The next day, at noon, Ji Qingchen entered the palace to meet Emperor Yan. The reason why he chose this time slot was because there was an early morning court in the morning, and he had to deal with government affairs in the afternoon, and noon was the most suitable time for the two to talk. Because Emperor Yan has been handsome all his life, he has no habit of taking a nap.

When he arrived at the Ganlu Hall and through Wei Zhongxian's simultaneous interpretation, Ji Qingchen strode into the imperial study.

The imperial study room is warm and comfortable, Emperor Yan is reading on the bed by the window, and there is an incense burner on the table on the couch, burning sandalwood, curling green smoke, light fragrance, it is a good place to read a book.

"See Father!" Ji Qingchen immediately gave Emperor Yan a salute.

"I heard Wei Zhongxian say, yesterday the Xiao cavalry battalion had a battle with Xu Zhen's pikemen?" Emperor Yan put down the book in his hand and asked, as if he wanted to talk to Ji Qingchen.

"Yes, but the cavalry camp lost!" Ji Qingchen replied truthfully.

"The Xiaocai battalion is newly built, and it still needs training to gather combat effectiveness, but it doesn't matter if you lose to the pikemen, as long as you win Xu Zhen, you can finally save Dayan's face." Emperor Yan said lightly.

But these words stopped in Ji Qingchen's ears, which was enough to show Emperor Yan's disdain for Xishu.

The same sentence also made Ji Qingchen panic, because through Emperor Yan's words, he knew that if the Xiao Cavalry Battalion lost yesterday, without the dramatic result of his victory over Xu Zhen, I am afraid that Emperor Yan would not accept the result of the Xiao Cavalry Battalion's defeat to the pikemen, and might punish himself.

"The son is ashamed of his father!" Ji Qingchen said in a low voice.

"Get up and speak!" Emperor Yan's tone was much kinder, and he asked Wei Zhongxian to sit on Ji Qingchen, and then asked, "I don't know what happened when you entered the palace to find me today?" ”

Emperor Yan knew Ji Qingchen very well, and he knew that as long as there was nothing to do, his son would rarely enter the palace.

Ji Qingchen didn't know how to tell Emperor Yan about this, so he hesitated for a moment, but he still processed the content of the conversation with Tang Yifu last night and told Emperor Yan again. He was mainly talking about Shangzhou Wei's dominance in Qianzhuang, but he concealed the affairs of Tang Yifu and his eldest brother Tang Yirong, and also did not point out the threat of Wei's Qianzhuang family to Dayan, because he knew that with Emperor Yan's erudition and wisdom, it was not difficult to see this.

Sure enough, just after he finished narrating, he didn't notice any change in Emperor Yan's face, how could the Imperial City Mansion be easy for people to peep through, but he just fell into a long period of contemplation, obviously Ji Qingchen's impact on him was not small.

Time is passing by minute by second!

But seeing that Emperor Yan was silent, Ji Qingchen sat on the stool nervously, and could only wait quietly for Emperor Yan's next words.

After a long time, Emperor Yan retracted his thoughts and asked, "Say, what do you want to do?" ”

Emperor Yan said very simply, as if he had guessed Ji Qingchen's targeted plan early in the morning.

"Actually-" Emperor Yan simply made Ji Qingchen hesitate a little, after all, this is the real abuse of power for personal gain, and he is using Wei's money to say the harm to Dayan to achieve his own purpose of making money, and he is making money in his own pocket! However, seeing that Emperor Yan was staring at him with a cold gaze, Ji Qingchen also became bold and said, "Erchen also wants to open a money bank, and he needs the full support of his father to compete with Wei's money bank." Speaking of this, Ji Qingchen glanced at Emperor Yan, and seeing that Emperor Yan didn't speak, and was still waiting for his next words, he continued, "There are just two problems that need to be solved: first, it needs a sum of money. Second, it is necessary to obtain the support of the imperial court decree in the future. ”

Regarding Tang Yifu's first point of needing money, Ji Qingchen understands it very well, because opening a money bank requires a large amount of silver money as a reserve, but about the second point to be supported by the imperial decree, which makes him a little puzzled, but since this is Tang Yifu's request, he has already agreed to the other party, and now he just doesn't understand it and has to propose it to Emperor Yan.

