Chapter 506 had a great conversation
"Oh?" Ma Bo'an didn't expect to hear about a new industry, and out of the sensitivity of a businessman, he asked curiously, "What is an insurance firm?" Is it similar to playing a line? ”
"There are similarities and dissimilarities." Wu Shigong replied with a smile, "The insurance company only insures man-made disasters, and the insurance firm also insures natural disasters, and the scope of insurance is much larger." If Ma Gong is interested, he can let the shopkeeper of the Four Seas Commercial Bank accompany Ma Gong to go there to have a look! ”
Ma Bo'an immediately smiled and said, "Although I don't know why, what the adults said must be a good law." After arriving in Runing, I found that the whimsical ideas of adults were endless. can think about it carefully, and it contains the meaning of reason, which really makes the old man sigh, the future life is terrifying! ”
After Ma Boan praised Wu Shigong for a few words, he immediately deliberately relied on the old and sold the old, just to see Wu Shigong's temperament.
"Ma Gong is polite! I and Brother Wei Chang (Ma Shouxin) hit it off at first sight, and here we are only talking about personal friendship, not officialdom, so I have the shame to call Shibo. Shibo can also call me a long respect, so that there is less restraint. ”
Listening to Wu Shigong's words, Ma Bo'an immediately hahadaxiao. He found that Wu Shigong was not only able to understand the meaning of his words, but also able to let go of enough figures, such a heart was by no means a role that was under others for a long time.
So Ma Bo'an also said: "The old man is also ashamed." Changjing, the old man is here today, just to tell you that my Ma family will set up three workshops and a commercial bank in Runing, but I want to raise 20,000 taels of shares on this stock exchange, I don't know if this matter is feasible? ”
The assessment of Wu Shigong is qualified, and Ma Boan is also ready to invest 20,000 or 30,000 taels in Runing Mansion, but the true character of a businessman makes Ma Boan want to maximize his interests. If another 20,000 taels of silver can be raised on the stock exchange, although it is necessary to give up some shares, Ma Boan is confident that the industry will be bigger. Therefore, powerful businessmen will borrow chickens to lay eggs. And small businessmen like Bian Chengwang and Li's mother still hold that kind of small-scale peasant thinking.
"Welcome!" Wu Shigong was overjoyed, "However, there are also some rules for raising shares on the stock exchange, the most important thing is that the account book needs to be disclosed to other shareholders. ”
"Are there any other rules for opening in Runing?" Ma Boan asked again.
"That's one, you have to pay business tax. However, the newly opened property of Shibo can be partially reduced. This can also be introduced to Shibo by Mr. Deng and Mr. Yuan later. Although the commercial tax of our Runing Army is higher (which is compared with the almost negligible commercial tax of the Ming Dynasty), it must not be concealed and not paid. But there are no other bad rules, so as long as you pay business taxes, you can do business with peace of mind. ”
"Oh! And also! It is not possible to infringe on the patents of other firms. Otherwise, you will be sued by other families and will have to pay a lot of silver. Wu Shigong reminded again.
"Huh?" Ma Boan heard a new term, so he asked, "What is a patent?" ”
So Wu Shigong briefly introduced the "Patent Law". The more he talked, the brighter his eyes became. Finally, when Wu Shigong finished speaking, he immediately said: "Chang Jing! Wait for the old man to go back this time. Fetch some more silver. Opened a number of workshops. However, our Ma family will also raise another 30,000 taels on the stock exchange, I don't know if there is so much surplus silver here? ”
Wu Shigong didn't expect Ma Bo'an to suddenly make a big leap forward. Even Ma Shouxin on the side was a little surprised by his father's fanaticism, but he knew that his father had always been very calm.
However, neither of them knew that Ma Bo'an wanted to form a monopoly of his own industry in the control area of the Runing Army through patent rights, which was a major event against time. So there are some gaffes, and Ma Bo'an can't take care of it.
However, Wu Shigong still replied: "The shares issued by the stock exchange are all underwritten, as long as the discount is enough, the issuer will pay the silver of the unsold shares, so Shibo does not need to worry about this." Now it's the Four Seas Money Bank that is doing this. Shibo can go there to negotiate a better discount, and the juniors will also talk to the bank. ”
"Really?" Ma Boan said incredulously. He didn't expect that the financial industry in Runing Mansion had reached such a level.
Ma Shouxin on the side also interjected: "Dad! There are still interesting things about the Four Seas Money Village. A kind of food stamp was issued, and the silver could be deposited for interest. Of course, you can also borrow money in it, but the interest rate is much lower than that of printing money. ”
"Really?" There are too many things that Ma Bo'an was surprised about today, so he is already a little surprised and fatigued.
So Ma Shouxin simply introduced the process of deposit and loan to his father, and Ma Bo couldn't help but sigh in peace: "Isn't this a wonderful way to borrow chickens and eggs?" The person who came up with this plan is really a masterpiece! ”
However, because he was too surprised, Ma Boan was not interested in asking who came up with the idea. There was no doubt that it was the young military attache sitting opposite. But in this way, Wu Shigong, who was sitting there, was itching, so he waited for Ma Bo'an to ask. To be honest, Wu Shigong is actually a very sassy person!
