Xiao Jiading nodded and said, "There is no problem with Kang County Ling's beautiful words, but I am afraid that I will be humble and useless." ”

"Big brother is too polite, you can't talk anymore, then no one can talk about it. Of course, it is up to people to make things happen, and it doesn't matter if they don't succeed. Hey. With that, Huang Lushi said goodbye and left.

Now that I have my own land, I have to figure out how to repair the house and start growing peppers. But it costs money to repair the house, and the deposit given by the nun in my hand now is only eighteen yuan, and I am afraid that this money will not be able to repair any decent house.

What I need most now is money.

You have to think of a way to make some money first. Xiao Jiading pondered, thinking back to the land, one side was facing the street, and the fence had been repaired. If you tear down the fence and build a row of shops to rent, where will the money come from? The first thing he thought of was Zhu Haiyin, looking for him to find a way!

dispersed, this time Zhu Haiyin didn't come to Xiao Jiading for dinner, because he already knew that Xiao Jiading was going to go to Crazy Mei's date in the evening. Unexpectedly, Xiao Jiading took the initiative to come to him. Say let's go to dinner together. Zhu Haiyin was overjoyed, agreed repeatedly, and asked him if he didn't go to the appointment? Xiao Jiading said that he would go after eating. Zhu Haiyin was a little strange, Crazy Mei asked him to meet, he must have had dinner together. Why did Xiao Jiading have to eat before going? When the two came out, Zhu Haiyin wanted to go to Yizhou Restaurant, but Xiao Jiading proposed to go to a small restaurant opposite his plot to eat. Zhu Haiyin was puzzled, but he would not refute Xiao Jiading's proposal.

The two came to this small restaurant. There were a lot of people, but there was still a private seat upstairs by the street, so the two went upstairs and sat down in the private seat. After Zhu Haiyin ordered, Xiao Jiading pointed to the large piece of open space surrounded by a fence across the street and said, "Do you know who owns this piece of land?" ”

"This is the county government, I was going to use it to repair the academy, but then I heard that it was not repaired again, and I was going to sell it. I was going to buy it, but I guess I won't be able to take my turn in this piece of fat, so I dismissed this idea. ”

"I've bought the land." Xiao Jiading smiled.

Zhu Haiyin was pleasantly surprised: "Really? Big brother, you are really capable! You can get this land. ”

Xiao Jiading said: "I deliberately chose this place today to let you observe this land." I want to rent out a shop in this area of the street, what do you think? ”

This Zhu Haiyin's father is in business, and the business is very large, ranking first in Yizhou. It's just that in the Tang Dynasty, the status of a merchant was not high, so his father spent money to let him enter the yamen as a scribe, just to use him to support the doorman's face. Zhu Haiyin grew up in such a big businessman, so he naturally knows a lot about doing business. He said: "Since it's yours, why don't you build a shop and do your own business?" Why rent it out to someone else? It's much more profitable to start your own business than to rent! ”

Xiao Jiading said: "I also know this, but I don't have the money to make such a big move." To build so many shops on the street, I am afraid that the money required is not a small amount. If only I could find someone to borrow money. It's okay to pay interest. ”

Zhu Haiyin said: "It does take a lot of money, my father is only afraid that he doesn't have so much spare money, but you don't need to look for him, I'll help you find someone else." I know some contractors who specialize in repairing people's houses, and they can advance money to help others repair their houses, and then pay them back when the houses are repaired and the money is earned, but they have to charge interest. If this piece is paid for by one person, I am afraid that no one can come up with so much money at once. You can let a few more build them separately. ”

Xiao Jiading was overjoyed when he heard this, and the Tang Dynasty actually had advanced funds to build it. If so, it is equivalent to taking a loan from the bank. Asked, "Is the interest rate high?" ”

"Two cents per annum."

Two cents of interest is 20 percent, which is relatively high, equivalent to more than three times that of modern bank loans. Xiao Jiading hesitated a little, and asked again: "How to calculate the cost of construction?" ”

"This is based on the cost price of the purchase. Whatever is as much as you want. Because they've already charged interest on the advance, they won't take any money out of it, and you can always check the price. ”

That is to say, there will be no profit in the construction itself, it is all construction at cost price, and the contractor will only eat the profit of the advance, and will not make a profit at both ends. This is not the same as modern advance construction. Xiao Jiading breathed a sigh of relief, if this is the case, then the interest charged for the construction of the advance is similar to the construction with profits. Maybe it's cheaper to advance money and collect interest.

Xiao Jiading said again: "Do you think I can make money after this shop is repaired?" ”

"Of course it makes money, there are a lot of people and customers here, and it is a treasure place for doing business!"

"How long do you think it will take me to pay off the principal and interest?"

"It's hard to say, if you do your own business, make money faster, about three or five years, if you rent it to others, then make less money, and I'm afraid it will take ten years to pay it all off."

