Printing Heavenly Dao tickets on parchment paper or more accurately on animal skin paper is indeed a good way to prevent counterfeiting. Because animal skin paper is expensive, it is not a necessity of life, and wherever pulp paper goes, it will immediately lose the market. That is to say, the state can completely prohibit private trading, preservation and production of animal skin paper, and completely monopolize animal skin paper, which is used exclusively for printing tickets.

In this way, the criminals who make counterfeit money face even more difficulty - they first have to learn to make animal skin paper, and the state can further monopolize certain animal skins, such as deer skins, and then use deer skin to make animal skin paper, further increasing the difficulty of counterfeiting paper money.

Moreover, the quality of paper in this era is generally not high, and it is difficult to print complex patterns. In addition, ordinary paper deteriorates quickly, and paper money often quickly becomes obsolete in the process of circulation, and the surface pattern becomes blurred, which makes it easier for criminals to counterfeit. If you use deerskin paper, you can print banknotes with complex patterns, and the skin paper is not easy to age, and the patterns on it are not easy to fade.

Of course, the disadvantage of printing banknotes on animal skin paper is also obvious, that is, the cost is too high. Of course, there is no problem with printing large banknotes with denominations of 10, 50, and 100. However, small banknotes of 1 or less than 1 or even a few tens of cents cannot be printed on animal skin paper.

However, this defect is not a problem at the moment. Now is just the beginning of the development of paper money, and there is no need to take too big a step at once. The failure of paper money in China is a lesson in history - the Yuan Dynasty forced paper money and did not have enough guarantee of issuance, and finally completely damaged the credibility of paper money, so that by most of the Ming and Qing dynasties, paper money was basically withdrawn from circulation.

"Parchment this is okay...... Or better with deerskin. I can issue a decree prohibiting the trade in deer skins and prohibiting the private production of animal skin paper. ”

Chen Dexing put the new version of the Tiandao ticket handed over by Qu Huajie on the desk. His brow did not furnish at all.

"This matter is most likely caused by Song Guo's troublemaker!" Chen Dexing said, "A month ago. The people of the Lin'an Imperial City Division (although the line was moved, but the Imperial City Division stayed in Lin'an and became Jia Rudao's secret service) went crazy to search for the secret agent bureau and destroyed several secret stations, which seemed to be covering up the matter. ”

The spy war on both sides of the Song and Ming dynasties has shown signs of intensification during this time! And in Lin'an, it is Jia Rudao who has the upper hand at present. The reason is very simple, the departure of a large number of noble relatives and officials of the Song State has made Jia Rudao's control of Lin'an several steps. And the umbrella of the Daming Secret Agent Bureau in Lin'an and some important internal responses went to Hongdu, which also caused passivity to a certain extent. As a result, the Spy Bureau's site in Lin'an was raided. failed to inform Liao Yingzhong's conspiracy to his superiors in time.

"Song Guo?" Qu Huajie obviously realized the seriousness of the matter, "Then they won't stop there......"

"They're going to run on Tiandao Village!" Chen Dexing has already come to a conclusion, "Tiandaozhuang is my money bag!" If something goes wrong, the battle of Jiangnan will be difficult to fight! ”

His eyes were like electricity, and he looked at Qu Huajie, "How much cash is in the vault of Tiandaozhuang?" ”

Although Chen Dexing did not study finance in later generations, he is still a middle-aged man with a successful career in the 21st century, and his financial knowledge will not be too lacking. Of course, I can guess what Jia Yidao and Liao Yingzhong are going to do next - there will not be much benefit from using fake tickets to cheat money. At most, it is only a few hundred thousand yuan (although Liao Ying printed two million face value of Tiandao tickets, but in the end only more than 300,000 were released). Although it is not a small amount, it is not enough to crack down on the financial resources of the pro-Ming maritime merchants.

The real purpose of the Song Kingdom should be to create panic about the Heavenly Dao ticket. Create conditions for the run on Tiandaozhuang.

Qu Huajie rubbed his hands and said, "Sage, the treasury of the Tiandao Zhuang General Village has more than 110 million yuan of copper or equivalent gold and silver at the most. However, 30 million of them were taken away by the Heavenly Dao Sect as dividends......"

Tiandaojiao is the sole shareholder of Tiandaozhuang - the capital is from Tiandao, and the credibility at the beginning is also borrowed from Tiandaojiao. Of course, if you make money, you have to give it to the Heavenly Dao Sect. Moreover, more than 20 million of the 30 million guan were directly included in the administrative department of the Northern Ming Dynasty at that time as the funds for the Central Plains War. One or two million left. Most of them were used for the construction of Tiandao Academy and Tiandao Palaces and Tiandao Temples in various places, as well as the funds for the second Mingzhou expedition.

"In order to be in the Ming Dynasty's Myeongdu, Quanzhou, Nanfen, Haedong, Busan, Jeju, Yanjing, Tanggu, Daimyo, Bianliang, Luoyang, Jingzhao, Guide, Taiyuan, Yidu, Baoding, Cangzhou, Jinding, Nanyang, Yangyang, Kaegyong, Gyeongju, Pyongyang in Goryeo. Branches were opened in Hakata, Namba, and Heiankyo in Japan, and Thang Long, Khmer, Palembang, Java, Temasek and other places in Nanban, and 24 million were shipped away to prepare for the charge. ”

Qu Huajie continued. In the past two years, Tiandaozhuang's business has also expanded with the Ming Empire, not only opening branches in the Ming Dynasty, but also opening branches in nearby Nanfan, Goryeo, Japan and other places. In order to support the exchange business of these branches, which is the main business of Tiandaozhuang, which requires a large amount of cash to prepare, Tiandaozhuang has to maintain a certain amount of reserves in each branch.