Seeing that Emperor Yan was still silent, he immediately drew the plan he thought of last night to Emperor Yan and said, "Erchen is borrowing some money from the private treasury with his father, but Erchen will also give 40% of the private treasury money." ”

The private treasury that Ji Qingchen said is the private treasury of the Ji royal family. At the beginning, the Ji clan was a vassal state before the establishment of the Dayan Dynasty, and it had its own princes' treasury, but when the Ji clan established the Dayan Dynasty, for the sake of his descendants, Dayan Taizu did not merge the treasury of the vassal states into the treasury of Dayan, but retained it in the form of the Ji family's private treasury, so for more than 800 years, the private treasury of the Dayan Ji clan has continued to grow and develop, and it has become the place where the Dayan royal family hides private money. And because dozens of generations of monarchs have privately moved the money in the treasury to the private treasury as long as the treasury is full, the money in the private treasury of the Ji royal family is incalculable.

"As for what you want to get the support of Dayan in terms of government decrees—this is just a premise, because Erchen himself doesn't want to get any specific kind of government decree support now." Ji Qingchen continued.

"If I meet your two requirements, how long will it take for your money bank to develop and grow to the point of fighting against Shangzhou Wei's money bank?" Emperor Yan finally asked.

"Probably—at least ten years." Ji Qingchen said.

In fact, ten years is Ji Qingchen's bottom line, because he knows that with Emperor Yan's current physical condition, the struggle for storage is estimated to only last for ten years, if his money bank can't develop enough to fight against Wei's money village in ten years, then what kind of help can be expected from Qian Zhuang to his great cause of fighting for reserves?

"Yes!" Emperor Yan nodded with satisfaction and said, "This can be regarded as self-knowledge, not as arrogant as others. In this case, I will borrow you 50,000,000 taels of silver from the private treasury, and I will not want your share of the bank, as long as you return the money to the private treasury after six years. ”

Emperor Yan is indeed more fair to do this.

Because even if he is the emperor of Dayan and the patriarch of the Ji family, but the Ji family's private treasury belongs to everyone in the Ji family, not him personally, no matter how big his strength is, it is impossible for him to give the family's money to Ji Qingchen, so he can only borrow it to Ji Qingchen.

"As for the second point—" Without giving Ji Qingchen a chance to speak, Emperor Yan continued, "I can also promise you that when the time comes, your money bank needs the support of the imperial decree, as long as it does not hurt the interests of the people and Dayan, I will fully support you." ”

"But-" Just when Ji Qingchen was excited to thank Emperor Yan, Emperor Yan continued, "You must know that the Wei clan of Shangzhou has been operating a money village for hundreds of years, and it is deep-rooted, it is not something that you can defeat by using tens of millions, or even tens of thousands of silver to form a new money bank, and your money bank I will only support it for six years, and after six years, I will pay off the fifty million taels of silver in the private treasury, I will no longer support you, it depends on yourself." ”

"Thank you, Father!" Even though Emperor Yan discounted his second request, Ji Qingchen was still excited and immediately thanked Emperor Yan.

"If there is nothing to do, you can go down, and I will send Wei Zhongxian to contact you about money." After Emperor Yan finished speaking, he continued to pick up the book on the desk and began to read it seriously.

"Son's resignation!" Ji Qingchen bowed and respectfully exited the study.

After leaving the Ganlu Palace, Ji Qingchen went to Concubine De's Qianqiu Hall to say goodbye to Concubine De, and after chatting with Concubine De for a while, he said goodbye and left, and after returning to the palace, he immediately summoned Tang Yifu to the study and informed Tang Yifu of his decision.

"Mr. Tang, this king has decided to open a money bank, but this king doesn't know anything about this matter, and he may have to rely on you, Mr. Tang, in the future." Ji Qingchen said.

