"Banks, not tellers!" Qin Hui said, "The scale of the cabinet is small, once the heart is deceitful, and he runs away, no one catches up with him, or uses fraudulent means in exchange for money, it can be said that there is no return." However, the bank is different, the bank was established by the imperial court, and the supervision of the Banking Regulatory Department was specially set up. ”

Li Gang also said: "The key to the way of banking lies in circulation. Silver, only the moment of spending money, the moment of buying things, is money. Put it in the ground, in the cellar, it's dead money, and it's useless! ”

Qin Hui said: "The treasury is empty, there is not enough food, and there is no money to resist gold!" There's no money to recover the mountains and rivers! How to solve it? The only way to create a bank! “

"At present, it is very inconvenient and unsafe for merchants to travel from south to north and south, and it is even more inconvenient and unsafe to carry money on their bodies. Merchants often arrive at their destination only to find that they do not have enough money with them, and thus miss out on many businesses, and banks can help solve this problem once and for all. First of all, it is necessary to raise a sum of money, at least more than 5 million, and then open banks in major cities across the country to provide deposit and exchange services for the people, as long as the people deposit their money in a bank, then with the documents issued by the bank, they can redeem the same amount of money at any branch in the country. Just imagine, with such a convenient and safe method, will merchants and ordinary people rush to rush to deposit money into the ticket number? Qin Hui said with a smile.

Some businessmen nodded, and it was indeed a good idea. It's just deposited in the bank, who can guarantee that the money will be taken out, don't be greedy by the court!

As if seeing everyone's doubts, Li Gang continued: "Of course, if you want to achieve the best results, you must first pay attention to the issue of credibility. Whoever has the best reputation and who has the highest reputation is naturally the imperial court. The emperor ordered the two of us to work together to prepare the bank. After the silver is deposited in the bank, it can be cashed locally. There is no fee, and a certain percentage of the handling fee will be charged for non-local exchange. Brother Zhao, please think about it, let's use their own silver to earn their silver. Empty gloves white wolf! ”

The businessmen present nodded, they are all shrewd people, good at settling accounts, and can naturally calculate the huge profits in it.

This is a veritable empty-handed white wolf.

Rely on the credibility of the imperial court to earn money.

It's just that there are a lot of risks, and the risk is the credibility of the government, once the emperor cheats. It's hard to exchange money in time, then it's dangerous!

Li Gang and Qin Hui, you say a word, I say a word, and I say a lot!

But the businessmen present. But unmoved, as if waiting for something.

At this time. The situation is at an impasse!

Zhao Pu was behind the curtain. Feel a hint of impatience. To start a bank, you must have the support of businessmen. Without the support of the merchants, the imperial court carried the burden alone, and it was bound to be defeated in the end.

At this moment, Qin Hui and Li Gang are constantly selling banking solutions to businessmen.

It's just that the current situation is very unsuccessful!

Peddling schemes. What I am most afraid of is not deliberately making things difficult and finding fault again and again, but constantly nodding and saying yes and constantly approving. Seems to keep nodding his head. It seems that they keep saying good, but in fact, this kind of person is the calmest, the most cautious, and always thinks of the worst, which is extremely difficult to impress! If you don't open up the situation, the last thing you can do is to enforce it!

It's just that the cow doesn't drink water, and the head is forced!

There must be constant trouble!

There is no room for error in banking! This is not only related to the financial revenue of the Song Dynasty, but also related to the Northern Expedition.

"Ahem!" Zhao Pu coughed lightly, and then slowly walked out of the attic.

"Everyone, Zhao is polite!" Zhao Pu raised his hand and arched his hand.

Qin Hui's face immediately showed consternation.

Li Gang's face also showed unnaturalness.

As a courtier, the biggest humiliation is that things are not good. And this time, the emperor watched them from behind the curtain and dealt with this matter. But after a long time, it still didn't get done. The emperor was also anxious, and began to go into battle shirtless and took action in person. Incompetent!

"Who are you?" A merchant exclaimed.

Zhao Pu smiled: "Just call me Zhao Gongzi!" ”

"Zhao Gongzi!"