"In addition, through money lending, about 21 million yuan in cash has been withdrawn from the head office." Qu Huajie's brows furrowed tighter and tighter.

Tiandaozhuang is a sucker of savings, so naturally it also has to lend money. And the Heavenly Dao ticket is not common in all places, after all, this banknote does not have gold, silver and bronze to make people feel at ease, it is the northern land of the Ming Dynasty, and the Tiandao ticket is not easy to pass, otherwise Chen Dexing will not withdraw the copper money from Tiandao Zhuang as the military expenses of the Central Plains War. Therefore, in the process of money lending, a lot of gold, silver and copper were also withdrawn.

Qu Huajie said slowly: "And these days, the Heavenly Dao tickets have been banned in Jiangnan, and many tickets have flowed back to Zhoushan Island and exchanged for gold and silver, and seven or eight million have been exchanged one after another...... With all the added together, the gold, silver and bronze of the head office of Tiandaozhuang were ready to withdraw a total of 82 million yuan. However, these days, a lot of savings have also been absorbed, and some new Heavenly Dao tickets have also been issued, and more than 11 million yuan has been earned. In this way, one in and one out, now the reserves of the head office of Tiandaozhuang are less than 40 million. We're not afraid of a run or something, it's just ......"

With a reserve of nearly 40 million yuan, it is really not a small amount. This is also the reason why Qu Huajie did not inform Chen Dexing of the "reserve crisis". After all, the purpose of this accumulation of savings is to lend money to earn interest margins, where is there a reason to hold all the money in your hands and pay interest?

Moreover, there are nearly 40 million reserves, which is enough to cope with a possible run...... According to the rules of the silver and money industry in the Song Dynasty, you cannot get interest on deposits withdrawn in advance. On the other hand, you have to pay five cents, or five percent of the commission, to exchange money for the money you pay -- and that's what the exchange business earns. Therefore, there are 30 or 40 million reserves that are really enough, but the problem is that a run on the bank will definitely affect Chen Dexing's plan to issue bonds to raise military spending.

Without money, it will be a bit troublesome to attack the war in Jiangnan next year!

If there is no money, how should this battle of Jiangnan be fought?

……

"Bachelor, hundreds of thousands of fake tickets have been released. News from Zhoushan, in the past few days, the head office of Tiandaozhuang and several branches are full of long queues with Tiandao tickets to be cashed! ”

In Dinghai County, Qingyuan Prefecture, a mansion called Sibei Pavilion has now become Liao Yingzhong's foothold. Sibei Pavilion is the house of the Ma family, the ancestor of the Ma family is a scholar who fled from the north, after winning the Jinshi, he purchased land in Dinghai, built a mansion and named it "Sibei", that is, he did not forget the meaning of the north. Now it is just right to use it as the headquarters of Liao Yingzhong's run on Tiandaozhuang.

The one who is reporting the situation to Liao Yingzhong is Zheng Renji, who was born in the Imperial City with imperial equipment. It was the one who "escorted" Zhao Lin'er and Chen Dexing from the North Ney Deshou Palace in the Lin'an Change. A few years have passed, and his official luck is actually good, and he has become such an urgent dispatch as the promotion of the Imperial City Division. It's just that Jiang Wanli thought that Hongdu was in the Zhongzheng Ying Dynasty and didn't need a spy agency like the Imperial City Division, so he left this Imperial City Division in Lin'an and turned it into a spy agency under the jurisdiction of the Liangzhejiang System Division. This time, the fake Heavenly Dao tickets were sent out through them.

"Shou Li," Liao Yingzhong touched her beard, turned her head with a smile, and looked at Sun Meichen, the steward of Lin'an Fengle Building. "How's the run going?"

Sun Meichen took a deep breath and suppressed the fear in his heart. The Sun family is in the Lin'an circle, what else can he do?

"Bachelor's ...... The run, uh, has arranged for more than 2,000 people to go to Zhoushan Island with Tiandao tickets and deposit receipts. As long as you give an order, they will go to the Tiandaozhuang branch every day to line up, and each time they will exchange one or two pieces of copper. ”

Sun Meichen's brows furrowed tightly. Of course, he knows how to create a run, so he is also a famous financial predator in the 13th world (he is listed alongside Qu Fatzi in the history books of later generations).

"Bachelor, I'm afraid that Chen Dexing will be angry and arrest people......" Sun Meichen expressed his worries. Those people who squeezed Tiandaozhuang were all hired by him through various connections, and if Chen Dexing was allowed to slaughter him, he would not be able to explain.

"No!" Liao Yingzhong waved her hand and said with a smile: "It is natural to deposit money and withdraw money, if you are not allowed to withdraw money, who would dare to deposit?" If Chen Dexing dares to arrest and kill people, our plan will be successful. When the time comes, he won't be able to borrow a penny, this Jiangnan ......"

His brow twitched. Without money, Jiangnan can't be defeated! This is a very clear thing, everything he and Jia Yidao have done is nothing more than seeking a decent surrender for the Great Song Dynasty.

However, if Chen Dexing tears his face and burns and loots, he will not be able to keep the two Zhejiang.

Liao Yingzhong took a sharp breath and said in a deep voice: "Then let's start!" Start running on Tiandaozhuang! He looked at Zheng Renji again, "Rumors have also begun to be released, and it is said that the sea ban has bankrupted many maritime merchants, and the money lent out by Tiandaozhuang has been lost!" It's an empty shelf now! (To be continued......)