Chapter 226: Jinyiwei Medical Insurance System
"Meng Yan, nicknamed Stone, the son of Meng Xian of the hundred households of Jinyi Wei, the current treasurer of the Nanya Craftsman, everyone must have already known him, the future son-in-law of the official, this is the matchmaker of the Holy Protector, you have also seen it, he is listening to the meeting for the past three days, you are all his elders, and the official position is higher than him, the official hopes that you will give young people more opportunities, how about it?" Guo Nu personally introduced Meng Yan to his officials.
Although everyone has already met, and even some people have a good personal relationship with Meng Yan, this is the first time that this kind of formal occasion has been introduced!
This also shows that Guo Nu officially recognizes Meng Yan's son-in-law, and also plans to cultivate Meng Yan's son-in-law!
This is also a bit of a "external move does not avoid hatred, internal does not avoid relatives".
"Hello everyone!"
"The content of today's meeting is about the reform of Jinyiwei's injury and medical treatment, this is the first case in this dynasty, and this official hopes that everyone will listen carefully and ask any questions."
"Master Meng, let's start!"
"No!"
"Good evening, gentlemen!" Meng Yan stood up and bowed first, said hello, and then cleared his voice, "Today's meeting is about the reform of the medical system, one of the several major reforms of Jinyiwei in the future, and there are many aspects involved, I can only talk about some of my thoughts and ideas, please criticize and correct, thank you." ”
During the meeting, it is forbidden to make noise, this is the rule set by Guo Nu, and the violator has already been beaten, so many people do not think of Meng Yan's speech below, and they dare not break the rules.
At best, it's just a matter of not listening.
"I'll give you an example, so you can be more intuitive!"
"I haven't been in Jinyiwei for long. There are not many people who know him, but the patient has known several people, and Lu Rong, the original chief flag of the craftsman's treasurer......"
Meng Yan took Lu Rong as an example, this hit the key point of these people at once, Lu Rong is just a case, but they haven't encountered this kind of thing? Or what happened to your own friends and relatives.
Birth, old age, sickness and death, that is a person's inescapable reincarnation of fate, birth, old age and death are not controlled by one person.
This disease can be controlled, and if you are sick, as long as you treat it in time, you can survive. Who wants to die?
Diseases can be prevented. It can be controlled, it can be treated, which no one does not care about.
I'm not sick today, but I'm going to be tomorrow. Who can guarantee that they will not get sick for the rest of their lives?
"The danger of illness hài. I'm sure you all know that. Strict zhòng can take the life of one person and put another happy family in trouble. It can also make a person lose the ability to work, and can only spend the rest of his life on the sickbed, and I have never seen a person who has never been sick in his life, and if he says a disrespectful word, even if he is a saint, he will occasionally be slightly ill, otherwise the imperial court will not set up such an institution as the Tai Hospital......"
"The imperial doctors are selected through layers of selection, and the medical skills are naturally excellent, but after all, the imperial doctors are only a few people, and it is impossible for him to serve you on call......
"Establish a medical insurance system, which is the first of Jinyiwei, we set aside a part of the money from the annual industrial income to pay medical insurance for all the registered Jinyiwei, everyone will have an account, this account is bound to your ......"
"We will formulate the reimbursement ratio according to the position and grade of the individual, for example, the commander of Jinyiwei, as long as the insurance premium is paid in full every year, then he can be 100% reimbursed for medical treatment, medicine, and even hospitalization in Jinyiwei Hospital, that is to say, in the future, if he is sick, it will not cost money to see a doctor and take medicine, but where does this money come from, it is this insurance fund......"
Hearing this, the expressions of the Jinyi guards below began to become solemn, is this not about vital interests?
"In addition, this insurance can be used with your immediate family, that is, if your immediate family members, such as your wife, parents and children are sick, they can also be reimbursed, and the reimbursement ratio will be reduced by one level, but the number of people will be limited within a year!"
Can it be used on a loved one at home?
All the officials who participated in the meeting were moved, and they pricked up their ears and listened carefully to every word Meng Yan said, for fear that the sentence was misheard or missed, and some of them were already unconsciously excited!
Some people's wives or elderly people are sick and spend a lot of money every year, but now there are not only good doctors to see, but also to reimburse medical expenses.
Originally, some Jinyiwei officials who had cut off their financial routes to Guo Nu for the introduction of the "Eight New Regulations" also began to settle accounts, although their gray income is gone, but other benefits have been improved, and the income is completely legal, and there is no need to be corrupt and bribed, lose office, and dismiss from office, and even affect their families.
Now that this medical insurance system is really implemented, it is definitely the gospel of the majority of Jinyiwei, especially the captains and wrestlers at the grassroots level, who are absolutely supportive.
"Meng Baihu, this official interrupts, may I ask, how big is the scope of this immediate family?" A brocade-clothed guard Qianhu couldn't wait to stand up and asked.
"Anyone who is related by blood within three generations is fine!"
"Does my daughter-in-law's sister count?" The thousand households asked.
"This doesn't count!" Meng Yan smiled slightly, "However, after the establishment of the insurance fund, we will try to operate externally, and outsiders can also join in at that time, and that set of standards is different from our internal." ”
"What does it mean to operate externally?"
"It's that the money from this fund will be used to generate money, so that there will be more money to help more people."
"What if you lose money?"
"Rest assured, not all the money in the fund is taken out to make money, there will be a part that is not allowed to be moved, and only a part can be used!" Meng Yan replied.
"Master Meng, how do you make money?"
"We envision setting up a ticket number, putting the money in the ticket number, lending it to those merchants in need, charging a certain amount of interest."
"That's to be a money bank?"