The businessmen present immediately recalled the relevant memories of Zhao Gongzi. The one who can appear here is definitely not an ordinary person, but above the court, there seems to be very few officials surnamed Zhao who have only one Zhao Ding. But Zhao Ding is in his forties at this time, and it seems that none of the court officials are in their twenties!

Who is he?

The businessmen present were all conjecturing.

Suddenly, a businessman seemed to think of something, his body trembled, and a trace of fear flashed in his eyes............

And Zhao Pu ignored these, just sat on the chair, short-term a teacup, and said casually: "Everyone! A bank is not a court institution, but a commercial institution, which can be regarded as a shop or a chamber of commerce. What do you think, feel free to say! ”

Before, Zhao Pu asked Qin Hui and Li Gang to make a lot of drafts, but unfortunately they were still unsuccessful.

All of this is the work of the official standard! To be precise, this invitation to businessmen to meet and prepare for the establishment of a bank is essentially a business cooperation. But in the hands of Li Gang and Qin Hui, it became a political order. With a high-minded attitude, giving orders, the essence of this meeting has changed abruptly.

If the bank is set up according to the two of them, the bank will eventually become a collusion between officials and businessmen to oppress the people.

In the end, banks will become the cradle of corruption and a major cancer of society.

A businessman pretended to be bold and said, "Zhao Gongzi, I don't know what position you stand on!" ”

If you stand in the position of the government, no matter what point of view you put forward, you can only admit it; But if you stand in the position of a businessman, then you have to bargain and play interests.

Zhao Pudao: "At this moment, I am standing in the position of a businessman, talking about business, and at this moment, you can regard me as a businessman!" ”

"No!"

Li Gang and Qin Hui immediately stopped in unison. The two are constantly contradictory, but at the moment they are standing on the same front.

"Childe, you are a golden body, how can you get involved in cheap business?" Li Gang said.

Qin Hui also snorted coldly: "It's just a group of lowly businessmen, Gongzi doesn't have to accommodate them too much!" ”

These words, which seemed to be said to Zhao Pu, were actually a warning to the businessmen present not to be uninteresting.

These words fell, and in the eyes of the businessmen present, some businessmen looked at each other, and vaguely guessed more clearly. Who can make the two prime ministers call their sons? It seems that only the high-ranking being is qualified to be called so by the two prime ministers. Thinking of this result, the businessmen present were surprised, joyful, and more overwhelmed.

Zhao Pudao: "Having said that, mutual benefit and win-win is the best policy!" ”

A businessman said: "Childe, I don't know how to achieve mutual benefit and win-win results?" ”

Zhao Pudao: "The court is short of money, so it tries to make money, but it seems a little unbeautiful to rely on exploiting the people and oppressing good businessmen to make money." As a result, an official offered a plan to today's officials, which was to establish a bank. The bank, in essence, is a shop, but the nature of the shop belongs to the imperial court, to be precise, the private property of the royal family. It's just that many matters of the bank are handed over to the court officials to handle, which is a bit unbeautiful, after all, this is a private industry, and it is best not to stir up the public. ”

"So, I found you!"

"Why are you here? The reason is very simple, you have a good reputation, good character, and you can be trusted. Looking at the entire Jiangnan, although everyone here is a rich party, there are not a few people who are on a par with you when it comes to assets and background. We invite you to come only because you are reliable! Otherwise, do you think you are qualified, let me grind my tongue? ”

Zhao Pu's voice was still soft, but his tone was fierce.

The businessmen present finally understood what was going on!

Business, after all, is the last business.

Although most of the gentry in the family were experienced in business, they never handled it themselves, and more often relied on the side tribesmen or slaves to deal with it. And this Zhao Gongzi, with a noble status, naturally can't personally contaminate these last businesses, so he can only let some businessmen take care of them on his behalf.

Of course, the premise is that this businessman has a solid enough character and is trustworthy, and he will not fool the master!

As soon as he thought of becoming the slave of this Zhao Gongzi, the merchants present felt really hot. (To be continued......)