Chapter 856: Issuance of Banknotes
"Third brother, the second brother is really capable of tossing, the situation in Yuezhou has not been calmed down, but he has almost taken his own life!" In Zhao Yan's study, Cao Song smiled while looking at the information in his hand, what he was holding in his hand was the situation that had just come from the south, and everything Zhao Hao did in Yuezhou was recorded on it.
"Fortunately, the second brother is okay this time, when I learned that he was surrounded by Jiaozhi people, I was really shocked, you must know that the second brother is the only son of the Queen Mother, if something happens to him again, I'm afraid the Queen Mother will really go crazy." At this time, I saw Zhao Yan sitting in the chair, but he was a little happy, he just wanted Zhao Hao to suffer a little and retreat, but he didn't expect Zhao Hao to make things come to such a point, and the result also scared him a lot.
"Hehe, don't you know your second brother, although he has read a belly of books, but he has not applied what he has learned at all, but he is a person with eyes above the top, I always feel that he is the best of your brothers, and he has never given up on the throne, this time in order to compete with you for control of Nanyang, he did not hesitate to go to Yuezhou, this time he has suffered enough, it is estimated that it will not be long before he will run back." At this time, Cao Song smiled again, he and Zhao Hao have also known each other since childhood, so they naturally know his character very well.
"That's not necessarily, my second brother seems to be a person who doesn't have any opinions, but in fact, he is also a little stubborn, this time he suffered such a big loss, I am worried that after his stubborn temper comes up, he will choose to stay and not return to the capital, if this is the case, it is a big trouble." Zhao Yan touched his chin and thought at this time, with his understanding of Zhao Hao, the other party was likely to make such a choice in annoyance.
"No, Zhao Hao has been pampered since he was a child, with his temperament. Can you really endure that suffering? Cao Song heard this but didn't believe it, but he had been to Yuezhou, and knew that the climate there was hot, and it was difficult for the Song people to adapt there, and Zhao Hao almost left his life there, so in his opinion. Zhao Hao should not stay in Yuezhou anymore.
"The second brother has been besieged by the Jiaozhi rebels in the city of Shenglong Mansion for so long, it is estimated that he has suffered everything, and the next thing is to clean up Li Qiande's Jiaozhi rebels, and he only needs to use the army under Hu Yanping, as for the second brother, he only needs to wait for news in the deep-water port, so he doesn't have to suffer any more, and when Jiaozhi is pacified, he can use the excuse of preventing the resurgence of the remnants of Jiaozhi to stay and guard for a while, and take advantage of this time. He can do a lot of things. Zhao Yan analyzed seriously at this time, he could guess Zhao Hao's next plan without investigation.
"Then what should I do, you are not in the south, if Zhao Hao stays there, even if there is the eldest sister and the second sister, plus Brother Ping and others, it will be difficult to stop Zhao Hao from doing something?" Cao Song couldn't help but be a little worried when he heard this. After all, no matter how incompetent Zhao Hao is, he is also the prince of the Great Song Dynasty. Using his identity, coupled with Xing Shu's help with his advice, it is really possible for them to eat away at some forces.
"Don't worry, second brother, if he wants to stay outside and not come back, then let him stay outside for a while longer." Zhao Yan said very relaxed at this time, and he didn't seem to be worried at all that Zhao Hao was encroaching on the power in his hands outside.
"Third brother. I heard you right, are you so generous that you are willing to give up some of the interests of Nanyang? Cao Song plucked his ears in disbelief when he heard this, Yuezhou is an important checkpoint to Nanyang, if Zhao Hao masters it. will definitely meddle in the trade of the South Seas, and the loss of sea trade profits is still a trivial matter, and the key is that Zhao Yan's reputation in the sea trade will definitely suffer great losses, and even affect his control of the navy.
Seeing Cao Song's surprised look, Zhao Yan smiled a little weirdly and said: "I just said to let the second brother stay outside, and I didn't say to let him stay in Yuezhou, the situation in Nanyang is already very turbulent, and all kinds of emergencies are very frequent, as long as the arrangements are appropriate, the second brother is determined not to come back, and he doesn't want to stay in Yuezhou for long." ”
"High! It's really high! Cao Song couldn't help but stroke his palms and laugh when he heard Zhao Yan's words, he didn't expect Zhao Yan to think of this way, stay in Nanyang as Zhao Hao, if something happened in Nanyang, the imperial court would definitely consider letting Zhao Hao deal with it, such as the matter of Yuezhou this time, plus Zhao Yan pushed it in the court, I'm afraid Zhao Hao didn't want to stay in the same place for a long time, in this way, he didn't have time to cultivate any forces in the local area, let alone encroach on the power in Zhao Yan's hands.
"This is also an expedient measure forced out by my second brother, it's not very clever, but it's more effective." Zhao Yan waved his hand when he heard this, in fact, he didn't like to calculate others behind his back like this, but Zhao Hao did a little too much, and he could only do it helplessly.