"It's similar to the money bank. But there is still a difference, we will establish this kind of ticket number in various places, and issue a kind of silver ticket when the time comes, as long as there is a place with our ticket number, you can deposit and exchange! Meng Yan said.
Using Jinyiwei to do finance, Meng Yan doesn't know if he can do it, but it doesn't matter if he tries it, it just so happens that there is a big gap in the financial policy of the Ming Dynasty!
"Anyway, we don't understand it, as long as it can bring us benefits!" This brocade-clothed guard Qianhu urn said angrily.
"Lao Ma is right, as long as Master Meng can make everyone's life prosperous. Let's support it! ”
"As long as it is not expressly forbidden by the imperial court. For the sake of the well-being of our brothers, why can't we do it? ”
Who said that the ancients did not have a forward-looking vision, and the benevolent brother in front of him was bold offside when he spoke.
"Master Meng, you know. How much does our brother need for medical expenses a year? "A brocade-clothed guard Qianhu asked a rather tricky question.
"This. I don't know yet. Meng Yan was very honest. If you don't know, you don't know, and if you answer wrong, it will make people laugh.
"There are more than 30,000 people registered in Jinyiwei. The actual number of people is a little more than 20,000, the largest number of people in the capital, there are tens of thousands of people, every year to see a doctor and take medicine, not to mention much, a person a tael of silver, there are always there, this is tens of thousands of taels of silver, Lord Meng, do we have such a sum of silver? ”
"Yes, this money is not invested all at once, it can be divided into batches, besides, so many people will not be concentrated on the same day to see a doctor?"
"Lord Meng, I was injured in the shoulder in my early years, and was pierced by the enemy's sword, although I didn't die later, but there is still half an arrow in the shoulder blade, every time it is windy and rainy, I can't wait to wipe my neck with a knife, if you can cure me, I won't say a word, support you!"
"I'll take a look at this first, if it's just an arrow stuck in a bone, a knife is not a big problem, but if there are other problems, I can't guarantee it!"
"Medium!"
"Master Meng, my waist is always sore, can you ......"
"Lord Meng, me, and my ......"
……
Meng Yan smiled bitterly, a good meeting, and finally became his free clinic, these officials are all thirty or forty years old, their physical functions are declining day by day, and there are many miscellaneous diseases, even if some seem to be healthy, there are some minor problems!
In the first three days, these people could still endure it, looking at Meng Yan sitting behind Guo Nu, none of them dared to pick their heads, and asked Meng Yan to show them.
It's good now, someone has come out, then you can still miss it, such a good opportunity is too rare, you must know that Meng Yan usually stays in the south of the Yajiang as a division, you are the imperial court yamen, not a private place, and they are not familiar with Meng Yan, and they are embarrassed to come to the door.
"Don't squeeze, come one by one, old cow, please help me maintain order, so I can't watch it at all?" Meng Yan grabbed Niu Dali's strong man.
"Good!" Of course, Niu Dali did not let go of such a good opportunity.
"Tonight, I'll see five people first, and the rest will be five every night in the future, everyone will go to my long-term follower first to register and follow the order of the list, okay?"
Naturally, the officials have no opinion, they just watch it early and watch it late.
"The tongue coating is thick, the color is white, Zuo Qianhu, you have to pay attention to keeping warm, you can't drink cold water anymore, drink less wine, in moderation, in addition, sexual intercourse should be moderate, I will prescribe you a prescription to warm and replenish kidney yang, go back and eat and come to me for a follow-up, during the period of taking medicine, you can't have sex?"
"Know, know, thank you, Lord Meng!"
"You don't ...... a big problem"
"Lord Liu, how much do you weigh?"
"Hehe, I'm one hundred and fifty pounds!"
"You're overweight, your heart can't stand it, so you always feel dizzy and sleepy, and your chest is tight and short of breath, right?"
"Medium!"
"That's right, I'll check it for you when you undress?"
"Well, does it hurt here?"
"Sort of!"
"Severe fatty liver, no matter how late it is, it will be hopeless!" Meng Yan didn't intimidate him, it was indeed very dangerous.
"From now on, if you listen to me, give me weight loss, don't ride a horse every day, I see how thin your horse has become, run every day to be on duty, like to eat fat, right?"
"I like it!"
"Don't eat it, eat some fish and meat if you want to, the more fried things can't be eaten, and from now on, reduce your meal by half, and you can't drink another drop of wine, understand?"
"You can't eat meat, you can't drink alcohol, Master Meng, you still want to kill me, right?" Liu Qianhu wailed.
"If you want to live a few more years, do as I say, if you don't want to, I won't stop you!"
"Of course I want to live, you say, I'll just do it!" Liu Qianhu wiped the sweat from his forehead.
"This is a prescription, take it for a month and come to me for a follow-up!"
"Hey, okay, thank you Lord Meng, thank you Lord Meng!" Liu Qianhu left in a cold sweat.
"Next!"
"Master Meng, my stomach hurts......"
"When did you do this?" Meng Yan glanced at the patient, and his eyes suddenly frowned slightly.
"When I first came, it hurt all the time, and it didn't hurt much at first, but it suddenly worsened, and I couldn't stand the pain here......" The patient's face was pale, one hand supporting his stomach, and sweat was like rain.
"Skywalk!"
"Son, what's the matter?"
"Quick, go to the Tai Hospital and call Shen Cong and Master Wen over, and my medicine box!" Meng Yan ordered.
"Stone, what are you?"
"Carbuncle of the intestines, if you don't have surgery, he will die!" Meng Yan explained.
"You mean, you can cure it?"
"Of course it can be cured, fortunately it was found early, otherwise it would really be hanging!" (To be continued......)