Zhou Jing's anxiety was expected by Lin Feng, after all, Zhou Jing was just a novice who had just come into contact with the banking business.

"Don't worry, speak slowly!" Lin Feng glanced at the thin sweat on Zhou Jing's forehead, and sighed softly in his heart, if it weren't for the fact that he really didn't have time, he really had to train Zhou Jing as a professional manager. Not panicking is the minimum quality requirement!

"Since the opening of Xinsheng Bank, there have been a lot of inquiries in the store, and there are also many Jinling people, craftsmen or street vendors who have deposited their money in the bank, but there are not many who have deposited large sums of money. At the same time, because we do not have branches in various places, the flying exchange business is basically not carried out. The whole banking business is not in a hurry. Zhou actually wiped the sweat off his head and said hurriedly.

At this time, the two had already walked to a secluded corridor in Situ Mansion. Lin Feng saw that there was no one around, so he sat down, and by the way, calmed his heart that was still beating violently.

"What about loans?" Lin Feng pointed to the chair next to him and motioned for Zhou Jing to sit down and talk.

"There are a few transactions, all of which are some people who have been reputable in the past, but the amount is not large." Zhou Jing sat down and said with some frustration.

"Brother, what do you think is the main reason why the banking business is not going well?" When Lin Feng looked up at the sky, the sun was about to set, and the afterglow was obliquely reflected, stretching the figures of the two of them very long.

"I feel that the main reason is that everyone thinks that we are also flying money and redeeming money, and most people don't believe it, and the rich don't look down on it." Zhou Jing said with a frown.

Lin Feng looked at Zhou Jing appreciatively, this question was very accurate, and he continued: "You said it very well, and I also think the reason is just two words: trust!" In fact, the most important thing in banking business is how to make ordinary people, wealthy people and even the rich people trust you! You should work on this point! Lin Feng said.

In fact, in Lin Feng's long-term planning, the bank is the most important! But Lin Feng is not a fool, his own foundation is too shallow and his strength is too thin, so he has to lean into training first to cultivate his own strength and heritage, so he deliberately let the banking business slow down. If the banking business is done vigorously first, and the interests are like mountains and seas, with the strength of a mere civil and electronic official, it is already a very good end to be squeezed away by others!

Zhou was stunned for a moment, and froze thoughtfully.

"I'll give you two tricks, you slowly grope for it!" Lin Feng waited quietly for a while and spoke.

"Please teach Master Lin!" Zhou Jing was overjoyed and bowed to Lin Feng.

"Don't dare. First, you have to observe more carefully, for example, new supermarkets and other good projects, Xinsheng Bank can invest, money makes money, then profits! Lin Feng said with some hatred, paused slightly, and then said, "In the future, my wonderful shop and Datang Academy Academy are estimated to continue to launch good projects, you must pay attention!" ”

"I remember, what about one more?" Zhou Jing's face was full of joy, and he nodded again and again. There is no way, Zhou suddenly went from a person without any business experience to the head of a bank, and his lack of necessary concentration is understandable.

Lin Feng thought for a while, and then he made up his mind to release a "notorious demon" in the future in advance: "You can try to start an installment purchase business." ”

"What do you mean?" Zhou was naturally confused.

"It's easy to say. You can choose some people who have a certain amount of savings, a regular job and a stable income, and are willing to buy a house in Jinling City, and issue them a home loan. Let them use their house as a mortgage and allow them to pay a fixed amount of money in monthly installments over a period of three or five years, or even ten years. Of course, the interest rate on repaying the loan must be lower than the interest rate of the money secretly outside! Lin Feng shook his head and said. In the future, several large state-owned banks in China were able to leap from the brink of bankruptcy to the most profitable banks in the world, and the installment housing loan can be said to be indispensable!

Zhou Jing lowered his head and muttered for a while, then raised his head in surprise: "This is a good way to make money, and it helps those who want to buy a house and live in it." is worthy of my respectful Lord Lin, and the clever plan will come as soon as he opens his mouth! ”

"Less sycophants!" Lin Feng glared at Zhou Jing, raised four fingers, and commanded seriously, "I have four requirements, you must always keep them in mind!" One, it is necessary to ensure that these people can pay 30 or 50 percent of the down payment. Second, it is necessary to find out clearly about the work, income, and integrity of these people; Third, we must control the scale of distribution, and it is not advisable to put too much at once, otherwise, the housing prices in the city will rise wildly.

The last one has nothing to do with mortgages, but you must always look for and train reliable people to spread the bank's stores to the whole city and other cities as soon as possible. The principal of the bank, as long as the cash is not less than two successful banks, you can take out the rest of the money to expand wildly! In this matter, we are the largest shareholder, and we are also the president and vice president, so we naturally have the right to be the master! Besides, the money in your Situ Mansion should be used for bank investment instead of being moldy in the treasury!

Brother, if you want to do great things, you must be more courageous! Remember, money is just a tool, and it is you who command it, not it! ”

Zhou Jing listened carefully, and the light in his eyes became brighter and brighter. Hearing Lin Feng's last two words, he couldn't help but stand up and bow down to Lin Feng to thank him deeply.

Lin Feng pressed Zhou Jing down and said solemnly: "A large sum of money is a good thing, but it is also a thing that can attract demons!" Not only to guard against the world's swarming rich people, but also to guard against the greed, impulsiveness, arrogance, arrogance and other demons in your heart.

Zhou Jing, I hope you will hold a calm heart, always stay calm, cautious and not blind, bold and not rash! Remember, the position of bank president can make your life brilliant or ruined! Lin Feng commanded with great solemnity.

Zhou Jing nodded solemnly, raised his right hand, and made a small gesture of vow.

Lin Feng grabbed his right hand, pressed it down, approached Zhou Jing, and whispered, "This is my heartfelt words, I hope you keep it in mind!" There is a big secret to tell you, you know, I am a white Ding, where is there so much money for shares? The shares in my name are the private money of His Majesty today! If you mess up or want to mess around, watch out for yourself! ”

After speaking, Lin Feng looked at Zhou Jing's little face, which immediately turned pale, patted him lightly on the shoulder, got up and walked outside the mansion.

At this time, the sunset has been hidden behind the Jinling city wall in the distance, a cool wind blows, and a few fallen leaves float in the air leisurely, not falling.