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Before the credibility was established, it was unrealistic to want to immediately replace the silver money with paper money and unify the currency.

The problem is that if the currency cannot be unified, ordinary people will always suffer.

Now the implementation of a whip law, to count the acres of silver, but the lower class of the common people usually have little income, the basic get is copper money, so when paying the two taxes, they have to concentrate on exchanging with the merchants, and the merchants take advantage of this to raise the price of silver, and the common people suffer serious exploitation.

At the same time, during the period of the two taxes, the people need to give a large amount of grain in exchange for money, and the price of grain will fall very profitably. Originally, he had to pay a tax of 100 catties of grain, but he had to sell 200 catties of grain at a low price to pay the tax.

Another problem is the fire consumption of tax silver, and when the magistrate collects the money tax, he will use the fire consumption as an excuse to levy more money and silver to make up for the shortfall caused by the fire consumption of the local government treasury. However, the local officials have always had the final say on how much or less the fire consumed, and this has become an excuse for the local officials to take the opportunity to accumulate money.

All this made a whip law that was originally intended to reduce the burden of the people and increase the tax revenue of the imperial court, but it was called a whip for the remnants of the people in the Ming Dynasty.

In the past, there were only two places in the Qin State, Jiangxi and Huguang, and the officials who had just taken office were still relatively honest, and Qin Mu's grain strategy stabilized grain prices to a large extent, so these problems did not come to the fore in the short term.

However, with the expansion of the territory, if these problems are not effectively solved, they will be exposed, causing the people to suffer deeply, and Daqin, which has just produced a country, will lose the support of the people.

Qin Mu consulted the ministers present on these three issues. Xu Yingjie, the head of the household department, was the first to stand up and said: "The minister suggested increasing the coverage of bank outlets, at least setting up branches in every county. In this way, when the people of the counties pay taxes, they can go to the bank to exchange money, so as to prevent profiteers from taking the opportunity to raise the price of silver. to reduce the exploitation of the people;

In addition, after the banknote law was enacted, the minister suggested that two million small banknotes should be printed first to replace copper coins, and the people should be allowed to pay taxes with paper money, so that the disadvantages caused by the exchange of silver money could also be reduced, and the problem of fire consumption could also be solved. ”

One of the key reasons why the Ming Dynasty treasure banknotes were resisted by the people was that the Ming court did not collect treasure money in taxes at the beginning.

Zhu Yuanzhang was born as a small farmer. He had no concept of economics, and he issued treasure money, with no reserves and no issuance limits. What's even funnier is that he printed out the treasure copy and used it to buy things from the people. As a result, when collecting taxes, they do not collect treasure money, how can this possibly establish the credibility of treasure money?

Therefore, Xu Yingjie made it clear at this time. After the issuance of banknotes. Allowing the people to pay taxes with paper not only makes it easy to establish the credibility of the treasure copy, but also avoids the damage suffered by the people who have to exchange money for money when paying taxes.

Liu Boquan, the secretary of the household department, and Zhuge Min and Li Yuan, scholars of the cabinet, came forward one after another to express their support for Xu Yingjie's proposal, and the role played by banks in this regard has been reflected in Jiangxi and Huguang. This not only dealt a powerful blow to the damage caused by unscrupulous merchants inflating the price of silver, but also increased a lot of revenue for the imperial court.

With the support of these people, and then Qin Mu made a decision, even if the ministers present had any selfish intentions. I didn't dare to come forward to oppose it.

Things were done one by one, and after solving the problem of the exchange of silver money harming the people, Bian Di of the Ministry of Rites Langzhong came out and said in response to the second question: "Qi played the King of Qin, the Song Dynasty built a permanent position, and the corresponding amount was retained from the tax silver of each state and county for grain storage, and the grain was collected when the grain price was low, and the grain price was released when the grain price was high, and the grain price was suppressed;

In the past, our king's grain strategy, because of the abundant reserves, also played an obvious role in stabilizing grain prices. The minister believed that our dynasty could learn from the Song Dynasty's standing liquidation system and improve it, which would definitely reduce the damage suffered by the people due to the low grain prices during the payment of the two taxes;

In addition, it is also possible to appropriately extend the time limit for paying taxes, because in the past, the people had to pay taxes immediately after receiving grain, forcing everyone to sell grain for silver at the same time; if the payment period was appropriately extended, it would be difficult for illegal grain merchants to suppress grain prices for a long time, and the people would be exempted from being exploited by them. ”

Yang Tinglin, the secretary of the Ministry of Officials, who had rarely spoken for a long time, couldn't help but stand up and said: "King Qin, the first article mentioned in Bian Lang is to establish a regular closing position to stabilize grain prices, and the minister agrees. However, the extension of the tax deadline is debatable, because ordinary people who do not have a lot of income will no longer be able to pay taxes if they are not required to pay taxes immediately after the harvest, and the money will be diverted for other purposes. In this way, the phenomenon of tax arrears will generally appear, and the imperial court will be unable to continue due to the lack of finance and taxes. ”

This is indeed a problem, and extending the tax payment period can prevent the people from selling large quantities of grain during the same period and being exploited by grain merchants. However, after the tax payment period is extended, it is easy to cause a large amount of tax arrears, which makes it difficult for the imperial court to maintain.

