"Oh God, am I in the wrong place?" The last time Chonkov went to Blackwater Town, Blackwater Town was no different from ordinary villages, and after a raid by Baiyin Dalai, Taonan Mansion City should not be much stronger than Blackwater Town, but when Chinokov came to Taonan at this time, he found that Taonan was inadvertently undergoing some kind of change. A large number of machines were being unloaded from the wagons at the shouts of the technicians.

"Chnokov, you're not in the wrong place, I spent a lot of money to get these things from Tianjin and Shanghai." Qin Yu heard that Chinokov had brought the manager of Daosheng Foreign Bank in Harbin over, and personally came out to greet him, and by the way, he took a look at the various machinery that had been transported into Taonan these days.

"Lord Qin, what is this?" Chnokov looked at the strangely shaped machines.

"This should be a rice mill." Qin Yu has never been in contact with the machinery of this era, and he has never seen it in later generations, so he said casually that at this time, in the entire Northeast, there are very few people who use machinery to mill rice, and most of them are artificial soil methods. Not to mention the waste time, the beaten rice is still very rough. Before Qin Yu came, Tao Nan didn't have a single machine, these things were full of foreign things.

There was a smile from the head of the carriage, and a girl with a round face, a pointed chin, and extremely smart eyes turned around, lay on the head of the carriage, bent her eyes and said, "No culture, this is a brick machine." ”

Qin Yuhu said with a blushing face, "Little girl, if you don't give face to my territory, do you know what the consequences of Lu Dao are?" ”

"I'm not scared." The girl said disdainfully, "Besides, I'm from Shanghai, no matter how big an official you are in Taonan, you can't control me." ”

"Shanghainese?" Qin Yu looked at the girl suspiciously again.

"What's wrong, isn't it?" The girl held up her high and bulging chest, and there was a little pride on her face.

"The mountains of Shanghai, the water of Shanghai, the women of Shanghai are beautiful, I like the girls of Shanghai the most, I am eighteen years old this year, and I have not married. Miss Geng, how old is it, have you ever been married? Qin Yu said with a shy face.

"Phew, shameless." Xu Qiao blushed, spouted, turned his head and drove the carriage forward, hearing Qin Yu's laughter behind him, he turned around and glared at Qin Yu angrily.

"Lord Qin, you Chinese are really direct." It is also very rare to talk about marriage when you meet for the first time.

"That is, many things you can only see the phenomenon, in fact, we Chinese are sometimes very enthusiastic and unrestrained." Qin Yu smiled, "Chonov, you haven't introduced this new guest to me yet." ”

"Ha Luha, I'm Novravich from Daosheng Foreign Company, it's a pleasure to meet you, Lord Qin." Novlavich said.

"You Tsarist Russians really have amazing language talent, I didn't expect Mr. Novlavich to speak Chinese so well, let's go, let's go to my camp to talk, I am looking forward to Mr. Novevich's arrival this time." Qin Yu took a few people to the barracks.

The whole Taonan Fucheng was very simple at this time, the brick-making machine and cement-making machine had just arrived at this time, and the soldiers lived in adobe houses. Qin Yu took Novlavich and Chnokov directly to his open-air office.

"Lord Qin is really frugal." Novavich was surprised and said that the branch of Daosheng Foreign Company was naturally one heaven and one underground than here.

"No way, Taonan's conditions are too limited, Mr. Novlavich, I don't know what Lu Dao thinks of my loan proposal?" Qin Yu asked.

"As long as there is enough collateral, it is very easy to do, how many gold rubles does Lord Qin want to borrow?" Novlavich asked.

"The more the merrier, I have two large coal mines, two large factories, and a money bank over there, and now I can make a profit of at least 500,000 gold rubles a year, and how much do you think it can be worth with these as collateral?" Qin Yu asked rhetorically, although he boasted a little, but it was relatively close to reality.

"Can you make a profit of 500,000 gold rubles a year?" Novlavich and Chonovich's eyes widened at the same time, especially Chonokov, I didn't expect Qin Yu to be so rich, what kind of official should he be so rich, and directly become a successful businessman and live in high society, how comfortable it would be?

"If you can really make a profit of 500,000 gold rubles a year, the loan amount can reach 1 million gold rubles, but it is the first cooperation, I can't provide such a large loan to Lord Qin, the amount can only be limited to 600,000 gold rubles, with an annual interest rate of 7%, and 85% of the actual payment, what do you think?" Novravich pondered for a moment. "It is also the first time that Daosheng has borrowed such a huge amount of money to an individual, so the conditions are a little higher."

According to 85% of the actual payment, it is almost 8% per annum. The conditions are not ordinary harsh, it is not an exaggeration to describe it as killing pigs, Qin Yu smiled indifferently and said, "Since this is the case, then there is nothing to talk about, I will send someone to contact the Japanese side tomorrow, the strength of Zhengjin Foreign Bank is also very good, presumably the conditions they put forward will be better." Later, I sent someone to take Novlavich to have a good time in Taonanfu City, although Xiaonanfu City is not very rich, but a large area of reeds, dozens of miles of rippling blue water, is also a very good place. ”

"Lord Qin, if you think the conditions are high, we can talk about it again, it's not a good habit to turn away partners all at once." Novlavich smiled disapprehantly.

"I'm a soldier, and I'm not very good at commercial tug-of-war negotiations, so I'll put forward a condition, either use all the assets in my hand as collateral and borrow 1 million gold rubles, or use half of my assets as collateral and borrow 500,000 gold rubles with an annual interest rate of 5%, and the repayment period is set by yourself, it doesn't matter if it's longer or shorter, I can afford it. If not, I will go to Zhengjin & Co., although I have been in contact with your country since the time of Benxi, and I have never looked for a Japanese, but I believe that Japan is also very interested in the mortgage assets in my hands. Qin Yu said directly. If the interest rate of 5% is 85%, Lao Maozi's income can also reach about 6%, which is a very good investment.

"Lord Qin" Novlavich just wanted to talk about the price again, but seeing that Qin Yu did not have the slightest intention to bargain, he couldn't help but stop, and it was inevitable to smile bitterly in his heart, shopping mall negotiation is his specialty, and his confidence is a few streets stronger than Qin Yu, but Qin Yu, a strange Chinese, does not give him the opportunity to play at all, directly prescribes conditions at once, accepts and cooperates, and does not accept pulling down, which makes him feel a little dog biting a hedgehog and having nowhere to eat.

"I need to go back and forward Lord Qin's conditions to the headquarters, and reply to Lord Qin within half a month, how about it?" Novovich did not directly reject Qin Yu.

"Then it'll be half a month."

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