"Your Highness-" Tang Yifu didn't expect Ji Qingchen to make a decision so quickly, he was also very happy, and while he was excited, he choked up a little, "Please rest assured, Your Highness, Shaw will definitely not let His Highness down - Shaw guarantees that it only takes five years for Shaw's money bank to defeat Wei's money bank, and then let His Royal Highness live in the East Palace." ”

It may be that Tang Yifu's mood was too excited, and he said such a big thing as letting Ji Qingchen stay in the East Palace. But as soon as he said this, Tang Yifu immediately woke up, and looked at Ji Qingchen a little overwhelmed, looking very embarrassed. And Ji Qingchen didn't think there was anything, just smiled faintly, and led the topic to the question of Qianzhuang, "However, this king can only raise 70 million miles of silver from Mr. Tang, if it is more, I am afraid it will not be able to reach it!" ”

"Your Highness, 70 million taels of silver is enough!" Tang Yifu said happily,

He told Ji Qingchen before that he needed 50 million taels of silver in the early stage, which is a general statement, in fact, according to his personal calculations, he needs about 30 million taels of silver in the early stage, and it is not too late to slowly add it after the formation of the bank, of course, this is only a small part of his plan, in his huge plan of the bank, when the money village develops to the fifth year, the amount of silver he needs may reach about 10,000 taels, but this plan will not be implemented until five years later, and it must be considered now, He didn't mention it to Ji Qingchen.

Hearing Tang Yifu say that the money was enough, Ji Qingchen's heart was also a lot more relaxed, he nodded slightly, and said to Tang Yifu, "In terms of money, the king will not interfere and it will all be decided by Mr. Tang, but the money that Mr. Tang needs can only be spent through the palace, and Mr. Tang still needs to negotiate with Zhang Rang, and this king will explain to Zhang Rang and let him fully assist you, please understand this point." ”

In fact, Ji Qingchen is a person who is not suspicious of employing people and is not suspicious of people, but Emperor Yan lent him silver to allocate money from the private treasury of the imperial family, which required him to contact Wei Zhongxian, which led to the idea of letting Zhang Rang participate. Because of the relationship between Zhang Rang and Wei Zhongxian, this aspect will be smoother, and the fewer people will know that he wants to borrow money from the royal family's private treasury, the better, and he will also have to consider secrecy.

Leaving the affairs of Qianzhuang to himself is equivalent to handing over 70 million miles of silver to Tang Yifu, and Ji Qingchen's courage and trust are enough to move Tang Yifu, what is he not satisfied with? He immediately said, "Your Highness trusts Shaw and knows it well, Your Highness doesn't need to say much, Shaw also knows what to do." ”

"Yes!" Ji Qingchen nodded slightly.

So the two discussed the problem of the money bank for a long time, and Tang Yifu proposed that in order to distinguish it from Wei's money bank, the newly formed money bank should no longer use a name such as "xx money bank", but should have a new name that conforms to the characteristics of the money bank itself. Therefore, Tang Yifu's suggestion to replace the old name of "Qianzhuang" with the title "bank" was approved by Ji Qingchen, and then the two of them determined that the name of Qianzhuang was Huitong Bank after careful deliberation and selection.

In this way, Ji Qingchen's first step against the Seven Great Families Shangzhou Wei's family gently stepped out!

After handing over the bank affairs to Tang Yifu, Ji Qingchen was idle again, he wanted to visit his uncle Ye Qingzhi in his uncle Ye Qingchen's house, but thinking of Ye Qingzhi's words to warn him, he resisted this impulse again, and stayed in the house patiently, either chatting with Princess Dream and Mingyan, or playing the piano and practicing calligraphy alone, and his life was not comfortable.

However, not long after he had just lived such a few days of leisure and freehand life, there was an urgent six-hundred-mile rush from Liaozhou, saying that Beirong had snowed heavily for two months, and countless cattle and sheep had frozen to death.

When the news reached King's Landing, the Great Yan Dynasty was in an uproar!

The Privy Council of Dayan is asking for war, and the war is about to break out!