After chatting about Zhao Hao, Zhao Yan and Cao Song chatted a few more words, and then the topic began to turn to a recent big move of the bank, that is, the issuance of banknotes, which is also a topic that they have often mentioned in recent times.
Speaking of which, long before Cao Song established a bank, there were already money shops set up by big Sichuan businessmen in the capital, and these money shops had the right to issue paper money, that is, the Jiaozi that circulated in the market before. However, strictly speaking, Jiaozi can not be regarded as a real banknote, the issuance of Jiaozi is not unified, each money shop has its own Jiaozi, although it can also be exchanged with each other, but it is more troublesome, and the issuance of Jiaozi is also relatively small, in addition to Sichuan, only a few prosperous big cities such as Beijing and Luoyang have circulation, and the vast majority of other areas can not circulate Jiaozi, and even many people don't even know what Jiaozi is.
Later, Cao Song set up a bank under the guidance of Zhao Yan, and at the beginning of the battle to destroy the summer, so that those soldiers who had seized a large amount of loot were willing to deposit their property in the bank, and the bank issued them deposit slips or deposit slips, some of these documents are registered, naturally they cannot be circulated, but there are also bearer bills, and most of them are deposit receipts, this bearer deposit slip can be circulated, with some characteristics of paper money, but it still cannot be regarded as a real paper money.
Later, with the development of the bank, the bearer deposit business is becoming more and more prosperous, and even the bearer deposit certificate of the Great Song Bank has become one of the conventional means of trading in the shopping mall, for which Cao Song once proposed the issuance of paper money, but Zhao Yan thought that the time was not ripe, and the authority of the bank in finance was not established, so he did not agree, and later met Zhao Yan to implement the reform, and the bank was also controlled by the law change, Cao Song went to the south with Zhao Yan in a fit of anger, and no one mentioned the matter of paper money again.
A few years ago, Zhao Yan came back, Cao Song was also in charge of the bank again, but at that time the bank was made vigorous by the reform faction, after several years of recuperation and recuperation, it finally resumed the prosperity of the year, and the establishment of the bank has been more than ten years, as long as the state capital almost has a bank branch, local taxes, officials' money, court appropriations, etc., almost all of them are represented by the bank, which also reduces the deduction of intermediate links, so the concept of the bank has long been deeply rooted in the hearts of the people.
In this case, Cao Song thought that the time was ripe for the issuance of banknotes, so he mentioned it to Zhao Yan many times, and Zhao Yan finally agreed to issue banknotes after detailed investigation and consideration.
"Third brother, if the paper money is issued, then our Great Song Dynasty copper coins are not going to withdraw from the market, after all, every year just to mint money needs to consume a lot of copper materials, and the process of casting money is also very complicated, and the surrounding countries like to collect our Great Song Dynasty copper coins, so I think it is better to stop directly, all with paper money instead." At this time, Cao Song suddenly proposed.
However, Zhao Yan shook his head when he heard his words and said: "Although the manufacturing process of copper coins is more complicated and the consumption is a little large, but in recent years, the casting technology of our Great Song Dynasty has made rapid progress, especially the steam engine has been put into practice, and some people in the Gewu Academy are studying the application of steam engines to casting, and there is naturally no problem in casting coins, so that the minting of coins will become very simple, and the style will be more beautiful and unified, and the cost will be further reduced, and copper coins have been circulating for so many years. The people also recognized it more, and it would be a pity if it was abolished all at once, so I think the copper coin should be kept as a supplement to the paper money. ”
"Supplement?" Cao Song heard this, but he didn't quite understand the meaning of Zhao Yan's words.
"Yes, a copper coin is a penny, with the current price standard of the Great Song Dynasty, this penny can be used as the smallest unit of currency, and the banknotes we issue are superimposed on this minimum unit, such as five, ten, twenty, fifty and one hundred banknotes, if necessary, you can even issue consistent banknotes to facilitate large-denomination transactions." Zhao Yan opened his mouth to explain that for the face value of the currency, he almost copied the paper money of later generations, and these denominations were not arbitrarily prescribed, but calculated through mathematical principles, making the structure of the denomination very reasonable and convenient for circulation.
"It's okay to keep copper coins, but I think it's better to add another penny banknote, so that every penny banknote issued, you can mint one less copper coin, which saves a lot of costs." At this time, Cao Song proposed again that since the bank was subsumed into the Great Song Dynasty, the matter of minting money was also incorporated into the jurisdiction of the bank, and Cao Song had always felt that the minting of copper coins was too labor-intensive and material, so he had always wanted to cut costs.
"It's better that way, then add another penny of banknotes and let people choose for themselves." Zhao Yan also agreed very much when he heard this, and the one yuan in the later generations also had two kinds of metal and paper, but he didn't think about it just now. (To be continued......)