Qin Mu thought for a while and said: "Ministers, let's see if this is possible, after the tax payment period is extended, if any of them owe taxes, they will not be able to enjoy this preferential policy in the second year, and they must be paid immediately after the harvest together with the amount owed in the previous year." After they pay off their tax arrears, they can continue to enjoy the tax deferral policy. ”

Sima An replied: "The minister agrees with the policy of the King of Qin, but it is difficult to predict what problems will arise in the specific implementation, so the minister suggested that the policy of extending the tax payment period should be tried in a few state capitals in various places to see the effect, and then decide whether to fully promote it, before it is appropriate." ”

"Okay, Chang Ping will hand it over to Sinong Temple to build. In the pilot work of extending the tax payment period, the Ministry of Household Affairs will select two prefectures in each province to carry out the trial work on a trial basis, so as to observe the after-effects. ”

After the second problem was successfully solved, the problem of fire consumption remained at the end.

When the local government collects taxes, it collects broken silver, and the fineness is not the same, and when it is dissolved into silver ingots and handed over to the state treasury, it will cause a certain amount of fire consumption.

If the magistrates did not levy the fire and consume silver, then the deficit caused would have to be borne by themselves, and they would definitely not do it, so the fire consumption was distributed to the people, which had become a tacit act of the imperial court.

The problem is that the imperial court did not explicitly stipulate how much silver to be levied for fire consumption was not included in the regular tax, which provided a favorable excuse for the magistrates to take the opportunity to accumulate wealth.

Before paper money became the only legal currency, the problem of fire consumption always existed, and it was up to him to solve it.

Gu Junen said: "King Qin, the problem of fire consumption itself is not difficult to solve, the imperial court only needs to formulate a unified standard for the collection of fire consumption, which is collected together with the regular tax, and the feudal treasury can be kept to make up for the deficit of the feudal treasury;

But there are other deep-seated reasons for the problem of fire consumption, the Ming Dynasty officials' salaries are too low, taking Qipinzhi County as an example, the annual salaries are ninety stones, with this income, in the early Ming Dynasty can barely support, to the middle and late periods, due to the rise in prices, most officials have been difficult to support their families by relying on the money, so that officials have to cheat in the fire consumption to save the poor, and the corruption of officials is gradually legalized and made public.

Therefore, the minister believed that in order to solve the problem of fire consumption and fraud, it was necessary to first raise the income of officials, otherwise the fire consumption would be classified as a regular tax, and it would only be a dead letter, and local officials would still set up clever names and exploit the people. ”

As soon as Gu Junen finished speaking, the ministers present looked at Qin Mu one after another, who wouldn't want to increase their chances?

But it depends on whether Qin Mu is like Zhu Yuanzhang, if he has the same virtue as Zhu Yuanzhang, don't think about it.

It's hard to say, including Sima An, I don't know what decision the Dao Qin Mu Association will make. Qin Mu has always been very thrifty, which is very similar to Zhu Yuanzhang;

But on the other hand, Qin Mu was very generous to the soldiers of the Qin army. This stark contrast makes it difficult to determine which side he prefers.

Qin Mu saw the ministers react like this, and secretly laughed in his heart, the Ming Dynasty's income was too low, this is a fact, from the Ming Dynasty's example, it can be seen that the official's income is too low, it is not necessarily a good thing, corruption is legalized, and after it is made public, it is difficult to control.

Although the Qin State also paid according to the standards of the Qin State before, every New Year's Festival, Qin Mu would reward his officials in various names, increasing their legal income in disguise.

Qin Mu was thinking about this point, since everyone was looking at it dryly, Qin Mu also took advantage of the situation and said: "What Gu Shilang said is not unreasonable, then the cabinet will redraft the salary of hundreds of officials, and submit it as soon as possible." The matter of returning the fire consumption to the public shall be handed over to the household department to draw up the amount of additional fire consumption, and then submit it to the court. ”

"My king is wise!"

"My King Shengming!"

"Long live my king!"

“”

For the first time, this was the first time that Qin Mu had been so warmly praised at a court meeting.

Qin Mu listened to it very unpleasantly, damn it, there are many places in this Wang Shengming, I haven't seen you praise so unanimously, only by giving you a salary increase, you are shouting so loudly, a group of sycophants!

Overall, now the Qin State can be regarded as full of talents, and it is more energetic, and the operation is more efficient, after various policies are proposed, there are relatively few cases of mutual stalemate, and several important decisions can be agreed on in one day, Qin Mu is still very satisfied with this, the sycophant is the sycophant, and the horse wants to run, and the horse does not eat grass, that is not good.

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PS: The monthly pass list is about to fall out of the hundredth, brothers, have pity on me, I urgently need your support, ask for a monthly pass!.

(To be continued......)