At this time, Ma Bo'an's acumen for business came, and he immediately asked: "Chang Jing! The old man has a reluctant request here, I wonder if he can buy some shares in the futures exchange that will be opened? ”
"That's it!" Wu Shigong hesitated for a moment and said, "Then sell it to Shibo Bancheng." ”
"What's the price?"
"Ten thousand taels!" Wu Shigong immediately opened his mouth, and he was never soft on doing business, but after finishing speaking, he still explained, "You can't sell too much to Shibo, and you can't have too many private shares in this futures exchange, even if it is given to Shibo, they are all let out of the shares of the younger generation." ”
"It's a deal!" Unexpectedly, Ma Bo'an agreed. For the futures exchange, Ma Boan really has no bottom in his heart, but after seeing Wu Shigong's previous financial industries, Ma Boan chose to believe it. Besides, in order to maintain a good relationship with Wu Shigong, even if he gave Wu Shigong 10,000 taels of silver, what then?
Also, Ma Bo'an is also throwing bricks and stones, and he still has the next step to consider. So Ma Bo'an asked again: "Can the shares of the stock exchange and the money bank be sold?" ”
Wu Shigong didn't expect that the price of his lion's big mouth not only did not intimidate Ma Bo'an, but also saw that his jiashi's own price was low, so he didn't dare to open his mouth, so Wu Shigong replied: "This also requires Shibo to discuss with Mr. Deng and Mr. Yuan." The juniors are busy with military affairs, and the details of this trivial matter are really not very detailed! ”
Ma Boan also knew that he was a little obsessed. So he smiled and eased the atmosphere: "Then let Changjing bother." This time, the old man will stay for a few days, and he will have a good reunion with Changjing when he leaves. When the old man goes back, the Ma family will arrange the silver and manpower before July, and the dog will also be stationed in Runing to help. ”
"Shibo is polite!" Wu Shigong hurriedly returned the salute and said, "But there is one more thing for Shibo to worry about." This time, Shibo's workshop and trading house, it is best to recruit fifty percent of the manpower in Runing Mansion, there are too many displaced people here in the younger generation, and they also need the help of the elders! ”
At this time in the Ming Dynasty, they all brought people from their hometowns, so Wu Shigong reminded him first, asking Ma Bo'an to help recruit some local refugees and reduce the pressure on the Runing army to provide relief.
"What is the price of recruiting local displaced people?" Of course, Ma Boan had to ask first.
"We, the Runing Army, have issued a document that the minimum salary for workers is one and a half buckets of rice per day, and they take one day off every ten days, and they cannot work for more than five hours a day. If there is excess, the workshop will have to pay double the salary. ”
Since Wu Shigong announced the appointment of his eldest son Xue Chenglin to the whole army, Wu Shigong always felt a little guilty about Li Xin and Wu Chengying's mother and son. So one day, when I saw Wu Chengying returning from reading with tears in her eyes, I softened my heart and also stipulated: students are also resting on ten days.
Although Wu Shigong's regulations have been blamed by the enlightened Confucian, how can that Confucian know the love of a father? Therefore, Wu Shigong simply made this provision into a decree and implemented it in his own control area. In order to ensure that the workers can support at least a family of three, the minimum wage standard is stipulated in the law.
Therefore, in this era, the first decree to protect labor was born in Wu Shigong's love for calves. But the happiest thing is the slaves in Wu Shigong's inner house, they were originally open all year round, and now isn't this a disguised increase in wages?
As soon as Wu Shigong's decree came out, it immediately caused a round of applause in the whole territory, and many displaced people who fled to Runing Mansion to work erected an immortal archway for Wu Shigong at home.
Only Father Carrera was a little crooked, and he even persuaded Wu Shigong to implement the weekly system. Take one day off every seven days. This also made it easier for his parishioners to go to church.
Wu Shigong immediately refused. It's still praying! How many times a day do Muslims have to worship, so how many days do they have to leave? In any case, it is better to take one day off for ten days than one day off for seven days. Wu Shigong is also a capitalist, and his ass must be on the side of the capitalist. So Father Carrera's advice should be omitted! The vast number of working people still want to implement weekends!
However, Wu Shigong's words also made Ma Boan have some doubts. This minimum wage is not enough, how can it be much lower than the salary of Jiangnan laborers, but Weishenme wants to make it mandatory to take a break? Are the workers willing to earn more money and stop them? So Ma Bo'an asked his question.
Of course, Wu Shigong couldn't tell Ma Bo'an: This rule is to give his son time to play. So he sighed and said, "Alas! There are still too many homeless people! ”
Seeing Wu Shigong's sigh, Ma Bo'an also sighed with him: "Changjing is kind-hearted, and the old man is not willing to be left behind." So be it! The old man promised to recruit no less than 70% of the local workers. Trustworthy! You also remember that a hundred stone of grain is given to the displaced people every month. ”
"Yes! Father! ”
"Thank you, Shibo!" (To be continued......)