Xiao Jiading thought for a while and said, "Okay! That's it. You help me find them, and we'll start building when we sign the contract. ”

"Good! I'll leave this to me. ”

After dinner, after Xiao Jiading and Zhu Haiyin separated, Xiao Jiading did not go directly to find Crazy Mei, he first went to a shop that sold wine, bought a small jar of excellent shochu wine, and bought some snacks, and carried it to Du Erniu's house.

Du Erniu was very happy to see him, and pulled him into his boudoir very affectionately, and bolted the door shut, which made Xiao Jiading very nervous, and quickly put down his things and looked at her, what does this fat girl want to do? Don't want to say hello or even hey? This ......, that ......

He was conflicted in his heart, Du Erniu had already turned around, grabbed his arm tightly, and leaned his plump body on him.

Xiao Jiading Nuonuo said: "Second girl, it's not good to ...... like this......"

"What's wrong?" Du Erniu stomped her feet and said, "Do you want to be Laipi?" ”

"Raippy?" Xiao Jiading opened his mouth and stammered, "I ......, I didn't promise you anything!" ”

"Why didn't you agree, that day in the peach forest, let's talk about it."

"Peach Grove?" Xiao Jiading finally reacted, and laughed, "You're talking about helping you compose poems?" ”

"Of course! What do you think? Du Erniu puffed up.

"I ......, I thought ......, hehe, I thought you were going to invite me to supper, I just had a full meal, I really can't eat."

"Think beautifully!" Du Erniu snorted and rolled her eyes, "Unless you help me get the first place again this time, then I will treat you to supper." ”

"That's still it, I can't be by your side, and I can't guarantee that I will definitely take the first place."

"Well, then it's better to be second, or third, in short, it can't be the penultimate first!"

Xiao Jiading thought to himself, his stomach was full of famous Tang poems that have been passed down through the ages, and he would never fall to the bottom of the line, and said with a smile: "There should be no problem with this." What about the topic? ”

"I don't know what to do!" Du Erniu lowered her voice and said, "I just want to tell you that our poetry club will form an association to write poems in a few days, and Mrs. Ji will secretly tell me the topic at that time, I am her goddaughter!" Hehe, it's a pity that although I knew the topic of the Tao in advance, I couldn't help me, I couldn't win them, and it was useless to know the Tao. Now that I have you, I'm not afraid. ”

Xiao Jiading said: "No problem, if you know the topic, tell me, and I will write it to you immediately." ”

"Well, that's great!" Du Erniu hugged his arm and twisted her body excitedly, "I was about to look for you, and you came, how did you know that I was looking for you?" ”

"I ......, I was thinking about what I promised you, so I came to ask. By the way, take a look at grandpa. Is he at home? ”

"At home, at home. I'll lead you! ”

After that, Du Erniu opened the door, took Xiao Jiading's hand affectionately, and came to her grandfather Du Dayin's room.

Du Dayin was very surprised to see him, and hurriedly beckoned to sit down, and saw that there was a jar of wine in the gift he gave, which turned out to be the best spring wine, and he was even more happy, laughing so much that his white beard was shaking, and he hurriedly took it and put it aside, said a few polite words, and asked Du Erniu to get a dim sum fruit plate.

The two sat down, Du Dayin looked Xiao Jiading up and down cautiously, Xiao Jiading was a little hairy, and sneered: "What's wrong?" Du Lao. ”

"I can't see it, people sell the house to you at a low price, you don't want it! Gee. ”

"Do you know anything about this?"

"Of course, this kind of thing spreads the fastest."

"What did you say about me?" Xiao Jiading asked nervously.

"Naturally, it means that you are cautious and do not accept bribes, and you will have to think of other ways in the future."

Xiao Jiading breathed a sigh of relief and said, "It should be, especially if we are in charge of the trial of the case." ”

Du Dayin looked at him meaningfully: "I know that you want to make a good impression in front of Tang Sima, he is said to be very upright, his friend for many years has a case that wants to ask him for help, but he just sent him a basket of fruits, he actually put the fruit at the gate and lit it, which made the friend very ashamed, and he didn't dare to mention the matter of helping." Hey hey"

Xiao Jiading was very disdainful of this, of course he wanted to send a box of fruit, if he sent a box of gold, I don't think he would put it at the door. There is a good saying: "A woman keeps chastity because the bid is not enough." ”

There is also a yellow paragraph, the woman replied in the face of the bid: "Five yuan are you who I am, fifty I am not that kind of person, five hundred I am your person tonight, five thousand don't treat me as a person tonight, fifty thousand no matter how many people come today, five hundred thousand no matter whether it is a person tonight or not." This joke is used in the face of bribery by officials, and the effect is similar.

Xiao Jiading was thinking badly about Huang Duanzi, and listened to Du Dayin say: "You are right to be cautious now, if you want to get rich, you must first stand firm." Okay, let's not talk about that, do you have anything to do with me? ”

"It's nothing, passing by here, by the way, take a look at you."

"Okay, don't come with me like this, I know that you have something, just say it. What's the matter? ”

"There's really nothing, it's just that the last time I talked to Du Lao about the Yamen, some of them haven't been talked about yet, and I have some more questions in my heart in the past two days, so I want to ask for advice again."

"Well, what do you want to know?"