of being rich all over the world, but in fact it is weak!

Such a large amount is no longer something that a pen-writing eunuch can decide, Wang Tiqian immediately got up, arched his hand and said: "Grandpa Guo, our family immediately reported to the master and Grandpa Wei, and took his leave!" ”

"Don't send it!"

Zhang Ke smiled and arched his hand, and sent Wang Tiqian away, Zhang Ke crossed Erlang's legs, drank the big red robe sent by Ye Yongxin, and couldn't help humming.

"The pretty woman of Erba is lazy to make up, and Cui Yingyingyou has a little sick ......"

Footsteps outside, Bao Shiqing and Fang Chongwen walked in with a smile and saluted.

"Grandpa Guo, Wen Taowuluo, you have nothing to say, but this singing song is still a master on the Qinhuai River, the small one will be arranged, within three days, what four famous Dans, eight famous characters will all be sent to you!"

"Dare to arrange Benjue, come and cut off his dog's head!" Zhang Ke scolded with a smile.

Bao Shiqing hurriedly touched his neck and said in an exaggerated tone: "Grandpa Guo, be merciful to your subordinates, can you unload the mill and kill the donkey." ”

"Stop playing tricks, if there's something good, hurry up."

"Yes, yes, yes!" As soon as Bao Shiqing opened his mouth, he said: "Grandpa Guo, let's make a fortune!" Bao Shiqing smiled so much that his eyes were full of copper coins.

"First of all, we shorted the grain, we made more than 10 million yuan, and this silver was loaned to the big households in the name of the Liaodong Bank. Then use the silver to make a big purchase, and seventy percent of the industries in Suzhou City are listed in the name of Jiangnan Bank, and other Songjiang, Hangzhou, Yangzhou, Zhenjiang, and so on. At least two or three percent, and even Fujian and Jiangxi have our industries. Hearing the news of the establishment of the city shipping department, the price of the land shop has increased exponentially, and it is conservatively estimated that the industry under the name of Jiangnan Bank is about 200 million taels, and it is still growing wildly! ”

Two hundred million taels! Compared with what Zhang Ke gave to the imperial court, it is a hundred times more!

What is called a rich country, this is the real rich country!

It has to be said that the wealth of Jiangnan far exceeds that of Liaodong. Even if Zhang Ke turns Liaodong upside down, he can't speculate on such a high value. It seems that this time I came to Jiangnan, I really made a lot of money, and I earned more than I imagined.

Fang Chongwen was not as happy as Bao Shiqing, his face was solemn and he bowed down.

"Grandpa Guo, there are a few words to say."

"Speak."

"Yes, it is the big households in the southeast that provoked the food crisis this time, and they have done a lot of evil. Too many to name. But now, they have not been punished, on the contrary, after opening the market. They have a large number of shops and workshops in their hands, and they are suddenly rich, and their value has increased exponentially. If the wicked are not punished, there is no right and wrong? Isn't there anything right or wrong! ”

Fang Chongwen asked loudly, and in an instant, the air pressure in the study was much lower.

"This, Shiqing. What do you think? ”

"Returning to China, I think that everything can't be too serious, if the eleven families are killed, the pattern of Jiangnan will inevitably be reshuffled, and it will not be restored in two or three years. What Jiangnan Bank, what the city, has become empty words. It is already unexpected that the power to change, do something and do nothing, and to have the current situation. Bao Shiqing smiled at Fang Chongwen and said: "We businessmen only look at profits, and we can't get along with money." ”

Fang Chongwen gradually lowered his head and remained silent.

Zhang Ke suddenly smiled and said: "What Shiqing said is also right, but it is also not right. Against Benjue, they still pay the least price, if they don't give them some color, won't people look down on Benjue! ”

Bao Shiqing beat a small drum in his heart, and said secretly: Grandpa Guo, you have taken advantage of the sky, why are you still holding grudges so much!

"In the final analysis, the noble side still relies on their relationships, and they may not have much real ability, and the industry and commerce in the southeast cannot rely on them in the future." Zhang Ke smiled and said, "Shiqing, do you know why Benjue wanted to establish Jiangnan Bank?" ”

"This ...... Isn't it for the convenience of taxation? ”

"Hahahaha, that's just the tip of the iceberg, the bank comes in, and the silver dollar comes in. Jiangnan is the commercial center of the Ming Dynasty, as long as the silver dollar stands, the implementation of the whole country is just around the corner. I have the golden vein in the world in my hands, we can support whoever we want, we can pinch whoever we want to kill, there is no privilege to shelter, everyone will be eliminated sooner or later! ”

Fang Chongwen was chilled when he heard this, and then he understood what it means to be ruthless! Just now, he looked generous and spared everyone, but secretly he used the real knife!

Zhang Ke patted Bao Shiqing's shoulder with a smile and said, "You understand this time, right?" ”

"Oh!"

Bao Shiqing let out a long breath, to be honest, he had been on Zhang Ke's side from the beginning, before and after the saddle, but when it came time to share the spoils, he was only the twelfth. Of course, Bao Shiqing has a pimple in his heart, but he understands Zhang Ke's temperament, Grandpa Guo will not treat his own people badly, and sooner or later he will be compensated, but he didn't expect it to come so soon!

"Grandpa Guo, what are you going to do?"

"Hahaha, that's not something Ben is thinking about." Zhang Ke said with a smile: "I am ready to appoint you and Chongwen as the vice presidents of Jiangnan Bank, you can discuss specific countermeasures, remember one thing, before our people rise, don't let them be aware, boil frogs in warm water, wait until they come to their senses, and then kill them with one blow!" ”

Bao Shiqing was even a little afraid, if he had hesitated at the beginning, he was afraid that he would also fall into Zhang Ke's calculations at this time, thinking of this, he was shocked.

"Grandpa Guo, I will definitely do things beautifully, please rest assured." (To be continued......)